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Calumet, Inc.（CLMT）与MERCURY GENERAL CORP（MCY）财务数据对比。点击上方公司名可切换其他公司
MERCURY GENERAL CORP的季度营收约是Calumet, Inc.的1.5倍（$1.5B vs $1.0B），MERCURY GENERAL CORP净利率更高（13.2% vs -3.6%，领先16.8%），MERCURY GENERAL CORP自由现金流更多（$273.9M vs $103.8M）
Calumet是总部位于美国的特种产品企业，专注于生产和分销高价值碳氢化合物与特种化学品，产品覆盖特种油、润滑剂、蜡制品及可再生燃料解决方案，服务北美及全球的工业、消费、交通等下游领域。
水星通用集团是一家综合性保险机构，业务覆盖个人车险、房主保险、租客保险及商业保险等多个品类，其中车险与房主保险是公司的核心经营板块。
CLMT vs MCY — 直观对比
营收规模更大
MCY
是对方的1.5倍
$1.0B
净利率更高
MCY
高出16.8%
-3.6%
自由现金流更多
MCY
多$170.1M
$103.8M
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.0B | $1.5B |
| 净利润 | $-37.3M | $202.5M |
| 毛利率 | -0.3% | 99.7% |
| 营业利润率 | -6.2% | 16.2% |
| 净利率 | -3.6% | 13.2% |
| 营收同比 | — | 12.4% |
| 净利润同比 | — | 100.4% |
| 每股收益（稀释后） | $-0.43 | $3.66 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CLMTMCY
| Q4 25 | $1.0B | $1.5B | ||
| Q3 25 | $1.1B | $1.6B | ||
| Q2 25 | $1.0B | $1.5B | ||
| Q1 25 | $993.9M | $1.4B | ||
| Q4 24 | — | $1.4B | ||
| Q3 24 | $1.1B | $1.5B | ||
| Q2 24 | $1.1B | $1.3B | ||
| Q1 24 | — | $1.3B |
净利润CLMTMCY
| Q4 25 | $-37.3M | $202.5M | ||
| Q3 25 | $313.4M | $280.4M | ||
| Q2 25 | $-147.9M | $166.5M | ||
| Q1 25 | $-162.0M | $-108.3M | ||
| Q4 24 | — | $101.1M | ||
| Q3 24 | $-100.6M | $230.9M | ||
| Q2 24 | $-39.1M | $62.6M | ||
| Q1 24 | — | $73.5M |
毛利率CLMTMCY
| Q4 25 | -0.3% | 99.7% | ||
| Q3 25 | 34.7% | 99.8% | ||
| Q2 25 | -4.2% | 99.8% | ||
| Q1 25 | -8.2% | 99.7% | ||
| Q4 24 | — | 99.7% | ||
| Q3 24 | 0.4% | 99.8% | ||
| Q2 24 | 5.6% | 99.8% | ||
| Q1 24 | — | 99.7% |
营业利润率CLMTMCY
| Q4 25 | -6.2% | 16.2% | ||
| Q3 25 | 30.0% | 22.1% | ||
| Q2 25 | -9.8% | 14.0% | ||
| Q1 25 | -4.9% | -10.2% | ||
| Q4 24 | — | 9.0% | ||
| Q3 24 | -5.2% | 18.8% | ||
| Q2 24 | 0.5% | 5.8% | ||
| Q1 24 | — | 7.0% |
净利率CLMTMCY
| Q4 25 | -3.6% | 13.2% | ||
| Q3 25 | 29.1% | 17.7% | ||
| Q2 25 | -14.4% | 11.3% | ||
| Q1 25 | -16.3% | -7.8% | ||
| Q4 24 | — | 7.4% | ||
| Q3 24 | -9.1% | 15.1% | ||
| Q2 24 | -3.4% | 4.8% | ||
| Q1 24 | — | 5.8% |
每股收益（稀释后）CLMTMCY
| Q4 25 | $-0.43 | $3.66 | ||
| Q3 25 | $3.61 | $5.06 | ||
| Q2 25 | $-1.70 | $3.01 | ||
| Q1 25 | $-1.87 | $-1.96 | ||
| Q4 24 | — | $1.82 | ||
| Q3 24 | $-1.18 | $4.17 | ||
| Q2 24 | $-0.48 | $1.13 | ||
| Q1 24 | — | $1.33 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $125.1M | — |
| 总债务越低越好 | $2.1B | $575.0M |
| 股东权益账面价值 | $-732.7M | $2.4B |
| 总资产 | $2.7B | $9.6B |
| 负债/权益比越低杠杆越低 | — | 0.24× |
8季度趋势，按日历期对齐
现金及短期投资CLMTMCY
| Q4 25 | $125.1M | — | ||
| Q3 25 | $94.6M | — | ||
| Q2 25 | $110.6M | — | ||
| Q1 25 | $123.4M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $34.6M | — | ||
| Q2 24 | $7.0M | — | ||
| Q1 24 | — | — |
总债务CLMTMCY
| Q4 25 | $2.1B | $575.0M | ||
| Q3 25 | $2.1B | — | ||
| Q2 25 | $2.1B | — | ||
| Q1 25 | $2.3B | — | ||
| Q4 24 | — | $575.0M | ||
| Q3 24 | $1.7B | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益CLMTMCY
| Q4 25 | $-732.7M | $2.4B | ||
| Q3 25 | $-695.3M | $2.2B | ||
| Q2 25 | $-1.0B | $2.0B | ||
| Q1 25 | $-862.3M | $1.8B | ||
| Q4 24 | — | $1.9B | ||
| Q3 24 | $-672.2M | $1.9B | ||
| Q2 24 | $-566.4M | $1.6B | ||
| Q1 24 | — | $1.6B |
总资产CLMTMCY
| Q4 25 | $2.7B | $9.6B | ||
| Q3 25 | $2.7B | $9.4B | ||
| Q2 25 | $2.8B | $9.1B | ||
| Q1 25 | $2.8B | $9.0B | ||
| Q4 24 | — | $8.3B | ||
| Q3 24 | $2.6B | $8.2B | ||
| Q2 24 | $100 | $7.7B | ||
| Q1 24 | — | $7.4B |
负债/权益比CLMTMCY
| Q4 25 | — | 0.24× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.30× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $116.5M | $287.9M |
| 自由现金流经营现金流 - 资本支出 | $103.8M | $273.9M |
| 自由现金流率自由现金流/营收 | 10.0% | 17.8% |
| 资本支出强度资本支出/营收 | 1.2% | 0.9% |
| 现金转化率经营现金流/净利润 | — | 1.42× |
| 过去12个月自由现金流最近4个季度 | $56.6M | $1.0B |
8季度趋势，按日历期对齐
经营现金流CLMTMCY
| Q4 25 | $116.5M | $287.9M | ||
| Q3 25 | $23.5M | $496.4M | ||
| Q2 25 | $-1.8M | $371.6M | ||
| Q1 25 | $-29.3M | $-68.7M | ||
| Q4 24 | — | $248.3M | ||
| Q3 24 | $-15.5M | $318.1M | ||
| Q2 24 | — | $278.0M | ||
| Q1 24 | — | $192.6M |
自由现金流CLMTMCY
| Q4 25 | $103.8M | $273.9M | ||
| Q3 25 | $15.1M | $479.5M | ||
| Q2 25 | $-15.4M | $357.2M | ||
| Q1 25 | $-46.9M | $-81.9M | ||
| Q4 24 | — | $236.0M | ||
| Q3 24 | $-32.2M | $306.2M | ||
| Q2 24 | — | $266.5M | ||
| Q1 24 | — | $182.4M |
自由现金流率CLMTMCY
| Q4 25 | 10.0% | 17.8% | ||
| Q3 25 | 1.4% | 30.3% | ||
| Q2 25 | -1.5% | 24.2% | ||
| Q1 25 | -4.7% | -5.9% | ||
| Q4 24 | — | 17.3% | ||
| Q3 24 | -2.9% | 20.0% | ||
| Q2 24 | — | 20.4% | ||
| Q1 24 | — | 14.3% |
资本支出强度CLMTMCY
| Q4 25 | 1.2% | 0.9% | ||
| Q3 25 | 0.8% | 1.1% | ||
| Q2 25 | 1.3% | 1.0% | ||
| Q1 25 | 1.8% | 0.9% | ||
| Q4 24 | — | 0.9% | ||
| Q3 24 | 1.5% | 0.8% | ||
| Q2 24 | 2.2% | 0.9% | ||
| Q1 24 | — | 0.8% |
现金转化率CLMTMCY
| Q4 25 | — | 1.42× | ||
| Q3 25 | 0.07× | 1.77× | ||
| Q2 25 | — | 2.23× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 2.46× | ||
| Q3 24 | — | 1.38× | ||
| Q2 24 | — | 4.44× | ||
| Q1 24 | — | 2.62× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CLMT
| Specialty Products And Solutions | $675.9M | 65% |
| Montana Renewables | $294.2M | 28% |
| Performance Brands | $68.5M | 7% |
MCY
暂无分部数据
