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CLOVER HEALTH INVESTMENTS, CORP.（CLOV）与Custom Truck One Source, Inc.（CTOS）财务数据对比。点击上方公司名可切换其他公司
CLOVER HEALTH INVESTMENTS, CORP.的季度营收约是Custom Truck One Source, Inc.的1.8倍（$749.2M vs $422.2M），CLOVER HEALTH INVESTMENTS, CORP.净利率更高（3.6% vs -4.2%，领先7.9%），CLOVER HEALTH INVESTMENTS, CORP.同比增速更快（62.0% vs -8.5%），过去两年CLOVER HEALTH INVESTMENTS, CORP.的营收复合增速更高（45.0% vs 14.8%）
克利弗健康投资公司是2014年成立的美国医疗保健企业，主营联邦医疗保险优势计划保险产品，是与美国政府直接签约合作的机构。目前公司为美国11个州的联邦医疗保险参保人提供健康管理服务，并已于2021年1月8日公开上市。
Custom Truck One Source是北美领先的专用重型卡车及设备解决方案提供商，业务覆盖定制车辆制造、设备销售与租赁、售后配件供应及维保服务，主要服务基建、公用事业、建筑、能源等核心领域。
CLOV vs CTOS — 直观对比
营收规模更大
CLOV
是对方的1.8倍
$422.2M
营收增速更快
CLOV
高出70.6%
-8.5%
净利率更高
CLOV
高出7.9%
-4.2%
两年增速更快
CLOV
近两年复合增速
14.8%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $749.2M | $422.2M |
| 净利润 | $27.3M | $-17.8M |
| 毛利率 | — | 20.3% |
| 营业利润率 | 3.6% | 2.9% |
| 净利率 | 3.6% | -4.2% |
| 营收同比 | 62.0% | -8.5% |
| 净利润同比 | — | -333.7% |
| 每股收益（稀释后） | $0.05 | $-0.08 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CLOVCTOS
| Q1 26 | $749.2M | $422.2M | ||
| Q4 25 | $487.7M | $387.3M | ||
| Q3 25 | $496.6M | $359.9M | ||
| Q2 25 | $477.6M | $392.2M | ||
| Q1 25 | $462.3M | $307.1M | ||
| Q4 24 | $337.0M | $398.3M | ||
| Q3 24 | $331.0M | $337.5M | ||
| Q2 24 | $356.3M | $320.6M |
净利润CLOVCTOS
| Q1 26 | $27.3M | $-17.8M | ||
| Q4 25 | $-49.3M | $20.9M | ||
| Q3 25 | $-24.4M | $-5.8M | ||
| Q2 25 | $-10.6M | $-28.4M | ||
| Q1 25 | $-1.3M | $-17.8M | ||
| Q4 24 | $-22.1M | $27.6M | ||
| Q3 24 | $-9.2M | $-17.4M | ||
| Q2 24 | $7.4M | $-24.5M |
毛利率CLOVCTOS
| Q1 26 | — | 20.3% | ||
| Q4 25 | — | 31.8% | ||
| Q3 25 | — | 28.0% | ||
| Q2 25 | — | 26.1% | ||
| Q1 25 | — | 27.9% | ||
| Q4 24 | — | 29.7% | ||
| Q3 24 | 24.5% | 27.2% | ||
| Q2 24 | 30.3% | 27.8% |
营业利润率CLOVCTOS
| Q1 26 | 3.6% | 2.9% | ||
| Q4 25 | -10.1% | 13.4% | ||
| Q3 25 | -4.9% | 9.1% | ||
| Q2 25 | -2.2% | 7.1% | ||
| Q1 25 | -0.3% | 4.0% | ||
| Q4 24 | -6.4% | 16.9% | ||
| Q3 24 | -2.7% | 6.8% | ||
| Q2 24 | 2.0% | 5.5% |
净利率CLOVCTOS
| Q1 26 | 3.6% | -4.2% | ||
| Q4 25 | -10.1% | 5.4% | ||
| Q3 25 | -4.9% | -1.6% | ||
| Q2 25 | -2.2% | -7.2% | ||
| Q1 25 | -0.3% | -5.8% | ||
| Q4 24 | -6.6% | 6.9% | ||
| Q3 24 | -2.8% | -5.2% | ||
| Q2 24 | 2.1% | -7.6% |
每股收益（稀释后）CLOVCTOS
| Q1 26 | $0.05 | $-0.08 | ||
| Q4 25 | — | $0.10 | ||
| Q3 25 | — | $-0.03 | ||
| Q2 25 | — | $-0.13 | ||
| Q1 25 | — | $-0.08 | ||
| Q4 24 | — | $0.11 | ||
| Q3 24 | — | $-0.07 | ||
| Q2 24 | — | $-0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $177.6M | $6.3M |
| 总债务越低越好 | — | $25.9M |
| 股东权益账面价值 | $339.4M | $809.1M |
| 总资产 | $697.7M | $3.4B |
| 负债/权益比越低杠杆越低 | — | 0.03× |
8季度趋势，按日历期对齐
现金及短期投资CLOVCTOS
| Q1 26 | $177.6M | $6.3M | ||
| Q4 25 | $78.3M | $6.3M | ||
| Q3 25 | — | $13.1M | ||
| Q2 25 | — | $5.3M | ||
| Q1 25 | — | $5.4M | ||
| Q4 24 | $194.5M | $3.8M | ||
| Q3 24 | $288.0M | $8.4M | ||
| Q2 24 | $254.8M | $8.1M |
总债务CLOVCTOS
| Q1 26 | — | $25.9M | ||
| Q4 25 | — | $1.6B | ||
| Q3 25 | — | $1.6B | ||
| Q2 25 | — | $1.6B | ||
| Q1 25 | — | $1.6B | ||
| Q4 24 | — | $1.5B | ||
| Q3 24 | — | $1.6B | ||
| Q2 24 | — | $1.5B |
股东权益CLOVCTOS
| Q1 26 | $339.4M | $809.1M | ||
| Q4 25 | $308.7M | $809.1M | ||
| Q3 25 | $340.9M | $784.7M | ||
| Q2 25 | $344.2M | $790.1M | ||
| Q1 25 | $336.1M | $813.4M | ||
| Q4 24 | $341.1M | $861.3M | ||
| Q3 24 | $342.2M | $837.5M | ||
| Q2 24 | $324.9M | $856.7M |
总资产CLOVCTOS
| Q1 26 | $697.7M | $3.4B | ||
| Q4 25 | $541.0M | $3.4B | ||
| Q3 25 | $559.7M | $3.5B | ||
| Q2 25 | $575.0M | $3.6B | ||
| Q1 25 | $583.7M | $3.5B | ||
| Q4 24 | $580.7M | $3.5B | ||
| Q3 24 | $653.0M | $3.6B | ||
| Q2 24 | $674.2M | $3.5B |
负债/权益比CLOVCTOS
| Q1 26 | — | 0.03× | ||
| Q4 25 | — | 2.03× | ||
| Q3 25 | — | 2.10× | ||
| Q2 25 | — | 2.04× | ||
| Q1 25 | — | 1.97× | ||
| Q4 24 | — | 1.77× | ||
| Q3 24 | — | 1.87× | ||
| Q2 24 | — | 1.79× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CLOV
暂无分部数据
CTOS
| Equipment sales | $273.9M | 65% |
| Rental revenue | $116.3M | 28% |
| Parts sales and services | $32.1M | 8% |
