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CLOVER HEALTH INVESTMENTS, CORP.（CLOV）与Martin Marietta Materials（MLM）财务数据对比。点击上方公司名可切换其他公司
Martin Marietta Materials的季度营收约是CLOVER HEALTH INVESTMENTS, CORP.的1.5倍（$1.1B vs $749.2M），Martin Marietta Materials净利率更高（24.5% vs 3.6%，领先20.8%），CLOVER HEALTH INVESTMENTS, CORP.同比增速更快（62.0% vs -30.1%），过去两年CLOVER HEALTH INVESTMENTS, CORP.的营收复合增速更高（45.0% vs -4.5%）
克利弗健康投资公司是2014年成立的美国医疗保健企业，主营联邦医疗保险优势计划保险产品，是与美国政府直接签约合作的机构。目前公司为美国11个州的联邦医疗保险参保人提供健康管理服务，并已于2021年1月8日公开上市。
马丁·玛丽埃塔材料公司是美国大型集料及重型建筑材料供应商，业务覆盖美国26个州、加拿大及加勒比地区，主要为道路、人行道、地基等各类基建项目提供所需原材料。
CLOV vs MLM — 直观对比
营收规模更大
MLM
是对方的1.5倍
$749.2M
营收增速更快
CLOV
高出92.2%
-30.1%
净利率更高
MLM
高出20.8%
3.6%
两年增速更快
CLOV
近两年复合增速
-4.5%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $749.2M | $1.1B |
| 净利润 | $27.3M | $279.0M |
| 毛利率 | — | 35.0% |
| 营业利润率 | 3.6% | 24.6% |
| 净利率 | 3.6% | 24.5% |
| 营收同比 | 62.0% | -30.1% |
| 净利润同比 | — | -4.8% |
| 每股收益（稀释后） | $0.05 | $4.59 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CLOVMLM
| Q1 26 | $749.2M | — | ||
| Q4 25 | $487.7M | $1.1B | ||
| Q3 25 | $496.6M | $1.8B | ||
| Q2 25 | $477.6M | $1.8B | ||
| Q1 25 | $462.3M | $1.4B | ||
| Q4 24 | $337.0M | $1.6B | ||
| Q3 24 | $331.0M | $1.9B | ||
| Q2 24 | $356.3M | $1.8B |
净利润CLOVMLM
| Q1 26 | $27.3M | — | ||
| Q4 25 | $-49.3M | $279.0M | ||
| Q3 25 | $-24.4M | $414.0M | ||
| Q2 25 | $-10.6M | $328.0M | ||
| Q1 25 | $-1.3M | $116.0M | ||
| Q4 24 | $-22.1M | $293.0M | ||
| Q3 24 | $-9.2M | $363.0M | ||
| Q2 24 | $7.4M | $294.0M |
毛利率CLOVMLM
| Q1 26 | — | — | ||
| Q4 25 | — | 35.0% | ||
| Q3 25 | — | 33.1% | ||
| Q2 25 | — | 30.0% | ||
| Q1 25 | — | 24.8% | ||
| Q4 24 | — | 30.0% | ||
| Q3 24 | 24.5% | 31.7% | ||
| Q2 24 | 30.3% | 29.3% |
营业利润率CLOVMLM
| Q1 26 | 3.6% | — | ||
| Q4 25 | -10.1% | 24.6% | ||
| Q3 25 | -4.9% | 27.4% | ||
| Q2 25 | -2.2% | 25.3% | ||
| Q1 25 | -0.3% | 14.3% | ||
| Q4 24 | -6.4% | 24.4% | ||
| Q3 24 | -2.7% | 25.9% | ||
| Q2 24 | 2.0% | 22.6% |
净利率CLOVMLM
| Q1 26 | 3.6% | — | ||
| Q4 25 | -10.1% | 24.5% | ||
| Q3 25 | -4.9% | 22.4% | ||
| Q2 25 | -2.2% | 18.1% | ||
| Q1 25 | -0.3% | 8.6% | ||
| Q4 24 | -6.6% | 18.0% | ||
| Q3 24 | -2.8% | 19.2% | ||
| Q2 24 | 2.1% | 16.7% |
每股收益（稀释后）CLOVMLM
| Q1 26 | $0.05 | — | ||
| Q4 25 | — | $4.59 | ||
| Q3 25 | — | $6.85 | ||
| Q2 25 | — | $5.43 | ||
| Q1 25 | — | $1.90 | ||
| Q4 24 | — | $4.87 | ||
| Q3 24 | — | $5.91 | ||
| Q2 24 | — | $4.76 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $177.6M | $67.0M |
| 总债务越低越好 | — | $5.3B |
| 股东权益账面价值 | $339.4M | $10.0B |
| 总资产 | $697.7M | $18.7B |
| 负债/权益比越低杠杆越低 | — | 0.53× |
8季度趋势，按日历期对齐
现金及短期投资CLOVMLM
| Q1 26 | $177.6M | — | ||
| Q4 25 | $78.3M | $67.0M | ||
| Q3 25 | — | $57.0M | ||
| Q2 25 | — | $225.0M | ||
| Q1 25 | — | $101.0M | ||
| Q4 24 | $194.5M | $670.0M | ||
| Q3 24 | $288.0M | $52.0M | ||
| Q2 24 | $254.8M | $109.0M |
总债务CLOVMLM
| Q1 26 | — | — | ||
| Q4 25 | — | $5.3B | ||
| Q3 25 | — | $5.5B | ||
| Q2 25 | — | $5.4B | ||
| Q1 25 | — | $5.4B | ||
| Q4 24 | — | $5.4B | ||
| Q3 24 | — | $4.0B | ||
| Q2 24 | — | $4.3B |
股东权益CLOVMLM
| Q1 26 | $339.4M | — | ||
| Q4 25 | $308.7M | $10.0B | ||
| Q3 25 | $340.9M | $9.7B | ||
| Q2 25 | $344.2M | $9.4B | ||
| Q1 25 | $336.1M | $9.1B | ||
| Q4 24 | $341.1M | $9.5B | ||
| Q3 24 | $342.2M | $9.2B | ||
| Q2 24 | $324.9M | $8.8B |
总资产CLOVMLM
| Q1 26 | $697.7M | — | ||
| Q4 25 | $541.0M | $18.7B | ||
| Q3 25 | $559.7M | $18.7B | ||
| Q2 25 | $575.0M | $18.1B | ||
| Q1 25 | $583.7M | $17.7B | ||
| Q4 24 | $580.7M | $18.2B | ||
| Q3 24 | $653.0M | $16.5B | ||
| Q2 24 | $674.2M | $16.3B |
负债/权益比CLOVMLM
| Q1 26 | — | — | ||
| Q4 25 | — | 0.53× | ||
| Q3 25 | — | 0.57× | ||
| Q2 25 | — | 0.58× | ||
| Q1 25 | — | 0.60× | ||
| Q4 24 | — | 0.57× | ||
| Q3 24 | — | 0.44× | ||
| Q2 24 | — | 0.49× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $629.0M |
| 自由现金流经营现金流 - 资本支出 | — | $424.0M |
| 自由现金流率自由现金流/营收 | — | 37.2% |
| 资本支出强度资本支出/营收 | — | 18.0% |
| 现金转化率经营现金流/净利润 | — | 2.25× |
| 过去12个月自由现金流最近4个季度 | — | $978.0M |
8季度趋势，按日历期对齐
经营现金流CLOVMLM
| Q1 26 | — | — | ||
| Q4 25 | $-66.9M | $629.0M | ||
| Q3 25 | $12.1M | $551.0M | ||
| Q2 25 | $5.4M | $387.0M | ||
| Q1 25 | $-16.3M | $218.0M | ||
| Q4 24 | $34.8M | $686.0M | ||
| Q3 24 | $50.0M | $600.0M | ||
| Q2 24 | $44.8M | $1.0M |
自由现金流CLOVMLM
| Q1 26 | — | — | ||
| Q4 25 | $-69.0M | $424.0M | ||
| Q3 25 | $11.4M | $361.0M | ||
| Q2 25 | $4.8M | $208.0M | ||
| Q1 25 | $-16.5M | $-15.0M | ||
| Q4 24 | $33.3M | $453.0M | ||
| Q3 24 | $49.6M | $317.0M | ||
| Q2 24 | $44.4M | $-138.0M |
自由现金流率CLOVMLM
| Q1 26 | — | — | ||
| Q4 25 | -14.1% | 37.2% | ||
| Q3 25 | 2.3% | 19.6% | ||
| Q2 25 | 1.0% | 11.5% | ||
| Q1 25 | -3.6% | -1.1% | ||
| Q4 24 | 9.9% | 27.8% | ||
| Q3 24 | 15.0% | 16.8% | ||
| Q2 24 | 12.5% | -7.8% |
资本支出强度CLOVMLM
| Q1 26 | — | — | ||
| Q4 25 | 0.4% | 18.0% | ||
| Q3 25 | 0.1% | 10.3% | ||
| Q2 25 | 0.1% | 9.9% | ||
| Q1 25 | 0.0% | 17.2% | ||
| Q4 24 | 0.5% | 14.3% | ||
| Q3 24 | 0.1% | 15.0% | ||
| Q2 24 | 0.1% | 7.9% |
现金转化率CLOVMLM
| Q1 26 | — | — | ||
| Q4 25 | — | 2.25× | ||
| Q3 25 | — | 1.33× | ||
| Q2 25 | — | 1.18× | ||
| Q1 25 | — | 1.88× | ||
| Q4 24 | — | 2.34× | ||
| Q3 24 | — | 1.65× | ||
| Q2 24 | 6.04× | 0.00× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CLOV
暂无分部数据
MLM
| Building Materials Business East Group | $774.0M | 68% |
| Building Materials Business West Group | $233.0M | 20% |
| Services | $88.0M | 8% |
| Other | $45.0M | 4% |
