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科睿唯安（CLVT）与Primerica, Inc.（PRI）财务数据对比。点击上方公司名可切换其他公司
Primerica, Inc.的季度营收约是科睿唯安的1.5倍（$853.7M vs $585.5M），Primerica, Inc.净利率更高（23.1% vs -6.9%，领先29.9%），Primerica, Inc.同比增速更快（11.0% vs -1.4%），过去两年Primerica, Inc.的营收复合增速更高（7.2% vs -5.1%）
科睿唯安是一家英美合资的上市分析服务企业，主要提供订阅制信息服务，覆盖文献计量、科学计量、商业与市场情报领域，同时为医药、生物科技行业提供专利、监管合规相关的竞争分析，也提供商标保护、域名与品牌保护服务，旗下Web of Science产品系列还负责计算学术期刊的影响因子。
Primerica, Inc.是一家采用多层次营销模式的金融服务机构，业务覆盖美国与加拿大市场，主要面向当地中等收入家庭提供保险、投资等多元化金融产品，满足客户的风险保障与差异化财富管理需求。
CLVT vs PRI — 直观对比
营收规模更大
PRI
是对方的1.5倍
$585.5M
营收增速更快
PRI
高出12.4%
-1.4%
净利率更高
PRI
高出29.9%
-6.9%
两年增速更快
PRI
近两年复合增速
-5.1%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $585.5M | $853.7M |
| 净利润 | $-40.2M | $197.0M |
| 毛利率 | 67.2% | — |
| 营业利润率 | 5.2% | 28.9% |
| 净利率 | -6.9% | 23.1% |
| 营收同比 | -1.4% | 11.0% |
| 净利润同比 | 61.3% | 17.9% |
| 每股收益（稀释后） | $-0.06 | $6.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CLVTPRI
| Q1 26 | $585.5M | — | ||
| Q4 25 | $617.0M | $853.7M | ||
| Q3 25 | $623.1M | $839.9M | ||
| Q2 25 | $621.4M | $793.3M | ||
| Q1 25 | $593.7M | $804.8M | ||
| Q4 24 | $663.0M | $768.8M | ||
| Q3 24 | $622.2M | $774.1M | ||
| Q2 24 | $650.3M | $803.4M |
净利润CLVTPRI
| Q1 26 | $-40.2M | — | ||
| Q4 25 | $3.1M | $197.0M | ||
| Q3 25 | $-28.3M | $206.8M | ||
| Q2 25 | $-72.0M | $178.3M | ||
| Q1 25 | $-103.9M | $169.1M | ||
| Q4 24 | $-191.8M | $167.1M | ||
| Q3 24 | $-65.6M | $164.4M | ||
| Q2 24 | $-304.3M | $1.2M |
毛利率CLVTPRI
| Q1 26 | 67.2% | — | ||
| Q4 25 | 66.8% | — | ||
| Q3 25 | 65.0% | — | ||
| Q2 25 | 67.2% | — | ||
| Q1 25 | 65.1% | — | ||
| Q4 24 | 65.7% | — | ||
| Q3 24 | 66.2% | — | ||
| Q2 24 | 67.2% | 98.0% |
营业利润率CLVTPRI
| Q1 26 | 5.2% | — | ||
| Q4 25 | 6.7% | 28.9% | ||
| Q3 25 | 7.1% | 32.3% | ||
| Q2 25 | 1.1% | 29.6% | ||
| Q1 25 | -3.5% | 27.5% | ||
| Q4 24 | -9.4% | 64.7% | ||
| Q3 24 | 3.5% | 32.9% | ||
| Q2 24 | -36.9% | 1.0% |
净利率CLVTPRI
| Q1 26 | -6.9% | — | ||
| Q4 25 | 0.5% | 23.1% | ||
| Q3 25 | -4.5% | 24.6% | ||
| Q2 25 | -11.6% | 22.5% | ||
| Q1 25 | -17.5% | 21.0% | ||
| Q4 24 | -28.9% | 21.7% | ||
| Q3 24 | -10.5% | 21.2% | ||
| Q2 24 | -46.8% | 0.1% |
每股收益（稀释后）CLVTPRI
| Q1 26 | $-0.06 | — | ||
| Q4 25 | $0.00 | $6.11 | ||
| Q3 25 | $-0.04 | $6.35 | ||
| Q2 25 | $-0.11 | $5.40 | ||
| Q1 25 | $-0.15 | $5.05 | ||
| Q4 24 | $-0.27 | $4.92 | ||
| Q3 24 | $-0.09 | $4.83 | ||
| Q2 24 | $-0.46 | $0.03 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $756.2M |
| 总债务越低越好 | $4.3B | — |
| 股东权益账面价值 | $4.8B | $2.4B |
| 总资产 | $10.9B | $15.0B |
| 负债/权益比越低杠杆越低 | 0.89× | — |
8季度趋势，按日历期对齐
现金及短期投资CLVTPRI
| Q1 26 | — | — | ||
| Q4 25 | $329.2M | $756.2M | ||
| Q3 25 | $318.7M | $644.9M | ||
| Q2 25 | $362.6M | $621.2M | ||
| Q1 25 | $354.0M | $625.1M | ||
| Q4 24 | $295.2M | $687.8M | ||
| Q3 24 | $388.5M | $550.1M | ||
| Q2 24 | $376.4M | $627.3M |
总债务CLVTPRI
| Q1 26 | $4.3B | — | ||
| Q4 25 | $4.3B | — | ||
| Q3 25 | $4.4B | — | ||
| Q2 25 | $4.5B | — | ||
| Q1 25 | $4.5B | — | ||
| Q4 24 | $4.5B | — | ||
| Q3 24 | $4.6B | — | ||
| Q2 24 | $4.6B | — |
股东权益CLVTPRI
| Q1 26 | $4.8B | — | ||
| Q4 25 | $4.8B | $2.4B | ||
| Q3 25 | $4.9B | $2.3B | ||
| Q2 25 | $5.0B | $2.3B | ||
| Q1 25 | $5.0B | $2.3B | ||
| Q4 24 | $5.1B | $2.3B | ||
| Q3 24 | $5.5B | $1.9B | ||
| Q2 24 | $5.6B | $2.1B |
总资产CLVTPRI
| Q1 26 | $10.9B | — | ||
| Q4 25 | $11.1B | $15.0B | ||
| Q3 25 | $11.2B | $14.8B | ||
| Q2 25 | $11.4B | $14.8B | ||
| Q1 25 | $11.5B | $14.6B | ||
| Q4 24 | $11.5B | $14.6B | ||
| Q3 24 | $12.0B | $14.8B | ||
| Q2 24 | $12.1B | $14.6B |
负债/权益比CLVTPRI
| Q1 26 | 0.89× | — | ||
| Q4 25 | 0.89× | — | ||
| Q3 25 | 0.90× | — | ||
| Q2 25 | 0.90× | — | ||
| Q1 25 | 0.90× | — | ||
| Q4 24 | 0.88× | — | ||
| Q3 24 | 0.84× | — | ||
| Q2 24 | 0.83× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $134.7M | $338.2M |
| 自由现金流经营现金流 - 资本支出 | $78.9M | — |
| 自由现金流率自由现金流/营收 | 13.5% | — |
| 资本支出强度资本支出/营收 | 9.5% | — |
| 现金转化率经营现金流/净利润 | — | 1.72× |
| 过去12个月自由现金流最近4个季度 | $333.9M | — |
8季度趋势，按日历期对齐
经营现金流CLVTPRI
| Q1 26 | $134.7M | — | ||
| Q4 25 | $159.9M | $338.2M | ||
| Q3 25 | $181.1M | $202.9M | ||
| Q2 25 | $116.3M | $162.6M | ||
| Q1 25 | $171.2M | $197.5M | ||
| Q4 24 | $141.3M | $270.6M | ||
| Q3 24 | $202.9M | $207.3M | ||
| Q2 24 | $126.2M | $173.3M |
自由现金流CLVTPRI
| Q1 26 | $78.9M | — | ||
| Q4 25 | $89.2M | — | ||
| Q3 25 | $115.5M | — | ||
| Q2 25 | $50.3M | — | ||
| Q1 25 | $110.3M | — | ||
| Q4 24 | $59.1M | — | ||
| Q3 24 | $126.3M | — | ||
| Q2 24 | $60.3M | — |
自由现金流率CLVTPRI
| Q1 26 | 13.5% | — | ||
| Q4 25 | 14.5% | — | ||
| Q3 25 | 18.5% | — | ||
| Q2 25 | 8.1% | — | ||
| Q1 25 | 18.6% | — | ||
| Q4 24 | 8.9% | — | ||
| Q3 24 | 20.3% | — | ||
| Q2 24 | 9.3% | — |
资本支出强度CLVTPRI
| Q1 26 | 9.5% | — | ||
| Q4 25 | 11.5% | — | ||
| Q3 25 | 10.5% | — | ||
| Q2 25 | 10.6% | — | ||
| Q1 25 | 10.3% | — | ||
| Q4 24 | 12.4% | — | ||
| Q3 24 | 12.3% | — | ||
| Q2 24 | 10.1% | — |
现金转化率CLVTPRI
| Q1 26 | — | — | ||
| Q4 25 | 51.58× | 1.72× | ||
| Q3 25 | — | 0.98× | ||
| Q2 25 | — | 0.91× | ||
| Q1 25 | — | 1.17× | ||
| Q4 24 | — | 1.62× | ||
| Q3 24 | — | 1.26× | ||
| Q2 24 | — | 147.98× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CLVT
| Subscription | $397.5M | 68% |
| Re-occurring | $108.6M | 19% |
| Transactional | $79.4M | 14% |
PRI
| Revenues From Sources Other Than Contracts With Customers | $445.9M | 52% |
| Investment And Savings Products Segment Revenues | $340.3M | 40% |
| Other | $56.5M | 7% |
| Segment Revenues From Contracts With Customers | $11.0M | 1% |
