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COMERICA INC（CMA）与WEBSTER FINANCIAL CORP（WBS）财务数据对比。点击上方公司名可切换其他公司
COMERICA INC的季度营收约是WEBSTER FINANCIAL CORP的3.2倍（$187.0M vs $58.7M）。WEBSTER FINANCIAL CORP净利率更高（435.9% vs 94.1%，领先341.7%）。WEBSTER FINANCIAL CORP同比增速更快（-0.2% vs -2.1%）。过去两年COMERICA INC的营收复合增速更高（-1.3% vs -4.2%）
Comerica公司是总部位于美国得克萨斯州达拉斯的金融服务企业，为美国大型金融控股公司之一。旗下Comerica银行为区域性商业银行，在得克萨斯、密歇根、加利福尼亚、佛罗里达、亚利桑那五州共设413家网点，在美国多座城市设有办公场所。
韦伯斯特银行是总部位于美国康涅狄格州斯坦福德的商业银行，业务覆盖康涅狄格州、马萨诸塞州、罗德岛州、新泽西州，以及纽约州的威彻斯特、奥兰治、阿尔斯特、罗克兰县和纽约市，共设有177家营业网点和316台自动柜员机。
CMA vs WBS — 直观对比
营收规模更大
CMA
是对方的3.2倍
$58.7M
营收增速更快
WBS
高出1.9%
-2.1%
净利率更高
WBS
高出341.7%
94.1%
两年增速更快
CMA
近两年复合增速
-4.2%
损益表 — Q3 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $187.0M | $58.7M |
| 净利润 | $176.0M | $255.8M |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 94.1% | 435.9% |
| 营收同比 | -2.1% | -0.2% |
| 净利润同比 | -4.3% | 43.9% |
| 每股收益（稀释后） | $1.35 | $1.54 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CMAWBS
| Q4 25 | — | $58.7M | ||
| Q3 25 | $187.0M | $59.1M | ||
| Q2 25 | $185.0M | $59.4M | ||
| Q1 25 | $183.0M | $60.8M | ||
| Q4 24 | $191.0M | $58.8M | ||
| Q3 24 | $191.0M | $61.1M | ||
| Q2 24 | $203.0M | $61.8M | ||
| Q1 24 | $187.0M | $64.0M |
净利润CMAWBS
| Q4 25 | — | $255.8M | ||
| Q3 25 | $176.0M | $261.2M | ||
| Q2 25 | $199.0M | $258.8M | ||
| Q1 25 | $172.0M | $226.9M | ||
| Q4 24 | $170.0M | $177.8M | ||
| Q3 24 | $184.0M | $193.0M | ||
| Q2 24 | $206.0M | $181.6M | ||
| Q1 24 | $138.0M | $216.3M |
净利率CMAWBS
| Q4 25 | — | 435.9% | ||
| Q3 25 | 94.1% | 442.3% | ||
| Q2 25 | 107.6% | 435.6% | ||
| Q1 25 | 94.0% | 373.4% | ||
| Q4 24 | 89.0% | 302.4% | ||
| Q3 24 | 96.3% | 316.0% | ||
| Q2 24 | 101.5% | 293.7% | ||
| Q1 24 | 73.8% | 338.0% |
每股收益（稀释后）CMAWBS
| Q4 25 | — | $1.54 | ||
| Q3 25 | $1.35 | $1.54 | ||
| Q2 25 | $1.42 | $1.52 | ||
| Q1 25 | $1.25 | $1.30 | ||
| Q4 24 | $1.22 | $1.01 | ||
| Q3 24 | $1.33 | $1.10 | ||
| Q2 24 | $1.49 | $1.03 | ||
| Q1 24 | $0.98 | $1.23 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | $5.4B | $739.5M |
| 股东权益账面价值 | $7.4B | $9.5B |
| 总资产 | $77.4B | $84.1B |
| 负债/权益比越低杠杆越低 | 0.73× | 0.08× |
8季度趋势，按日历期对齐
总债务CMAWBS
| Q4 25 | — | $739.5M | ||
| Q3 25 | $5.4B | $1.2B | ||
| Q2 25 | $5.8B | $905.6M | ||
| Q1 25 | $5.7B | $907.4M | ||
| Q4 24 | $6.7B | $909.2M | ||
| Q3 24 | $6.8B | $911.0M | ||
| Q2 24 | $7.1B | $912.7M | ||
| Q1 24 | $7.1B | $914.5M |
股东权益CMAWBS
| Q4 25 | — | $9.5B | ||
| Q3 25 | $7.4B | $9.5B | ||
| Q2 25 | $6.9B | $9.3B | ||
| Q1 25 | $7.1B | $9.2B | ||
| Q4 24 | $6.5B | $9.1B | ||
| Q3 24 | $7.4B | $9.2B | ||
| Q2 24 | $6.2B | $8.8B | ||
| Q1 24 | $6.0B | $8.7B |
总资产CMAWBS
| Q4 25 | — | $84.1B | ||
| Q3 25 | $77.4B | $83.2B | ||
| Q2 25 | $78.0B | $81.9B | ||
| Q1 25 | $77.6B | $80.3B | ||
| Q4 24 | $79.3B | $79.0B | ||
| Q3 24 | $79.7B | $79.5B | ||
| Q2 24 | $79.6B | $76.8B | ||
| Q1 24 | $79.4B | $76.2B |
负债/权益比CMAWBS
| Q4 25 | — | 0.08× | ||
| Q3 25 | 0.73× | 0.13× | ||
| Q2 25 | 0.84× | 0.10× | ||
| Q1 25 | 0.81× | 0.10× | ||
| Q4 24 | 1.02× | 0.10× | ||
| Q3 24 | 0.92× | 0.10× | ||
| Q2 24 | 1.15× | 0.10× | ||
| Q1 24 | 1.18× | 0.10× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-270.0M | $317.6M |
| 自由现金流经营现金流 - 资本支出 | — | $301.8M |
| 自由现金流率自由现金流/营收 | — | 514.2% |
| 资本支出强度资本支出/营收 | — | 26.9% |
| 现金转化率经营现金流/净利润 | -1.53× | 1.24× |
| 过去12个月自由现金流最近4个季度 | — | $1.0B |
8季度趋势，按日历期对齐
经营现金流CMAWBS
| Q4 25 | — | $317.6M | ||
| Q3 25 | $-270.0M | $374.7M | ||
| Q2 25 | $476.0M | $270.9M | ||
| Q1 25 | $273.0M | $94.9M | ||
| Q4 24 | $-354.0M | $891.3M | ||
| Q3 24 | $1.0B | $45.3M | ||
| Q2 24 | $111.0M | $224.0M | ||
| Q1 24 | $-205.0M | $243.7M |
自由现金流CMAWBS
| Q4 25 | — | $301.8M | ||
| Q3 25 | — | $362.5M | ||
| Q2 25 | — | $257.7M | ||
| Q1 25 | — | $86.6M | ||
| Q4 24 | — | $879.0M | ||
| Q3 24 | — | $35.3M | ||
| Q2 24 | — | $215.6M | ||
| Q1 24 | — | $238.6M |
自由现金流率CMAWBS
| Q4 25 | — | 514.2% | ||
| Q3 25 | — | 613.7% | ||
| Q2 25 | — | 433.6% | ||
| Q1 25 | — | 142.5% | ||
| Q4 24 | — | 1495.2% | ||
| Q3 24 | — | 57.8% | ||
| Q2 24 | — | 348.6% | ||
| Q1 24 | — | 372.8% |
资本支出强度CMAWBS
| Q4 25 | — | 26.9% | ||
| Q3 25 | — | 20.7% | ||
| Q2 25 | — | 22.2% | ||
| Q1 25 | — | 13.7% | ||
| Q4 24 | — | 21.0% | ||
| Q3 24 | — | 16.4% | ||
| Q2 24 | — | 13.6% | ||
| Q1 24 | — | 7.9% |
现金转化率CMAWBS
| Q4 25 | — | 1.24× | ||
| Q3 25 | -1.53× | 1.43× | ||
| Q2 25 | 2.39× | 1.05× | ||
| Q1 25 | 1.59× | 0.42× | ||
| Q4 24 | -2.08× | 5.01× | ||
| Q3 24 | 5.70× | 0.23× | ||
| Q2 24 | 0.54× | 1.23× | ||
| Q1 24 | -1.49× | 1.13× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CMA
| Business Bank | $93.0M | 50% |
| Credit And Debit Card | $47.0M | 25% |
| Retail Bank | $28.0M | 15% |
| Capital Markets | $9.0M | 5% |
| Other | $6.0M | 3% |
| Commercial Loan | $3.0M | 2% |
| Brokerage Commissions Revenue | $1.0M | 1% |
WBS
暂无分部数据
