vs
COMPASS MINERALS INTERNATIONAL INC（CMP）与LendingClub Corp（LC）财务数据对比。点击上方公司名可切换其他公司
COMPASS MINERALS INTERNATIONAL INC的季度营收约是LendingClub Corp的1.6倍（$396.1M vs $252.3M），LendingClub Corp净利率更高（20.5% vs 4.7%，领先15.8%），COMPASS MINERALS INTERNATIONAL INC同比增速更快（28.9% vs 15.9%），过去两年LendingClub Corp的营收复合增速更高（16.1% vs 4.3%）
指南针矿产国际是一家美国上市矿产企业，总部位于堪萨斯州欧弗兰帕克，是盐、氯化镁和硫酸钾等产品的领先生产商。公司面向北美和英国客户供应经处理与未经处理的散装道路除冰盐，同时向全球种植者提供植物营养产品，此外也生产民用除冰、水质调节产品及相关商用产品。
LendingClub Corp是总部位于美国加利福尼亚州旧金山的金融服务企业，是全球首家将旗下产品作为证券完成注册的P2P借贷平台，同时支持贷款在二级市场交易。巅峰时期它是全球规模最大的P2P借贷平台，截至2015年12月31日，平台累计促成贷款发放额达159.8亿美元。
CMP vs LC — 直观对比
营收规模更大
CMP
是对方的1.6倍
$252.3M
营收增速更快
CMP
高出13.0%
15.9%
净利率更高
LC
高出15.8%
4.7%
两年增速更快
LC
近两年复合增速
4.3%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $396.1M | $252.3M |
| 净利润 | $18.6M | $51.6M |
| 毛利率 | 16.0% | — |
| 营业利润率 | 9.2% | — |
| 净利率 | 4.7% | 20.5% |
| 营收同比 | 28.9% | 15.9% |
| 净利润同比 | 178.8% | 341.0% |
| 每股收益（稀释后） | $0.43 | $0.44 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CMPLC
| Q1 26 | — | $252.3M | ||
| Q4 25 | $396.1M | $266.5M | ||
| Q3 25 | $227.5M | $266.2M | ||
| Q2 25 | $214.6M | $248.4M | ||
| Q1 25 | $494.6M | $217.7M | ||
| Q4 24 | $307.2M | $217.2M | ||
| Q3 24 | $208.8M | $201.9M | ||
| Q2 24 | $202.9M | $187.2M |
净利润CMPLC
| Q1 26 | — | $51.6M | ||
| Q4 25 | $18.6M | — | ||
| Q3 25 | $-7.2M | $44.3M | ||
| Q2 25 | $-17.0M | $38.2M | ||
| Q1 25 | $-32.0M | $11.7M | ||
| Q4 24 | $-23.6M | — | ||
| Q3 24 | $-48.3M | $14.5M | ||
| Q2 24 | $-43.6M | $14.9M |
毛利率CMPLC
| Q1 26 | — | — | ||
| Q4 25 | 16.0% | — | ||
| Q3 25 | 16.9% | — | ||
| Q2 25 | 19.2% | — | ||
| Q1 25 | 15.5% | — | ||
| Q4 24 | 11.2% | — | ||
| Q3 24 | 9.3% | — | ||
| Q2 24 | 16.1% | — |
营业利润率CMPLC
| Q1 26 | — | — | ||
| Q4 25 | 9.2% | 18.8% | ||
| Q3 25 | 5.3% | 21.5% | ||
| Q2 25 | 7.4% | 21.7% | ||
| Q1 25 | -0.6% | 7.2% | ||
| Q4 24 | 0.2% | 5.1% | ||
| Q3 24 | -14.3% | 8.9% | ||
| Q2 24 | 2.9% | 10.4% |
净利率CMPLC
| Q1 26 | — | 20.5% | ||
| Q4 25 | 4.7% | — | ||
| Q3 25 | -3.2% | 16.6% | ||
| Q2 25 | -7.9% | 15.4% | ||
| Q1 25 | -6.5% | 5.4% | ||
| Q4 24 | -7.7% | — | ||
| Q3 24 | -23.1% | 7.2% | ||
| Q2 24 | -21.5% | 8.0% |
每股收益（稀释后）CMPLC
| Q1 26 | — | $0.44 | ||
| Q4 25 | $0.43 | $0.36 | ||
| Q3 25 | — | $0.37 | ||
| Q2 25 | $-0.41 | $0.33 | ||
| Q1 25 | $-0.77 | $0.10 | ||
| Q4 24 | $-0.57 | $0.08 | ||
| Q3 24 | $-1.17 | $0.13 | ||
| Q2 24 | $-1.05 | $0.13 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $46.7M | — |
| 总债务越低越好 | $890.0M | — |
| 股东权益账面价值 | $260.5M | $1.5B |
| 总资产 | $1.5B | $11.9B |
| 负债/权益比越低杠杆越低 | 3.42× | — |
8季度趋势，按日历期对齐
现金及短期投资CMPLC
| Q1 26 | — | — | ||
| Q4 25 | $46.7M | — | ||
| Q3 25 | $59.7M | — | ||
| Q2 25 | $79.4M | — | ||
| Q1 25 | $49.5M | — | ||
| Q4 24 | $45.8M | — | ||
| Q3 24 | $20.2M | — | ||
| Q2 24 | $12.8M | — |
总债务CMPLC
| Q1 26 | — | — | ||
| Q4 25 | $890.0M | $0 | ||
| Q3 25 | $839.8M | $0 | ||
| Q2 25 | $833.4M | $0 | ||
| Q1 25 | $807.6M | $0 | ||
| Q4 24 | $974.4M | $0 | ||
| Q3 24 | $921.2M | — | ||
| Q2 24 | $875.1M | — |
股东权益CMPLC
| Q1 26 | — | $1.5B | ||
| Q4 25 | $260.5M | $1.5B | ||
| Q3 25 | $234.1M | $1.5B | ||
| Q2 25 | $249.8M | $1.4B | ||
| Q1 25 | $236.5M | $1.4B | ||
| Q4 24 | $263.0M | $1.3B | ||
| Q3 24 | $316.6M | $1.3B | ||
| Q2 24 | $352.1M | $1.3B |
总资产CMPLC
| Q1 26 | — | $11.9B | ||
| Q4 25 | $1.5B | $11.6B | ||
| Q3 25 | $1.5B | $11.1B | ||
| Q2 25 | $1.5B | $10.8B | ||
| Q1 25 | $1.5B | $10.5B | ||
| Q4 24 | $1.7B | $10.6B | ||
| Q3 24 | $1.6B | $11.0B | ||
| Q2 24 | $1.6B | $9.6B |
负债/权益比CMPLC
| Q1 26 | — | — | ||
| Q4 25 | 3.42× | 0.00× | ||
| Q3 25 | 3.59× | 0.00× | ||
| Q2 25 | 3.34× | 0.00× | ||
| Q1 25 | 3.41× | 0.00× | ||
| Q4 24 | 3.70× | 0.00× | ||
| Q3 24 | 2.91× | — | ||
| Q2 24 | 2.49× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-37.0M | — |
| 自由现金流经营现金流 - 资本支出 | $-59.8M | — |
| 自由现金流率自由现金流/营收 | -15.1% | — |
| 资本支出强度资本支出/营收 | 5.8% | — |
| 现金转化率经营现金流/净利润 | -1.99× | — |
| 过去12个月自由现金流最近4个季度 | $94.1M | — |
8季度趋势，按日历期对齐
经营现金流CMPLC
| Q1 26 | — | — | ||
| Q4 25 | $-37.0M | $-2.7B | ||
| Q3 25 | $-6.9M | $-770.8M | ||
| Q2 25 | $21.8M | $-713.1M | ||
| Q1 25 | $186.9M | $-339.3M | ||
| Q4 24 | $-4.1M | $-2.6B | ||
| Q3 24 | $-12.7M | $-669.8M | ||
| Q2 24 | $-6.8M | $-932.5M |
自由现金流CMPLC
| Q1 26 | — | — | ||
| Q4 25 | $-59.8M | $-2.9B | ||
| Q3 25 | $-22.8M | $-791.8M | ||
| Q2 25 | $3.8M | $-803.8M | ||
| Q1 25 | $172.9M | $-352.3M | ||
| Q4 24 | $-25.9M | $-2.7B | ||
| Q3 24 | $-33.6M | $-682.3M | ||
| Q2 24 | $-21.5M | $-945.3M |
自由现金流率CMPLC
| Q1 26 | — | — | ||
| Q4 25 | -15.1% | -1076.0% | ||
| Q3 25 | -10.0% | -297.4% | ||
| Q2 25 | 1.8% | -323.5% | ||
| Q1 25 | 35.0% | -161.8% | ||
| Q4 24 | -8.4% | -1237.8% | ||
| Q3 24 | -16.1% | -338.0% | ||
| Q2 24 | -10.6% | -504.9% |
资本支出强度CMPLC
| Q1 26 | — | — | ||
| Q4 25 | 5.8% | 52.7% | ||
| Q3 25 | 7.0% | 7.9% | ||
| Q2 25 | 8.4% | 36.5% | ||
| Q1 25 | 2.8% | 6.0% | ||
| Q4 24 | 7.1% | 25.0% | ||
| Q3 24 | 10.0% | 6.2% | ||
| Q2 24 | 7.2% | 6.9% |
现金转化率CMPLC
| Q1 26 | — | — | ||
| Q4 25 | -1.99× | — | ||
| Q3 25 | — | -17.41× | ||
| Q2 25 | — | -18.68× | ||
| Q1 25 | — | -29.07× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | -46.33× | ||
| Q2 24 | — | -62.57× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CMP
| Highway Deicing Salt | $210.8M | 53% |
| Consumer Industrial Salt | $120.7M | 30% |
| Plant Nutrition | $60.8M | 15% |
| Transferred Over Time | $2.8M | 1% |
| Other | $1.0M | 0% |
LC
暂无分部数据
