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CNA FINANCIAL CORP（CNA）与Progressive Corporation（PGR）财务数据对比。点击上方公司名可切换其他公司
Progressive Corporation的季度营收约是CNA FINANCIAL CORP的58.5倍（$22.7B vs $389.0M）。CNA FINANCIAL CORP净利率更高（77.6% vs 13.0%，领先64.7%）。Progressive Corporation同比增速更快（12.2% vs -2.0%）。Progressive Corporation自由现金流更多（$3.0B vs $542.0M）。过去两年Progressive Corporation的营收复合增速更高（14.9% vs -2.2%）
CNA金融公司是总部位于美国伊利诺伊州芝加哥的金融企业，旗下核心子公司大陆意外伤害保险公司成立于1897年，大陆保险公司的历史则可追溯至1853年，当前母公司CNA于1967年正式注册成立，在保险及金融服务领域拥有深厚的行业积淀。
美国Progressive Corporation是1937年由杰克·格林与约瑟夫·M·刘易斯联合创立的保险公司，总部位于俄亥俄州梅菲尔德，是美国第二大汽车保险服务商，仅次于州立农业保险。其业务覆盖乘用车、摩托车、房车、船只、商用车等险种，同时通过合作机构提供家财险、寿险、宠物险等多元保险产品。
CNA vs PGR — 直观对比
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $389.0M | $22.7B |
| 净利润 | $302.0M | $3.0B |
| 毛利率 | — | — |
| 营业利润率 | 97.2% | 16.2% |
| 净利率 | 77.6% | 13.0% |
| 营收同比 | -2.0% | 12.2% |
| 净利润同比 | 1338.1% | 25.3% |
| 每股收益（稀释后） | $1.11 | $5.01 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $389.0M | $22.7B | ||
| Q3 25 | $393.0M | $22.5B | ||
| Q2 25 | $398.0M | $22.0B | ||
| Q1 25 | $397.0M | $20.4B | ||
| Q4 24 | $397.0M | $20.3B | ||
| Q3 24 | $401.0M | $19.7B | ||
| Q2 24 | $404.0M | $18.1B | ||
| Q1 24 | $407.0M | $17.2B |
| Q4 25 | $302.0M | $3.0B | ||
| Q3 25 | $403.0M | $2.6B | ||
| Q2 25 | $299.0M | $3.2B | ||
| Q1 25 | $274.0M | $2.6B | ||
| Q4 24 | $21.0M | $2.4B | ||
| Q3 24 | $283.0M | $2.3B | ||
| Q2 24 | $317.0M | $1.5B | ||
| Q1 24 | $338.0M | $2.3B |
| Q4 25 | 97.2% | 16.2% | ||
| Q3 25 | — | 14.8% | ||
| Q2 25 | 95.5% | 18.1% | ||
| Q1 25 | 87.9% | 15.9% | ||
| Q4 24 | 5.3% | 14.6% | ||
| Q3 24 | 90.0% | 14.9% | ||
| Q2 24 | 99.5% | 10.3% | ||
| Q1 24 | — | 17.1% |
| Q4 25 | 77.6% | 13.0% | ||
| Q3 25 | 102.5% | 11.6% | ||
| Q2 25 | 75.1% | 14.4% | ||
| Q1 25 | 69.0% | 12.6% | ||
| Q4 24 | 5.3% | 11.6% | ||
| Q3 24 | 70.6% | 11.8% | ||
| Q2 24 | 78.5% | 8.0% | ||
| Q1 24 | 83.0% | 13.5% |
| Q4 25 | $1.11 | $5.01 | ||
| Q3 25 | $1.48 | $4.45 | ||
| Q2 25 | $1.10 | $5.40 | ||
| Q1 25 | $1.00 | $4.37 | ||
| Q4 24 | $0.07 | $4.01 | ||
| Q3 24 | $1.04 | $3.97 | ||
| Q2 24 | $1.17 | $2.48 | ||
| Q1 24 | $1.24 | $3.94 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $10.0B |
| 总债务越低越好 | $3.0B | — |
| 股东权益账面价值 | $11.6B | $30.3B |
| 总资产 | $69.4B | $123.0B |
| 负债/权益比越低杠杆越低 | 0.26× | — |
8季度趋势，按日历期对齐
| Q4 25 | — | $10.0B | ||
| Q3 25 | — | $1.5B | ||
| Q2 25 | — | $2.1B | ||
| Q1 25 | — | $2.6B | ||
| Q4 24 | — | $615.0M | ||
| Q3 24 | — | $757.0M | ||
| Q2 24 | — | $733.0M | ||
| Q1 24 | — | $1.3B |
| Q4 25 | $3.0B | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $3.0B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $11.6B | $30.3B | ||
| Q3 25 | $11.3B | $35.4B | ||
| Q2 25 | $10.7B | $32.6B | ||
| Q1 25 | $10.3B | $29.0B | ||
| Q4 24 | $10.5B | $25.6B | ||
| Q3 24 | $10.8B | $27.2B | ||
| Q2 24 | $9.9B | $23.3B | ||
| Q1 24 | $9.7B | $21.8B |
| Q4 25 | $69.4B | $123.0B | ||
| Q3 25 | $69.8B | $121.5B | ||
| Q2 25 | $68.9B | $115.5B | ||
| Q1 25 | $67.3B | $111.4B | ||
| Q4 24 | $66.5B | $105.7B | ||
| Q3 24 | $67.4B | $105.2B | ||
| Q2 24 | $65.2B | $97.9B | ||
| Q1 24 | $65.1B | $94.1B |
| Q4 25 | 0.26× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.28× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $570.0M | $3.2B |
| 自由现金流经营现金流 - 资本支出 | $542.0M | $3.0B |
| 自由现金流率自由现金流/营收 | 139.3% | 13.4% |
| 资本支出强度资本支出/营收 | 7.2% | 0.5% |
| 现金转化率经营现金流/净利润 | 1.89× | 1.07× |
| 过去12个月自由现金流最近4个季度 | $2.4B | $17.2B |
8季度趋势，按日历期对齐
| Q4 25 | $570.0M | $3.2B | ||
| Q3 25 | $720.0M | $5.2B | ||
| Q2 25 | $562.0M | $4.0B | ||
| Q1 25 | $638.0M | $5.1B | ||
| Q4 24 | $703.0M | $3.0B | ||
| Q3 24 | $748.0M | $4.6B | ||
| Q2 24 | $616.0M | $3.3B | ||
| Q1 24 | $504.0M | $4.2B |
| Q4 25 | $542.0M | $3.0B | ||
| Q3 25 | $704.0M | $5.1B | ||
| Q2 25 | $538.0M | $3.9B | ||
| Q1 25 | $620.0M | $5.1B | ||
| Q4 24 | $665.0M | $2.9B | ||
| Q3 24 | $730.0M | $4.6B | ||
| Q2 24 | $597.0M | $3.2B | ||
| Q1 24 | $484.0M | $4.2B |
| Q4 25 | 139.3% | 13.4% | ||
| Q3 25 | 179.1% | 22.8% | ||
| Q2 25 | 135.2% | 17.9% | ||
| Q1 25 | 156.2% | 24.9% | ||
| Q4 24 | 167.5% | 14.3% | ||
| Q3 24 | 182.0% | 23.1% | ||
| Q2 24 | 147.8% | 17.6% | ||
| Q1 24 | 118.9% | 24.3% |
| Q4 25 | 7.2% | 0.5% | ||
| Q3 25 | 4.1% | 0.3% | ||
| Q2 25 | 6.0% | 0.5% | ||
| Q1 25 | 4.5% | 0.3% | ||
| Q4 24 | 9.6% | 0.5% | ||
| Q3 24 | 4.5% | 0.3% | ||
| Q2 24 | 4.7% | 0.4% | ||
| Q1 24 | 4.9% | 0.3% |
| Q4 25 | 1.89× | 1.07× | ||
| Q3 25 | 1.79× | 1.99× | ||
| Q2 25 | 1.88× | 1.27× | ||
| Q1 25 | 2.33× | 2.00× | ||
| Q4 24 | 33.48× | 1.28× | ||
| Q3 24 | 2.64× | 1.97× | ||
| Q2 24 | 1.94× | 2.24× | ||
| Q1 24 | 1.49× | 1.82× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CNA
暂无分部数据
PGR
| Other | $11.9B | 52% |
| Commercial Lines Segment | $10.9B | 48% |
| Other Indemnity | $2.0M | 0% |
