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CNA FINANCIAL CORP（CNA）与联合果品公司（UFCS）财务数据对比。点击上方公司名可切换其他公司
CNA FINANCIAL CORP的季度营收约是联合果品公司的1.1倍（$389.0M vs $365.8M）。联合果品公司同比增速更快（9.8% vs -2.0%）。过去两年联合果品公司的营收复合增速更高（11.2% vs -2.2%）
CNA金融公司是总部位于美国伊利诺伊州芝加哥的金融企业，旗下核心子公司大陆意外伤害保险公司成立于1897年，大陆保险公司的历史则可追溯至1853年，当前母公司CNA于1967年正式注册成立，在保险及金融服务领域拥有深厚的行业积淀。
联合果品公司是一家美国跨国企业，主营在拉丁美洲种植园种植的热带水果贸易，产品销往美国与欧洲。公司1899年由波士顿果品公司与迈纳·C·基思的香蕉贸易企业合并成立，在20世纪上半叶发展蓬勃，掌控了中美洲、哥伦比亚加勒比海岸及西印度群岛的大片领地与运输网络。
CNA vs UFCS — 直观对比
营收规模更大
CNA
是对方的1.1倍
$365.8M
营收增速更快
UFCS
高出11.8%
-2.0%
两年增速更快
UFCS
近两年复合增速
-2.2%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $389.0M | $365.8M |
| 净利润 | $302.0M | — |
| 毛利率 | — | — |
| 营业利润率 | 97.2% | 13.2% |
| 净利率 | 77.6% | — |
| 营收同比 | -2.0% | 9.8% |
| 净利润同比 | 1338.1% | — |
| 每股收益（稀释后） | $1.11 | $1.45 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CNAUFCS
| Q4 25 | $389.0M | $365.8M | ||
| Q3 25 | $393.0M | $354.0M | ||
| Q2 25 | $398.0M | $335.5M | ||
| Q1 25 | $397.0M | $331.1M | ||
| Q4 24 | $397.0M | $333.2M | ||
| Q3 24 | $401.0M | $323.0M | ||
| Q2 24 | $404.0M | $301.2M | ||
| Q1 24 | $407.0M | $296.0M |
净利润CNAUFCS
| Q4 25 | $302.0M | — | ||
| Q3 25 | $403.0M | $39.2M | ||
| Q2 25 | $299.0M | $22.9M | ||
| Q1 25 | $274.0M | $17.7M | ||
| Q4 24 | $21.0M | — | ||
| Q3 24 | $283.0M | $19.7M | ||
| Q2 24 | $317.0M | $-2.7M | ||
| Q1 24 | $338.0M | $13.5M |
营业利润率CNAUFCS
| Q4 25 | 97.2% | 13.2% | ||
| Q3 25 | — | 13.7% | ||
| Q2 25 | 95.5% | 8.7% | ||
| Q1 25 | 87.9% | 6.6% | ||
| Q4 24 | 5.3% | 11.9% | ||
| Q3 24 | 90.0% | 7.7% | ||
| Q2 24 | 99.5% | -1.3% | ||
| Q1 24 | — | 5.5% |
净利率CNAUFCS
| Q4 25 | 77.6% | — | ||
| Q3 25 | 102.5% | 11.1% | ||
| Q2 25 | 75.1% | 6.8% | ||
| Q1 25 | 69.0% | 5.3% | ||
| Q4 24 | 5.3% | — | ||
| Q3 24 | 70.6% | 6.1% | ||
| Q2 24 | 78.5% | -0.9% | ||
| Q1 24 | 83.0% | 4.6% |
每股收益（稀释后）CNAUFCS
| Q4 25 | $1.11 | $1.45 | ||
| Q3 25 | $1.48 | $1.49 | ||
| Q2 25 | $1.10 | $0.87 | ||
| Q1 25 | $1.00 | $0.67 | ||
| Q4 24 | $0.07 | $1.22 | ||
| Q3 24 | $1.04 | $0.76 | ||
| Q2 24 | $1.17 | $-0.11 | ||
| Q1 24 | $1.24 | $0.52 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $156.3M |
| 总债务越低越好 | $3.0B | — |
| 股东权益账面价值 | $11.6B | $941.2M |
| 总资产 | $69.4B | $3.8B |
| 负债/权益比越低杠杆越低 | 0.26× | — |
8季度趋势，按日历期对齐
现金及短期投资CNAUFCS
| Q4 25 | — | $156.3M | ||
| Q3 25 | — | $233.7M | ||
| Q2 25 | — | $202.1M | ||
| Q1 25 | — | $183.7M | ||
| Q4 24 | — | $200.9M | ||
| Q3 24 | — | $197.4M | ||
| Q2 24 | — | $153.4M | ||
| Q1 24 | — | $217.8M |
总债务CNAUFCS
| Q4 25 | $3.0B | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $3.0B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益CNAUFCS
| Q4 25 | $11.6B | $941.2M | ||
| Q3 25 | $11.3B | $898.7M | ||
| Q2 25 | $10.7B | $845.7M | ||
| Q1 25 | $10.3B | $817.7M | ||
| Q4 24 | $10.5B | $781.5M | ||
| Q3 24 | $10.8B | $785.8M | ||
| Q2 24 | $9.9B | $726.6M | ||
| Q1 24 | $9.7B | $736.8M |
总资产CNAUFCS
| Q4 25 | $69.4B | $3.8B | ||
| Q3 25 | $69.8B | $3.8B | ||
| Q2 25 | $68.9B | $3.7B | ||
| Q1 25 | $67.3B | $3.5B | ||
| Q4 24 | $66.5B | $3.5B | ||
| Q3 24 | $67.4B | $3.5B | ||
| Q2 24 | $65.2B | $3.4B | ||
| Q1 24 | $65.1B | $3.2B |
负债/权益比CNAUFCS
| Q4 25 | 0.26× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.28× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $570.0M | $119.8M |
| 自由现金流经营现金流 - 资本支出 | $542.0M | — |
| 自由现金流率自由现金流/营收 | 139.3% | — |
| 资本支出强度资本支出/营收 | 7.2% | — |
| 现金转化率经营现金流/净利润 | 1.89× | — |
| 过去12个月自由现金流最近4个季度 | $2.4B | — |
8季度趋势，按日历期对齐
经营现金流CNAUFCS
| Q4 25 | $570.0M | $119.8M | ||
| Q3 25 | $720.0M | $60.8M | ||
| Q2 25 | $562.0M | $53.4M | ||
| Q1 25 | $638.0M | $35.7M | ||
| Q4 24 | $703.0M | $156.3M | ||
| Q3 24 | $748.0M | $56.5M | ||
| Q2 24 | $616.0M | $91.3M | ||
| Q1 24 | $504.0M | $36.2M |
自由现金流CNAUFCS
| Q4 25 | $542.0M | — | ||
| Q3 25 | $704.0M | — | ||
| Q2 25 | $538.0M | — | ||
| Q1 25 | $620.0M | — | ||
| Q4 24 | $665.0M | — | ||
| Q3 24 | $730.0M | — | ||
| Q2 24 | $597.0M | — | ||
| Q1 24 | $484.0M | — |
自由现金流率CNAUFCS
| Q4 25 | 139.3% | — | ||
| Q3 25 | 179.1% | — | ||
| Q2 25 | 135.2% | — | ||
| Q1 25 | 156.2% | — | ||
| Q4 24 | 167.5% | — | ||
| Q3 24 | 182.0% | — | ||
| Q2 24 | 147.8% | — | ||
| Q1 24 | 118.9% | — |
资本支出强度CNAUFCS
| Q4 25 | 7.2% | — | ||
| Q3 25 | 4.1% | — | ||
| Q2 25 | 6.0% | — | ||
| Q1 25 | 4.5% | — | ||
| Q4 24 | 9.6% | — | ||
| Q3 24 | 4.5% | — | ||
| Q2 24 | 4.7% | — | ||
| Q1 24 | 4.9% | — |
现金转化率CNAUFCS
| Q4 25 | 1.89× | — | ||
| Q3 25 | 1.79× | 1.55× | ||
| Q2 25 | 1.88× | 2.33× | ||
| Q1 25 | 2.33× | 2.02× | ||
| Q4 24 | 33.48× | — | ||
| Q3 24 | 2.64× | 2.86× | ||
| Q2 24 | 1.94× | — | ||
| Q1 24 | 1.49× | 2.68× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
