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CNH Industrial N.V.（CNH）与RENAISSANCERE HOLDINGS LTD（RNR）财务数据对比。点击上方公司名可切换其他公司
CNH Industrial N.V.的季度营收约是RENAISSANCERE HOLDINGS LTD的1.7倍（$3.8B vs $2.2B），RENAISSANCERE HOLDINGS LTD净利率更高（23.5% vs 0.3%，领先23.2%），CNH Industrial N.V.同比增速更快（0.6% vs -36.8%），过去两年CNH Industrial N.V.的营收复合增速更高（-10.7% vs -11.9%）
CNH Industrial是意美跨国企业，全球总部位于英国巴西尔登，由跨国投资公司Exor控股，实际控制方为阿涅利家族。公司核心业务涵盖农业机械、工程设备的设计、生产及销售，覆盖全球所有主要市场，目前正重点拓展高增长市场的业务布局。
RenaissanceRe Holdings Ltd是总部位于百慕大的保险及相关商业服务提供商，核心业务覆盖再保险、常规保险两大板块，同时运营风险相关创新投资业务，为全球客户提供专业的风险对冲与保险解决方案。
CNH vs RNR — 直观对比
营收规模更大
CNH
是对方的1.7倍
$2.2B
营收增速更快
CNH
高出37.3%
-36.8%
净利率更高
RNR
高出23.2%
0.3%
两年增速更快
CNH
近两年复合增速
-11.9%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $3.8B | $2.2B |
| 净利润 | $10.0M | $515.8M |
| 毛利率 | 31.9% | — |
| 营业利润率 | 0.3% | — |
| 净利率 | 0.3% | 23.5% |
| 营收同比 | 0.6% | -36.8% |
| 净利润同比 | -17.8% | 72.6% |
| 每股收益（稀释后） | $0.01 | $6.57 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CNHRNR
| Q1 26 | $3.8B | $2.2B | ||
| Q4 25 | $4.5B | $3.0B | ||
| Q3 25 | $3.7B | $3.2B | ||
| Q2 25 | $4.0B | $3.2B | ||
| Q1 25 | $3.2B | $3.5B | ||
| Q4 24 | $4.1B | $2.3B | ||
| Q3 24 | $4.0B | $4.0B | ||
| Q2 24 | $4.8B | $2.8B |
净利润CNHRNR
| Q1 26 | $10.0M | $515.8M | ||
| Q4 25 | $86.0M | $760.5M | ||
| Q3 25 | $80.0M | $916.5M | ||
| Q2 25 | $213.0M | $835.4M | ||
| Q1 25 | $131.0M | $170.0M | ||
| Q4 24 | $106.0M | $-189.7M | ||
| Q3 24 | $306.0M | $1.2B | ||
| Q2 24 | $433.0M | $503.9M |
毛利率CNHRNR
| Q1 26 | 31.9% | — | ||
| Q4 25 | 18.4% | — | ||
| Q3 25 | 19.1% | — | ||
| Q2 25 | 20.6% | — | ||
| Q1 25 | 19.0% | — | ||
| Q4 24 | 19.5% | — | ||
| Q3 24 | 21.7% | — | ||
| Q2 24 | 22.9% | — |
营业利润率CNHRNR
| Q1 26 | 0.3% | — | ||
| Q4 25 | 3.0% | 42.5% | ||
| Q3 25 | 1.4% | 46.3% | ||
| Q2 25 | 6.8% | 41.8% | ||
| Q1 25 | 5.1% | -2.0% | ||
| Q4 24 | 5.8% | -3.6% | ||
| Q3 24 | 9.6% | 43.7% | ||
| Q2 24 | 11.1% | 25.0% |
净利率CNHRNR
| Q1 26 | 0.3% | 23.5% | ||
| Q4 25 | 1.9% | 25.6% | ||
| Q3 25 | 2.2% | 28.7% | ||
| Q2 25 | 5.3% | 26.1% | ||
| Q1 25 | 4.1% | 4.9% | ||
| Q4 24 | 2.6% | -8.3% | ||
| Q3 24 | 7.7% | 29.8% | ||
| Q2 24 | 9.0% | 17.8% |
每股收益（稀释后）CNHRNR
| Q1 26 | $0.01 | $6.57 | ||
| Q4 25 | $0.08 | $16.16 | ||
| Q3 25 | $0.06 | $19.40 | ||
| Q2 25 | $0.17 | $17.20 | ||
| Q1 25 | $0.10 | $3.27 | ||
| Q4 24 | $0.10 | $-3.76 | ||
| Q3 24 | $0.24 | $22.62 | ||
| Q2 24 | $0.34 | $9.41 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.6M | $1.6B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $7.8M | $4.3B |
| 总资产 | $42.0M | $53.7B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CNHRNR
| Q1 26 | $1.6M | $1.6B | ||
| Q4 25 | $2.6B | $1.7B | ||
| Q3 25 | $2.3B | $1.7B | ||
| Q2 25 | $2.5B | $1.4B | ||
| Q1 25 | $1.7B | $1.6B | ||
| Q4 24 | $3.2B | $1.7B | ||
| Q3 24 | $1.8B | $1.6B | ||
| Q2 24 | $2.0B | $1.6B |
总债务CNHRNR
| Q1 26 | — | — | ||
| Q4 25 | — | $2.3B | ||
| Q3 25 | — | $2.2B | ||
| Q2 25 | — | $2.3B | ||
| Q1 25 | — | $2.8B | ||
| Q4 24 | — | $1.9B | ||
| Q3 24 | — | $1.9B | ||
| Q2 24 | — | $2.0B |
股东权益CNHRNR
| Q1 26 | $7.8M | $4.3B | ||
| Q4 25 | $7.8B | $11.6B | ||
| Q3 25 | $7.8B | $11.5B | ||
| Q2 25 | $7.8B | $10.8B | ||
| Q1 25 | $7.9B | $10.3B | ||
| Q4 24 | $7.7B | $10.6B | ||
| Q3 24 | $7.7B | $11.2B | ||
| Q2 24 | $7.6B | $10.2B |
总资产CNHRNR
| Q1 26 | $42.0M | $53.7B | ||
| Q4 25 | $42.7B | $53.8B | ||
| Q3 25 | $43.3B | $54.5B | ||
| Q2 25 | $43.7B | $54.7B | ||
| Q1 25 | $42.1B | $53.6B | ||
| Q4 24 | $42.9B | $50.7B | ||
| Q3 24 | $44.0B | $52.8B | ||
| Q2 24 | $44.0B | $51.6B |
负债/权益比CNHRNR
| Q1 26 | — | — | ||
| Q4 25 | — | 0.20× | ||
| Q3 25 | — | 0.19× | ||
| Q2 25 | — | 0.21× | ||
| Q1 25 | — | 0.27× | ||
| Q4 24 | — | 0.18× | ||
| Q3 24 | — | 0.17× | ||
| Q2 24 | — | 0.19× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $35.0M | — |
| 自由现金流经营现金流 - 资本支出 | $-589.0M | — |
| 自由现金流率自由现金流/营收 | -15.4% | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 3.50× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流CNHRNR
| Q1 26 | $35.0M | — | ||
| Q4 25 | $945.0M | $483.0M | ||
| Q3 25 | $659.0M | $1.6B | ||
| Q2 25 | $772.0M | $1.5B | ||
| Q1 25 | $162.0M | $157.8M | ||
| Q4 24 | $1.7B | $778.9M | ||
| Q3 24 | $791.0M | $1.5B | ||
| Q2 24 | $379.0M | $1.2B |
自由现金流CNHRNR
| Q1 26 | $-589.0M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
自由现金流率CNHRNR
| Q1 26 | -15.4% | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金转化率CNHRNR
| Q1 26 | 3.50× | — | ||
| Q4 25 | 10.99× | 0.64× | ||
| Q3 25 | 8.24× | 1.73× | ||
| Q2 25 | 3.62× | 1.76× | ||
| Q1 25 | 1.24× | 0.93× | ||
| Q4 24 | 15.96× | — | ||
| Q3 24 | 2.58× | 1.26× | ||
| Q2 24 | 0.88× | 2.41× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
