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Side-by-side financial comparison of ConnectOne Bancorp, Inc. (CNOB) and FIRST BUSINESS FINANCIAL SERVICES, INC. (FBIZ), based on the latest 10-Q / 10-K filings. Click either name above to swap in a different company.
ConnectOne Bancorp, Inc. is the larger business by last-quarter revenue ($115.6M vs $44.3M, roughly 2.6× FIRST BUSINESS FINANCIAL SERVICES, INC.). ConnectOne Bancorp, Inc. runs the higher net margin — 32.7% vs 27.5%, a 5.2% gap on every dollar of revenue. Over the past eight quarters, ConnectOne Bancorp, Inc.'s revenue compounded faster (37.2% CAGR vs 20.4%).
原公民共和银行控股公司是公民银行的母公司，总部位于密歇根州弗林特市。该公司曾在密歇根、威斯康星和俄亥俄三州运营219家分行与248台自动取款机，2013年6月与第一美德银行合并，第一美德后于2016年被亨廷顿银行控股收购。
PNC金融服务集团是一家总部位于美国宾夕法尼亚州匹兹堡的银行控股及金融服务企业。旗下核心子银行PNC银行在全美27个州及哥伦比亚特区开展业务，拥有2629家分行与9523台自动柜员机，按资产、网点数量、存款规模及ATM规模计算，是美国规模最大的银行机构之一。
CNOB vs FBIZ — Head-to-Head
Income Statement — Q1 2026 vs Q1 2026
| Metric | | |
|---|---|---|
| Revenue | $115.6M | $44.3M |
| Net Profit | $37.8M | $12.2M |
| Gross Margin | — | — |
| Operating Margin | — | — |
| Net Margin | 32.7% | 27.5% |
| Revenue YoY | — | 8.5% |
| Net Profit YoY | 86.8% | 9.2% |
| EPS (diluted) | $0.72 | $1.44 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align — see 8-quarter trend below.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history — bar widths are scaled to the larger of the two companies so you can eyeball the size gap and growth trajectory without doing math. Quarters aligned by calendar period (report date) so offset fiscal years line up.
| Q1 26 | $115.6M | $44.3M | ||
| Q4 25 | $106.6M | $34.8M | ||
| Q3 25 | $102.0M | $34.9M | ||
| Q2 25 | $78.9M | $33.8M | ||
| Q1 25 | $65.8M | $33.3M | ||
| Q4 24 | $64.7M | $33.1M | ||
| Q3 24 | $60.9M | $31.0M | ||
| Q2 24 | $61.4M | $30.5M |
| Q1 26 | $37.8M | $12.2M | ||
| Q4 25 | — | $13.3M | ||
| Q3 25 | $41.0M | $14.4M | ||
| Q2 25 | $-20.3M | $11.4M | ||
| Q1 25 | $20.2M | $11.2M | ||
| Q4 24 | — | $14.4M | ||
| Q3 24 | $17.2M | $10.5M | ||
| Q2 24 | $19.1M | $10.5M |
| Q1 26 | — | — | ||
| Q4 25 | 50.1% | 46.7% | ||
| Q3 25 | 56.1% | 49.8% | ||
| Q2 25 | -32.0% | 39.6% | ||
| Q1 25 | 41.7% | 40.5% | ||
| Q4 24 | 40.9% | 46.2% | ||
| Q3 24 | 38.1% | 41.5% | ||
| Q2 24 | 41.9% | 40.5% |
| Q1 26 | 32.7% | 27.5% | ||
| Q4 25 | — | 38.4% | ||
| Q3 25 | 40.2% | 41.3% | ||
| Q2 25 | -25.7% | 33.8% | ||
| Q1 25 | 30.8% | 33.6% | ||
| Q4 24 | — | 43.5% | ||
| Q3 24 | 28.2% | 33.9% | ||
| Q2 24 | 31.0% | 34.2% |
| Q1 26 | $0.72 | $1.44 | ||
| Q4 25 | $0.88 | $1.57 | ||
| Q3 25 | $0.78 | $1.70 | ||
| Q2 25 | $-0.52 | $1.35 | ||
| Q1 25 | $0.49 | $1.32 | ||
| Q4 24 | $0.48 | $1.69 | ||
| Q3 24 | $0.41 | $1.24 | ||
| Q2 24 | $0.46 | $1.23 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest filing — the kind of financial-strength check premium terminals charge for.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $344.5M | $265.8M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.6B | — |
| Total Assets | $14.2B | $4.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period so offset fiscal years match up.
| Q1 26 | $344.5M | $265.8M | ||
| Q4 25 | $380.9M | $39.5M | ||
| Q3 25 | $542.7M | $44.3M | ||
| Q2 25 | $596.5M | $123.2M | ||
| Q1 25 | $292.6M | $170.6M | ||
| Q4 24 | $356.5M | $157.7M | ||
| Q3 24 | $247.2M | $132.0M | ||
| Q2 24 | $293.5M | $81.1M |
| Q1 26 | $1.6B | — | ||
| Q4 25 | $1.6B | $371.6M | ||
| Q3 25 | $1.5B | $358.3M | ||
| Q2 25 | $1.5B | $344.8M | ||
| Q1 25 | $1.3B | $336.1M | ||
| Q4 24 | $1.2B | $328.6M | ||
| Q3 24 | $1.2B | $312.0M | ||
| Q2 24 | $1.2B | $305.2M |
| Q1 26 | $14.2B | $4.3B | ||
| Q4 25 | $14.0B | $4.1B | ||
| Q3 25 | $14.0B | $4.0B | ||
| Q2 25 | $13.9B | $4.0B | ||
| Q1 25 | $9.8B | $3.9B | ||
| Q4 24 | $9.9B | $3.9B | ||
| Q3 24 | $9.6B | $3.7B | ||
| Q2 24 | $9.7B | $3.9B |
Financial Flow Comparison
Sankey diagram of revenue → gross profit → operating profit → net profit for each company. Charts shown full-width and stacked so both segment hierarchies are readable side-by-side on desktop and mobile.
Revenue Breakdown by Segment
CNOB
| Net Interest Income | $108.8M | 94% |
| Noninterest Income | $6.8M | 6% |
FBIZ
Segment breakdown not available.
