vs
ConnectOne Bancorp, Inc.（CNOB）与STURM RUGER & CO INC（RGR）财务数据对比。点击上方公司名可切换其他公司
STURM RUGER & CO INC的季度营收约是ConnectOne Bancorp, Inc.的1.3倍（$151.1M vs $115.6M），过去两年ConnectOne Bancorp, Inc.的营收复合增速更高（32.5% vs 5.1%）
原公民共和银行控股公司是公民银行的母公司，总部位于密歇根州弗林特市。该公司曾在密歇根、威斯康星和俄亥俄三州运营219家分行与248台自动取款机，2013年6月与第一美德银行合并，第一美德后于2016年被亨廷顿银行控股收购。
鲁格公司（Ruger）是总部位于美国康涅狄格州绍斯波特的枪械制造企业，除总部外，还在新罕布什尔州纽波特、北卡罗来纳州梅约丹以及亚利桑那州普雷斯科特设有生产工厂。公司由亚历山大·麦考密克·斯特姆与威廉·B·鲁格于1949年共同创立，自1969年起公开上市交易。
CNOB vs RGR — 直观对比
营收规模更大
RGR
是对方的1.3倍
$115.6M
两年增速更快
CNOB
近两年复合增速
5.1%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $115.6M | $151.1M |
| 净利润 | $37.8M | — |
| 毛利率 | — | 17.8% |
| 营业利润率 | — | 2.3% |
| 净利率 | 32.7% | — |
| 营收同比 | — | 3.6% |
| 净利润同比 | 86.8% | — |
| 每股收益（稀释后） | $0.72 | $0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CNOBRGR
| Q1 26 | $115.6M | — | ||
| Q4 25 | $112.6M | $151.1M | ||
| Q3 25 | $121.4M | $126.8M | ||
| Q2 25 | $84.1M | $132.5M | ||
| Q1 25 | $70.2M | $135.7M | ||
| Q4 24 | $68.5M | $145.8M | ||
| Q3 24 | $65.6M | $122.3M | ||
| Q2 24 | $65.8M | $130.8M |
净利润CNOBRGR
| Q1 26 | $37.8M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $41.0M | $1.6M | ||
| Q2 25 | $-20.3M | $-17.2M | ||
| Q1 25 | $20.2M | $7.8M | ||
| Q4 24 | — | — | ||
| Q3 24 | $17.2M | $4.7M | ||
| Q2 24 | $19.1M | $8.3M |
毛利率CNOBRGR
| Q1 26 | — | — | ||
| Q4 25 | — | 17.8% | ||
| Q3 25 | — | 15.1% | ||
| Q2 25 | — | 3.9% | ||
| Q1 25 | — | 22.0% | ||
| Q4 24 | — | 22.8% | ||
| Q3 24 | — | 18.5% | ||
| Q2 24 | — | 22.3% |
营业利润率CNOBRGR
| Q1 26 | — | — | ||
| Q4 25 | 47.4% | 2.3% | ||
| Q3 25 | 47.2% | -2.7% | ||
| Q2 25 | -30.1% | -15.6% | ||
| Q1 25 | 39.0% | 6.2% | ||
| Q4 24 | 38.6% | 7.8% | ||
| Q3 24 | 35.3% | 3.1% | ||
| Q2 24 | 39.1% | 6.9% |
净利率CNOBRGR
| Q1 26 | 32.7% | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 33.7% | 1.2% | ||
| Q2 25 | -24.1% | -13.0% | ||
| Q1 25 | 28.8% | 5.7% | ||
| Q4 24 | — | — | ||
| Q3 24 | 26.2% | 3.9% | ||
| Q2 24 | 28.9% | 6.3% |
每股收益（稀释后）CNOBRGR
| Q1 26 | $0.72 | — | ||
| Q4 25 | $0.88 | $0.22 | ||
| Q3 25 | $0.78 | $0.10 | ||
| Q2 25 | $-0.52 | $-1.05 | ||
| Q1 25 | $0.49 | $0.46 | ||
| Q4 24 | $0.48 | $0.62 | ||
| Q3 24 | $0.41 | $0.28 | ||
| Q2 24 | $0.46 | $0.47 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $344.5M | $92.5M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.6B | $283.8M |
| 总资产 | $14.2B | $342.0M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CNOBRGR
| Q1 26 | $344.5M | — | ||
| Q4 25 | $380.9M | $92.5M | ||
| Q3 25 | $542.7M | $80.8M | ||
| Q2 25 | $596.5M | $101.4M | ||
| Q1 25 | $292.6M | $108.3M | ||
| Q4 24 | $356.5M | $105.5M | ||
| Q3 24 | $247.2M | $96.0M | ||
| Q2 24 | $293.5M | $105.6M |
股东权益CNOBRGR
| Q1 26 | $1.6B | — | ||
| Q4 25 | $1.6B | $283.8M | ||
| Q3 25 | $1.5B | $279.6M | ||
| Q2 25 | $1.5B | $289.3M | ||
| Q1 25 | $1.3B | $321.5M | ||
| Q4 24 | $1.2B | $319.6M | ||
| Q3 24 | $1.2B | $314.9M | ||
| Q2 24 | $1.2B | $321.5M |
总资产CNOBRGR
| Q1 26 | $14.2B | — | ||
| Q4 25 | $14.0B | $342.0M | ||
| Q3 25 | $14.0B | $342.3M | ||
| Q2 25 | $13.9B | $349.5M | ||
| Q1 25 | $9.8B | $379.0M | ||
| Q4 24 | $9.9B | $384.0M | ||
| Q3 24 | $9.6B | $373.5M | ||
| Q2 24 | $9.7B | $376.7M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $15.5M |
| 自由现金流经营现金流 - 资本支出 | — | $12.3M |
| 自由现金流率自由现金流/营收 | — | 8.2% |
| 资本支出强度资本支出/营收 | — | 2.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $38.5M |
8季度趋势，按日历期对齐
经营现金流CNOBRGR
| Q1 26 | — | — | ||
| Q4 25 | $106.4M | $15.5M | ||
| Q3 25 | $37.4M | $12.9M | ||
| Q2 25 | $6.5M | $14.7M | ||
| Q1 25 | $14.9M | $11.1M | ||
| Q4 24 | $60.7M | $20.0M | ||
| Q3 24 | $-14.4M | $9.4M | ||
| Q2 24 | $22.3M | $18.7M |
自由现金流CNOBRGR
| Q1 26 | — | — | ||
| Q4 25 | $101.0M | $12.3M | ||
| Q3 25 | $33.9M | $7.0M | ||
| Q2 25 | $6.4M | $9.1M | ||
| Q1 25 | $14.6M | $10.0M | ||
| Q4 24 | $56.9M | $16.4M | ||
| Q3 24 | $-15.6M | $2.6M | ||
| Q2 24 | $22.2M | $10.1M |
自由现金流率CNOBRGR
| Q1 26 | — | — | ||
| Q4 25 | 89.7% | 8.2% | ||
| Q3 25 | 27.9% | 5.5% | ||
| Q2 25 | 7.6% | 6.9% | ||
| Q1 25 | 20.8% | 7.4% | ||
| Q4 24 | 83.1% | 11.2% | ||
| Q3 24 | -23.8% | 2.1% | ||
| Q2 24 | 33.7% | 7.7% |
资本支出强度CNOBRGR
| Q1 26 | — | — | ||
| Q4 25 | 4.8% | 2.1% | ||
| Q3 25 | 2.8% | 4.6% | ||
| Q2 25 | 0.1% | 4.2% | ||
| Q1 25 | 0.4% | 0.8% | ||
| Q4 24 | 5.5% | 2.5% | ||
| Q3 24 | 1.9% | 5.5% | ||
| Q2 24 | 0.2% | 6.6% |
现金转化率CNOBRGR
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 0.91× | 8.15× | ||
| Q2 25 | — | — | ||
| Q1 25 | 0.74× | 1.43× | ||
| Q4 24 | — | — | ||
| Q3 24 | -0.84× | 1.98× | ||
| Q2 24 | 1.17× | 2.27× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CNOB
| Net Interest Income | $108.8M | 94% |
| Noninterest Income | $6.8M | 6% |
RGR
| Firearms | $150.6M | 100% |
| Castings | $7.3M | 5% |
