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ConnectOne Bancorp, Inc.（CNOB）与RCI HOSPITALITY HOLDINGS, INC.（RICK）财务数据对比。点击上方公司名可切换其他公司
ConnectOne Bancorp, Inc.的季度营收约是RCI HOSPITALITY HOLDINGS, INC.的1.6倍（$115.6M vs $70.9M），ConnectOne Bancorp, Inc.净利率更高（32.7% vs -7.8%，领先40.5%），过去两年ConnectOne Bancorp, Inc.的营收复合增速更高（32.5% vs -2.0%）
原公民共和银行控股公司是公民银行的母公司，总部位于密歇根州弗林特市。该公司曾在密歇根、威斯康星和俄亥俄三州运营219家分行与248台自动取款机，2013年6月与第一美德银行合并，第一美德后于2016年被亨廷顿银行控股收购。
RCI Hospitality控股通过子公司经营脱衣舞俱乐部、夜总会、运动酒吧与餐厅，同时还运营一家为成人俱乐部行业提供服务的传媒会展企业。公司于1995年完成首次公开募股上市，目前在纳斯达克全球市场挂牌交易。
CNOB vs RICK — 直观对比
营收规模更大
CNOB
是对方的1.6倍
$70.9M
净利率更高
CNOB
高出40.5%
-7.8%
两年增速更快
CNOB
近两年复合增速
-2.0%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $115.6M | $70.9M |
| 净利润 | $37.8M | $-5.5M |
| 毛利率 | — | — |
| 营业利润率 | — | -0.7% |
| 净利率 | 32.7% | -7.8% |
| 营收同比 | — | -3.1% |
| 净利润同比 | 86.8% | -2354.9% |
| 每股收益（稀释后） | $0.72 | $-0.60 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CNOBRICK
| Q1 26 | $115.6M | — | ||
| Q4 25 | $112.6M | — | ||
| Q3 25 | $121.4M | $70.9M | ||
| Q2 25 | $84.1M | $71.1M | ||
| Q1 25 | $70.2M | $65.9M | ||
| Q4 24 | $68.5M | $71.5M | ||
| Q3 24 | $65.6M | $73.2M | ||
| Q2 24 | $65.8M | $76.2M |
净利润CNOBRICK
| Q1 26 | $37.8M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $41.0M | $-5.5M | ||
| Q2 25 | $-20.3M | $4.1M | ||
| Q1 25 | $20.2M | $3.2M | ||
| Q4 24 | — | $9.0M | ||
| Q3 24 | $17.2M | $244.0K | ||
| Q2 24 | $19.1M | $-5.2M |
营业利润率CNOBRICK
| Q1 26 | — | — | ||
| Q4 25 | 47.4% | — | ||
| Q3 25 | 47.2% | -0.7% | ||
| Q2 25 | -30.1% | 12.2% | ||
| Q1 25 | 39.0% | 12.4% | ||
| Q4 24 | 38.6% | 19.5% | ||
| Q3 24 | 35.3% | 4.8% | ||
| Q2 24 | 39.1% | -3.3% |
净利率CNOBRICK
| Q1 26 | 32.7% | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 33.7% | -7.8% | ||
| Q2 25 | -24.1% | 5.7% | ||
| Q1 25 | 28.8% | 4.9% | ||
| Q4 24 | — | 12.6% | ||
| Q3 24 | 26.2% | 0.3% | ||
| Q2 24 | 28.9% | -6.9% |
每股收益（稀释后）CNOBRICK
| Q1 26 | $0.72 | — | ||
| Q4 25 | $0.88 | — | ||
| Q3 25 | $0.78 | $-0.60 | ||
| Q2 25 | $-0.52 | $0.46 | ||
| Q1 25 | $0.49 | $0.36 | ||
| Q4 24 | $0.48 | $1.01 | ||
| Q3 24 | $0.41 | $0.04 | ||
| Q2 24 | $0.46 | $-0.56 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $344.5M | $33.7M |
| 总债务越低越好 | — | $238.2M |
| 股东权益账面价值 | $1.6B | $261.1M |
| 总资产 | $14.2B | $596.9M |
| 负债/权益比越低杠杆越低 | — | 0.91× |
8季度趋势，按日历期对齐
现金及短期投资CNOBRICK
| Q1 26 | $344.5M | — | ||
| Q4 25 | $380.9M | — | ||
| Q3 25 | $542.7M | $33.7M | ||
| Q2 25 | $596.5M | $29.3M | ||
| Q1 25 | $292.6M | $32.7M | ||
| Q4 24 | $356.5M | $34.7M | ||
| Q3 24 | $247.2M | $32.4M | ||
| Q2 24 | $293.5M | $34.9M |
总债务CNOBRICK
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $238.2M | ||
| Q2 25 | — | $243.8M | ||
| Q1 25 | — | $244.1M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $241.1M | ||
| Q2 24 | — | — |
股东权益CNOBRICK
| Q1 26 | $1.6B | — | ||
| Q4 25 | $1.6B | — | ||
| Q3 25 | $1.5B | $261.1M | ||
| Q2 25 | $1.5B | $269.5M | ||
| Q1 25 | $1.3B | $268.8M | ||
| Q4 24 | $1.2B | $269.0M | ||
| Q3 24 | $1.2B | $263.4M | ||
| Q2 24 | $1.2B | $271.2M |
总资产CNOBRICK
| Q1 26 | $14.2B | — | ||
| Q4 25 | $14.0B | — | ||
| Q3 25 | $14.0B | $596.9M | ||
| Q2 25 | $13.9B | $597.4M | ||
| Q1 25 | $9.8B | $589.8M | ||
| Q4 24 | $9.9B | $586.2M | ||
| Q3 24 | $9.6B | $584.4M | ||
| Q2 24 | $9.7B | $601.0M |
负债/权益比CNOBRICK
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 0.91× | ||
| Q2 25 | — | 0.90× | ||
| Q1 25 | — | 0.91× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.92× | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $13.7M |
| 自由现金流经营现金流 - 资本支出 | — | $11.5M |
| 自由现金流率自由现金流/营收 | — | 16.2% |
| 资本支出强度资本支出/营收 | — | 3.2% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $34.9M |
8季度趋势，按日历期对齐
经营现金流CNOBRICK
| Q1 26 | — | — | ||
| Q4 25 | $106.4M | — | ||
| Q3 25 | $37.4M | $13.7M | ||
| Q2 25 | $6.5M | $13.8M | ||
| Q1 25 | $14.9M | $8.5M | ||
| Q4 24 | $60.7M | $13.3M | ||
| Q3 24 | $-14.4M | $15.7M | ||
| Q2 24 | $22.3M | $15.8M |
自由现金流CNOBRICK
| Q1 26 | — | — | ||
| Q4 25 | $101.0M | — | ||
| Q3 25 | $33.9M | $11.5M | ||
| Q2 25 | $6.4M | $10.1M | ||
| Q1 25 | $14.6M | $5.7M | ||
| Q4 24 | $56.9M | $7.6M | ||
| Q3 24 | $-15.6M | $10.3M | ||
| Q2 24 | $22.2M | $9.3M |
自由现金流率CNOBRICK
| Q1 26 | — | — | ||
| Q4 25 | 89.7% | — | ||
| Q3 25 | 27.9% | 16.2% | ||
| Q2 25 | 7.6% | 14.2% | ||
| Q1 25 | 20.8% | 8.6% | ||
| Q4 24 | 83.1% | 10.6% | ||
| Q3 24 | -23.8% | 14.0% | ||
| Q2 24 | 33.7% | 12.3% |
资本支出强度CNOBRICK
| Q1 26 | — | — | ||
| Q4 25 | 4.8% | — | ||
| Q3 25 | 2.8% | 3.2% | ||
| Q2 25 | 0.1% | 5.2% | ||
| Q1 25 | 0.4% | 4.3% | ||
| Q4 24 | 5.5% | 8.0% | ||
| Q3 24 | 1.9% | 7.3% | ||
| Q2 24 | 0.2% | 8.4% |
现金转化率CNOBRICK
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 0.91× | — | ||
| Q2 25 | — | 3.40× | ||
| Q1 25 | 0.74× | 2.65× | ||
| Q4 24 | — | 1.48× | ||
| Q3 24 | -0.84× | 64.14× | ||
| Q2 24 | 1.17× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CNOB
| Net Interest Income | $108.8M | 94% |
| Noninterest Income | $6.8M | 6% |
RICK
| Transferred At Point In Time | $60.8M | 86% |
| Food And Merchandise | $10.4M | 15% |
