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ConnectOne Bancorp, Inc.（CNOB）与GIBRALTAR INDUSTRIES, INC.（ROCK）财务数据对比。点击上方公司名可切换其他公司
GIBRALTAR INDUSTRIES, INC.的季度营收约是ConnectOne Bancorp, Inc.的1.9倍（$225.0M vs $115.6M），过去两年ConnectOne Bancorp, Inc.的营收复合增速更高（32.5% vs -12.3%）
原公民共和银行控股公司是公民银行的母公司，总部位于密歇根州弗林特市。该公司曾在密歇根、威斯康星和俄亥俄三州运营219家分行与248台自动取款机，2013年6月与第一美德银行合并，第一美德后于2016年被亨廷顿银行控股收购。
直布罗陀工业公司是专业建筑、基础设施及可再生能源产品制造商与分销商，主营通风系统、屋面配件、太阳能安装支架、园林景观产品等，主要服务北美地区住宅、商业建筑及清洁能源市场，专注提供创新可持续的客户解决方案。
CNOB vs ROCK — 直观对比
营收规模更大
ROCK
是对方的1.9倍
$115.6M
两年增速更快
CNOB
近两年复合增速
-12.3%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $115.6M | $225.0M |
| 净利润 | $37.8M | — |
| 毛利率 | — | 25.3% |
| 营业利润率 | — | 7.9% |
| 净利率 | 32.7% | — |
| 营收同比 | — | 24.9% |
| 净利润同比 | 86.8% | — |
| 每股收益（稀释后） | $0.72 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CNOBROCK
| Q1 26 | $115.6M | — | ||
| Q4 25 | $112.6M | $225.0M | ||
| Q3 25 | $121.4M | $310.9M | ||
| Q2 25 | $84.1M | $309.5M | ||
| Q1 25 | $70.2M | $290.0M | ||
| Q4 24 | $68.5M | $180.1M | ||
| Q3 24 | $65.6M | $277.1M | ||
| Q2 24 | $65.8M | $273.6M |
净利润CNOBROCK
| Q1 26 | $37.8M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $41.0M | $-89.1M | ||
| Q2 25 | $-20.3M | $26.0M | ||
| Q1 25 | $20.2M | $21.1M | ||
| Q4 24 | — | — | ||
| Q3 24 | $17.2M | $34.0M | ||
| Q2 24 | $19.1M | $32.2M |
毛利率CNOBROCK
| Q1 26 | — | — | ||
| Q4 25 | — | 25.3% | ||
| Q3 25 | — | 26.6% | ||
| Q2 25 | — | 28.4% | ||
| Q1 25 | — | 26.8% | ||
| Q4 24 | — | 29.0% | ||
| Q3 24 | — | 29.4% | ||
| Q2 24 | — | 30.5% |
营业利润率CNOBROCK
| Q1 26 | — | — | ||
| Q4 25 | 47.4% | 7.9% | ||
| Q3 25 | 47.2% | 12.8% | ||
| Q2 25 | -30.1% | 12.8% | ||
| Q1 25 | 39.0% | 8.8% | ||
| Q4 24 | 38.6% | 13.3% | ||
| Q3 24 | 35.3% | 15.6% | ||
| Q2 24 | 39.1% | 14.9% |
净利率CNOBROCK
| Q1 26 | 32.7% | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 33.7% | -28.6% | ||
| Q2 25 | -24.1% | 8.4% | ||
| Q1 25 | 28.8% | 7.3% | ||
| Q4 24 | — | — | ||
| Q3 24 | 26.2% | 12.3% | ||
| Q2 24 | 28.9% | 11.8% |
每股收益（稀释后）CNOBROCK
| Q1 26 | $0.72 | — | ||
| Q4 25 | $0.88 | — | ||
| Q3 25 | $0.78 | $-2.98 | ||
| Q2 25 | $-0.52 | $0.87 | ||
| Q1 25 | $0.49 | — | ||
| Q4 24 | $0.48 | — | ||
| Q3 24 | $0.41 | $1.11 | ||
| Q2 24 | $0.46 | $1.05 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $344.5M | $115.7M |
| 总债务越低越好 | — | $0 |
| 股东权益账面价值 | $1.6B | $950.4M |
| 总资产 | $14.2B | $1.4B |
| 负债/权益比越低杠杆越低 | — | 0.00× |
8季度趋势，按日历期对齐
现金及短期投资CNOBROCK
| Q1 26 | $344.5M | — | ||
| Q4 25 | $380.9M | $115.7M | ||
| Q3 25 | $542.7M | $89.4M | ||
| Q2 25 | $596.5M | $43.3M | ||
| Q1 25 | $292.6M | $25.1M | ||
| Q4 24 | $356.5M | $269.5M | ||
| Q3 24 | $247.2M | $228.9M | ||
| Q2 24 | $293.5M | $179.1M |
总债务CNOBROCK
| Q1 26 | — | — | ||
| Q4 25 | — | $0 | ||
| Q3 25 | — | $0 | ||
| Q2 25 | — | $0 | ||
| Q1 25 | — | $0 | ||
| Q4 24 | — | $0 | ||
| Q3 24 | — | $0 | ||
| Q2 24 | — | $0 |
股东权益CNOBROCK
| Q1 26 | $1.6B | — | ||
| Q4 25 | $1.6B | $950.4M | ||
| Q3 25 | $1.5B | $951.8M | ||
| Q2 25 | $1.5B | $1.0B | ||
| Q1 25 | $1.3B | $1.0B | ||
| Q4 24 | $1.2B | $1.0B | ||
| Q3 24 | $1.2B | $1.0B | ||
| Q2 24 | $1.2B | $975.7M |
总资产CNOBROCK
| Q1 26 | $14.2B | — | ||
| Q4 25 | $14.0B | $1.4B | ||
| Q3 25 | $14.0B | $1.4B | ||
| Q2 25 | $13.9B | $1.5B | ||
| Q1 25 | $9.8B | $1.4B | ||
| Q4 24 | $9.9B | $1.4B | ||
| Q3 24 | $9.6B | $1.4B | ||
| Q2 24 | $9.7B | $1.4B |
负债/权益比CNOBROCK
| Q1 26 | — | — | ||
| Q4 25 | — | 0.00× | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | 0.00× | ||
| Q1 25 | — | 0.00× | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | 0.00× | ||
| Q2 24 | — | 0.00× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $35.5M |
| 自由现金流经营现金流 - 资本支出 | — | $26.2M |
| 自由现金流率自由现金流/营收 | — | 11.7% |
| 资本支出强度资本支出/营收 | — | 4.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $120.6M |
8季度趋势，按日历期对齐
经营现金流CNOBROCK
| Q1 26 | — | — | ||
| Q4 25 | $106.4M | $35.5M | ||
| Q3 25 | $37.4M | $73.0M | ||
| Q2 25 | $6.5M | $44.9M | ||
| Q1 25 | $14.9M | $13.7M | ||
| Q4 24 | $60.7M | $19.9M | ||
| Q3 24 | $-14.4M | $64.7M | ||
| Q2 24 | $22.3M | $36.5M |
自由现金流CNOBROCK
| Q1 26 | — | — | ||
| Q4 25 | $101.0M | $26.2M | ||
| Q3 25 | $33.9M | $64.8M | ||
| Q2 25 | $6.4M | $27.3M | ||
| Q1 25 | $14.6M | $2.3M | ||
| Q4 24 | $56.9M | $14.1M | ||
| Q3 24 | $-15.6M | $60.5M | ||
| Q2 24 | $22.2M | $33.5M |
自由现金流率CNOBROCK
| Q1 26 | — | — | ||
| Q4 25 | 89.7% | 11.7% | ||
| Q3 25 | 27.9% | 20.8% | ||
| Q2 25 | 7.6% | 8.8% | ||
| Q1 25 | 20.8% | 0.8% | ||
| Q4 24 | 83.1% | 7.8% | ||
| Q3 24 | -23.8% | 21.8% | ||
| Q2 24 | 33.7% | 12.2% |
资本支出强度CNOBROCK
| Q1 26 | — | — | ||
| Q4 25 | 4.8% | 4.1% | ||
| Q3 25 | 2.8% | 2.6% | ||
| Q2 25 | 0.1% | 5.7% | ||
| Q1 25 | 0.4% | 3.9% | ||
| Q4 24 | 5.5% | 3.3% | ||
| Q3 24 | 1.9% | 1.5% | ||
| Q2 24 | 0.2% | 1.1% |
现金转化率CNOBROCK
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 0.91× | — | ||
| Q2 25 | — | 1.73× | ||
| Q1 25 | 0.74× | 0.65× | ||
| Q4 24 | — | — | ||
| Q3 24 | -0.84× | 1.90× | ||
| Q2 24 | 1.17× | 1.13× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CNOB
| Net Interest Income | $108.8M | 94% |
| Noninterest Income | $6.8M | 6% |
ROCK
| Transferred At Point In Time | $183.5M | 82% |
| Infrastructure | $22.5M | 10% |
| Other | $18.9M | 8% |
