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第一资本（COF）与Smurfit Westrock（SW）财务数据对比。点击上方公司名可切换其他公司
第一资本的季度营收约是Smurfit Westrock的1.5倍（$11.7B vs $7.7B），第一资本净利率更高（18.6% vs 0.8%，领先17.8%），第一资本同比增速更快（52.3% vs 0.7%），过去两年Smurfit Westrock的营收复合增速更高（61.2% vs 10.9%）
第一资本金融公司是1994年成立的美国银行控股企业，总部位于弗吉尼亚州泰森斯，业务主要集中在美国境内，核心服务涵盖信用卡、汽车贷款、银行服务、储蓄账户等。截至2025年6月30日，其总资产位列全美银行第六，Visa和万事达信用卡发卡量排全美第三，也是美国规模最大的汽车金融公司之一。
Smurfit Westrock plc是总部位于爱尔兰都柏林的企业，核心业务为生产瓦楞包装及各类纸制包装产品，公司股票同时在纽约证券交易所和伦敦证券交易所挂牌上市。
COF vs SW — 直观对比
营收规模更大
COF
是对方的1.5倍
$7.7B
营收增速更快
COF
高出51.6%
0.7%
净利率更高
COF
高出17.8%
0.8%
两年增速更快
SW
近两年复合增速
10.9%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $11.7B | $7.7B |
| 净利润 | $2.2B | $63.0M |
| 毛利率 | — | 16.4% |
| 营业利润率 | — | 3.3% |
| 净利率 | 18.6% | 0.8% |
| 营收同比 | 52.3% | 0.7% |
| 净利润同比 | 54.8% | — |
| 每股收益（稀释后） | $3.34 | $0.12 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收COFSW
| Q1 26 | $11.7B | $7.7B | ||
| Q4 25 | $15.6B | $7.6B | ||
| Q3 25 | $15.4B | $8.0B | ||
| Q2 25 | $12.5B | $7.9B | ||
| Q1 25 | $10.0B | $7.7B | ||
| Q4 24 | $10.2B | $7.5B | ||
| Q3 24 | $10.0B | $7.7B | ||
| Q2 24 | $9.5B | $3.0B |
净利润COFSW
| Q1 26 | $2.2B | $63.0M | ||
| Q4 25 | $2.1B | $97.0M | ||
| Q3 25 | $3.2B | $246.0M | ||
| Q2 25 | $-4.3B | $-28.0M | ||
| Q1 25 | $1.4B | $384.0M | ||
| Q4 24 | $1.1B | $146.0M | ||
| Q3 24 | $1.8B | $-150.0M | ||
| Q2 24 | $597.0M | $132.0M |
毛利率COFSW
| Q1 26 | — | 16.4% | ||
| Q4 25 | — | 18.2% | ||
| Q3 25 | — | 19.6% | ||
| Q2 25 | — | 19.1% | ||
| Q1 25 | — | 20.6% | ||
| Q4 24 | — | 19.1% | ||
| Q3 24 | — | 17.6% | ||
| Q2 24 | — | 23.3% |
营业利润率COFSW
| Q1 26 | — | 3.3% | ||
| Q4 25 | 85.8% | 5.1% | ||
| Q3 25 | 28.5% | 6.6% | ||
| Q2 25 | -47.5% | 3.2% | ||
| Q1 25 | 17.3% | 7.2% | ||
| Q4 24 | 14.3% | 5.3% | ||
| Q3 24 | 22.1% | 0.7% | ||
| Q2 24 | 6.8% | 8.2% |
净利率COFSW
| Q1 26 | 18.6% | 0.8% | ||
| Q4 25 | 87.2% | 1.3% | ||
| Q3 25 | 20.8% | 3.1% | ||
| Q2 25 | -34.2% | -0.4% | ||
| Q1 25 | 14.0% | 5.0% | ||
| Q4 24 | 10.8% | 1.9% | ||
| Q3 24 | 17.7% | -2.0% | ||
| Q2 24 | 6.3% | 4.4% |
每股收益（稀释后）COFSW
| Q1 26 | $3.34 | $0.12 | ||
| Q4 25 | $4.33 | $0.18 | ||
| Q3 25 | $4.83 | $0.47 | ||
| Q2 25 | $-8.58 | $-0.05 | ||
| Q1 25 | $3.45 | $0.73 | ||
| Q4 24 | $2.67 | $-0.12 | ||
| Q3 24 | $4.41 | $-0.30 | ||
| Q2 24 | $1.38 | $0.51 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | $980.0M |
| 股东权益账面价值 | $112.3B | $18.1B |
| 总资产 | $682.9B | $45.2B |
| 负债/权益比越低杠杆越低 | — | 0.05× |
8季度趋势，按日历期对齐
现金及短期投资COFSW
| Q1 26 | — | — | ||
| Q4 25 | — | $892.0M | ||
| Q3 25 | — | $851.0M | ||
| Q2 25 | — | $778.0M | ||
| Q1 25 | — | $797.0M | ||
| Q4 24 | — | $855.0M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $26.8K |
总债务COFSW
| Q1 26 | — | $980.0M | ||
| Q4 25 | $49.9B | $13.4B | ||
| Q3 25 | $50.9B | $13.3B | ||
| Q2 25 | $51.9B | $13.3B | ||
| Q1 25 | $41.2B | $12.9B | ||
| Q4 24 | $45.0B | $12.5B | ||
| Q3 24 | $48.8B | $13.2B | ||
| Q2 24 | $47.2B | — |
股东权益COFSW
| Q1 26 | $112.3B | $18.1B | ||
| Q4 25 | $113.6B | $18.3B | ||
| Q3 25 | $113.8B | $18.4B | ||
| Q2 25 | $111.0B | $18.3B | ||
| Q1 25 | $63.5B | $17.9B | ||
| Q4 24 | $60.8B | $17.4B | ||
| Q3 24 | $62.9B | $18.0B | ||
| Q2 24 | $58.0B | $14.5K |
总资产COFSW
| Q1 26 | $682.9B | $45.2B | ||
| Q4 25 | $669.0B | $45.2B | ||
| Q3 25 | $661.9B | $45.6B | ||
| Q2 25 | $659.0B | $45.7B | ||
| Q1 25 | $493.6B | $44.6B | ||
| Q4 24 | $490.1B | $43.8B | ||
| Q3 24 | $486.4B | $45.0B | ||
| Q2 24 | $480.0B | $26.8K |
负债/权益比COFSW
| Q1 26 | — | 0.05× | ||
| Q4 25 | 0.44× | 0.73× | ||
| Q3 25 | 0.45× | 0.72× | ||
| Q2 25 | 0.47× | 0.73× | ||
| Q1 25 | 0.65× | 0.72× | ||
| Q4 24 | 0.74× | 0.72× | ||
| Q3 24 | 0.78× | 0.73× | ||
| Q2 24 | 0.81× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $204.0M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 3.24× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流COFSW
| Q1 26 | — | $204.0M | ||
| Q4 25 | $27.7B | $1.2B | ||
| Q3 25 | $9.2B | $1.1B | ||
| Q2 25 | $6.1B | $829.0M | ||
| Q1 25 | $4.7B | $235.0M | ||
| Q4 24 | $18.2B | $781.0M | ||
| Q3 24 | $6.5B | $320.0M | ||
| Q2 24 | $6.2B | $340.0M |
自由现金流COFSW
| Q1 26 | — | — | ||
| Q4 25 | $26.1B | $612.0M | ||
| Q3 25 | $8.8B | $523.0M | ||
| Q2 25 | $5.7B | $307.0M | ||
| Q1 25 | $4.3B | $-242.0M | ||
| Q4 24 | $17.0B | $212.0M | ||
| Q3 24 | $6.1B | $-192.0M | ||
| Q2 24 | $6.0B | $163.0M |
自由现金流率COFSW
| Q1 26 | — | — | ||
| Q4 25 | 167.7% | 8.1% | ||
| Q3 25 | 57.1% | 6.5% | ||
| Q2 25 | 45.4% | 3.9% | ||
| Q1 25 | 43.2% | -3.2% | ||
| Q4 24 | 166.4% | 2.8% | ||
| Q3 24 | 61.4% | -2.5% | ||
| Q2 24 | 62.6% | 5.5% |
资本支出强度COFSW
| Q1 26 | — | — | ||
| Q4 25 | 10.1% | 7.7% | ||
| Q3 25 | 2.5% | 7.6% | ||
| Q2 25 | 3.2% | 6.6% | ||
| Q1 25 | 3.5% | 6.2% | ||
| Q4 24 | 11.8% | 7.5% | ||
| Q3 24 | 3.1% | 6.7% | ||
| Q2 24 | 3.0% | 6.0% |
现金转化率COFSW
| Q1 26 | — | 3.24× | ||
| Q4 25 | 12.99× | 12.32× | ||
| Q3 25 | 2.87× | 4.61× | ||
| Q2 25 | — | — | ||
| Q1 25 | 3.32× | 0.61× | ||
| Q4 24 | 16.57× | 5.35× | ||
| Q3 24 | 3.63× | — | ||
| Q2 24 | 10.46× | 2.58× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
