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CHOICEONE FINANCIAL SERVICES INC（COFS）与READING INTERNATIONAL INC（RDI）财务数据对比。点击上方公司名可切换其他公司
READING INTERNATIONAL INC的季度营收约是CHOICEONE FINANCIAL SERVICES INC的1.2倍（$50.3M vs $42.9M），CHOICEONE FINANCIAL SERVICES INC同比增速更快（76.4% vs -14.2%），CHOICEONE FINANCIAL SERVICES INC自由现金流更多（$25.2M vs $4.1M），过去两年CHOICEONE FINANCIAL SERVICES INC的营收复合增速更高（15.0% vs 5.6%）
ChoiceOne Financial Services Inc是一家美国区域金融控股公司，通过旗下银行子公司开展业务，主要为密歇根州的个人消费者、小微企业及企业客户提供储蓄账户、贷款、财富管理、保险等多元化个人及商业银行服务。
雷丁公司是总部位于美国费城的铁路企业，1924年起在宾夕法尼亚州东部及周边各州提供客运与货运运输服务，直至1976年被联合铁路公司收购。
COFS vs RDI — 直观对比
营收规模更大
RDI
是对方的1.2倍
$42.9M
营收增速更快
COFS
高出90.6%
-14.2%
自由现金流更多
COFS
多$21.1M
$4.1M
两年增速更快
COFS
近两年复合增速
5.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $42.9M | $50.3M |
| 净利润 | — | $-2.6M |
| 毛利率 | — | — |
| 营业利润率 | 39.1% | -1.9% |
| 净利率 | — | -5.1% |
| 营收同比 | 76.4% | -14.2% |
| 净利润同比 | — | -14.5% |
| 每股收益（稀释后） | $1.43 | $-0.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收COFSRDI
| Q4 25 | $42.9M | $50.3M | ||
| Q3 25 | $61.8M | $52.2M | ||
| Q2 25 | $60.4M | $60.4M | ||
| Q1 25 | $44.9M | $40.2M | ||
| Q4 24 | $24.3M | $58.6M | ||
| Q3 24 | $36.6M | $60.1M | ||
| Q2 24 | $34.0M | $46.8M | ||
| Q1 24 | $32.5M | $45.1M |
净利润COFSRDI
| Q4 25 | — | $-2.6M | ||
| Q3 25 | $14.7M | $-4.2M | ||
| Q2 25 | $13.5M | $-2.7M | ||
| Q1 25 | $-13.9M | $-4.8M | ||
| Q4 24 | — | $-2.2M | ||
| Q3 24 | $7.3M | $-7.0M | ||
| Q2 24 | $6.6M | $-12.8M | ||
| Q1 24 | $5.6M | $-13.2M |
营业利润率COFSRDI
| Q4 25 | 39.1% | -1.9% | ||
| Q3 25 | 29.6% | -0.6% | ||
| Q2 25 | 27.6% | 4.8% | ||
| Q1 25 | -39.2% | -17.2% | ||
| Q4 24 | 36.1% | 2.6% | ||
| Q3 24 | 25.4% | -0.6% | ||
| Q2 24 | 24.0% | -16.4% | ||
| Q1 24 | 21.1% | -16.7% |
净利率COFSRDI
| Q4 25 | — | -5.1% | ||
| Q3 25 | 23.7% | -8.0% | ||
| Q2 25 | 22.4% | -4.4% | ||
| Q1 25 | -31.0% | -11.8% | ||
| Q4 24 | — | -3.8% | ||
| Q3 24 | 20.1% | -11.7% | ||
| Q2 24 | 19.4% | -27.4% | ||
| Q1 24 | 17.3% | -29.4% |
每股收益（稀释后）COFSRDI
| Q4 25 | $1.43 | $-0.11 | ||
| Q3 25 | $0.97 | $-0.18 | ||
| Q2 25 | $0.90 | $-0.12 | ||
| Q1 25 | $-1.29 | $-0.21 | ||
| Q4 24 | $0.79 | $-0.11 | ||
| Q3 24 | $0.85 | $-0.31 | ||
| Q2 24 | $0.87 | $-0.57 | ||
| Q1 24 | $0.74 | $-0.59 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $88.0M | $10.5M |
| 总债务越低越好 | — | $185.1M |
| 股东权益账面价值 | $465.4M | $-18.2M |
| 总资产 | $4.4B | $434.9M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资COFSRDI
| Q4 25 | $88.0M | $10.5M | ||
| Q3 25 | $99.0M | $8.1M | ||
| Q2 25 | $156.3M | $9.1M | ||
| Q1 25 | $139.4M | $5.9M | ||
| Q4 24 | $96.8M | $12.4M | ||
| Q3 24 | $145.9M | $10.1M | ||
| Q2 24 | $101.0M | $9.3M | ||
| Q1 24 | $150.1M | $7.5M |
总债务COFSRDI
| Q4 25 | — | $185.1M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $202.7M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益COFSRDI
| Q4 25 | $465.4M | $-18.2M | ||
| Q3 25 | $449.6M | $-12.1M | ||
| Q2 25 | $431.8M | $-7.7M | ||
| Q1 25 | $427.1M | $-8.1M | ||
| Q4 24 | $260.4M | $-4.4M | ||
| Q3 24 | $247.7M | $1.6M | ||
| Q2 24 | $214.5M | $6.5M | ||
| Q1 24 | $206.8M | $18.0M |
总资产COFSRDI
| Q4 25 | $4.4B | $434.9M | ||
| Q3 25 | $4.3B | $435.2M | ||
| Q2 25 | $4.3B | $438.1M | ||
| Q1 25 | $4.3B | $441.0M | ||
| Q4 24 | $2.7B | $471.0M | ||
| Q3 24 | $2.7B | $495.7M | ||
| Q2 24 | $2.7B | $494.9M | ||
| Q1 24 | $2.7B | $494.9M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $31.8M | $4.3M |
| 自由现金流经营现金流 - 资本支出 | $25.2M | $4.1M |
| 自由现金流率自由现金流/营收 | 58.7% | 8.2% |
| 资本支出强度资本支出/营收 | 15.4% | 0.3% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $38.5M | $-2.9M |
8季度趋势，按日历期对齐
经营现金流COFSRDI
| Q4 25 | $31.8M | $4.3M | ||
| Q3 25 | $15.3M | $295.0K | ||
| Q2 25 | $9.0M | $1.6M | ||
| Q1 25 | $-6.5M | $-7.7M | ||
| Q4 24 | $47.1M | $8.0M | ||
| Q3 24 | $-7.4M | $1.3M | ||
| Q2 24 | $15.7M | $-10.4M | ||
| Q1 24 | $15.3M | $-2.8M |
自由现金流COFSRDI
| Q4 25 | $25.2M | $4.1M | ||
| Q3 25 | $13.7M | $-246.0K | ||
| Q2 25 | $6.9M | $1.2M | ||
| Q1 25 | $-7.3M | $-8.0M | ||
| Q4 24 | $45.4M | $7.0M | ||
| Q3 24 | $-7.6M | $-1.1M | ||
| Q2 24 | $15.3M | $-10.6M | ||
| Q1 24 | $15.0M | $-4.7M |
自由现金流率COFSRDI
| Q4 25 | 58.7% | 8.2% | ||
| Q3 25 | 22.1% | -0.5% | ||
| Q2 25 | 11.4% | 1.9% | ||
| Q1 25 | -16.3% | -19.8% | ||
| Q4 24 | 186.4% | 12.0% | ||
| Q3 24 | -20.8% | -1.8% | ||
| Q2 24 | 44.8% | -22.7% | ||
| Q1 24 | 46.2% | -10.4% |
资本支出强度COFSRDI
| Q4 25 | 15.4% | 0.3% | ||
| Q3 25 | 2.6% | 1.0% | ||
| Q2 25 | 3.4% | 0.6% | ||
| Q1 25 | 1.9% | 0.6% | ||
| Q4 24 | 7.0% | 1.7% | ||
| Q3 24 | 0.7% | 4.0% | ||
| Q2 24 | 1.4% | 0.5% | ||
| Q1 24 | 1.0% | 4.3% |
现金转化率COFSRDI
| Q4 25 | — | — | ||
| Q3 25 | 1.04× | — | ||
| Q2 25 | 0.66× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | -1.00× | — | ||
| Q2 24 | 2.39× | — | ||
| Q1 24 | 2.72× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
COFS
暂无分部数据
RDI
| Cinema Exhibition Segment | $46.9M | 93% |
| Real Estate Revenue | $3.4M | 7% |
