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CHOICEONE FINANCIAL SERVICES INC（COFS）与RIGEL PHARMACEUTICALS INC（RIGL）财务数据对比。点击上方公司名可切换其他公司
RIGEL PHARMACEUTICALS INC的季度营收约是CHOICEONE FINANCIAL SERVICES INC的1.6倍（$69.8M vs $42.9M），CHOICEONE FINANCIAL SERVICES INC同比增速更快（76.4% vs 21.2%），过去两年RIGEL PHARMACEUTICALS INC的营收复合增速更高（53.7% vs 15.0%）
ChoiceOne Financial Services Inc是一家美国区域金融控股公司，通过旗下银行子公司开展业务，主要为密歇根州的个人消费者、小微企业及企业客户提供储蓄账户、贷款、财富管理、保险等多元化个人及商业银行服务。
Rigel制药是一家临床阶段生物技术企业，专注于研发及商业化针对自身免疫性疾病、炎症性疾病与血液疾病的靶向小分子疗法，核心市场位于美国，旗下已获批产品可治疗成人免疫性血小板减少症，致力于满足未被覆盖的临床医疗需求。
COFS vs RIGL — 直观对比
营收规模更大
RIGL
是对方的1.6倍
$42.9M
营收增速更快
COFS
高出55.2%
21.2%
两年增速更快
RIGL
近两年复合增速
15.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $42.9M | $69.8M |
| 净利润 | — | $268.1M |
| 毛利率 | — | 91.5% |
| 营业利润率 | 39.1% | 33.2% |
| 净利率 | — | 384.0% |
| 营收同比 | 76.4% | 21.2% |
| 净利润同比 | — | 1769.2% |
| 每股收益（稀释后） | $1.43 | $14.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收COFSRIGL
| Q4 25 | $42.9M | $69.8M | ||
| Q3 25 | $61.8M | $69.5M | ||
| Q2 25 | $60.4M | $101.7M | ||
| Q1 25 | $44.9M | $53.3M | ||
| Q4 24 | $24.3M | $57.6M | ||
| Q3 24 | $36.6M | $55.3M | ||
| Q2 24 | $34.0M | $36.8M | ||
| Q1 24 | $32.5M | $29.5M |
净利润COFSRIGL
| Q4 25 | — | $268.1M | ||
| Q3 25 | $14.7M | $27.9M | ||
| Q2 25 | $13.5M | $59.6M | ||
| Q1 25 | $-13.9M | $11.4M | ||
| Q4 24 | — | $14.3M | ||
| Q3 24 | $7.3M | $12.4M | ||
| Q2 24 | $6.6M | $-1.0M | ||
| Q1 24 | $5.6M | $-8.2M |
毛利率COFSRIGL
| Q4 25 | — | 91.5% | ||
| Q3 25 | — | 93.2% | ||
| Q2 25 | — | 95.6% | ||
| Q1 25 | — | 91.7% | ||
| Q4 24 | — | 89.9% | ||
| Q3 24 | — | 85.5% | ||
| Q2 24 | — | 92.4% | ||
| Q1 24 | — | 93.1% |
营业利润率COFSRIGL
| Q4 25 | 39.1% | 33.2% | ||
| Q3 25 | 29.6% | 40.9% | ||
| Q2 25 | 27.6% | 60.1% | ||
| Q1 25 | -39.2% | 23.9% | ||
| Q4 24 | 36.1% | 28.9% | ||
| Q3 24 | 25.4% | 25.4% | ||
| Q2 24 | 24.0% | 1.2% | ||
| Q1 24 | 21.1% | -23.6% |
净利率COFSRIGL
| Q4 25 | — | 384.0% | ||
| Q3 25 | 23.7% | 40.2% | ||
| Q2 25 | 22.4% | 58.6% | ||
| Q1 25 | -31.0% | 21.5% | ||
| Q4 24 | — | 24.9% | ||
| Q3 24 | 20.1% | 22.5% | ||
| Q2 24 | 19.4% | -2.8% | ||
| Q1 24 | 17.3% | -27.9% |
每股收益（稀释后）COFSRIGL
| Q4 25 | $1.43 | $14.11 | ||
| Q3 25 | $0.97 | $1.46 | ||
| Q2 25 | $0.90 | $3.28 | ||
| Q1 25 | $-1.29 | $0.63 | ||
| Q4 24 | $0.79 | $0.82 | ||
| Q3 24 | $0.85 | $0.70 | ||
| Q2 24 | $0.87 | $-0.06 | ||
| Q1 24 | $0.74 | $-0.47 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $88.0M | $155.0M |
| 总债务越低越好 | — | $52.5M |
| 股东权益账面价值 | $465.4M | $391.5M |
| 总资产 | $4.4B | $513.6M |
| 负债/权益比越低杠杆越低 | — | 0.13× |
8季度趋势，按日历期对齐
现金及短期投资COFSRIGL
| Q4 25 | $88.0M | $155.0M | ||
| Q3 25 | $99.0M | $137.1M | ||
| Q2 25 | $156.3M | $108.4M | ||
| Q1 25 | $139.4M | $77.1M | ||
| Q4 24 | $96.8M | $77.3M | ||
| Q3 24 | $145.9M | $61.1M | ||
| Q2 24 | $101.0M | $49.1M | ||
| Q1 24 | $150.1M | $49.5M |
总债务COFSRIGL
| Q4 25 | — | $52.5M | ||
| Q3 25 | — | $60.0M | ||
| Q2 25 | — | $60.0M | ||
| Q1 25 | — | $60.0M | ||
| Q4 24 | — | $60.0M | ||
| Q3 24 | — | $60.0M | ||
| Q2 24 | — | $60.0M | ||
| Q1 24 | — | $60.0M |
股东权益COFSRIGL
| Q4 25 | $465.4M | $391.5M | ||
| Q3 25 | $449.6M | $117.6M | ||
| Q2 25 | $431.8M | $81.9M | ||
| Q1 25 | $427.1M | $18.6M | ||
| Q4 24 | $260.4M | $3.3M | ||
| Q3 24 | $247.7M | $-14.6M | ||
| Q2 24 | $214.5M | $-29.9M | ||
| Q1 24 | $206.8M | $-31.7M |
总资产COFSRIGL
| Q4 25 | $4.4B | $513.6M | ||
| Q3 25 | $4.3B | $242.5M | ||
| Q2 25 | $4.3B | $206.7M | ||
| Q1 25 | $4.3B | $176.0M | ||
| Q4 24 | $2.7B | $164.0M | ||
| Q3 24 | $2.7B | $139.4M | ||
| Q2 24 | $2.7B | $128.4M | ||
| Q1 24 | $2.7B | $126.5M |
负债/权益比COFSRIGL
| Q4 25 | — | 0.13× | ||
| Q3 25 | — | 0.51× | ||
| Q2 25 | — | 0.73× | ||
| Q1 25 | — | 3.23× | ||
| Q4 24 | — | 18.25× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $31.8M | $22.0M |
| 自由现金流经营现金流 - 资本支出 | $25.2M | — |
| 自由现金流率自由现金流/营收 | 58.7% | — |
| 资本支出强度资本支出/营收 | 15.4% | — |
| 现金转化率经营现金流/净利润 | — | 0.08× |
| 过去12个月自由现金流最近4个季度 | $38.5M | — |
8季度趋势，按日历期对齐
经营现金流COFSRIGL
| Q4 25 | $31.8M | $22.0M | ||
| Q3 25 | $15.3M | $24.0M | ||
| Q2 25 | $9.0M | $30.5M | ||
| Q1 25 | $-6.5M | $-893.0K | ||
| Q4 24 | $47.1M | $14.5M | ||
| Q3 24 | $-7.4M | $21.7M | ||
| Q2 24 | $15.7M | $302.0K | ||
| Q1 24 | $15.3M | $-5.0M |
自由现金流COFSRIGL
| Q4 25 | $25.2M | — | ||
| Q3 25 | $13.7M | — | ||
| Q2 25 | $6.9M | — | ||
| Q1 25 | $-7.3M | — | ||
| Q4 24 | $45.4M | — | ||
| Q3 24 | $-7.6M | — | ||
| Q2 24 | $15.3M | — | ||
| Q1 24 | $15.0M | — |
自由现金流率COFSRIGL
| Q4 25 | 58.7% | — | ||
| Q3 25 | 22.1% | — | ||
| Q2 25 | 11.4% | — | ||
| Q1 25 | -16.3% | — | ||
| Q4 24 | 186.4% | — | ||
| Q3 24 | -20.8% | — | ||
| Q2 24 | 44.8% | — | ||
| Q1 24 | 46.2% | — |
资本支出强度COFSRIGL
| Q4 25 | 15.4% | — | ||
| Q3 25 | 2.6% | — | ||
| Q2 25 | 3.4% | — | ||
| Q1 25 | 1.9% | — | ||
| Q4 24 | 7.0% | — | ||
| Q3 24 | 0.7% | — | ||
| Q2 24 | 1.4% | — | ||
| Q1 24 | 1.0% | — |
现金转化率COFSRIGL
| Q4 25 | — | 0.08× | ||
| Q3 25 | 1.04× | 0.86× | ||
| Q2 25 | 0.66× | 0.51× | ||
| Q1 25 | — | -0.08× | ||
| Q4 24 | — | 1.01× | ||
| Q3 24 | -1.00× | 1.75× | ||
| Q2 24 | 2.39× | — | ||
| Q1 24 | 2.72× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
