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CHOICEONE FINANCIAL SERVICES INC（COFS）与TELOS CORP（TLS）财务数据对比。点击上方公司名可切换其他公司
TELOS CORP的季度营收约是CHOICEONE FINANCIAL SERVICES INC的1.1倍（$46.8M vs $42.9M），TELOS CORP同比增速更快（77.4% vs 76.4%），CHOICEONE FINANCIAL SERVICES INC自由现金流更多（$25.2M vs $8.0M），过去两年TELOS CORP的营收复合增速更高（25.7% vs 15.0%）
ChoiceOne Financial Services Inc是一家美国区域金融控股公司，通过旗下银行子公司开展业务，主要为密歇根州的个人消费者、小微企业及企业客户提供储蓄账户、贷款、财富管理、保险等多元化个人及商业银行服务。
泰洛斯公司（Telos Corporation）是一家信息技术与网络安全企业，总部位于美国弗吉尼亚州阿什本。公司主要服务对象为政府与企业客户，业务合同大部分来自美国国防部，核心客户涵盖美国军方、情报机构、民政部门以及北约盟友机构。
COFS vs TLS — 直观对比
营收规模更大
TLS
是对方的1.1倍
$42.9M
营收增速更快
TLS
高出1.0%
76.4%
自由现金流更多
COFS
多$17.2M
$8.0M
两年增速更快
TLS
近两年复合增速
15.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $42.9M | $46.8M |
| 净利润 | — | $-16.3M |
| 毛利率 | — | 35.0% |
| 营业利润率 | 39.1% | -39.6% |
| 净利率 | — | -34.9% |
| 营收同比 | 76.4% | 77.4% |
| 净利润同比 | — | -74.8% |
| 每股收益（稀释后） | $1.43 | $-0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收COFSTLS
| Q4 25 | $42.9M | $46.8M | ||
| Q3 25 | $61.8M | $51.4M | ||
| Q2 25 | $60.4M | $36.0M | ||
| Q1 25 | $44.9M | $30.6M | ||
| Q4 24 | $24.3M | $26.4M | ||
| Q3 24 | $36.6M | $23.8M | ||
| Q2 24 | $34.0M | $28.5M | ||
| Q1 24 | $32.5M | $29.6M |
净利润COFSTLS
| Q4 25 | — | $-16.3M | ||
| Q3 25 | $14.7M | $-2.1M | ||
| Q2 25 | $13.5M | $-9.5M | ||
| Q1 25 | $-13.9M | $-8.6M | ||
| Q4 24 | — | $-9.3M | ||
| Q3 24 | $7.3M | $-28.1M | ||
| Q2 24 | $6.6M | $-7.8M | ||
| Q1 24 | $5.6M | $-7.4M |
毛利率COFSTLS
| Q4 25 | — | 35.0% | ||
| Q3 25 | — | 39.9% | ||
| Q2 25 | — | 33.2% | ||
| Q1 25 | — | 39.8% | ||
| Q4 24 | — | 40.3% | ||
| Q3 24 | — | 13.2% | ||
| Q2 24 | — | 34.1% | ||
| Q1 24 | — | 37.0% |
营业利润率COFSTLS
| Q4 25 | 39.1% | -39.6% | ||
| Q3 25 | 29.6% | -4.8% | ||
| Q2 25 | 27.6% | -27.5% | ||
| Q1 25 | -39.2% | -29.5% | ||
| Q4 24 | 36.1% | -37.6% | ||
| Q3 24 | 25.4% | -121.4% | ||
| Q2 24 | 24.0% | -30.3% | ||
| Q1 24 | 21.1% | -28.5% |
净利率COFSTLS
| Q4 25 | — | -34.9% | ||
| Q3 25 | 23.7% | -4.1% | ||
| Q2 25 | 22.4% | -26.5% | ||
| Q1 25 | -31.0% | -28.1% | ||
| Q4 24 | — | -35.4% | ||
| Q3 24 | 20.1% | -118.0% | ||
| Q2 24 | 19.4% | -27.2% | ||
| Q1 24 | 17.3% | -24.9% |
每股收益（稀释后）COFSTLS
| Q4 25 | $1.43 | $-0.22 | ||
| Q3 25 | $0.97 | $-0.03 | ||
| Q2 25 | $0.90 | $-0.13 | ||
| Q1 25 | $-1.29 | $-0.12 | ||
| Q4 24 | $0.79 | $-0.13 | ||
| Q3 24 | $0.85 | $-0.39 | ||
| Q2 24 | $0.87 | $-0.11 | ||
| Q1 24 | $0.74 | $-0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $88.0M | $53.2M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $465.4M | $96.0M |
| 总资产 | $4.4B | $139.9M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资COFSTLS
| Q4 25 | $88.0M | $53.2M | ||
| Q3 25 | $99.0M | $59.0M | ||
| Q2 25 | $156.3M | $57.0M | ||
| Q1 25 | $139.4M | $57.8M | ||
| Q4 24 | $96.8M | $54.6M | ||
| Q3 24 | $145.9M | $69.8M | ||
| Q2 24 | $101.0M | $80.1M | ||
| Q1 24 | $150.1M | $93.9M |
股东权益COFSTLS
| Q4 25 | $465.4M | $96.0M | ||
| Q3 25 | $449.6M | $119.7M | ||
| Q2 25 | $431.8M | $118.4M | ||
| Q1 25 | $427.1M | $126.1M | ||
| Q4 24 | $260.4M | $127.1M | ||
| Q3 24 | $247.7M | $129.5M | ||
| Q2 24 | $214.5M | $149.1M | ||
| Q1 24 | $206.8M | $154.4M |
总资产COFSTLS
| Q4 25 | $4.4B | $139.9M | ||
| Q3 25 | $4.3B | $164.3M | ||
| Q2 25 | $4.3B | $165.0M | ||
| Q1 25 | $4.3B | $158.1M | ||
| Q4 24 | $2.7B | $158.2M | ||
| Q3 24 | $2.7B | $166.3M | ||
| Q2 24 | $2.7B | $182.4M | ||
| Q1 24 | $2.7B | $195.4M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $31.8M | $8.0M |
| 自由现金流经营现金流 - 资本支出 | $25.2M | $8.0M |
| 自由现金流率自由现金流/营收 | 58.7% | 17.0% |
| 资本支出强度资本支出/营收 | 15.4% | 0.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $38.5M | $29.4M |
8季度趋势，按日历期对齐
经营现金流COFSTLS
| Q4 25 | $31.8M | $8.0M | ||
| Q3 25 | $15.3M | $9.1M | ||
| Q2 25 | $9.0M | $7.0M | ||
| Q1 25 | $-6.5M | $6.1M | ||
| Q4 24 | $47.1M | $-10.5M | ||
| Q3 24 | $-7.4M | $-7.1M | ||
| Q2 24 | $15.7M | $-8.0M | ||
| Q1 24 | $15.3M | $-350.0K |
自由现金流COFSTLS
| Q4 25 | $25.2M | $8.0M | ||
| Q3 25 | $13.7M | $8.7M | ||
| Q2 25 | $6.9M | $6.8M | ||
| Q1 25 | $-7.3M | $6.0M | ||
| Q4 24 | $45.4M | $-12.4M | ||
| Q3 24 | $-7.6M | $-7.1M | ||
| Q2 24 | $15.3M | $-8.2M | ||
| Q1 24 | $15.0M | $-447.0K |
自由现金流率COFSTLS
| Q4 25 | 58.7% | 17.0% | ||
| Q3 25 | 22.1% | 16.9% | ||
| Q2 25 | 11.4% | 19.0% | ||
| Q1 25 | -16.3% | 19.5% | ||
| Q4 24 | 186.4% | -47.0% | ||
| Q3 24 | -20.8% | -30.0% | ||
| Q2 24 | 44.8% | -28.9% | ||
| Q1 24 | 46.2% | -1.5% |
资本支出强度COFSTLS
| Q4 25 | 15.4% | 0.1% | ||
| Q3 25 | 2.6% | 0.9% | ||
| Q2 25 | 3.4% | 0.4% | ||
| Q1 25 | 1.9% | 0.4% | ||
| Q4 24 | 7.0% | 7.1% | ||
| Q3 24 | 0.7% | 0.2% | ||
| Q2 24 | 1.4% | 0.8% | ||
| Q1 24 | 1.0% | 0.3% |
现金转化率COFSTLS
| Q4 25 | — | — | ||
| Q3 25 | 1.04× | — | ||
| Q2 25 | 0.66× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | -1.00× | — | ||
| Q2 24 | 2.39× | — | ||
| Q1 24 | 2.72× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
COFS
暂无分部数据
TLS
| Security Solutions Segment | $44.8M | 96% |
| Secure Networks Segment | $1.9M | 4% |
