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Compass, Inc.（COMP）与Enova International, Inc.（ENVA）财务数据对比。点击上方公司名可切换其他公司
Compass, Inc.的季度营收约是Enova International, Inc.的1.9倍（$1.7B vs $875.1M），Enova International, Inc.净利率更高（10.4% vs -2.5%，领先12.9%），Compass, Inc.同比增速更快（23.1% vs 17.4%），过去两年Compass, Inc.的营收复合增速更高（27.0% vs 18.0%）
Compass, Inc.是美国主营住宅房产经纪业务的企业，其平台旗下有约3.3万名经纪人，大多为独立合同工，运营Compass、21世纪不动产、科威国际不动产、苏富比国际地产、佳士得国际地产等多个知名房产经纪品牌。
Enova International是一家全球金融科技企业，提供短期消费贷款、小微企业融资等线上金融服务，主要覆盖北美、南美及欧洲市场，依托先进数据分析技术评估用户信用，为传统金融覆盖不足的群体提供定制化金融产品。
COMP vs ENVA — 直观对比
营收规模更大
COMP
是对方的1.9倍
$875.1M
营收增速更快
COMP
高出5.8%
17.4%
净利率更高
ENVA
高出12.9%
-2.5%
两年增速更快
COMP
近两年复合增速
18.0%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.7B | $875.1M |
| 净利润 | $-42.6M | $91.1M |
| 毛利率 | — | — |
| 营业利润率 | -2.5% | 23.7% |
| 净利率 | -2.5% | 10.4% |
| 营收同比 | 23.1% | 17.4% |
| 净利润同比 | -5.2% | 24.9% |
| 每股收益（稀释后） | $-0.07 | $3.46 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收COMPENVA
| Q1 26 | — | $875.1M | ||
| Q4 25 | $1.7B | $839.4M | ||
| Q3 25 | $1.8B | $802.7M | ||
| Q2 25 | $2.1B | $764.0M | ||
| Q1 25 | $1.4B | $745.5M | ||
| Q4 24 | $1.4B | $729.6M | ||
| Q3 24 | $1.5B | $689.9M | ||
| Q2 24 | $1.7B | $628.4M |
净利润COMPENVA
| Q1 26 | — | $91.1M | ||
| Q4 25 | $-42.6M | $79.0M | ||
| Q3 25 | $-4.6M | $80.3M | ||
| Q2 25 | $39.4M | $76.1M | ||
| Q1 25 | $-50.7M | $72.9M | ||
| Q4 24 | $-40.5M | $63.7M | ||
| Q3 24 | $-1.7M | $43.4M | ||
| Q2 24 | $20.7M | $53.9M |
毛利率COMPENVA
| Q1 26 | — | — | ||
| Q4 25 | — | 59.8% | ||
| Q3 25 | — | 57.4% | ||
| Q2 25 | — | 57.8% | ||
| Q1 25 | — | 57.2% | ||
| Q4 24 | — | 56.6% | ||
| Q3 24 | — | 58.0% | ||
| Q2 24 | — | 58.9% |
营业利润率COMPENVA
| Q1 26 | — | 23.7% | ||
| Q4 25 | -2.5% | 22.2% | ||
| Q3 25 | -0.4% | 24.5% | ||
| Q2 25 | 1.9% | 24.1% | ||
| Q1 25 | -4.0% | 23.1% | ||
| Q4 24 | -2.9% | 21.3% | ||
| Q3 24 | -0.2% | 22.3% | ||
| Q2 24 | 1.3% | 23.1% |
净利率COMPENVA
| Q1 26 | — | 10.4% | ||
| Q4 25 | -2.5% | 9.4% | ||
| Q3 25 | -0.2% | 10.0% | ||
| Q2 25 | 1.9% | 10.0% | ||
| Q1 25 | -3.7% | 9.8% | ||
| Q4 24 | -2.9% | 8.7% | ||
| Q3 24 | -0.1% | 6.3% | ||
| Q2 24 | 1.2% | 8.6% |
每股收益（稀释后）COMPENVA
| Q1 26 | — | $3.46 | ||
| Q4 25 | $-0.07 | $2.94 | ||
| Q3 25 | $-0.01 | $3.03 | ||
| Q2 25 | $0.07 | $2.86 | ||
| Q1 25 | $-0.09 | $2.69 | ||
| Q4 24 | $-0.08 | $2.29 | ||
| Q3 24 | $0.00 | $1.57 | ||
| Q2 24 | $0.04 | $1.93 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $199.0M | $96.1M |
| 总债务越低越好 | — | $4.8B |
| 股东权益账面价值 | $782.0M | — |
| 总资产 | $1.5B | $6.9B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资COMPENVA
| Q1 26 | — | $96.1M | ||
| Q4 25 | $199.0M | $71.7M | ||
| Q3 25 | $170.3M | $53.6M | ||
| Q2 25 | $177.3M | $55.6M | ||
| Q1 25 | $127.0M | $55.5M | ||
| Q4 24 | $223.8M | $73.9M | ||
| Q3 24 | $211.2M | $67.5M | ||
| Q2 24 | $185.8M | $60.1M |
总债务COMPENVA
| Q1 26 | — | $4.8B | ||
| Q4 25 | — | $4.5B | ||
| Q3 25 | — | $4.1B | ||
| Q2 25 | — | $4.0B | ||
| Q1 25 | — | $3.8B | ||
| Q4 24 | — | $3.6B | ||
| Q3 24 | — | $3.3B | ||
| Q2 24 | — | $3.2B |
股东权益COMPENVA
| Q1 26 | — | — | ||
| Q4 25 | $782.0M | $1.3B | ||
| Q3 25 | $773.3M | $1.3B | ||
| Q2 25 | $719.9M | $1.2B | ||
| Q1 25 | $635.0M | $1.2B | ||
| Q4 24 | $409.4M | $1.2B | ||
| Q3 24 | $428.0M | $1.2B | ||
| Q2 24 | $398.4M | $1.1B |
总资产COMPENVA
| Q1 26 | — | $6.9B | ||
| Q4 25 | $1.5B | $6.5B | ||
| Q3 25 | $1.6B | $6.0B | ||
| Q2 25 | $1.6B | $5.7B | ||
| Q1 25 | $1.5B | $5.5B | ||
| Q4 24 | $1.2B | $5.3B | ||
| Q3 24 | $1.2B | $5.0B | ||
| Q2 24 | $1.2B | $4.8B |
负债/权益比COMPENVA
| Q1 26 | — | — | ||
| Q4 25 | — | 3.37× | ||
| Q3 25 | — | 3.20× | ||
| Q2 25 | — | 3.23× | ||
| Q1 25 | — | 3.14× | ||
| Q4 24 | — | 2.98× | ||
| Q3 24 | — | 2.79× | ||
| Q2 24 | — | 2.78× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $45.3M | — |
| 自由现金流经营现金流 - 资本支出 | $42.2M | — |
| 自由现金流率自由现金流/营收 | 2.5% | — |
| 资本支出强度资本支出/营收 | 0.2% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $203.3M | — |
8季度趋势，按日历期对齐
经营现金流COMPENVA
| Q1 26 | — | — | ||
| Q4 25 | $45.3M | $498.8M | ||
| Q3 25 | $75.5M | $481.8M | ||
| Q2 25 | $72.8M | $447.4M | ||
| Q1 25 | $23.1M | $391.1M | ||
| Q4 24 | $30.5M | $430.5M | ||
| Q3 24 | $37.4M | $398.6M | ||
| Q2 24 | $45.0M | $360.9M |
自由现金流COMPENVA
| Q1 26 | — | — | ||
| Q4 25 | $42.2M | $487.1M | ||
| Q3 25 | $73.6M | $470.5M | ||
| Q2 25 | $68.0M | $436.1M | ||
| Q1 25 | $19.5M | $378.3M | ||
| Q4 24 | $26.7M | $420.3M | ||
| Q3 24 | $32.8M | $387.6M | ||
| Q2 24 | $40.4M | $349.9M |
自由现金流率COMPENVA
| Q1 26 | — | — | ||
| Q4 25 | 2.5% | 58.0% | ||
| Q3 25 | 4.0% | 58.6% | ||
| Q2 25 | 3.3% | 57.1% | ||
| Q1 25 | 1.4% | 50.7% | ||
| Q4 24 | 1.9% | 57.6% | ||
| Q3 24 | 2.2% | 56.2% | ||
| Q2 24 | 2.4% | 55.7% |
资本支出强度COMPENVA
| Q1 26 | — | — | ||
| Q4 25 | 0.2% | 1.4% | ||
| Q3 25 | 0.1% | 1.4% | ||
| Q2 25 | 0.2% | 1.5% | ||
| Q1 25 | 0.3% | 1.7% | ||
| Q4 24 | 0.3% | 1.4% | ||
| Q3 24 | 0.3% | 1.6% | ||
| Q2 24 | 0.3% | 1.8% |
现金转化率COMPENVA
| Q1 26 | — | — | ||
| Q4 25 | — | 6.32× | ||
| Q3 25 | — | 6.00× | ||
| Q2 25 | 1.85× | 5.87× | ||
| Q1 25 | — | 5.36× | ||
| Q4 24 | — | 6.76× | ||
| Q3 24 | — | 9.18× | ||
| Q2 24 | 2.17× | 6.70× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
