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Compass, Inc.（COMP）与WHITE MOUNTAINS INSURANCE GROUP LTD（WTM）财务数据对比。点击上方公司名可切换其他公司
Compass, Inc.的季度营收约是WHITE MOUNTAINS INSURANCE GROUP LTD的1.1倍（$1.7B vs $1.6B），WHITE MOUNTAINS INSURANCE GROUP LTD净利率更高（52.1% vs -2.5%，领先54.6%），WHITE MOUNTAINS INSURANCE GROUP LTD同比增速更快（348.0% vs 23.1%），过去两年WHITE MOUNTAINS INSURANCE GROUP LTD的营收复合增速更高（57.4% vs 27.0%）
Compass, Inc.是美国主营住宅房产经纪业务的企业，其平台旗下有约3.3万名经纪人，大多为独立合同工，运营Compass、21世纪不动产、科威国际不动产、苏富比国际地产、佳士得国际地产等多个知名房产经纪品牌。
怀特山保险集团是一家多元化保险及相关金融服务控股企业，总部位于百慕大汉密尔顿，1999年10月25日从美国特拉华州迁册至当前注册地，大部分业务通过旗下保险子公司及其他关联机构开展，覆盖多个保险及金融服务细分赛道。
COMP vs WTM — 直观对比
营收规模更大
COMP
是对方的1.1倍
$1.6B
营收增速更快
WTM
高出324.9%
23.1%
净利率更高
WTM
高出54.6%
-2.5%
两年增速更快
WTM
近两年复合增速
27.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.7B | $1.6B |
| 净利润 | $-42.6M | $835.8M |
| 毛利率 | — | 97.1% |
| 营业利润率 | -2.5% | 56.2% |
| 净利率 | -2.5% | 52.1% |
| 营收同比 | 23.1% | 348.0% |
| 净利润同比 | -5.2% | 741.0% |
| 每股收益（稀释后） | $-0.07 | $325.02 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收COMPWTM
| Q4 25 | $1.7B | $1.6B | ||
| Q3 25 | $1.8B | $864.2M | ||
| Q2 25 | $2.1B | $689.2M | ||
| Q1 25 | $1.4B | $577.8M | ||
| Q4 24 | $1.4B | $358.0M | ||
| Q3 24 | $1.5B | $839.1M | ||
| Q2 24 | $1.7B | $395.4M | ||
| Q1 24 | $1.1B | $647.3M |
净利润COMPWTM
| Q4 25 | $-42.6M | $835.8M | ||
| Q3 25 | $-4.6M | $113.8M | ||
| Q2 25 | $39.4M | $122.9M | ||
| Q1 25 | $-50.7M | $33.9M | ||
| Q4 24 | $-40.5M | $-130.4M | ||
| Q3 24 | $-1.7M | $179.0M | ||
| Q2 24 | $20.7M | $-54.6M | ||
| Q1 24 | $-132.9M | $236.4M |
毛利率COMPWTM
| Q4 25 | — | 97.1% | ||
| Q3 25 | — | 93.6% | ||
| Q2 25 | — | 93.8% | ||
| Q1 25 | — | 98.7% | ||
| Q4 24 | — | 97.9% | ||
| Q3 24 | — | 99.1% | ||
| Q2 24 | — | 98.2% | ||
| Q1 24 | — | 98.8% |
营业利润率COMPWTM
| Q4 25 | -2.5% | 56.2% | ||
| Q3 25 | -0.4% | 20.7% | ||
| Q2 25 | 1.9% | 25.6% | ||
| Q1 25 | -4.0% | 12.5% | ||
| Q4 24 | -2.9% | -33.7% | ||
| Q3 24 | -0.2% | 28.5% | ||
| Q2 24 | 1.3% | -8.8% | ||
| Q1 24 | -12.5% | 35.9% |
净利率COMPWTM
| Q4 25 | -2.5% | 52.1% | ||
| Q3 25 | -0.2% | 13.2% | ||
| Q2 25 | 1.9% | 17.8% | ||
| Q1 25 | -3.7% | 5.9% | ||
| Q4 24 | -2.9% | -36.4% | ||
| Q3 24 | -0.1% | 21.3% | ||
| Q2 24 | 1.2% | -13.8% | ||
| Q1 24 | -12.6% | 36.5% |
每股收益（稀释后）COMPWTM
| Q4 25 | $-0.07 | $325.02 | ||
| Q3 25 | $-0.01 | $44.18 | ||
| Q2 25 | $0.07 | $47.75 | ||
| Q1 25 | $-0.09 | $13.19 | ||
| Q4 24 | $-0.08 | $-50.98 | ||
| Q3 24 | $0.00 | $69.68 | ||
| Q2 24 | $0.04 | $-21.24 | ||
| Q1 24 | $-0.27 | $92.33 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $199.0M | — |
| 总债务越低越好 | — | $837.0M |
| 股东权益账面价值 | $782.0M | $5.4B |
| 总资产 | $1.5B | $12.3B |
| 负债/权益比越低杠杆越低 | — | 0.15× |
8季度趋势，按日历期对齐
现金及短期投资COMPWTM
| Q4 25 | $199.0M | — | ||
| Q3 25 | $170.3M | — | ||
| Q2 25 | $177.3M | — | ||
| Q1 25 | $127.0M | — | ||
| Q4 24 | $223.8M | — | ||
| Q3 24 | $211.2M | — | ||
| Q2 24 | $185.8M | — | ||
| Q1 24 | $165.9M | — |
总债务COMPWTM
| Q4 25 | — | $837.0M | ||
| Q3 25 | — | $870.4M | ||
| Q2 25 | — | $694.6M | ||
| Q1 25 | — | $676.1M | ||
| Q4 24 | — | $562.5M | ||
| Q3 24 | — | $544.9M | ||
| Q2 24 | — | $530.2M | ||
| Q1 24 | — | $532.1M |
股东权益COMPWTM
| Q4 25 | $782.0M | $5.4B | ||
| Q3 25 | $773.3M | $4.8B | ||
| Q2 25 | $719.9M | $4.6B | ||
| Q1 25 | $635.0M | $4.5B | ||
| Q4 24 | $409.4M | $4.5B | ||
| Q3 24 | $428.0M | $4.6B | ||
| Q2 24 | $398.4M | $4.4B | ||
| Q1 24 | $330.3M | $4.5B |
总资产COMPWTM
| Q4 25 | $1.5B | $12.3B | ||
| Q3 25 | $1.6B | $12.3B | ||
| Q2 25 | $1.6B | $11.8B | ||
| Q1 25 | $1.5B | $11.0B | ||
| Q4 24 | $1.2B | $9.9B | ||
| Q3 24 | $1.2B | $10.3B | ||
| Q2 24 | $1.2B | $10.2B | ||
| Q1 24 | $1.1B | $9.6B |
负债/权益比COMPWTM
| Q4 25 | — | 0.15× | ||
| Q3 25 | — | 0.18× | ||
| Q2 25 | — | 0.15× | ||
| Q1 25 | — | 0.15× | ||
| Q4 24 | — | 0.13× | ||
| Q3 24 | — | 0.12× | ||
| Q2 24 | — | 0.12× | ||
| Q1 24 | — | 0.12× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $45.3M | $53.9M |
| 自由现金流经营现金流 - 资本支出 | $42.2M | — |
| 自由现金流率自由现金流/营收 | 2.5% | — |
| 资本支出强度资本支出/营收 | 0.2% | — |
| 现金转化率经营现金流/净利润 | — | 0.06× |
| 过去12个月自由现金流最近4个季度 | $203.3M | — |
8季度趋势，按日历期对齐
经营现金流COMPWTM
| Q4 25 | $45.3M | $53.9M | ||
| Q3 25 | $75.5M | $359.3M | ||
| Q2 25 | $72.8M | $177.5M | ||
| Q1 25 | $23.1M | $-40.2M | ||
| Q4 24 | $30.5M | $64.1M | ||
| Q3 24 | $37.4M | $269.4M | ||
| Q2 24 | $45.0M | $216.8M | ||
| Q1 24 | $8.6M | $36.5M |
自由现金流COMPWTM
| Q4 25 | $42.2M | — | ||
| Q3 25 | $73.6M | — | ||
| Q2 25 | $68.0M | — | ||
| Q1 25 | $19.5M | — | ||
| Q4 24 | $26.7M | — | ||
| Q3 24 | $32.8M | — | ||
| Q2 24 | $40.4M | — | ||
| Q1 24 | $5.9M | — |
自由现金流率COMPWTM
| Q4 25 | 2.5% | — | ||
| Q3 25 | 4.0% | — | ||
| Q2 25 | 3.3% | — | ||
| Q1 25 | 1.4% | — | ||
| Q4 24 | 1.9% | — | ||
| Q3 24 | 2.2% | — | ||
| Q2 24 | 2.4% | — | ||
| Q1 24 | 0.6% | — |
资本支出强度COMPWTM
| Q4 25 | 0.2% | — | ||
| Q3 25 | 0.1% | — | ||
| Q2 25 | 0.2% | — | ||
| Q1 25 | 0.3% | — | ||
| Q4 24 | 0.3% | — | ||
| Q3 24 | 0.3% | — | ||
| Q2 24 | 0.3% | — | ||
| Q1 24 | 0.3% | — |
现金转化率COMPWTM
| Q4 25 | — | 0.06× | ||
| Q3 25 | — | 3.16× | ||
| Q2 25 | 1.85× | 1.44× | ||
| Q1 25 | — | -1.19× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 1.51× | ||
| Q2 24 | 2.17× | — | ||
| Q1 24 | — | 0.15× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
