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Coursera, Inc.（COUR）与FIRSTSUN CAPITAL BANCORP（FSUN）财务数据对比。点击上方公司名可切换其他公司
Coursera, Inc.的季度营收约是FIRSTSUN CAPITAL BANCORP的1.8倍（$196.9M vs $110.0M），FIRSTSUN CAPITAL BANCORP净利率更高（19.6% vs -13.6%，领先33.2%），过去两年Coursera, Inc.的营收复合增速更高（7.9% vs 6.9%）
Coursera Inc.是美国营利性在线教育平台，由斯坦福大学计算机科学教授吴恩达与达芙妮·科勒于2012年创立。创立初期它作为全球大型开放式网络课程平台运营，目前和全球多所大学及各类机构合作，提供涵盖多个学科领域的在线课程、证书与学位项目。
FirstSun Capital Bancorp是一家总部位于美国的金融控股公司，提供商业及个人贷款、存款产品、财富管理、财资解决方案等全面的银行金融服务，主要面向美国区域市场的个人消费者、中小企业及企业客户。
COUR vs FSUN — 直观对比
营收规模更大
COUR
是对方的1.8倍
$110.0M
净利率更高
FSUN
高出33.2%
-13.6%
两年增速更快
COUR
近两年复合增速
6.9%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $196.9M | $110.0M |
| 净利润 | $-26.8M | $21.6M |
| 毛利率 | 54.2% | — |
| 营业利润率 | -16.4% | — |
| 净利率 | -13.6% | 19.6% |
| 营收同比 | 9.9% | — |
| 净利润同比 | -24.1% | -8.4% |
| 每股收益（稀释后） | $-0.16 | $0.76 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收COURFSUN
| Q1 26 | — | $110.0M | ||
| Q4 25 | $196.9M | $110.2M | ||
| Q3 25 | $194.2M | $107.3M | ||
| Q2 25 | $187.1M | $105.6M | ||
| Q1 25 | $179.3M | $96.2M | ||
| Q4 24 | $179.2M | $98.7M | ||
| Q3 24 | $176.1M | $98.2M | ||
| Q2 24 | $170.3M | $96.2M |
净利润COURFSUN
| Q1 26 | — | $21.6M | ||
| Q4 25 | $-26.8M | $24.8M | ||
| Q3 25 | $-8.6M | $23.2M | ||
| Q2 25 | $-7.8M | $26.4M | ||
| Q1 25 | $-7.8M | $23.6M | ||
| Q4 24 | $-21.6M | $16.4M | ||
| Q3 24 | $-13.7M | $22.4M | ||
| Q2 24 | $-22.9M | $24.6M |
毛利率COURFSUN
| Q1 26 | — | — | ||
| Q4 25 | 54.2% | — | ||
| Q3 25 | 54.6% | — | ||
| Q2 25 | 54.9% | — | ||
| Q1 25 | 54.6% | — | ||
| Q4 24 | 53.3% | — | ||
| Q3 24 | 54.6% | — | ||
| Q2 24 | 53.0% | — |
营业利润率COURFSUN
| Q1 26 | — | — | ||
| Q4 25 | -16.4% | 29.0% | ||
| Q3 25 | -8.0% | 26.4% | ||
| Q2 25 | -8.1% | 31.2% | ||
| Q1 25 | -8.0% | 30.9% | ||
| Q4 24 | -17.0% | 20.4% | ||
| Q3 24 | -12.3% | 29.1% | ||
| Q2 24 | -18.3% | 32.3% |
净利率COURFSUN
| Q1 26 | — | 19.6% | ||
| Q4 25 | -13.6% | 22.5% | ||
| Q3 25 | -4.4% | 21.6% | ||
| Q2 25 | -4.2% | 25.0% | ||
| Q1 25 | -4.4% | 24.5% | ||
| Q4 24 | -12.1% | 16.6% | ||
| Q3 24 | -7.8% | 22.8% | ||
| Q2 24 | -13.4% | 25.5% |
每股收益（稀释后）COURFSUN
| Q1 26 | — | $0.76 | ||
| Q4 25 | $-0.16 | $0.89 | ||
| Q3 25 | $-0.05 | $0.82 | ||
| Q2 25 | $-0.05 | $0.93 | ||
| Q1 25 | $-0.05 | $0.83 | ||
| Q4 24 | $-0.13 | $0.57 | ||
| Q3 24 | $-0.09 | $0.79 | ||
| Q2 24 | $-0.15 | $0.88 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $792.6M | $413.7M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $635.7M | $1.2B |
| 总资产 | $1.0B | $8.6B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资COURFSUN
| Q1 26 | — | $413.7M | ||
| Q4 25 | $792.6M | $652.6M | ||
| Q3 25 | $797.7M | $659.9M | ||
| Q2 25 | $775.1M | $785.1M | ||
| Q1 25 | $748.0M | $621.4M | ||
| Q4 24 | $726.1M | $615.9M | ||
| Q3 24 | $719.4M | $573.7M | ||
| Q2 24 | $708.8M | $535.8M |
股东权益COURFSUN
| Q1 26 | — | $1.2B | ||
| Q4 25 | $635.7M | $1.2B | ||
| Q3 25 | $639.5M | $1.1B | ||
| Q2 25 | $627.0M | $1.1B | ||
| Q1 25 | $610.5M | $1.1B | ||
| Q4 24 | $597.4M | $1.0B | ||
| Q3 24 | $593.3M | $1.0B | ||
| Q2 24 | $585.2M | $996.6M |
总资产COURFSUN
| Q1 26 | — | $8.6B | ||
| Q4 25 | $1.0B | $8.5B | ||
| Q3 25 | $995.3M | $8.5B | ||
| Q2 25 | $979.9M | $8.4B | ||
| Q1 25 | $951.2M | $8.2B | ||
| Q4 24 | $930.3M | $8.1B | ||
| Q3 24 | $914.1M | $8.1B | ||
| Q2 24 | $904.4M | $8.0B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $5.8M | — |
| 自由现金流经营现金流 - 资本支出 | $5.4M | — |
| 自由现金流率自由现金流/营收 | 2.7% | — |
| 资本支出强度资本支出/营收 | 0.2% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $107.2M | — |
8季度趋势，按日历期对齐
经营现金流COURFSUN
| Q1 26 | — | — | ||
| Q4 25 | $5.8M | $111.5M | ||
| Q3 25 | $33.9M | $49.4M | ||
| Q2 25 | $35.5M | $15.0M | ||
| Q1 25 | $33.5M | $26.4M | ||
| Q4 24 | $19.2M | $101.1M | ||
| Q3 24 | $27.9M | $48.1M | ||
| Q2 24 | $23.8M | $20.9M |
自由现金流COURFSUN
| Q1 26 | — | — | ||
| Q4 25 | $5.4M | $104.0M | ||
| Q3 25 | $33.7M | $47.6M | ||
| Q2 25 | $35.1M | $13.0M | ||
| Q1 25 | $33.0M | $24.3M | ||
| Q4 24 | $18.1M | $95.7M | ||
| Q3 24 | $27.7M | $47.1M | ||
| Q2 24 | $23.6M | $19.9M |
自由现金流率COURFSUN
| Q1 26 | — | — | ||
| Q4 25 | 2.7% | 94.3% | ||
| Q3 25 | 17.4% | 44.4% | ||
| Q2 25 | 18.8% | 12.3% | ||
| Q1 25 | 18.4% | 25.3% | ||
| Q4 24 | 10.1% | 97.0% | ||
| Q3 24 | 15.7% | 47.9% | ||
| Q2 24 | 13.9% | 20.6% |
资本支出强度COURFSUN
| Q1 26 | — | — | ||
| Q4 25 | 0.2% | 6.8% | ||
| Q3 25 | 0.1% | 1.6% | ||
| Q2 25 | 0.2% | 1.9% | ||
| Q1 25 | 0.3% | 2.1% | ||
| Q4 24 | 0.6% | 5.5% | ||
| Q3 24 | 0.1% | 1.1% | ||
| Q2 24 | 0.1% | 1.1% |
现金转化率COURFSUN
| Q1 26 | — | — | ||
| Q4 25 | — | 4.49× | ||
| Q3 25 | — | 2.13× | ||
| Q2 25 | — | 0.57× | ||
| Q1 25 | — | 1.12× | ||
| Q4 24 | — | 6.18× | ||
| Q3 24 | — | 2.15× | ||
| Q2 24 | — | 0.85× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
COUR
| Consumer Segment | $131.5M | 67% |
| Enterprise Segment | $65.4M | 33% |
FSUN
| Net Interest Income | $82.8M | 75% |
| Noninterest Income | $27.2M | 25% |
