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Cooper-Standard Holdings Inc.（CPS）与FirstCash Holdings, Inc.（FCFS）财务数据对比。点击上方公司名可切换其他公司
Cooper-Standard Holdings Inc.的季度营收约是FirstCash Holdings, Inc.的1.3倍（$672.4M vs $501.3M），FirstCash Holdings, Inc.净利率更高（20.8% vs 0.5%，领先20.3%），FirstCash Holdings, Inc.同比增速更快（21.2% vs 1.8%）
库博标准控股是全球领先的汽车零部件供应商，总部位于美国密歇根州诺维。公司主营产品包括橡塑密封件、燃油管、制动管、流体输送软管以及减震系统，目前在全球20个国家开展业务，拥有约3.2万名员工。
FirstCash Holdings, Inc.是总部位于美国得克萨斯州沃斯堡的典当企业，在美国及拉丁美洲多地运营线下典当零售门店，为纳斯达克证券交易所公开上市企业，在美洲典当服务领域拥有成熟的业务布局与完善的运营网络。
CPS vs FCFS — 直观对比
营收规模更大
CPS
是对方的1.3倍
$501.3M
营收增速更快
FCFS
高出19.4%
1.8%
净利率更高
FCFS
高出20.3%
0.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $672.4M | $501.3M |
| 净利润 | $3.3M | $104.2M |
| 毛利率 | 10.4% | — |
| 营业利润率 | 0.1% | 28.5% |
| 净利率 | 0.5% | 20.8% |
| 营收同比 | 1.8% | 21.2% |
| 净利润同比 | -91.7% | 24.7% |
| 每股收益（稀释后） | $0.19 | $2.35 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CPSFCFS
| Q4 25 | $672.4M | $501.3M | ||
| Q3 25 | $695.5M | $411.0M | ||
| Q2 25 | $706.0M | $385.1M | ||
| Q1 25 | $667.1M | $371.1M | ||
| Q4 24 | $660.8M | $413.7M | ||
| Q3 24 | — | $363.1M | ||
| Q2 24 | — | $363.5M | ||
| Q1 24 | $0 | $366.8M |
净利润CPSFCFS
| Q4 25 | $3.3M | $104.2M | ||
| Q3 25 | $-7.6M | $82.8M | ||
| Q2 25 | $-1.4M | $59.8M | ||
| Q1 25 | $1.6M | $83.6M | ||
| Q4 24 | $40.2M | $83.5M | ||
| Q3 24 | — | $64.8M | ||
| Q2 24 | — | $49.1M | ||
| Q1 24 | $-31.7M | $61.4M |
毛利率CPSFCFS
| Q4 25 | 10.4% | — | ||
| Q3 25 | 12.5% | — | ||
| Q2 25 | 13.2% | — | ||
| Q1 25 | 11.6% | — | ||
| Q4 24 | 12.4% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
营业利润率CPSFCFS
| Q4 25 | 0.1% | 28.5% | ||
| Q3 25 | 3.8% | 27.4% | ||
| Q2 25 | 5.3% | 21.1% | ||
| Q1 25 | 3.3% | 30.0% | ||
| Q4 24 | 4.8% | 26.5% | ||
| Q3 24 | — | 23.5% | ||
| Q2 24 | — | 18.2% | ||
| Q1 24 | — | 22.3% |
净利率CPSFCFS
| Q4 25 | 0.5% | 20.8% | ||
| Q3 25 | -1.1% | 20.1% | ||
| Q2 25 | -0.2% | 15.5% | ||
| Q1 25 | 0.2% | 22.5% | ||
| Q4 24 | 6.1% | 20.2% | ||
| Q3 24 | — | 17.9% | ||
| Q2 24 | — | 13.5% | ||
| Q1 24 | — | 16.7% |
每股收益（稀释后）CPSFCFS
| Q4 25 | $0.19 | $2.35 | ||
| Q3 25 | $-0.43 | $1.86 | ||
| Q2 25 | $-0.08 | $1.34 | ||
| Q1 25 | $0.09 | $1.87 | ||
| Q4 24 | $2.30 | $1.86 | ||
| Q3 24 | — | $1.44 | ||
| Q2 24 | — | $1.08 | ||
| Q1 24 | $-1.81 | $1.35 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $191.7M | $125.2M |
| 总债务越低越好 | $1.0B | $2.2B |
| 股东权益账面价值 | $-83.5M | $2.3B |
| 总资产 | $1.8B | $5.3B |
| 负债/权益比越低杠杆越低 | — | 0.98× |
8季度趋势，按日历期对齐
现金及短期投资CPSFCFS
| Q4 25 | $191.7M | $125.2M | ||
| Q3 25 | $147.6M | $130.2M | ||
| Q2 25 | $121.6M | $101.5M | ||
| Q1 25 | $140.4M | $146.0M | ||
| Q4 24 | $170.0M | $175.1M | ||
| Q3 24 | — | $106.3M | ||
| Q2 24 | — | $113.7M | ||
| Q1 24 | $114.2M | $135.1M |
总债务CPSFCFS
| Q4 25 | $1.0B | $2.2B | ||
| Q3 25 | $1.1B | $2.2B | ||
| Q2 25 | $1.1B | $1.7B | ||
| Q1 25 | $1.1B | $1.7B | ||
| Q4 24 | $1.1B | $1.7B | ||
| Q3 24 | — | $1.7B | ||
| Q2 24 | — | $1.7B | ||
| Q1 24 | $1.1B | $1.5B |
股东权益CPSFCFS
| Q4 25 | $-83.5M | $2.3B | ||
| Q3 25 | $-102.3M | $2.2B | ||
| Q2 25 | $-97.6M | $2.1B | ||
| Q1 25 | $-114.7M | $2.1B | ||
| Q4 24 | $-125.8M | $2.1B | ||
| Q3 24 | — | $2.0B | ||
| Q2 24 | — | $2.0B | ||
| Q1 24 | $-115.8M | $2.0B |
总资产CPSFCFS
| Q4 25 | $1.8B | $5.3B | ||
| Q3 25 | $1.9B | $5.2B | ||
| Q2 25 | $1.8B | $4.5B | ||
| Q1 25 | $1.8B | $4.4B | ||
| Q4 24 | $1.7B | $4.5B | ||
| Q3 24 | — | $4.4B | ||
| Q2 24 | — | $4.3B | ||
| Q1 24 | $1.8B | $4.2B |
负债/权益比CPSFCFS
| Q4 25 | — | 0.98× | ||
| Q3 25 | — | 1.01× | ||
| Q2 25 | — | 0.79× | ||
| Q1 25 | — | 0.83× | ||
| Q4 24 | — | 0.85× | ||
| Q3 24 | — | 0.87× | ||
| Q2 24 | — | 0.85× | ||
| Q1 24 | — | 0.75× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $56.2M | $206.6M |
| 自由现金流经营现金流 - 资本支出 | $44.6M | — |
| 自由现金流率自由现金流/营收 | 6.6% | — |
| 资本支出强度资本支出/营收 | 1.7% | — |
| 现金转化率经营现金流/净利润 | 16.90× | 1.98× |
| 过去12个月自由现金流最近4个季度 | $16.3M | — |
8季度趋势，按日历期对齐
经营现金流CPSFCFS
| Q4 25 | $56.2M | $206.6M | ||
| Q3 25 | $38.6M | $135.8M | ||
| Q2 25 | $-15.6M | $116.9M | ||
| Q1 25 | $-14.9M | $126.6M | ||
| Q4 24 | $74.7M | $198.1M | ||
| Q3 24 | — | $113.1M | ||
| Q2 24 | — | $106.2M | ||
| Q1 24 | $-14.2M | $122.5M |
自由现金流CPSFCFS
| Q4 25 | $44.6M | — | ||
| Q3 25 | $27.4M | — | ||
| Q2 25 | $-23.4M | — | ||
| Q1 25 | $-32.4M | — | ||
| Q4 24 | $63.2M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | $-31.0M | — |
自由现金流率CPSFCFS
| Q4 25 | 6.6% | — | ||
| Q3 25 | 3.9% | — | ||
| Q2 25 | -3.3% | — | ||
| Q1 25 | -4.9% | — | ||
| Q4 24 | 9.6% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
资本支出强度CPSFCFS
| Q4 25 | 1.7% | — | ||
| Q3 25 | 1.6% | — | ||
| Q2 25 | 1.1% | — | ||
| Q1 25 | 2.6% | — | ||
| Q4 24 | 1.7% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金转化率CPSFCFS
| Q4 25 | 16.90× | 1.98× | ||
| Q3 25 | — | 1.64× | ||
| Q2 25 | — | 1.95× | ||
| Q1 25 | -9.57× | 1.51× | ||
| Q4 24 | 1.86× | 2.37× | ||
| Q3 24 | — | 1.74× | ||
| Q2 24 | — | 2.16× | ||
| Q1 24 | — | 2.00× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CPS
| Sealing Systems | $357.8M | 53% |
| Fluid Handling Systems | $297.1M | 44% |
| Corporate And Other Segment | $17.4M | 3% |
| Commercial | $6.6M | 1% |
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
