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Cooper-Standard Holdings Inc.（CPS）与Fair Isaac（FICO）财务数据对比。点击上方公司名可切换其他公司
Cooper-Standard Holdings Inc.的季度营收约是Fair Isaac的1.3倍（$672.4M vs $512.0M），Fair Isaac净利率更高（30.9% vs 0.5%，领先30.4%），Fair Isaac同比增速更快（16.4% vs 1.8%），Fair Isaac自由现金流更多（$173.9M vs $44.6M）
库博标准控股是全球领先的汽车零部件供应商，总部位于美国密歇根州诺维。公司主营产品包括橡塑密封件、燃油管、制动管、流体输送软管以及减震系统，目前在全球20个国家开展业务，拥有约3.2万名员工。
FICO（原Fair, Isaac and Company）是美国知名数据分析企业，1956年由比尔·费尔与厄尔·艾萨克创立，总部位于蒙大拿州博兹曼市，核心业务为信用评分服务，其推出的FICO信用分是评估消费者信贷风险的重要指标，目前已被美国消费信贷行业广泛采用。
CPS vs FICO — 直观对比
营收规模更大
CPS
是对方的1.3倍
$512.0M
营收增速更快
FICO
高出14.6%
1.8%
净利率更高
FICO
高出30.4%
0.5%
自由现金流更多
FICO
多$129.3M
$44.6M
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $672.4M | $512.0M |
| 净利润 | $3.3M | $158.4M |
| 毛利率 | 10.4% | 83.0% |
| 营业利润率 | 0.1% | 45.7% |
| 净利率 | 0.5% | 30.9% |
| 营收同比 | 1.8% | 16.4% |
| 净利润同比 | -91.7% | 3.8% |
| 每股收益（稀释后） | $0.19 | $6.61 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CPSFICO
| Q4 25 | $672.4M | $512.0M | ||
| Q3 25 | $695.5M | $515.8M | ||
| Q2 25 | $706.0M | $536.4M | ||
| Q1 25 | $667.1M | $498.7M | ||
| Q4 24 | $660.8M | $440.0M | ||
| Q3 24 | — | $453.8M | ||
| Q2 24 | — | $447.8M | ||
| Q1 24 | $0 | $433.8M |
净利润CPSFICO
| Q4 25 | $3.3M | $158.4M | ||
| Q3 25 | $-7.6M | $155.0M | ||
| Q2 25 | $-1.4M | $181.8M | ||
| Q1 25 | $1.6M | $162.6M | ||
| Q4 24 | $40.2M | $152.5M | ||
| Q3 24 | — | $135.7M | ||
| Q2 24 | — | $126.3M | ||
| Q1 24 | $-31.7M | $129.8M |
毛利率CPSFICO
| Q4 25 | 10.4% | 83.0% | ||
| Q3 25 | 12.5% | 82.3% | ||
| Q2 25 | 13.2% | 83.7% | ||
| Q1 25 | 11.6% | 82.4% | ||
| Q4 24 | 12.4% | 80.1% | ||
| Q3 24 | — | 80.3% | ||
| Q2 24 | — | 80.3% | ||
| Q1 24 | — | 80.0% |
营业利润率CPSFICO
| Q4 25 | 0.1% | 45.7% | ||
| Q3 25 | 3.8% | 46.0% | ||
| Q2 25 | 5.3% | 48.9% | ||
| Q1 25 | 3.3% | 49.3% | ||
| Q4 24 | 4.8% | 40.8% | ||
| Q3 24 | — | 43.4% | ||
| Q2 24 | — | 42.5% | ||
| Q1 24 | — | 44.9% |
净利率CPSFICO
| Q4 25 | 0.5% | 30.9% | ||
| Q3 25 | -1.1% | 30.1% | ||
| Q2 25 | -0.2% | 33.9% | ||
| Q1 25 | 0.2% | 32.6% | ||
| Q4 24 | 6.1% | 34.7% | ||
| Q3 24 | — | 29.9% | ||
| Q2 24 | — | 28.2% | ||
| Q1 24 | — | 29.9% |
每股收益（稀释后）CPSFICO
| Q4 25 | $0.19 | $6.61 | ||
| Q3 25 | $-0.43 | $6.41 | ||
| Q2 25 | $-0.08 | $7.40 | ||
| Q1 25 | $0.09 | $6.59 | ||
| Q4 24 | $2.30 | $6.14 | ||
| Q3 24 | — | $5.44 | ||
| Q2 24 | — | $5.05 | ||
| Q1 24 | $-1.81 | $5.16 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $191.7M | $162.0M |
| 总债务越低越好 | $1.0B | $3.2B |
| 股东权益账面价值 | $-83.5M | $-1.8B |
| 总资产 | $1.8B | $1.9B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CPSFICO
| Q4 25 | $191.7M | $162.0M | ||
| Q3 25 | $147.6M | $134.1M | ||
| Q2 25 | $121.6M | $189.0M | ||
| Q1 25 | $140.4M | $146.6M | ||
| Q4 24 | $170.0M | $184.3M | ||
| Q3 24 | — | $150.7M | ||
| Q2 24 | — | $156.0M | ||
| Q1 24 | $114.2M | $135.7M |
总债务CPSFICO
| Q4 25 | $1.0B | $3.2B | ||
| Q3 25 | $1.1B | $3.1B | ||
| Q2 25 | $1.1B | $2.8B | ||
| Q1 25 | $1.1B | $2.5B | ||
| Q4 24 | $1.1B | $2.4B | ||
| Q3 24 | — | $2.2B | ||
| Q2 24 | — | $2.1B | ||
| Q1 24 | $1.1B | $2.0B |
股东权益CPSFICO
| Q4 25 | $-83.5M | $-1.8B | ||
| Q3 25 | $-102.3M | $-1.7B | ||
| Q2 25 | $-97.6M | $-1.4B | ||
| Q1 25 | $-114.7M | $-1.1B | ||
| Q4 24 | $-125.8M | $-1.1B | ||
| Q3 24 | — | $-962.7M | ||
| Q2 24 | — | $-829.3M | ||
| Q1 24 | $-115.8M | $-735.7M |
总资产CPSFICO
| Q4 25 | $1.8B | $1.9B | ||
| Q3 25 | $1.9B | $1.9B | ||
| Q2 25 | $1.8B | $1.9B | ||
| Q1 25 | $1.8B | $1.8B | ||
| Q4 24 | $1.7B | $1.7B | ||
| Q3 24 | — | $1.7B | ||
| Q2 24 | — | $1.7B | ||
| Q1 24 | $1.8B | $1.7B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $56.2M | $174.1M |
| 自由现金流经营现金流 - 资本支出 | $44.6M | $173.9M |
| 自由现金流率自由现金流/营收 | 6.6% | 34.0% |
| 资本支出强度资本支出/营收 | 1.7% | 0.0% |
| 现金转化率经营现金流/净利润 | 16.90× | 1.10× |
| 过去12个月自由现金流最近4个季度 | $16.3M | $750.6M |
8季度趋势，按日历期对齐
经营现金流CPSFICO
| Q4 25 | $56.2M | $174.1M | ||
| Q3 25 | $38.6M | $223.7M | ||
| Q2 25 | $-15.6M | $286.2M | ||
| Q1 25 | $-14.9M | $74.9M | ||
| Q4 24 | $74.7M | $194.0M | ||
| Q3 24 | — | $226.5M | ||
| Q2 24 | — | $213.3M | ||
| Q1 24 | $-14.2M | $71.0M |
自由现金流CPSFICO
| Q4 25 | $44.6M | $173.9M | ||
| Q3 25 | $27.4M | $219.5M | ||
| Q2 25 | $-23.4M | $284.4M | ||
| Q1 25 | $-32.4M | $72.8M | ||
| Q4 24 | $63.2M | $193.2M | ||
| Q3 24 | — | $224.7M | ||
| Q2 24 | — | $211.6M | ||
| Q1 24 | $-31.0M | $67.0M |
自由现金流率CPSFICO
| Q4 25 | 6.6% | 34.0% | ||
| Q3 25 | 3.9% | 42.6% | ||
| Q2 25 | -3.3% | 53.0% | ||
| Q1 25 | -4.9% | 14.6% | ||
| Q4 24 | 9.6% | 43.9% | ||
| Q3 24 | — | 49.5% | ||
| Q2 24 | — | 47.2% | ||
| Q1 24 | — | 15.4% |
资本支出强度CPSFICO
| Q4 25 | 1.7% | 0.0% | ||
| Q3 25 | 1.6% | 0.8% | ||
| Q2 25 | 1.1% | 0.3% | ||
| Q1 25 | 2.6% | 0.4% | ||
| Q4 24 | 1.7% | 0.2% | ||
| Q3 24 | — | 0.4% | ||
| Q2 24 | — | 0.4% | ||
| Q1 24 | — | 0.9% |
现金转化率CPSFICO
| Q4 25 | 16.90× | 1.10× | ||
| Q3 25 | — | 1.44× | ||
| Q2 25 | — | 1.57× | ||
| Q1 25 | -9.57× | 0.46× | ||
| Q4 24 | 1.86× | 1.27× | ||
| Q3 24 | — | 1.67× | ||
| Q2 24 | — | 1.69× | ||
| Q1 24 | — | 0.55× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CPS
| Sealing Systems | $357.8M | 53% |
| Fluid Handling Systems | $297.1M | 44% |
| Corporate And Other Segment | $17.4M | 3% |
| Commercial | $6.6M | 1% |
FICO
| Business To Business Scores | $248.6M | 49% |
| Saa S Products | $115.7M | 23% |
| Platform Software | $73.9M | 14% |
| Business To Consumer Scores | $55.9M | 11% |
| Technology Service | $19.2M | 4% |
