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Cooper-Standard Holdings Inc.（CPS）与PennyMac Financial Services, Inc.（PFSI）财务数据对比。点击上方公司名可切换其他公司
Cooper-Standard Holdings Inc.的季度营收约是PennyMac Financial Services, Inc.的1.2倍（$672.4M vs $538.0M），PennyMac Financial Services, Inc.净利率更高（1752.5% vs 0.5%，领先1752.0%），PennyMac Financial Services, Inc.同比增速更快（14.4% vs 1.8%），Cooper-Standard Holdings Inc.自由现金流更多（$44.6M vs $-1.7B）
库博标准控股是全球领先的汽车零部件供应商，总部位于美国密歇根州诺维。公司主营产品包括橡塑密封件、燃油管、制动管、流体输送软管以及减震系统，目前在全球20个国家开展业务，拥有约3.2万名员工。
PennyMac Financial Services是总部位于美国加利福尼亚州西湖村的住宅抵押贷款企业，核心业务涵盖美国抵押贷款的发放、贷后服务，以及抵押贷款市场相关投资管理。公司下设两家子公司，其中PNMAC资本管理有限公司负责运营旗下的抵押贷款不动产投资信托（REIT）PennyMac Mortgage Investment Trust。
CPS vs PFSI — 直观对比
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $672.4M | $538.0M |
| 净利润 | $3.3M | $106.8M |
| 毛利率 | 10.4% | — |
| 营业利润率 | 0.1% | 25.0% |
| 净利率 | 0.5% | 1752.5% |
| 营收同比 | 1.8% | 14.4% |
| 净利润同比 | -91.7% | 2.2% |
| 每股收益（稀释后） | $0.19 | $1.97 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $672.4M | $538.0M | ||
| Q3 25 | $695.5M | $632.9M | ||
| Q2 25 | $706.0M | $444.7M | ||
| Q1 25 | $667.1M | $430.9M | ||
| Q4 24 | $660.8M | $470.1M | ||
| Q3 24 | — | $411.8M | ||
| Q2 24 | — | $406.1M | ||
| Q1 24 | $0 | $305.7M |
| Q4 25 | $3.3M | $106.8M | ||
| Q3 25 | $-7.6M | $181.5M | ||
| Q2 25 | $-1.4M | $136.5M | ||
| Q1 25 | $1.6M | $76.3M | ||
| Q4 24 | $40.2M | $104.5M | ||
| Q3 24 | — | $69.4M | ||
| Q2 24 | — | $98.3M | ||
| Q1 24 | $-31.7M | $39.3M |
| Q4 25 | 10.4% | — | ||
| Q3 25 | 12.5% | — | ||
| Q2 25 | 13.2% | — | ||
| Q1 25 | 11.6% | — | ||
| Q4 24 | 12.4% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | 0.1% | 25.0% | ||
| Q3 25 | 3.8% | 37.3% | ||
| Q2 25 | 5.3% | 17.2% | ||
| Q1 25 | 3.3% | 24.2% | ||
| Q4 24 | 4.8% | 27.5% | ||
| Q3 24 | — | 22.8% | ||
| Q2 24 | — | 33.0% | ||
| Q1 24 | — | 14.4% |
| Q4 25 | 0.5% | 1752.5% | ||
| Q3 25 | -1.1% | 28.7% | ||
| Q2 25 | -0.2% | 30.7% | ||
| Q1 25 | 0.2% | 17.7% | ||
| Q4 24 | 6.1% | 2559.8% | ||
| Q3 24 | — | 16.8% | ||
| Q2 24 | — | 24.2% | ||
| Q1 24 | — | 12.9% |
| Q4 25 | $0.19 | $1.97 | ||
| Q3 25 | $-0.43 | $3.37 | ||
| Q2 25 | $-0.08 | $2.54 | ||
| Q1 25 | $0.09 | $1.42 | ||
| Q4 24 | $2.30 | $1.95 | ||
| Q3 24 | — | $1.30 | ||
| Q2 24 | — | $1.85 | ||
| Q1 24 | $-1.81 | $0.74 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $191.7M | $410.0M |
| 总债务越低越好 | $1.0B | $6.2B |
| 股东权益账面价值 | $-83.5M | $4.3B |
| 总资产 | $1.8B | $29.4B |
| 负债/权益比越低杠杆越低 | — | 1.45× |
8季度趋势，按日历期对齐
| Q4 25 | $191.7M | $410.0M | ||
| Q3 25 | $147.6M | $62.2M | ||
| Q2 25 | $121.6M | $462.3M | ||
| Q1 25 | $140.4M | $443.4M | ||
| Q4 24 | $170.0M | $420.6M | ||
| Q3 24 | — | $667.9M | ||
| Q2 24 | — | $188.8M | ||
| Q1 24 | $114.2M | $69.0K |
| Q4 25 | $1.0B | $6.2B | ||
| Q3 25 | $1.1B | $6.2B | ||
| Q2 25 | $1.1B | $5.6B | ||
| Q1 25 | $1.1B | $5.8B | ||
| Q4 24 | $1.1B | $5.3B | ||
| Q3 24 | — | $4.9B | ||
| Q2 24 | — | $4.9B | ||
| Q1 24 | $1.1B | $4.5B |
| Q4 25 | $-83.5M | $4.3B | ||
| Q3 25 | $-102.3M | $4.2B | ||
| Q2 25 | $-97.6M | $4.0B | ||
| Q1 25 | $-114.7M | $3.9B | ||
| Q4 24 | $-125.8M | $3.8B | ||
| Q3 24 | — | $3.7B | ||
| Q2 24 | — | $3.7B | ||
| Q1 24 | $-115.8M | $3.6B |
| Q4 25 | $1.8B | $29.4B | ||
| Q3 25 | $1.9B | $25.4B | ||
| Q2 25 | $1.8B | $24.2B | ||
| Q1 25 | $1.8B | $23.9B | ||
| Q4 24 | $1.7B | $26.1B | ||
| Q3 24 | — | $22.9B | ||
| Q2 24 | — | $21.6B | ||
| Q1 24 | $1.8B | $19.8B |
| Q4 25 | — | 1.45× | ||
| Q3 25 | — | 1.48× | ||
| Q2 25 | — | 1.38× | ||
| Q1 25 | — | 1.48× | ||
| Q4 24 | — | 1.37× | ||
| Q3 24 | — | 1.32× | ||
| Q2 24 | — | 1.35× | ||
| Q1 24 | — | 1.27× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $56.2M | $-1.7B |
| 自由现金流经营现金流 - 资本支出 | $44.6M | $-1.7B |
| 自由现金流率自由现金流/营收 | 6.6% | -309.3% |
| 资本支出强度资本支出/营收 | 1.7% | 2.2% |
| 现金转化率经营现金流/净利润 | 16.90× | -15.46× |
| 过去12个月自由现金流最近4个季度 | $16.3M | $-1.4B |
8季度趋势，按日历期对齐
| Q4 25 | $56.2M | $-1.7B | ||
| Q3 25 | $38.6M | $-697.4M | ||
| Q2 25 | $-15.6M | $-131.3M | ||
| Q1 25 | $-14.9M | $1.1B | ||
| Q4 24 | $74.7M | $-4.5B | ||
| Q3 24 | — | $-393.7M | ||
| Q2 24 | — | $-1.1B | ||
| Q1 24 | $-14.2M | $-897.9M |
| Q4 25 | $44.6M | $-1.7B | ||
| Q3 25 | $27.4M | $-699.4M | ||
| Q2 25 | $-23.4M | $-132.6M | ||
| Q1 25 | $-32.4M | $1.1B | ||
| Q4 24 | $63.2M | $-4.5B | ||
| Q3 24 | — | $-393.9M | ||
| Q2 24 | — | $-1.1B | ||
| Q1 24 | $-31.0M | $-898.9M |
| Q4 25 | 6.6% | -309.3% | ||
| Q3 25 | 3.9% | -110.5% | ||
| Q2 25 | -3.3% | -29.8% | ||
| Q1 25 | -4.9% | 247.3% | ||
| Q4 24 | 9.6% | -964.7% | ||
| Q3 24 | — | -95.6% | ||
| Q2 24 | — | -269.2% | ||
| Q1 24 | — | -294.1% |
| Q4 25 | 1.7% | 2.2% | ||
| Q3 25 | 1.6% | 0.3% | ||
| Q2 25 | 1.1% | 0.3% | ||
| Q1 25 | 2.6% | 0.1% | ||
| Q4 24 | 1.7% | 0.4% | ||
| Q3 24 | — | 0.0% | ||
| Q2 24 | — | 0.1% | ||
| Q1 24 | — | 0.3% |
| Q4 25 | 16.90× | -15.46× | ||
| Q3 25 | — | -3.84× | ||
| Q2 25 | — | -0.96× | ||
| Q1 25 | -9.57× | 13.97× | ||
| Q4 24 | 1.86× | -43.39× | ||
| Q3 24 | — | -5.68× | ||
| Q2 24 | — | -11.12× | ||
| Q1 24 | — | -22.84× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CPS
| Sealing Systems | $357.8M | 53% |
| Fluid Handling Systems | $297.1M | 44% |
| Corporate And Other Segment | $17.4M | 3% |
| Commercial | $6.6M | 1% |
PFSI
暂无分部数据
