vs
CONSUMER PORTFOLIO SERVICES, INC.（CPSS）与MARCUS CORP（MCS）财务数据对比。点击上方公司名可切换其他公司
MARCUS CORP的季度营收约是CONSUMER PORTFOLIO SERVICES, INC.的1.8倍（$193.5M vs $109.4M），CONSUMER PORTFOLIO SERVICES, INC.同比增速更快（3.9% vs 2.8%），CONSUMER PORTFOLIO SERVICES, INC.自由现金流更多（$288.3M vs $26.4M），过去两年MARCUS CORP的营收复合增速更高（18.2% vs 9.2%）
Consumer Portfolio Services, Inc.是总部位于美国的专业金融公司，主要面向信用记录有限或信用评分不佳的消费者，与各类汽车经销商合作，提供新车及二手车购买的间接汽车贷款融资及贷后管理服务。
马库斯公司是一家美国企业，主营商业地产领域相关服务，业务覆盖美国与加拿大，提供商业地产经纪、按揭经纪、行业研究以及咨询服务，首创了由单一经纪公司独家代理房源挂牌的行业模式，目前在美加两国设有超过80家办公室，拥有员工超1800名。
CPSS vs MCS — 直观对比
营收规模更大
MCS
是对方的1.8倍
$109.4M
营收增速更快
CPSS
高出1.1%
2.8%
自由现金流更多
CPSS
多$261.9M
$26.4M
两年增速更快
MCS
近两年复合增速
9.2%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $109.4M | $193.5M |
| 净利润 | $5.0M | — |
| 毛利率 | — | — |
| 营业利润率 | 6.6% | 0.9% |
| 净利率 | 4.6% | — |
| 营收同比 | 3.9% | 2.8% |
| 净利润同比 | -3.2% | — |
| 每股收益（稀释后） | $0.21 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CPSSMCS
| Q4 25 | $109.4M | $193.5M | ||
| Q3 25 | $108.4M | $210.2M | ||
| Q2 25 | $109.8M | $206.0M | ||
| Q1 25 | $106.9M | $148.8M | ||
| Q4 24 | $105.3M | $188.3M | ||
| Q3 24 | $100.6M | $232.7M | ||
| Q2 24 | $95.9M | $176.0M | ||
| Q1 24 | $91.7M | $138.5M |
净利润CPSSMCS
| Q4 25 | $5.0M | — | ||
| Q3 25 | $4.9M | $16.2M | ||
| Q2 25 | $4.8M | $7.3M | ||
| Q1 25 | $4.7M | $-16.8M | ||
| Q4 24 | $5.1M | $986.0K | ||
| Q3 24 | $4.8M | $23.3M | ||
| Q2 24 | $4.7M | $-20.2M | ||
| Q1 24 | $4.6M | $-11.9M |
营业利润率CPSSMCS
| Q4 25 | 6.6% | 0.9% | ||
| Q3 25 | 6.5% | 10.8% | ||
| Q2 25 | 6.3% | 6.3% | ||
| Q1 25 | 6.4% | -13.7% | ||
| Q4 24 | 7.0% | -1.2% | ||
| Q3 24 | 6.8% | 14.1% | ||
| Q2 24 | 7.0% | 1.3% | ||
| Q1 24 | 7.1% | -12.0% |
净利率CPSSMCS
| Q4 25 | 4.6% | — | ||
| Q3 25 | 4.5% | 7.7% | ||
| Q2 25 | 4.4% | 3.6% | ||
| Q1 25 | 4.4% | -11.3% | ||
| Q4 24 | 4.9% | 0.5% | ||
| Q3 24 | 4.8% | 10.0% | ||
| Q2 24 | 4.9% | -11.5% | ||
| Q1 24 | 5.0% | -8.6% |
每股收益（稀释后）CPSSMCS
| Q4 25 | $0.21 | — | ||
| Q3 25 | $0.20 | — | ||
| Q2 25 | $0.20 | — | ||
| Q1 25 | $0.19 | — | ||
| Q4 24 | $0.21 | — | ||
| Q3 24 | $0.20 | — | ||
| Q2 24 | $0.19 | — | ||
| Q1 24 | $0.19 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $6.3M | $23.4M |
| 总债务越低越好 | — | $159.0M |
| 股东权益账面价值 | $309.5M | $457.4M |
| 总资产 | $3.9B | $1.0B |
| 负债/权益比越低杠杆越低 | — | 0.35× |
8季度趋势，按日历期对齐
现金及短期投资CPSSMCS
| Q4 25 | $6.3M | $23.4M | ||
| Q3 25 | $9.4M | $7.4M | ||
| Q2 25 | $15.8M | $14.9M | ||
| Q1 25 | $29.8M | $11.9M | ||
| Q4 24 | $11.7M | $40.8M | ||
| Q3 24 | $8.1M | $28.4M | ||
| Q2 24 | $9.8M | $32.8M | ||
| Q1 24 | $13.2M | $17.3M |
总债务CPSSMCS
| Q4 25 | — | $159.0M | ||
| Q3 25 | — | $162.0M | ||
| Q2 25 | — | $179.9M | ||
| Q1 25 | — | $198.9M | ||
| Q4 24 | — | $159.1M | ||
| Q3 24 | — | $173.1M | ||
| Q2 24 | — | $175.7M | ||
| Q1 24 | — | $169.8M |
股东权益CPSSMCS
| Q4 25 | $309.5M | $457.4M | ||
| Q3 25 | $307.6M | $454.3M | ||
| Q2 25 | $303.1M | $448.4M | ||
| Q1 25 | $298.4M | $441.8M | ||
| Q4 24 | $292.8M | $464.9M | ||
| Q3 24 | $285.1M | $462.3M | ||
| Q2 24 | $280.3M | $449.4M | ||
| Q1 24 | $279.1M | $459.3M |
总资产CPSSMCS
| Q4 25 | $3.9B | $1.0B | ||
| Q3 25 | $3.8B | $1.0B | ||
| Q2 25 | $3.8B | $1.0B | ||
| Q1 25 | $3.7B | $1.0B | ||
| Q4 24 | $3.5B | $1.0B | ||
| Q3 24 | $3.5B | $1.0B | ||
| Q2 24 | $3.3B | $1.1B | ||
| Q1 24 | $3.0B | $1.0B |
负债/权益比CPSSMCS
| Q4 25 | — | 0.35× | ||
| Q3 25 | — | 0.36× | ||
| Q2 25 | — | 0.40× | ||
| Q1 25 | — | 0.45× | ||
| Q4 24 | — | 0.34× | ||
| Q3 24 | — | 0.37× | ||
| Q2 24 | — | 0.39× | ||
| Q1 24 | — | 0.37× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $289.0M | $48.8M |
| 自由现金流经营现金流 - 资本支出 | $288.3M | $26.4M |
| 自由现金流率自由现金流/营收 | 263.5% | 13.6% |
| 资本支出强度资本支出/营收 | 0.6% | 11.6% |
| 现金转化率经营现金流/净利润 | 58.02× | — |
| 过去12个月自由现金流最近4个季度 | $500.9M | $989.0K |
8季度趋势，按日历期对齐
经营现金流CPSSMCS
| Q4 25 | $289.0M | $48.8M | ||
| Q3 25 | $84.9M | $39.1M | ||
| Q2 25 | $54.5M | $31.6M | ||
| Q1 25 | $73.9M | $-35.3M | ||
| Q4 24 | $233.8M | $52.6M | ||
| Q3 24 | $69.8M | $30.5M | ||
| Q2 24 | $43.3M | $36.0M | ||
| Q1 24 | $52.7M | $-15.1M |
自由现金流CPSSMCS
| Q4 25 | $288.3M | $26.4M | ||
| Q3 25 | $84.9M | $18.2M | ||
| Q2 25 | $54.3M | $14.7M | ||
| Q1 25 | $73.4M | $-58.3M | ||
| Q4 24 | $233.3M | $27.1M | ||
| Q3 24 | $69.7M | $12.0M | ||
| Q2 24 | $43.1M | $16.1M | ||
| Q1 24 | $52.6M | $-30.5M |
自由现金流率CPSSMCS
| Q4 25 | 263.5% | 13.6% | ||
| Q3 25 | 78.3% | 8.7% | ||
| Q2 25 | 49.5% | 7.1% | ||
| Q1 25 | 68.7% | -39.2% | ||
| Q4 24 | 221.6% | 14.4% | ||
| Q3 24 | 69.3% | 5.2% | ||
| Q2 24 | 45.0% | 9.2% | ||
| Q1 24 | 57.3% | -22.0% |
资本支出强度CPSSMCS
| Q4 25 | 0.6% | 11.6% | ||
| Q3 25 | 0.0% | 9.9% | ||
| Q2 25 | 0.1% | 8.2% | ||
| Q1 25 | 0.4% | 15.5% | ||
| Q4 24 | 0.4% | 13.5% | ||
| Q3 24 | 0.1% | 7.9% | ||
| Q2 24 | 0.2% | 11.3% | ||
| Q1 24 | 0.1% | 11.1% |
现金转化率CPSSMCS
| Q4 25 | 58.02× | — | ||
| Q3 25 | 17.50× | 2.41× | ||
| Q2 25 | 11.35× | 4.32× | ||
| Q1 25 | 15.74× | — | ||
| Q4 24 | 45.43× | 53.31× | ||
| Q3 24 | 14.55× | 1.31× | ||
| Q2 24 | 9.27× | — | ||
| Q1 24 | 11.48× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CPSS
暂无分部数据
MCS
| Theatres | $123.1M | 64% |
| Concessions | $51.0M | 26% |
| Food And Beverage | $21.2M | 11% |
