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CONSUMER PORTFOLIO SERVICES, INC.（CPSS）与RCI HOSPITALITY HOLDINGS, INC.（RICK）财务数据对比。点击上方公司名可切换其他公司
CONSUMER PORTFOLIO SERVICES, INC.的季度营收约是RCI HOSPITALITY HOLDINGS, INC.的1.5倍（$109.4M vs $70.9M），CONSUMER PORTFOLIO SERVICES, INC.净利率更高（4.6% vs -7.8%，领先12.3%），CONSUMER PORTFOLIO SERVICES, INC.同比增速更快（3.9% vs -3.1%），CONSUMER PORTFOLIO SERVICES, INC.自由现金流更多（$288.3M vs $11.5M），过去两年CONSUMER PORTFOLIO SERVICES, INC.的营收复合增速更高（9.2% vs -2.0%）
Consumer Portfolio Services, Inc.是总部位于美国的专业金融公司，主要面向信用记录有限或信用评分不佳的消费者，与各类汽车经销商合作，提供新车及二手车购买的间接汽车贷款融资及贷后管理服务。
RCI Hospitality控股通过子公司经营脱衣舞俱乐部、夜总会、运动酒吧与餐厅，同时还运营一家为成人俱乐部行业提供服务的传媒会展企业。公司于1995年完成首次公开募股上市，目前在纳斯达克全球市场挂牌交易。
CPSS vs RICK — 直观对比
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $109.4M | $70.9M |
| 净利润 | $5.0M | $-5.5M |
| 毛利率 | — | — |
| 营业利润率 | 6.6% | -0.7% |
| 净利率 | 4.6% | -7.8% |
| 营收同比 | 3.9% | -3.1% |
| 净利润同比 | -3.2% | -2354.9% |
| 每股收益（稀释后） | $0.21 | $-0.60 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $109.4M | — | ||
| Q3 25 | $108.4M | $70.9M | ||
| Q2 25 | $109.8M | $71.1M | ||
| Q1 25 | $106.9M | $65.9M | ||
| Q4 24 | $105.3M | $71.5M | ||
| Q3 24 | $100.6M | $73.2M | ||
| Q2 24 | $95.9M | $76.2M | ||
| Q1 24 | $91.7M | $72.3M |
| Q4 25 | $5.0M | — | ||
| Q3 25 | $4.9M | $-5.5M | ||
| Q2 25 | $4.8M | $4.1M | ||
| Q1 25 | $4.7M | $3.2M | ||
| Q4 24 | $5.1M | $9.0M | ||
| Q3 24 | $4.8M | $244.0K | ||
| Q2 24 | $4.7M | $-5.2M | ||
| Q1 24 | $4.6M | $774.0K |
| Q4 25 | 6.6% | — | ||
| Q3 25 | 6.5% | -0.7% | ||
| Q2 25 | 6.3% | 12.2% | ||
| Q1 25 | 6.4% | 12.4% | ||
| Q4 24 | 7.0% | 19.5% | ||
| Q3 24 | 6.8% | 4.8% | ||
| Q2 24 | 7.0% | -3.3% | ||
| Q1 24 | 7.1% | 6.4% |
| Q4 25 | 4.6% | — | ||
| Q3 25 | 4.5% | -7.8% | ||
| Q2 25 | 4.4% | 5.7% | ||
| Q1 25 | 4.4% | 4.9% | ||
| Q4 24 | 4.9% | 12.6% | ||
| Q3 24 | 4.8% | 0.3% | ||
| Q2 24 | 4.9% | -6.9% | ||
| Q1 24 | 5.0% | 1.1% |
| Q4 25 | $0.21 | — | ||
| Q3 25 | $0.20 | $-0.60 | ||
| Q2 25 | $0.20 | $0.46 | ||
| Q1 25 | $0.19 | $0.36 | ||
| Q4 24 | $0.21 | $1.01 | ||
| Q3 24 | $0.20 | $0.04 | ||
| Q2 24 | $0.19 | $-0.56 | ||
| Q1 24 | $0.19 | $0.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $6.3M | $33.7M |
| 总债务越低越好 | — | $238.2M |
| 股东权益账面价值 | $309.5M | $261.1M |
| 总资产 | $3.9B | $596.9M |
| 负债/权益比越低杠杆越低 | — | 0.91× |
8季度趋势，按日历期对齐
| Q4 25 | $6.3M | — | ||
| Q3 25 | $9.4M | $33.7M | ||
| Q2 25 | $15.8M | $29.3M | ||
| Q1 25 | $29.8M | $32.7M | ||
| Q4 24 | $11.7M | $34.7M | ||
| Q3 24 | $8.1M | $32.4M | ||
| Q2 24 | $9.8M | $34.9M | ||
| Q1 24 | $13.2M | $20.0M |
| Q4 25 | — | — | ||
| Q3 25 | — | $238.2M | ||
| Q2 25 | — | $243.8M | ||
| Q1 25 | — | $244.1M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $241.1M | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $309.5M | — | ||
| Q3 25 | $307.6M | $261.1M | ||
| Q2 25 | $303.1M | $269.5M | ||
| Q1 25 | $298.4M | $268.8M | ||
| Q4 24 | $292.8M | $269.0M | ||
| Q3 24 | $285.1M | $263.4M | ||
| Q2 24 | $280.3M | $271.2M | ||
| Q1 24 | $279.1M | $285.8M |
| Q4 25 | $3.9B | — | ||
| Q3 25 | $3.8B | $596.9M | ||
| Q2 25 | $3.8B | $597.4M | ||
| Q1 25 | $3.7B | $589.8M | ||
| Q4 24 | $3.5B | $586.2M | ||
| Q3 24 | $3.5B | $584.4M | ||
| Q2 24 | $3.3B | $601.0M | ||
| Q1 24 | $3.0B | $609.9M |
| Q4 25 | — | — | ||
| Q3 25 | — | 0.91× | ||
| Q2 25 | — | 0.90× | ||
| Q1 25 | — | 0.91× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.92× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $289.0M | $13.7M |
| 自由现金流经营现金流 - 资本支出 | $288.3M | $11.5M |
| 自由现金流率自由现金流/营收 | 263.5% | 16.2% |
| 资本支出强度资本支出/营收 | 0.6% | 3.2% |
| 现金转化率经营现金流/净利润 | 58.02× | — |
| 过去12个月自由现金流最近4个季度 | $500.9M | $34.9M |
8季度趋势，按日历期对齐
| Q4 25 | $289.0M | — | ||
| Q3 25 | $84.9M | $13.7M | ||
| Q2 25 | $54.5M | $13.8M | ||
| Q1 25 | $73.9M | $8.5M | ||
| Q4 24 | $233.8M | $13.3M | ||
| Q3 24 | $69.8M | $15.7M | ||
| Q2 24 | $43.3M | $15.8M | ||
| Q1 24 | $52.7M | $10.8M |
| Q4 25 | $288.3M | — | ||
| Q3 25 | $84.9M | $11.5M | ||
| Q2 25 | $54.3M | $10.1M | ||
| Q1 25 | $73.4M | $5.7M | ||
| Q4 24 | $233.3M | $7.6M | ||
| Q3 24 | $69.7M | $10.3M | ||
| Q2 24 | $43.1M | $9.3M | ||
| Q1 24 | $52.6M | $3.2M |
| Q4 25 | 263.5% | — | ||
| Q3 25 | 78.3% | 16.2% | ||
| Q2 25 | 49.5% | 14.2% | ||
| Q1 25 | 68.7% | 8.6% | ||
| Q4 24 | 221.6% | 10.6% | ||
| Q3 24 | 69.3% | 14.0% | ||
| Q2 24 | 45.0% | 12.3% | ||
| Q1 24 | 57.3% | 4.4% |
| Q4 25 | 0.6% | — | ||
| Q3 25 | 0.0% | 3.2% | ||
| Q2 25 | 0.1% | 5.2% | ||
| Q1 25 | 0.4% | 4.3% | ||
| Q4 24 | 0.4% | 8.0% | ||
| Q3 24 | 0.1% | 7.3% | ||
| Q2 24 | 0.2% | 8.4% | ||
| Q1 24 | 0.1% | 10.6% |
| Q4 25 | 58.02× | — | ||
| Q3 25 | 17.50× | — | ||
| Q2 25 | 11.35× | 3.40× | ||
| Q1 25 | 15.74× | 2.65× | ||
| Q4 24 | 45.43× | 1.48× | ||
| Q3 24 | 14.55× | 64.14× | ||
| Q2 24 | 9.27× | — | ||
| Q1 24 | 11.48× | 14.00× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CPSS
暂无分部数据
RICK
| Transferred At Point In Time | $60.8M | 86% |
| Food And Merchandise | $10.4M | 15% |
