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CONSUMER PORTFOLIO SERVICES, INC.（CPSS）与Rocket Lab Corp（RKLB）财务数据对比。点击上方公司名可切换其他公司
Rocket Lab Corp的季度营收约是CONSUMER PORTFOLIO SERVICES, INC.的1.6倍（$179.7M vs $109.4M），CONSUMER PORTFOLIO SERVICES, INC.净利率更高（4.6% vs -29.5%，领先34.0%），Rocket Lab Corp同比增速更快（35.7% vs 3.9%），CONSUMER PORTFOLIO SERVICES, INC.自由现金流更多（$288.3M vs $-114.2M），过去两年Rocket Lab Corp的营收复合增速更高（39.2% vs 9.2%）
Consumer Portfolio Services, Inc.是总部位于美国的专业金融公司，主要面向信用记录有限或信用评分不佳的消费者，与各类汽车经销商合作，提供新车及二手车购买的间接汽车贷款融资及贷后管理服务。
Rocket Lab是公开上市的航空航天制造商及发射服务提供商，旗下Electron轨道火箭主打小型卫星发射，截至2026年1月已成功完成超75次任务，是全球现役发射次数最多的小型运载火箭。公司还开发了Electron的亚轨道改型HASTE用作高超音速技术测试平台，下一代可复用中型运载火箭Neutron目前也在研发中。
CPSS vs RKLB — 直观对比
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $109.4M | $179.7M |
| 净利润 | $5.0M | $-52.9M |
| 毛利率 | — | 38.0% |
| 营业利润率 | 6.6% | -28.4% |
| 净利率 | 4.6% | -29.5% |
| 营收同比 | 3.9% | 35.7% |
| 净利润同比 | -3.2% | -1.1% |
| 每股收益（稀释后） | $0.21 | $-0.09 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $109.4M | $179.7M | ||
| Q3 25 | $108.4M | $155.1M | ||
| Q2 25 | $109.8M | $144.5M | ||
| Q1 25 | $106.9M | $122.6M | ||
| Q4 24 | $105.3M | $132.4M | ||
| Q3 24 | $100.6M | $104.8M | ||
| Q2 24 | $95.9M | $106.3M | ||
| Q1 24 | $91.7M | $92.8M |
| Q4 25 | $5.0M | $-52.9M | ||
| Q3 25 | $4.9M | $-18.3M | ||
| Q2 25 | $4.8M | $-66.4M | ||
| Q1 25 | $4.7M | $-60.6M | ||
| Q4 24 | $5.1M | $-52.3M | ||
| Q3 24 | $4.8M | $-51.9M | ||
| Q2 24 | $4.7M | $-41.6M | ||
| Q1 24 | $4.6M | $-44.3M |
| Q4 25 | — | 38.0% | ||
| Q3 25 | — | 37.0% | ||
| Q2 25 | — | 32.1% | ||
| Q1 25 | — | 28.8% | ||
| Q4 24 | — | 27.8% | ||
| Q3 24 | — | 26.7% | ||
| Q2 24 | — | 25.6% | ||
| Q1 24 | — | 26.1% |
| Q4 25 | 6.6% | -28.4% | ||
| Q3 25 | 6.5% | -38.0% | ||
| Q2 25 | 6.3% | -41.3% | ||
| Q1 25 | 6.4% | -48.3% | ||
| Q4 24 | 7.0% | -38.9% | ||
| Q3 24 | 6.8% | -49.5% | ||
| Q2 24 | 7.0% | -40.7% | ||
| Q1 24 | 7.1% | -46.4% |
| Q4 25 | 4.6% | -29.5% | ||
| Q3 25 | 4.5% | -11.8% | ||
| Q2 25 | 4.4% | -46.0% | ||
| Q1 25 | 4.4% | -49.5% | ||
| Q4 24 | 4.9% | -39.5% | ||
| Q3 24 | 4.8% | -49.6% | ||
| Q2 24 | 4.9% | -39.2% | ||
| Q1 24 | 5.0% | -47.7% |
| Q4 25 | $0.21 | $-0.09 | ||
| Q3 25 | $0.20 | $-0.03 | ||
| Q2 25 | $0.20 | $-0.13 | ||
| Q1 25 | $0.19 | $-0.12 | ||
| Q4 24 | $0.21 | $-0.11 | ||
| Q3 24 | $0.20 | $-0.10 | ||
| Q2 24 | $0.19 | $-0.08 | ||
| Q1 24 | $0.19 | $-0.09 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $6.3M | $1.0B |
| 总债务越低越好 | — | $152.4M |
| 股东权益账面价值 | $309.5M | $1.7B |
| 总资产 | $3.9B | $2.3B |
| 负债/权益比越低杠杆越低 | — | 0.09× |
8季度趋势，按日历期对齐
| Q4 25 | $6.3M | $1.0B | ||
| Q3 25 | $9.4M | $976.7M | ||
| Q2 25 | $15.8M | $688.1M | ||
| Q1 25 | $29.8M | $428.4M | ||
| Q4 24 | $11.7M | $419.0M | ||
| Q3 24 | $8.1M | $442.4M | ||
| Q2 24 | $9.8M | $496.8M | ||
| Q1 24 | $13.2M | $492.5M |
| Q4 25 | — | $152.4M | ||
| Q3 25 | — | $347.0M | ||
| Q2 25 | — | $346.5M | ||
| Q1 25 | — | $345.9M | ||
| Q4 24 | — | $345.4M | ||
| Q3 24 | — | $61.2M | ||
| Q2 24 | — | $64.2M | ||
| Q1 24 | — | $66.8M |
| Q4 25 | $309.5M | $1.7B | ||
| Q3 25 | $307.6M | $1.3B | ||
| Q2 25 | $303.1M | $688.5M | ||
| Q1 25 | $298.4M | $431.3M | ||
| Q4 24 | $292.8M | $382.5M | ||
| Q3 24 | $285.1M | $419.8M | ||
| Q2 24 | $280.3M | $455.2M | ||
| Q1 24 | $279.1M | $478.9M |
| Q4 25 | $3.9B | $2.3B | ||
| Q3 25 | $3.8B | $2.2B | ||
| Q2 25 | $3.8B | $1.6B | ||
| Q1 25 | $3.7B | $1.3B | ||
| Q4 24 | $3.5B | $1.2B | ||
| Q3 24 | $3.5B | $1.2B | ||
| Q2 24 | $3.3B | $1.2B | ||
| Q1 24 | $3.0B | $1.2B |
| Q4 25 | — | 0.09× | ||
| Q3 25 | — | 0.27× | ||
| Q2 25 | — | 0.50× | ||
| Q1 25 | — | 0.80× | ||
| Q4 24 | — | 0.90× | ||
| Q3 24 | — | 0.15× | ||
| Q2 24 | — | 0.14× | ||
| Q1 24 | — | 0.14× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $289.0M | $-64.5M |
| 自由现金流经营现金流 - 资本支出 | $288.3M | $-114.2M |
| 自由现金流率自由现金流/营收 | 263.5% | -63.6% |
| 资本支出强度资本支出/营收 | 0.6% | 27.6% |
| 现金转化率经营现金流/净利润 | 58.02× | — |
| 过去12个月自由现金流最近4个季度 | $500.9M | $-321.8M |
8季度趋势，按日历期对齐
| Q4 25 | $289.0M | $-64.5M | ||
| Q3 25 | $84.9M | $-23.5M | ||
| Q2 25 | $54.5M | $-23.2M | ||
| Q1 25 | $73.9M | $-54.2M | ||
| Q4 24 | $233.8M | $-2.4M | ||
| Q3 24 | $69.8M | $-30.9M | ||
| Q2 24 | $43.3M | $-13.0M | ||
| Q1 24 | $52.7M | $-2.6M |
| Q4 25 | $288.3M | $-114.2M | ||
| Q3 25 | $84.9M | $-69.4M | ||
| Q2 25 | $54.3M | $-55.3M | ||
| Q1 25 | $73.4M | $-82.9M | ||
| Q4 24 | $233.3M | $-23.9M | ||
| Q3 24 | $69.7M | $-41.9M | ||
| Q2 24 | $43.1M | $-28.3M | ||
| Q1 24 | $52.6M | $-21.8M |
| Q4 25 | 263.5% | -63.6% | ||
| Q3 25 | 78.3% | -44.8% | ||
| Q2 25 | 49.5% | -38.3% | ||
| Q1 25 | 68.7% | -67.6% | ||
| Q4 24 | 221.6% | -18.1% | ||
| Q3 24 | 69.3% | -40.0% | ||
| Q2 24 | 45.0% | -26.7% | ||
| Q1 24 | 57.3% | -23.5% |
| Q4 25 | 0.6% | 27.6% | ||
| Q3 25 | 0.0% | 29.6% | ||
| Q2 25 | 0.1% | 22.2% | ||
| Q1 25 | 0.4% | 23.4% | ||
| Q4 24 | 0.4% | 16.3% | ||
| Q3 24 | 0.1% | 10.5% | ||
| Q2 24 | 0.2% | 14.4% | ||
| Q1 24 | 0.1% | 20.7% |
| Q4 25 | 58.02× | — | ||
| Q3 25 | 17.50× | — | ||
| Q2 25 | 11.35× | — | ||
| Q1 25 | 15.74× | — | ||
| Q4 24 | 45.43× | — | ||
| Q3 24 | 14.55× | — | ||
| Q2 24 | 9.27× | — | ||
| Q1 24 | 11.48× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CPSS
暂无分部数据
RKLB
| Products | $94.0M | 52% |
| Transferred Over Time | $87.3M | 49% |
