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CONSUMER PORTFOLIO SERVICES, INC.（CPSS）与RE/MAX Holdings, Inc.（RMAX）财务数据对比。点击上方公司名可切换其他公司
CONSUMER PORTFOLIO SERVICES, INC.的季度营收约是RE/MAX Holdings, Inc.的1.5倍（$109.4M vs $71.1M），CONSUMER PORTFOLIO SERVICES, INC.净利率更高（4.6% vs 2.0%，领先2.5%），CONSUMER PORTFOLIO SERVICES, INC.同比增速更快（3.9% vs -1.8%），CONSUMER PORTFOLIO SERVICES, INC.自由现金流更多（$288.3M vs $33.5M），过去两年CONSUMER PORTFOLIO SERVICES, INC.的营收复合增速更高（9.2% vs -4.7%）
Consumer Portfolio Services, Inc.是总部位于美国的专业金融公司，主要面向信用记录有限或信用评分不佳的消费者，与各类汽车经销商合作，提供新车及二手车购买的间接汽车贷款融资及贷后管理服务。
RE/MAX是全球知名的房地产特许经营机构，业务遍布全球一百多个国家和地区，旗下拥有数千家门店，总计超过十万名房产经纪人，在国际房产中介领域拥有极高的品牌知名度与市场影响力。
CPSS vs RMAX — 直观对比
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $109.4M | $71.1M |
| 净利润 | $5.0M | $1.4M |
| 毛利率 | — | — |
| 营业利润率 | 6.6% | 13.1% |
| 净利率 | 4.6% | 2.0% |
| 营收同比 | 3.9% | -1.8% |
| 净利润同比 | -3.2% | -75.2% |
| 每股收益（稀释后） | $0.21 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $109.4M | $71.1M | ||
| Q3 25 | $108.4M | $73.2M | ||
| Q2 25 | $109.8M | $72.8M | ||
| Q1 25 | $106.9M | $74.5M | ||
| Q4 24 | $105.3M | $72.5M | ||
| Q3 24 | $100.6M | $78.5M | ||
| Q2 24 | $95.9M | $78.5M | ||
| Q1 24 | $91.7M | $78.3M |
| Q4 25 | $5.0M | $1.4M | ||
| Q3 25 | $4.9M | $4.0M | ||
| Q2 25 | $4.8M | $4.7M | ||
| Q1 25 | $4.7M | $-2.0M | ||
| Q4 24 | $5.1M | $5.8M | ||
| Q3 24 | $4.8M | $966.0K | ||
| Q2 24 | $4.7M | $3.7M | ||
| Q1 24 | $4.6M | $-3.4M |
| Q4 25 | 6.6% | 13.1% | ||
| Q3 25 | 6.5% | 25.0% | ||
| Q2 25 | 6.3% | 19.3% | ||
| Q1 25 | 6.4% | 7.2% | ||
| Q4 24 | 7.0% | 5.9% | ||
| Q3 24 | 6.8% | 19.4% | ||
| Q2 24 | 7.0% | 20.6% | ||
| Q1 24 | 7.1% | 5.8% |
| Q4 25 | 4.6% | 2.0% | ||
| Q3 25 | 4.5% | 5.4% | ||
| Q2 25 | 4.4% | 6.4% | ||
| Q1 25 | 4.4% | -2.6% | ||
| Q4 24 | 4.9% | 8.0% | ||
| Q3 24 | 4.8% | 1.2% | ||
| Q2 24 | 4.9% | 4.7% | ||
| Q1 24 | 5.0% | -4.3% |
| Q4 25 | $0.21 | — | ||
| Q3 25 | $0.20 | — | ||
| Q2 25 | $0.20 | — | ||
| Q1 25 | $0.19 | — | ||
| Q4 24 | $0.21 | — | ||
| Q3 24 | $0.20 | — | ||
| Q2 24 | $0.19 | — | ||
| Q1 24 | $0.19 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $6.3M | $118.7M |
| 总债务越低越好 | — | $432.2M |
| 股东权益账面价值 | $309.5M | $452.4M |
| 总资产 | $3.9B | $582.5M |
| 负债/权益比越低杠杆越低 | — | 0.96× |
8季度趋势，按日历期对齐
| Q4 25 | $6.3M | $118.7M | ||
| Q3 25 | $9.4M | $107.5M | ||
| Q2 25 | $15.8M | $94.3M | ||
| Q1 25 | $29.8M | $89.1M | ||
| Q4 24 | $11.7M | $96.6M | ||
| Q3 24 | $8.1M | $83.8M | ||
| Q2 24 | $9.8M | $66.1M | ||
| Q1 24 | $13.2M | $82.1M |
| Q4 25 | — | $432.2M | ||
| Q3 25 | — | $433.3M | ||
| Q2 25 | — | $434.4M | ||
| Q1 25 | — | $435.3M | ||
| Q4 24 | — | $436.2M | ||
| Q3 24 | — | $437.2M | ||
| Q2 24 | — | $438.1M | ||
| Q1 24 | — | $439.0M |
| Q4 25 | $309.5M | $452.4M | ||
| Q3 25 | $307.6M | $448.1M | ||
| Q2 25 | $303.1M | $442.4M | ||
| Q1 25 | $298.4M | $433.5M | ||
| Q4 24 | $292.8M | $429.5M | ||
| Q3 24 | $285.1M | $423.1M | ||
| Q2 24 | $280.3M | $418.4M | ||
| Q1 24 | $279.1M | $412.0M |
| Q4 25 | $3.9B | $582.5M | ||
| Q3 25 | $3.8B | $582.2M | ||
| Q2 25 | $3.8B | $574.8M | ||
| Q1 25 | $3.7B | $571.4M | ||
| Q4 24 | $3.5B | $581.6M | ||
| Q3 24 | $3.5B | $578.6M | ||
| Q2 24 | $3.3B | $571.4M | ||
| Q1 24 | $3.0B | $566.7M |
| Q4 25 | — | 0.96× | ||
| Q3 25 | — | 0.97× | ||
| Q2 25 | — | 0.98× | ||
| Q1 25 | — | 1.00× | ||
| Q4 24 | — | 1.02× | ||
| Q3 24 | — | 1.03× | ||
| Q2 24 | — | 1.05× | ||
| Q1 24 | — | 1.07× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $289.0M | $40.9M |
| 自由现金流经营现金流 - 资本支出 | $288.3M | $33.5M |
| 自由现金流率自由现金流/营收 | 263.5% | 47.1% |
| 资本支出强度资本支出/营收 | 0.6% | 10.4% |
| 现金转化率经营现金流/净利润 | 58.02× | 28.39× |
| 过去12个月自由现金流最近4个季度 | $500.9M | $56.8M |
8季度趋势，按日历期对齐
| Q4 25 | $289.0M | $40.9M | ||
| Q3 25 | $84.9M | $17.7M | ||
| Q2 25 | $54.5M | $4.6M | ||
| Q1 25 | $73.9M | $5.7M | ||
| Q4 24 | $233.8M | $59.7M | ||
| Q3 24 | $69.8M | $17.6M | ||
| Q2 24 | $43.3M | $15.9M | ||
| Q1 24 | $52.7M | $9.4M |
| Q4 25 | $288.3M | $33.5M | ||
| Q3 25 | $84.9M | $16.4M | ||
| Q2 25 | $54.3M | $2.9M | ||
| Q1 25 | $73.4M | $4.0M | ||
| Q4 24 | $233.3M | $53.0M | ||
| Q3 24 | $69.7M | $16.3M | ||
| Q2 24 | $43.1M | $14.0M | ||
| Q1 24 | $52.6M | $6.8M |
| Q4 25 | 263.5% | 47.1% | ||
| Q3 25 | 78.3% | 22.4% | ||
| Q2 25 | 49.5% | 4.0% | ||
| Q1 25 | 68.7% | 5.3% | ||
| Q4 24 | 221.6% | 73.2% | ||
| Q3 24 | 69.3% | 20.8% | ||
| Q2 24 | 45.0% | 17.8% | ||
| Q1 24 | 57.3% | 8.6% |
| Q4 25 | 0.6% | 10.4% | ||
| Q3 25 | 0.0% | 1.8% | ||
| Q2 25 | 0.1% | 2.2% | ||
| Q1 25 | 0.4% | 2.3% | ||
| Q4 24 | 0.4% | 9.1% | ||
| Q3 24 | 0.1% | 1.7% | ||
| Q2 24 | 0.2% | 2.4% | ||
| Q1 24 | 0.1% | 3.3% |
| Q4 25 | 58.02× | 28.39× | ||
| Q3 25 | 17.50× | 4.45× | ||
| Q2 25 | 11.35× | 0.97× | ||
| Q1 25 | 15.74× | — | ||
| Q4 24 | 45.43× | 10.28× | ||
| Q3 24 | 14.55× | 18.22× | ||
| Q2 24 | 9.27× | 4.29× | ||
| Q1 24 | 11.48× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CPSS
暂无分部数据
RMAX
| Franchising Segment | $50.1M | 70% |
| Broker Fees | $13.9M | 20% |
| Annual Dues | $7.4M | 10% |
