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CONSUMER PORTFOLIO SERVICES, INC.（CPSS）与RMR GROUP INC.（RMR）财务数据对比。点击上方公司名可切换其他公司
CONSUMER PORTFOLIO SERVICES, INC.的季度营收约是RMR GROUP INC.的1.6倍（$109.4M vs $66.7M），RMR GROUP INC.净利率更高（18.3% vs 4.6%，领先13.7%），RMR GROUP INC.同比增速更快（40.8% vs 3.9%）
Consumer Portfolio Services, Inc.是总部位于美国的专业金融公司，主要面向信用记录有限或信用评分不佳的消费者，与各类汽车经销商合作，提供新车及二手车购买的间接汽车贷款融资及贷后管理服务。
RMR集团是总部位于美国的另类资产管理企业，核心业务聚焦不动产及相关投资，覆盖商业地产、住宅物业、基础设施等赛道，服务全球核心市场的机构投资者、高净值人士及零售客户。
CPSS vs RMR — 直观对比
营收规模更大
CPSS
是对方的1.6倍
$66.7M
营收增速更快
RMR
高出36.9%
3.9%
净利率更高
RMR
高出13.7%
4.6%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $109.4M | $66.7M |
| 净利润 | $5.0M | $12.2M |
| 毛利率 | — | — |
| 营业利润率 | 6.6% | 48.1% |
| 净利率 | 4.6% | 18.3% |
| 营收同比 | 3.9% | 40.8% |
| 净利润同比 | -3.2% | 91.1% |
| 每股收益（稀释后） | $0.21 | $0.71 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CPSSRMR
| Q4 25 | $109.4M | $66.7M | ||
| Q3 25 | $108.4M | — | ||
| Q2 25 | $109.8M | — | ||
| Q1 25 | $106.9M | — | ||
| Q4 24 | $105.3M | — | ||
| Q3 24 | $100.6M | — | ||
| Q2 24 | $95.9M | — | ||
| Q1 24 | $91.7M | — |
净利润CPSSRMR
| Q4 25 | $5.0M | $12.2M | ||
| Q3 25 | $4.9M | — | ||
| Q2 25 | $4.8M | — | ||
| Q1 25 | $4.7M | — | ||
| Q4 24 | $5.1M | — | ||
| Q3 24 | $4.8M | — | ||
| Q2 24 | $4.7M | — | ||
| Q1 24 | $4.6M | — |
营业利润率CPSSRMR
| Q4 25 | 6.6% | 48.1% | ||
| Q3 25 | 6.5% | — | ||
| Q2 25 | 6.3% | — | ||
| Q1 25 | 6.4% | — | ||
| Q4 24 | 7.0% | — | ||
| Q3 24 | 6.8% | — | ||
| Q2 24 | 7.0% | — | ||
| Q1 24 | 7.1% | — |
净利率CPSSRMR
| Q4 25 | 4.6% | 18.3% | ||
| Q3 25 | 4.5% | — | ||
| Q2 25 | 4.4% | — | ||
| Q1 25 | 4.4% | — | ||
| Q4 24 | 4.9% | — | ||
| Q3 24 | 4.8% | — | ||
| Q2 24 | 4.9% | — | ||
| Q1 24 | 5.0% | — |
每股收益（稀释后）CPSSRMR
| Q4 25 | $0.21 | $0.71 | ||
| Q3 25 | $0.20 | — | ||
| Q2 25 | $0.20 | — | ||
| Q1 25 | $0.19 | — | ||
| Q4 24 | $0.21 | — | ||
| Q3 24 | $0.20 | — | ||
| Q2 24 | $0.19 | — | ||
| Q1 24 | $0.19 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $6.3M | $49.3M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $309.5M | $232.7M |
| 总资产 | $3.9B | $687.1M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CPSSRMR
| Q4 25 | $6.3M | $49.3M | ||
| Q3 25 | $9.4M | — | ||
| Q2 25 | $15.8M | — | ||
| Q1 25 | $29.8M | — | ||
| Q4 24 | $11.7M | — | ||
| Q3 24 | $8.1M | — | ||
| Q2 24 | $9.8M | — | ||
| Q1 24 | $13.2M | — |
股东权益CPSSRMR
| Q4 25 | $309.5M | $232.7M | ||
| Q3 25 | $307.6M | — | ||
| Q2 25 | $303.1M | — | ||
| Q1 25 | $298.4M | — | ||
| Q4 24 | $292.8M | — | ||
| Q3 24 | $285.1M | — | ||
| Q2 24 | $280.3M | — | ||
| Q1 24 | $279.1M | — |
总资产CPSSRMR
| Q4 25 | $3.9B | $687.1M | ||
| Q3 25 | $3.8B | — | ||
| Q2 25 | $3.8B | — | ||
| Q1 25 | $3.7B | — | ||
| Q4 24 | $3.5B | — | ||
| Q3 24 | $3.5B | — | ||
| Q2 24 | $3.3B | — | ||
| Q1 24 | $3.0B | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $289.0M | $10.7M |
| 自由现金流经营现金流 - 资本支出 | $288.3M | — |
| 自由现金流率自由现金流/营收 | 263.5% | — |
| 资本支出强度资本支出/营收 | 0.6% | — |
| 现金转化率经营现金流/净利润 | 58.02× | 0.88× |
| 过去12个月自由现金流最近4个季度 | $500.9M | — |
8季度趋势，按日历期对齐
经营现金流CPSSRMR
| Q4 25 | $289.0M | $10.7M | ||
| Q3 25 | $84.9M | — | ||
| Q2 25 | $54.5M | — | ||
| Q1 25 | $73.9M | — | ||
| Q4 24 | $233.8M | — | ||
| Q3 24 | $69.8M | — | ||
| Q2 24 | $43.3M | — | ||
| Q1 24 | $52.7M | — |
自由现金流CPSSRMR
| Q4 25 | $288.3M | — | ||
| Q3 25 | $84.9M | — | ||
| Q2 25 | $54.3M | — | ||
| Q1 25 | $73.4M | — | ||
| Q4 24 | $233.3M | — | ||
| Q3 24 | $69.7M | — | ||
| Q2 24 | $43.1M | — | ||
| Q1 24 | $52.6M | — |
自由现金流率CPSSRMR
| Q4 25 | 263.5% | — | ||
| Q3 25 | 78.3% | — | ||
| Q2 25 | 49.5% | — | ||
| Q1 25 | 68.7% | — | ||
| Q4 24 | 221.6% | — | ||
| Q3 24 | 69.3% | — | ||
| Q2 24 | 45.0% | — | ||
| Q1 24 | 57.3% | — |
资本支出强度CPSSRMR
| Q4 25 | 0.6% | — | ||
| Q3 25 | 0.0% | — | ||
| Q2 25 | 0.1% | — | ||
| Q1 25 | 0.4% | — | ||
| Q4 24 | 0.4% | — | ||
| Q3 24 | 0.1% | — | ||
| Q2 24 | 0.2% | — | ||
| Q1 24 | 0.1% | — |
现金转化率CPSSRMR
| Q4 25 | 58.02× | 0.88× | ||
| Q3 25 | 17.50× | — | ||
| Q2 25 | 11.35× | — | ||
| Q1 25 | 15.74× | — | ||
| Q4 24 | 45.43× | — | ||
| Q3 24 | 14.55× | — | ||
| Q2 24 | 9.27× | — | ||
| Q1 24 | 11.48× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CPSS
暂无分部数据
RMR
| Management Service Incentive | $23.6M | 35% |
| Industrial Logistics Properties Trust | $15.1M | 23% |
| Managed Private Real Estate Capital | $11.1M | 17% |
| Office Properties Income Trust | $5.6M | 8% |
| Other Private Entities | $5.3M | 8% |
| RMR Residential | $3.4M | 5% |
| Sonesta International Hotels Corporation | $2.1M | 3% |
| Investment Advisory Management And Administrative Service | $1.2M | 2% |
