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CONSUMER PORTFOLIO SERVICES, INC.（CPSS）与ROGERS CORP（ROG）财务数据对比。点击上方公司名可切换其他公司
ROGERS CORP的季度营收约是CONSUMER PORTFOLIO SERVICES, INC.的1.8倍（$200.5M vs $109.4M），CONSUMER PORTFOLIO SERVICES, INC.净利率更高（4.6% vs 2.2%，领先2.3%），ROGERS CORP同比增速更快（5.2% vs 3.9%），CONSUMER PORTFOLIO SERVICES, INC.自由现金流更多（$288.3M vs $1.1M），过去两年CONSUMER PORTFOLIO SERVICES, INC.的营收复合增速更高（9.2% vs -3.3%）
Consumer Portfolio Services, Inc.是总部位于美国的专业金融公司，主要面向信用记录有限或信用评分不佳的消费者，与各类汽车经销商合作，提供新车及二手车购买的间接汽车贷款融资及贷后管理服务。
罗杰斯公司是一家专注于特种工程材料研发生产的企业，总部位于美国亚利桑那州钱德勒市，其产品广泛应用于先进电子、移动通信、清洁能源、航空航天等多个高科技领域，为全球客户提供高性能材料解决方案。
CPSS vs ROG — 直观对比
营收规模更大
ROG
是对方的1.8倍
$109.4M
营收增速更快
ROG
高出1.3%
3.9%
净利率更高
CPSS
高出2.3%
2.2%
自由现金流更多
CPSS
多$287.2M
$1.1M
两年增速更快
CPSS
近两年复合增速
-3.3%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $109.4M | $200.5M |
| 净利润 | $5.0M | $4.5M |
| 毛利率 | — | 32.2% |
| 营业利润率 | 6.6% | — |
| 净利率 | 4.6% | 2.2% |
| 营收同比 | 3.9% | 5.2% |
| 净利润同比 | -3.2% | 421.4% |
| 每股收益（稀释后） | $0.21 | $0.25 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CPSSROG
| Q1 26 | — | $200.5M | ||
| Q4 25 | $109.4M | $201.5M | ||
| Q3 25 | $108.4M | $216.0M | ||
| Q2 25 | $109.8M | $202.8M | ||
| Q1 25 | $106.9M | $190.5M | ||
| Q4 24 | $105.3M | $192.2M | ||
| Q3 24 | $100.6M | $210.3M | ||
| Q2 24 | $95.9M | $214.2M |
净利润CPSSROG
| Q1 26 | — | $4.5M | ||
| Q4 25 | $5.0M | $4.6M | ||
| Q3 25 | $4.9M | $8.6M | ||
| Q2 25 | $4.8M | $-73.6M | ||
| Q1 25 | $4.7M | $-1.4M | ||
| Q4 24 | $5.1M | $-500.0K | ||
| Q3 24 | $4.8M | $10.7M | ||
| Q2 24 | $4.7M | $8.1M |
毛利率CPSSROG
| Q1 26 | — | 32.2% | ||
| Q4 25 | — | 31.5% | ||
| Q3 25 | — | 33.5% | ||
| Q2 25 | — | 31.6% | ||
| Q1 25 | — | 29.9% | ||
| Q4 24 | — | 32.1% | ||
| Q3 24 | — | 35.2% | ||
| Q2 24 | — | 34.1% |
营业利润率CPSSROG
| Q1 26 | — | — | ||
| Q4 25 | 6.6% | 3.5% | ||
| Q3 25 | 6.5% | 7.3% | ||
| Q2 25 | 6.3% | -33.3% | ||
| Q1 25 | 6.4% | -0.2% | ||
| Q4 24 | 7.0% | -6.6% | ||
| Q3 24 | 6.8% | 6.9% | ||
| Q2 24 | 7.0% | 5.3% |
净利率CPSSROG
| Q1 26 | — | 2.2% | ||
| Q4 25 | 4.6% | 2.3% | ||
| Q3 25 | 4.5% | 4.0% | ||
| Q2 25 | 4.4% | -36.3% | ||
| Q1 25 | 4.4% | -0.7% | ||
| Q4 24 | 4.9% | -0.3% | ||
| Q3 24 | 4.8% | 5.1% | ||
| Q2 24 | 4.9% | 3.8% |
每股收益（稀释后）CPSSROG
| Q1 26 | — | $0.25 | ||
| Q4 25 | $0.21 | $0.20 | ||
| Q3 25 | $0.20 | $0.48 | ||
| Q2 25 | $0.20 | $-4.00 | ||
| Q1 25 | $0.19 | $-0.08 | ||
| Q4 24 | $0.21 | $-0.04 | ||
| Q3 24 | $0.20 | $0.58 | ||
| Q2 24 | $0.19 | $0.44 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $6.3M | $195.8M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $309.5M | $1.2B |
| 总资产 | $3.9B | $1.4B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CPSSROG
| Q1 26 | — | $195.8M | ||
| Q4 25 | $6.3M | $197.0M | ||
| Q3 25 | $9.4M | $167.8M | ||
| Q2 25 | $15.8M | $157.2M | ||
| Q1 25 | $29.8M | $175.6M | ||
| Q4 24 | $11.7M | $159.8M | ||
| Q3 24 | $8.1M | $146.4M | ||
| Q2 24 | $9.8M | $119.9M |
股东权益CPSSROG
| Q1 26 | — | $1.2B | ||
| Q4 25 | $309.5M | $1.2B | ||
| Q3 25 | $307.6M | $1.2B | ||
| Q2 25 | $303.1M | $1.2B | ||
| Q1 25 | $298.4M | $1.3B | ||
| Q4 24 | $292.8M | $1.3B | ||
| Q3 24 | $285.1M | $1.3B | ||
| Q2 24 | $280.3M | $1.3B |
总资产CPSSROG
| Q1 26 | — | $1.4B | ||
| Q4 25 | $3.9B | $1.4B | ||
| Q3 25 | $3.8B | $1.4B | ||
| Q2 25 | $3.8B | $1.5B | ||
| Q1 25 | $3.7B | $1.5B | ||
| Q4 24 | $3.5B | $1.5B | ||
| Q3 24 | $3.5B | $1.5B | ||
| Q2 24 | $3.3B | $1.5B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $289.0M | $5.8M |
| 自由现金流经营现金流 - 资本支出 | $288.3M | $1.1M |
| 自由现金流率自由现金流/营收 | 263.5% | 0.5% |
| 资本支出强度资本支出/营收 | 0.6% | 2.3% |
| 现金转化率经营现金流/净利润 | 58.02× | 1.29× |
| 过去12个月自由现金流最近4个季度 | $500.9M | $70.1M |
8季度趋势，按日历期对齐
经营现金流CPSSROG
| Q1 26 | — | $5.8M | ||
| Q4 25 | $289.0M | $46.9M | ||
| Q3 25 | $84.9M | $28.9M | ||
| Q2 25 | $54.5M | $13.7M | ||
| Q1 25 | $73.9M | $11.7M | ||
| Q4 24 | $233.8M | $33.7M | ||
| Q3 24 | $69.8M | $42.4M | ||
| Q2 24 | $43.3M | $22.9M |
自由现金流CPSSROG
| Q1 26 | — | $1.1M | ||
| Q4 25 | $288.3M | $42.2M | ||
| Q3 25 | $84.9M | $21.2M | ||
| Q2 25 | $54.3M | $5.6M | ||
| Q1 25 | $73.4M | $2.1M | ||
| Q4 24 | $233.3M | $18.3M | ||
| Q3 24 | $69.7M | $25.2M | ||
| Q2 24 | $43.1M | $8.8M |
自由现金流率CPSSROG
| Q1 26 | — | 0.5% | ||
| Q4 25 | 263.5% | 20.9% | ||
| Q3 25 | 78.3% | 9.8% | ||
| Q2 25 | 49.5% | 2.8% | ||
| Q1 25 | 68.7% | 1.1% | ||
| Q4 24 | 221.6% | 9.5% | ||
| Q3 24 | 69.3% | 12.0% | ||
| Q2 24 | 45.0% | 4.1% |
资本支出强度CPSSROG
| Q1 26 | — | 2.3% | ||
| Q4 25 | 0.6% | 2.3% | ||
| Q3 25 | 0.0% | 3.6% | ||
| Q2 25 | 0.1% | 4.0% | ||
| Q1 25 | 0.4% | 5.0% | ||
| Q4 24 | 0.4% | 8.0% | ||
| Q3 24 | 0.1% | 8.2% | ||
| Q2 24 | 0.2% | 6.6% |
现金转化率CPSSROG
| Q1 26 | — | 1.29× | ||
| Q4 25 | 58.02× | 10.20× | ||
| Q3 25 | 17.50× | 3.36× | ||
| Q2 25 | 11.35× | — | ||
| Q1 25 | 15.74× | — | ||
| Q4 24 | 45.43× | — | ||
| Q3 24 | 14.55× | 3.96× | ||
| Q2 24 | 9.27× | 2.83× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
