vs
Corebridge Financial, Inc.（CRBG）与CRH PUBLIC LTD CO（CRH）财务数据对比。点击上方公司名可切换其他公司
CRH PUBLIC LTD CO的季度营收约是Corebridge Financial, Inc.的1.4倍（$9.4B vs $6.7B），Corebridge Financial, Inc.净利率更高（12.1% vs 10.9%，领先1.2%），CRH PUBLIC LTD CO同比增速更快（6.2% vs 1.7%），过去两年CRH PUBLIC LTD CO的营收复合增速更高（20.1% vs 7.4%）
Corebridge Financial, Inc.是美国知名金融服务提供商，下设个人退休、人寿保险、退休服务、机构市场四大核心业务板块，可为客户提供年金、寿险产品、退休规划、财富管理等综合金融服务，满足不同群体的多元财务需求。
CRH是总部位于爱尔兰都柏林的知名建材供应商，主要生产骨料、水泥等建筑材料，同时制造预拌混凝土、沥青混凝土及基建部件，是北美地区规模最大的建材供应商之一，目前在北美、欧洲、澳大利亚、菲律宾等28个国家设有3816个运营网点。
CRBG vs CRH — 直观对比
营收规模更大
CRH
是对方的1.4倍
$6.7B
营收增速更快
CRH
高出4.5%
1.7%
净利率更高
CRBG
高出1.2%
10.9%
两年增速更快
CRH
近两年复合增速
7.4%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $6.7B | $9.4B |
| 净利润 | $814.0M | $1.0B |
| 毛利率 | — | 35.6% |
| 营业利润率 | 14.4% | 14.9% |
| 净利率 | 12.1% | 10.9% |
| 营收同比 | 1.7% | 6.2% |
| 净利润同比 | -62.5% | 45.8% |
| 每股收益（稀释后） | $1.44 | $1.51 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CRBGCRH
| Q4 25 | $6.7B | $9.4B | ||
| Q3 25 | $5.4B | $11.1B | ||
| Q2 25 | $2.7B | $10.2B | ||
| Q1 25 | $3.6B | $6.8B | ||
| Q4 24 | $6.6B | $8.9B | ||
| Q3 24 | $2.6B | $10.5B | ||
| Q2 24 | $3.7B | $9.7B | ||
| Q1 24 | $5.8B | $6.5B |
净利润CRBGCRH
| Q4 25 | $814.0M | $1.0B | ||
| Q3 25 | $144.0M | $1.5B | ||
| Q2 25 | $-660.0M | $1.3B | ||
| Q1 25 | $-664.0M | $-94.0M | ||
| Q4 24 | $2.2B | $703.0M | ||
| Q3 24 | $-1.2B | $1.4B | ||
| Q2 24 | $365.0M | $1.3B | ||
| Q1 24 | $878.0M | $116.0M |
毛利率CRBGCRH
| Q4 25 | — | 35.6% | ||
| Q3 25 | — | 38.9% | ||
| Q2 25 | — | 39.4% | ||
| Q1 25 | — | 27.2% | ||
| Q4 24 | — | 35.6% | ||
| Q3 24 | — | 38.6% | ||
| Q2 24 | — | 38.1% | ||
| Q1 24 | — | 27.7% |
营业利润率CRBGCRH
| Q4 25 | 14.4% | 14.9% | ||
| Q3 25 | -0.8% | 18.8% | ||
| Q2 25 | -22.2% | 19.0% | ||
| Q1 25 | -24.0% | 0.3% | ||
| Q4 24 | 44.2% | 12.4% | ||
| Q3 24 | -60.9% | 18.7% | ||
| Q2 24 | 12.3% | 18.9% | ||
| Q1 24 | 17.4% | 0.4% |
净利率CRBGCRH
| Q4 25 | 12.1% | 10.9% | ||
| Q3 25 | 2.7% | 13.6% | ||
| Q2 25 | -24.1% | 12.9% | ||
| Q1 25 | -18.5% | -1.4% | ||
| Q4 24 | 32.8% | 7.9% | ||
| Q3 24 | -45.3% | 13.1% | ||
| Q2 24 | 9.8% | 13.4% | ||
| Q1 24 | 15.0% | 1.8% |
每股收益（稀释后）CRBGCRH
| Q4 25 | $1.44 | $1.51 | ||
| Q3 25 | $0.27 | $2.21 | ||
| Q2 25 | $-1.20 | $1.94 | ||
| Q1 25 | $-1.19 | $-0.15 | ||
| Q4 24 | $3.74 | $1.01 | ||
| Q3 24 | $-2.02 | $1.97 | ||
| Q2 24 | $0.59 | $1.88 | ||
| Q1 24 | $1.41 | $0.16 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $4.1B |
| 总债务越低越好 | — | $17.5B |
| 股东权益账面价值 | $13.2B | $24.0B |
| 总资产 | $413.5B | $58.3B |
| 负债/权益比越低杠杆越低 | — | 0.73× |
8季度趋势，按日历期对齐
现金及短期投资CRBGCRH
| Q4 25 | — | $4.1B | ||
| Q3 25 | — | $4.2B | ||
| Q2 25 | — | $2.9B | ||
| Q1 25 | — | $3.4B | ||
| Q4 24 | — | $3.7B | ||
| Q3 24 | — | $3.0B | ||
| Q2 24 | — | $3.1B | ||
| Q1 24 | — | $3.3B |
总债务CRBGCRH
| Q4 25 | — | $17.5B | ||
| Q3 25 | — | $18.6B | ||
| Q2 25 | — | $15.7B | ||
| Q1 25 | — | $15.6B | ||
| Q4 24 | — | $13.9B | ||
| Q3 24 | — | $13.7B | ||
| Q2 24 | — | $13.0B | ||
| Q1 24 | — | $12.6B |
股东权益CRBGCRH
| Q4 25 | $13.2B | $24.0B | ||
| Q3 25 | $13.5B | $23.3B | ||
| Q2 25 | $12.3B | $22.3B | ||
| Q1 25 | $12.0B | $21.1B | ||
| Q4 24 | $11.5B | $21.6B | ||
| Q3 24 | $13.6B | $21.9B | ||
| Q2 24 | $11.0B | $20.7B | ||
| Q1 24 | $11.6B | $20.0B |
总资产CRBGCRH
| Q4 25 | $413.5B | $58.3B | ||
| Q3 25 | $411.3B | $58.5B | ||
| Q2 25 | $399.2B | $54.0B | ||
| Q1 25 | $390.0B | $51.9B | ||
| Q4 24 | $389.4B | $50.6B | ||
| Q3 24 | $399.4B | $51.2B | ||
| Q2 24 | $382.5B | $48.1B | ||
| Q1 24 | $385.6B | $46.3B |
负债/权益比CRBGCRH
| Q4 25 | — | 0.73× | ||
| Q3 25 | — | 0.80× | ||
| Q2 25 | — | 0.70× | ||
| Q1 25 | — | 0.74× | ||
| Q4 24 | — | 0.64× | ||
| Q3 24 | — | 0.63× | ||
| Q2 24 | — | 0.63× | ||
| Q1 24 | — | 0.63× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.9B | $2.9B |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 2.31× | 2.84× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流CRBGCRH
| Q4 25 | $1.9B | $2.9B | ||
| Q3 25 | $24.0M | $2.0B | ||
| Q2 25 | $-259.0M | $1.4B | ||
| Q1 25 | $375.0M | $-659.0M | ||
| Q4 24 | $1.5B | $2.7B | ||
| Q3 24 | $83.0M | $1.5B | ||
| Q2 24 | $-9.0M | $1.5B | ||
| Q1 24 | $598.0M | $-712.0M |
自由现金流CRBGCRH
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | $723.0M | ||
| Q1 25 | — | $-1.3B | ||
| Q4 24 | — | $1.8B | ||
| Q3 24 | — | $981.0M | ||
| Q2 24 | — | $861.0M | ||
| Q1 24 | — | $-1.2B |
自由现金流率CRBGCRH
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 7.1% | ||
| Q1 25 | — | -19.3% | ||
| Q4 24 | — | 20.1% | ||
| Q3 24 | — | 9.3% | ||
| Q2 24 | — | 8.9% | ||
| Q1 24 | — | -18.6% |
资本支出强度CRBGCRH
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 6.4% | ||
| Q1 25 | — | 9.5% | ||
| Q4 24 | — | 10.6% | ||
| Q3 24 | — | 4.8% | ||
| Q2 24 | — | 6.5% | ||
| Q1 24 | — | 7.7% |
现金转化率CRBGCRH
| Q4 25 | 2.31× | 2.84× | ||
| Q3 25 | 0.17× | 1.32× | ||
| Q2 25 | — | 1.04× | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.68× | 3.88× | ||
| Q3 24 | — | 1.08× | ||
| Q2 24 | -0.02× | 1.14× | ||
| Q1 24 | 0.68× | -6.14× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CRBG
| Institutional Markets Segment | $2.9B | 43% |
| Life Insurance Operating Segment | $1.1B | 16% |
| Individual Retirement Segment | $1.0B | 16% |
| Other | $1.0B | 15% |
| Group Retirement Segment | $667.0M | 10% |
CRH
| Products | $7.1B | 76% |
| Essential Materials | $1.4B | 15% |
| Outdoor Living Solutions | $842.0M | 9% |
