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Corebridge Financial, Inc.（CRBG）与Primerica, Inc.（PRI）财务数据对比。点击上方公司名可切换其他公司
Corebridge Financial, Inc.的季度营收约是Primerica, Inc.的7.9倍（$6.7B vs $853.7M）。Primerica, Inc.净利率更高（23.1% vs 12.1%，领先11.0%）。Primerica, Inc.同比增速更快（11.0% vs 1.7%）。过去两年Corebridge Financial, Inc.的营收复合增速更高（7.4% vs 7.2%）
Corebridge Financial, Inc.是美国知名金融服务提供商，下设个人退休、人寿保险、退休服务、机构市场四大核心业务板块，可为客户提供年金、寿险产品、退休规划、财富管理等综合金融服务，满足不同群体的多元财务需求。
Primerica, Inc.是一家采用多层次营销模式的金融服务机构，业务覆盖美国与加拿大市场，主要面向当地中等收入家庭提供保险、投资等多元化金融产品，满足客户的风险保障与差异化财富管理需求。
CRBG vs PRI — 直观对比
营收规模更大
CRBG
是对方的7.9倍
$853.7M
营收增速更快
PRI
高出9.3%
1.7%
净利率更高
PRI
高出11.0%
12.1%
两年增速更快
CRBG
近两年复合增速
7.2%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $6.7B | $853.7M |
| 净利润 | $814.0M | $197.0M |
| 毛利率 | — | — |
| 营业利润率 | 14.4% | 28.9% |
| 净利率 | 12.1% | 23.1% |
| 营收同比 | 1.7% | 11.0% |
| 净利润同比 | -62.5% | 17.9% |
| 每股收益（稀释后） | $1.44 | $6.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CRBGPRI
| Q4 25 | $6.7B | $853.7M | ||
| Q3 25 | $5.4B | $839.9M | ||
| Q2 25 | $2.7B | $793.3M | ||
| Q1 25 | $3.6B | $804.8M | ||
| Q4 24 | $6.6B | $768.8M | ||
| Q3 24 | $2.6B | $774.1M | ||
| Q2 24 | $3.7B | $803.4M | ||
| Q1 24 | $5.8B | $742.8M |
净利润CRBGPRI
| Q4 25 | $814.0M | $197.0M | ||
| Q3 25 | $144.0M | $206.8M | ||
| Q2 25 | $-660.0M | $178.3M | ||
| Q1 25 | $-664.0M | $169.1M | ||
| Q4 24 | $2.2B | $167.1M | ||
| Q3 24 | $-1.2B | $164.4M | ||
| Q2 24 | $365.0M | $1.2M | ||
| Q1 24 | $878.0M | $137.9M |
毛利率CRBGPRI
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 98.0% | ||
| Q1 24 | — | 98.2% |
营业利润率CRBGPRI
| Q4 25 | 14.4% | 28.9% | ||
| Q3 25 | -0.8% | 32.3% | ||
| Q2 25 | -22.2% | 29.6% | ||
| Q1 25 | -24.0% | 27.5% | ||
| Q4 24 | 44.2% | 64.7% | ||
| Q3 24 | -60.9% | 32.9% | ||
| Q2 24 | 12.3% | 1.0% | ||
| Q1 24 | 17.4% | 24.1% |
净利率CRBGPRI
| Q4 25 | 12.1% | 23.1% | ||
| Q3 25 | 2.7% | 24.6% | ||
| Q2 25 | -24.1% | 22.5% | ||
| Q1 25 | -18.5% | 21.0% | ||
| Q4 24 | 32.8% | 21.7% | ||
| Q3 24 | -45.3% | 21.2% | ||
| Q2 24 | 9.8% | 0.1% | ||
| Q1 24 | 15.0% | 18.6% |
每股收益（稀释后）CRBGPRI
| Q4 25 | $1.44 | $6.11 | ||
| Q3 25 | $0.27 | $6.35 | ||
| Q2 25 | $-1.20 | $5.40 | ||
| Q1 25 | $-1.19 | $5.05 | ||
| Q4 24 | $3.74 | $4.92 | ||
| Q3 24 | $-2.02 | $4.83 | ||
| Q2 24 | $0.59 | $0.03 | ||
| Q1 24 | $1.41 | $3.93 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $756.2M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $13.2B | $2.4B |
| 总资产 | $413.5B | $15.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CRBGPRI
| Q4 25 | — | $756.2M | ||
| Q3 25 | — | $644.9M | ||
| Q2 25 | — | $621.2M | ||
| Q1 25 | — | $625.1M | ||
| Q4 24 | — | $687.8M | ||
| Q3 24 | — | $550.1M | ||
| Q2 24 | — | $627.3M | ||
| Q1 24 | — | $593.4M |
股东权益CRBGPRI
| Q4 25 | $13.2B | $2.4B | ||
| Q3 25 | $13.5B | $2.3B | ||
| Q2 25 | $12.3B | $2.3B | ||
| Q1 25 | $12.0B | $2.3B | ||
| Q4 24 | $11.5B | $2.3B | ||
| Q3 24 | $13.6B | $1.9B | ||
| Q2 24 | $11.0B | $2.1B | ||
| Q1 24 | $11.6B | $2.2B |
总资产CRBGPRI
| Q4 25 | $413.5B | $15.0B | ||
| Q3 25 | $411.3B | $14.8B | ||
| Q2 25 | $399.2B | $14.8B | ||
| Q1 25 | $390.0B | $14.6B | ||
| Q4 24 | $389.4B | $14.6B | ||
| Q3 24 | $399.4B | $14.8B | ||
| Q2 24 | $382.5B | $14.6B | ||
| Q1 24 | $385.6B | $14.9B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.9B | $338.2M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 2.31× | 1.72× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流CRBGPRI
| Q4 25 | $1.9B | $338.2M | ||
| Q3 25 | $24.0M | $202.9M | ||
| Q2 25 | $-259.0M | $162.6M | ||
| Q1 25 | $375.0M | $197.5M | ||
| Q4 24 | $1.5B | $270.6M | ||
| Q3 24 | $83.0M | $207.3M | ||
| Q2 24 | $-9.0M | $173.3M | ||
| Q1 24 | $598.0M | $210.9M |
现金转化率CRBGPRI
| Q4 25 | 2.31× | 1.72× | ||
| Q3 25 | 0.17× | 0.98× | ||
| Q2 25 | — | 0.91× | ||
| Q1 25 | — | 1.17× | ||
| Q4 24 | 0.68× | 1.62× | ||
| Q3 24 | — | 1.26× | ||
| Q2 24 | -0.02× | 147.98× | ||
| Q1 24 | 0.68× | 1.53× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CRBG
| Institutional Markets Segment | $2.9B | 43% |
| Life Insurance Operating Segment | $1.1B | 16% |
| Individual Retirement Segment | $1.0B | 16% |
| Other | $1.0B | 15% |
| Group Retirement Segment | $667.0M | 10% |
PRI
| Revenues From Sources Other Than Contracts With Customers | $445.9M | 52% |
| Investment And Savings Products Segment Revenues | $340.3M | 40% |
| Other | $56.5M | 7% |
| Segment Revenues From Contracts With Customers | $11.0M | 1% |
