vs
Corebridge Financial, Inc.(CRBG)与Ross Stores(ROST)财务数据对比。点击上方公司名可切换其他公司
Corebridge Financial, Inc.的季度营收约是Ross Stores的1.2倍($6.7B vs $5.6B),Corebridge Financial, Inc.净利率更高(12.1% vs 9.1%,领先3.0%),Ross Stores同比增速更快(10.4% vs 1.7%),过去两年Corebridge Financial, Inc.的营收复合增速更高(7.4% vs -3.6%)
Corebridge Financial, Inc.是美国知名金融服务提供商,下设个人退休、人寿保险、退休服务、机构市场四大核心业务板块,可为客户提供年金、寿险产品、退休规划、财富管理等综合金融服务,满足不同群体的多元财务需求。
Ross Stores, Inc.是美国知名折扣百货连锁集团,旗下核心品牌为Ross Dress for Less,总部位于加利福尼亚州都柏林,是美国规模最大的平价零售商。截至2024年7月,集团在全美43个州、华盛顿特区、波多黎各及关岛共运营1795家门店,暂未覆盖新英格兰地区及阿拉斯加,另拥有门店数超353家的折扣零售品牌DD's Discounts。
CRBG vs ROST — 直观对比
营收规模更大
CRBG
是对方的1.2倍
$5.6B
营收增速更快
ROST
高出8.8%
1.7%
净利率更高
CRBG
高出3.0%
9.1%
两年增速更快
CRBG
近两年复合增速
-3.6%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | ||
|---|---|---|
| 营收 | $6.7B | $5.6B |
| 净利润 | $814.0M | $511.9M |
| 毛利率 | — | 28.0% |
| 营业利润率 | 14.4% | 11.6% |
| 净利率 | 12.1% | 9.1% |
| 营收同比 | 1.7% | 10.4% |
| 净利润同比 | -62.5% | 4.7% |
| 每股收益(稀释后) | $1.44 | $1.58 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比,按日历期对齐,财年错位的公司也能正确匹配
营收
CRBG
ROST
| Q4 25 | $6.7B | $5.6B | ||
| Q3 25 | $5.4B | $5.5B | ||
| Q2 25 | $2.7B | $5.0B | ||
| Q1 25 | $3.6B | $5.9B | ||
| Q4 24 | $6.6B | $5.1B | ||
| Q3 24 | $2.6B | $5.3B | ||
| Q2 24 | $3.7B | $4.9B | ||
| Q1 24 | $5.8B | $6.0B |
净利润
CRBG
ROST
| Q4 25 | $814.0M | $511.9M | ||
| Q3 25 | $144.0M | $508.0M | ||
| Q2 25 | $-660.0M | $479.2M | ||
| Q1 25 | $-664.0M | $586.8M | ||
| Q4 24 | $2.2B | $488.8M | ||
| Q3 24 | $-1.2B | $527.1M | ||
| Q2 24 | $365.0M | $488.0M | ||
| Q1 24 | $878.0M | $609.7M |
毛利率
CRBG
ROST
| Q4 25 | — | 28.0% | ||
| Q3 25 | — | 27.6% | ||
| Q2 25 | — | 28.2% | ||
| Q1 25 | — | 26.5% | ||
| Q4 24 | — | 28.3% | ||
| Q3 24 | — | 28.3% | ||
| Q2 24 | — | 28.1% | ||
| Q1 24 | — | 27.3% |
营业利润率
CRBG
ROST
| Q4 25 | 14.4% | 11.6% | ||
| Q3 25 | -0.8% | 11.5% | ||
| Q2 25 | -22.2% | 12.2% | ||
| Q1 25 | -24.0% | 12.4% | ||
| Q4 24 | 44.2% | 11.9% | ||
| Q3 24 | -60.9% | 12.5% | ||
| Q2 24 | 12.3% | 12.2% | ||
| Q1 24 | 17.4% | 13.2% |
净利率
CRBG
ROST
| Q4 25 | 12.1% | 9.1% | ||
| Q3 25 | 2.7% | 9.2% | ||
| Q2 25 | -24.1% | 9.6% | ||
| Q1 25 | -18.5% | 9.9% | ||
| Q4 24 | 32.8% | 9.6% | ||
| Q3 24 | -45.3% | 10.0% | ||
| Q2 24 | 9.8% | 10.0% | ||
| Q1 24 | 15.0% | 10.1% |
每股收益(稀释后)
CRBG
ROST
| Q4 25 | $1.44 | $1.58 | ||
| Q3 25 | $0.27 | $1.56 | ||
| Q2 25 | $-1.20 | $1.47 | ||
| Q1 25 | $-1.19 | $1.79 | ||
| Q4 24 | $3.74 | $1.48 | ||
| Q3 24 | $-2.02 | $1.59 | ||
| Q2 24 | $0.59 | $1.46 | ||
| Q1 24 | $1.41 | $1.82 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | ||
|---|---|---|
| 现金及短期投资手头流动性 | — | $4.1B |
| 总债务越低越好 | — | $1.5B |
| 股东权益账面价值 | $13.2B | $5.9B |
| 总资产 | $413.5B | $15.4B |
| 负债/权益比越低杠杆越低 | — | 0.26× |
8季度趋势,按日历期对齐
现金及短期投资
CRBG
ROST
| Q4 25 | — | $4.1B | ||
| Q3 25 | — | $3.8B | ||
| Q2 25 | — | $3.8B | ||
| Q1 25 | — | $4.7B | ||
| Q4 24 | — | $4.3B | ||
| Q3 24 | — | $4.7B | ||
| Q2 24 | — | $4.7B | ||
| Q1 24 | — | $4.9B |
总债务
CRBG
ROST
| Q4 25 | — | $1.5B | ||
| Q3 25 | — | $1.5B | ||
| Q2 25 | — | $1.5B | ||
| Q1 25 | — | $2.2B | ||
| Q4 24 | — | $2.2B | ||
| Q3 24 | — | $2.5B | ||
| Q2 24 | — | $2.5B | ||
| Q1 24 | — | $2.5B |
股东权益
CRBG
ROST
| Q4 25 | $13.2B | $5.9B | ||
| Q3 25 | $13.5B | $5.7B | ||
| Q2 25 | $12.3B | $5.6B | ||
| Q1 25 | $12.0B | $5.5B | ||
| Q4 24 | $11.5B | $5.3B | ||
| Q3 24 | $13.6B | $5.1B | ||
| Q2 24 | $11.0B | $4.9B | ||
| Q1 24 | $11.6B | $4.9B |
总资产
CRBG
ROST
| Q4 25 | $413.5B | $15.4B | ||
| Q3 25 | $411.3B | $14.5B | ||
| Q2 25 | $399.2B | $14.3B | ||
| Q1 25 | $390.0B | $14.9B | ||
| Q4 24 | $389.4B | $14.9B | ||
| Q3 24 | $399.4B | $14.7B | ||
| Q2 24 | $382.5B | $14.5B | ||
| Q1 24 | $385.6B | $14.3B |
负债/权益比
CRBG
ROST
| Q4 25 | — | 0.26× | ||
| Q3 25 | — | 0.26× | ||
| Q2 25 | — | 0.27× | ||
| Q1 25 | — | 0.40× | ||
| Q4 24 | — | 0.42× | ||
| Q3 24 | — | 0.48× | ||
| Q2 24 | — | 0.50× | ||
| Q1 24 | — | 0.51× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | ||
|---|---|---|
| 经营现金流最新季度 | $1.9B | $827.1M |
| 自由现金流经营现金流 - 资本支出 | — | $617.8M |
| 自由现金流率自由现金流/营收 | — | 11.0% |
| 资本支出强度资本支出/营收 | — | 3.7% |
| 现金转化率经营现金流/净利润 | 2.31× | 1.62× |
| 过去12个月自由现金流最近4个季度 | — | $2.0B |
8季度趋势,按日历期对齐
经营现金流
CRBG
ROST
| Q4 25 | $1.9B | $827.1M | ||
| Q3 25 | $24.0M | $668.4M | ||
| Q2 25 | $-259.0M | $409.7M | ||
| Q1 25 | $375.0M | $882.6M | ||
| Q4 24 | $1.5B | $513.4M | ||
| Q3 24 | $83.0M | $592.1M | ||
| Q2 24 | $-9.0M | $368.9M | ||
| Q1 24 | $598.0M | $948.8M |
自由现金流
CRBG
ROST
| Q4 25 | — | $617.8M | ||
| Q3 25 | — | $466.6M | ||
| Q2 25 | — | $202.3M | ||
| Q1 25 | — | $676.6M | ||
| Q4 24 | — | $333.0M | ||
| Q3 24 | — | $394.6M | ||
| Q2 24 | — | $232.7M | ||
| Q1 24 | — | $726.4M |
自由现金流率
CRBG
ROST
| Q4 25 | — | 11.0% | ||
| Q3 25 | — | 8.4% | ||
| Q2 25 | — | 4.1% | ||
| Q1 25 | — | 11.4% | ||
| Q4 24 | — | 6.6% | ||
| Q3 24 | — | 7.5% | ||
| Q2 24 | — | 4.8% | ||
| Q1 24 | — | 12.1% |
资本支出强度
CRBG
ROST
| Q4 25 | — | 3.7% | ||
| Q3 25 | — | 3.6% | ||
| Q2 25 | — | 4.2% | ||
| Q1 25 | — | 3.5% | ||
| Q4 24 | — | 3.6% | ||
| Q3 24 | — | 3.7% | ||
| Q2 24 | — | 2.8% | ||
| Q1 24 | — | 3.7% |
现金转化率
CRBG
ROST
| Q4 25 | 2.31× | 1.62× | ||
| Q3 25 | 0.17× | 1.32× | ||
| Q2 25 | — | 0.85× | ||
| Q1 25 | — | 1.50× | ||
| Q4 24 | 0.68× | 1.05× | ||
| Q3 24 | — | 1.12× | ||
| Q2 24 | -0.02× | 0.76× | ||
| Q1 24 | 0.68× | 1.56× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CRBG
| Institutional Markets Segment | $2.9B | 43% |
| Life Insurance Operating Segment | $1.1B | 16% |
| Individual Retirement Segment | $1.0B | 16% |
| Other | $1.0B | 15% |
| Group Retirement Segment | $667.0M | 10% |
ROST
暂无分部数据