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Corebridge Financial, Inc.（CRBG）与Voya Financial, Inc.（VOYA）财务数据对比。点击上方公司名可切换其他公司
Corebridge Financial, Inc.的季度营收约是Voya Financial, Inc.的11.2倍（$6.7B vs $603.0M）。Voya Financial, Inc.净利率更高（23.2% vs 12.1%，领先11.1%）。Voya Financial, Inc.同比增速更快（7.5% vs 1.7%）。过去两年Voya Financial, Inc.的营收复合增速更高（7.8% vs 7.4%）
Corebridge Financial, Inc.是美国知名金融服务提供商，下设个人退休、人寿保险、退休服务、机构市场四大核心业务板块，可为客户提供年金、寿险产品、退休规划、财富管理等综合金融服务，满足不同群体的多元财务需求。
Voya Financial是总部位于美国纽约的金融服务机构，业务覆盖退休规划、投资管理及保险领域。其前身为ING集团美国运营子公司，2013年完成分拆并通过首次公开募股获得独立资金支持，2014年4月正式启用Voya Financial品牌，旗下前身机构最早在1970年代就已进入美国市场。
CRBG vs VOYA — 直观对比
营收规模更大
CRBG
是对方的11.2倍
$603.0M
营收增速更快
VOYA
高出5.8%
1.7%
净利率更高
VOYA
高出11.1%
12.1%
两年增速更快
VOYA
近两年复合增速
7.4%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $6.7B | $603.0M |
| 净利润 | $814.0M | $140.0M |
| 毛利率 | — | — |
| 营业利润率 | 14.4% | 28.0% |
| 净利率 | 12.1% | 23.2% |
| 营收同比 | 1.7% | 7.5% |
| 净利润同比 | -62.5% | 44.3% |
| 每股收益（稀释后） | $1.44 | $1.41 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CRBGVOYA
| Q4 25 | $6.7B | $603.0M | ||
| Q3 25 | $5.4B | $572.0M | ||
| Q2 25 | $2.7B | $542.0M | ||
| Q1 25 | $3.6B | $538.0M | ||
| Q4 24 | $6.6B | $561.0M | ||
| Q3 24 | $2.6B | $542.0M | ||
| Q2 24 | $3.7B | $528.0M | ||
| Q1 24 | $5.8B | $519.0M |
净利润CRBGVOYA
| Q4 25 | $814.0M | $140.0M | ||
| Q3 25 | $144.0M | $192.0M | ||
| Q2 25 | $-660.0M | $166.0M | ||
| Q1 25 | $-664.0M | $156.0M | ||
| Q4 24 | $2.2B | $97.0M | ||
| Q3 24 | $-1.2B | $114.0M | ||
| Q2 24 | $365.0M | $205.0M | ||
| Q1 24 | $878.0M | $251.0M |
营业利润率CRBGVOYA
| Q4 25 | 14.4% | 28.0% | ||
| Q3 25 | -0.8% | 53.7% | ||
| Q2 25 | -22.2% | 34.7% | ||
| Q1 25 | -24.0% | 32.2% | ||
| Q4 24 | 44.2% | 21.4% | ||
| Q3 24 | -60.9% | 21.4% | ||
| Q2 24 | 12.3% | 52.3% | ||
| Q1 24 | 17.4% | 55.3% |
净利率CRBGVOYA
| Q4 25 | 12.1% | 23.2% | ||
| Q3 25 | 2.7% | 33.6% | ||
| Q2 25 | -24.1% | 30.6% | ||
| Q1 25 | -18.5% | 29.0% | ||
| Q4 24 | 32.8% | 17.3% | ||
| Q3 24 | -45.3% | 21.0% | ||
| Q2 24 | 9.8% | 38.8% | ||
| Q1 24 | 15.0% | 48.4% |
每股收益（稀释后）CRBGVOYA
| Q4 25 | $1.44 | $1.41 | ||
| Q3 25 | $0.27 | $1.80 | ||
| Q2 25 | $-1.20 | $1.66 | ||
| Q1 25 | $-1.19 | $1.42 | ||
| Q4 24 | $3.74 | $0.99 | ||
| Q3 24 | $-2.02 | $0.98 | ||
| Q2 24 | $0.59 | $1.96 | ||
| Q1 24 | $1.41 | $2.24 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | $2.1B |
| 股东权益账面价值 | $13.2B | $5.0B |
| 总资产 | $413.5B | $178.9B |
| 负债/权益比越低杠杆越低 | — | 0.42× |
8季度趋势，按日历期对齐
总债务CRBGVOYA
| Q4 25 | — | $2.1B | ||
| Q3 25 | — | $2.1B | ||
| Q2 25 | — | $2.1B | ||
| Q1 25 | — | $2.1B | ||
| Q4 24 | — | $2.5B | ||
| Q3 24 | — | $2.5B | ||
| Q2 24 | — | $2.1B | ||
| Q1 24 | — | $2.1B |
股东权益CRBGVOYA
| Q4 25 | $13.2B | $5.0B | ||
| Q3 25 | $13.5B | $5.0B | ||
| Q2 25 | $12.3B | $4.6B | ||
| Q1 25 | $12.0B | $4.4B | ||
| Q4 24 | $11.5B | $4.0B | ||
| Q3 24 | $13.6B | $4.7B | ||
| Q2 24 | $11.0B | $4.0B | ||
| Q1 24 | $11.6B | $4.2B |
总资产CRBGVOYA
| Q4 25 | $413.5B | $178.9B | ||
| Q3 25 | $411.3B | $177.4B | ||
| Q2 25 | $399.2B | $172.4B | ||
| Q1 25 | $390.0B | $163.9B | ||
| Q4 24 | $389.4B | $163.9B | ||
| Q3 24 | $399.4B | $166.9B | ||
| Q2 24 | $382.5B | $161.3B | ||
| Q1 24 | $385.6B | $161.6B |
负债/权益比CRBGVOYA
| Q4 25 | — | 0.42× | ||
| Q3 25 | — | 0.42× | ||
| Q2 25 | — | 0.45× | ||
| Q1 25 | — | 0.48× | ||
| Q4 24 | — | 0.62× | ||
| Q3 24 | — | 0.53× | ||
| Q2 24 | — | 0.52× | ||
| Q1 24 | — | 0.51× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.9B | $557.0M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 2.31× | 3.98× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流CRBGVOYA
| Q4 25 | $1.9B | $557.0M | ||
| Q3 25 | $24.0M | $168.0M | ||
| Q2 25 | $-259.0M | $742.0M | ||
| Q1 25 | $375.0M | $-179.0M | ||
| Q4 24 | $1.5B | $79.0M | ||
| Q3 24 | $83.0M | $719.0M | ||
| Q2 24 | $-9.0M | $316.0M | ||
| Q1 24 | $598.0M | $231.0M |
现金转化率CRBGVOYA
| Q4 25 | 2.31× | 3.98× | ||
| Q3 25 | 0.17× | 0.88× | ||
| Q2 25 | — | 4.47× | ||
| Q1 25 | — | -1.15× | ||
| Q4 24 | 0.68× | 0.81× | ||
| Q3 24 | — | 6.31× | ||
| Q2 24 | -0.02× | 1.54× | ||
| Q1 24 | 0.68× | 0.92× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CRBG
| Institutional Markets Segment | $2.9B | 43% |
| Life Insurance Operating Segment | $1.1B | 16% |
| Individual Retirement Segment | $1.0B | 16% |
| Other | $1.0B | 15% |
| Group Retirement Segment | $667.0M | 10% |
VOYA
| Other | $295.0M | 49% |
| Investment Management Segment | $274.0M | 45% |
| Distribution Fees Member | $34.0M | 6% |
