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AMERICAS CARMART INC（CRMT）与LiveRamp Holdings, Inc.（RAMP）财务数据对比。点击上方公司名可切换其他公司
AMERICAS CARMART INC的季度营收约是LiveRamp Holdings, Inc.的1.3倍（$286.3M vs $212.2M），LiveRamp Holdings, Inc.净利率更高（18.8% vs -7.8%，领先26.6%），LiveRamp Holdings, Inc.同比增速更快（8.6% vs 0.2%），过去两年LiveRamp Holdings, Inc.的营收复合增速更高（11.1% vs 9.1%）
Americas CarMart Inc是美国专业汽车零售商，主要销售二手车，为信用记录有限或信用不佳的客户提供定制化内部融资方案，其线下门店网络集中在美国南部和中西部地区，服务购车市场中需求未被充分覆盖的消费群体。
LiveRamp Holdings, Inc.是一家美国SaaS企业，核心业务为提供数据连接平台，服务涵盖数据导入、线下数据线上迁移等能力，助力企业开展营销相关的数据应用，为品牌及营销从业者的数字化运营提供技术支撑。
CRMT vs RAMP — 直观对比
营收规模更大
CRMT
是对方的1.3倍
$212.2M
营收增速更快
RAMP
高出8.4%
0.2%
净利率更高
RAMP
高出26.6%
-7.8%
两年增速更快
RAMP
近两年复合增速
9.1%
损益表 — Q2 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $286.3M | $212.2M |
| 净利润 | $-22.5M | $39.9M |
| 毛利率 | 37.5% | 71.9% |
| 营业利润率 | -9.6% | 18.6% |
| 净利率 | -7.8% | 18.8% |
| 营收同比 | 0.2% | 8.6% |
| 净利润同比 | -540.7% | 255.7% |
| 每股收益（稀释后） | $-2.71 | $0.62 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CRMTRAMP
| Q4 25 | $286.3M | $212.2M | ||
| Q3 25 | $276.2M | $199.8M | ||
| Q2 25 | $309.7M | $194.8M | ||
| Q1 25 | $263.5M | $188.7M | ||
| Q4 24 | $285.8M | $195.4M | ||
| Q3 24 | $287.2M | $185.5M | ||
| Q2 24 | $309.7M | $176.0M | ||
| Q1 24 | $240.4M | $171.9M |
净利润CRMTRAMP
| Q4 25 | $-22.5M | $39.9M | ||
| Q3 25 | $-5.7M | $27.4M | ||
| Q2 25 | $10.6M | $7.7M | ||
| Q1 25 | $3.2M | $-6.3M | ||
| Q4 24 | $5.1M | $11.2M | ||
| Q3 24 | $-964.0K | $1.7M | ||
| Q2 24 | $426.0K | $-7.5M | ||
| Q1 24 | $-8.5M | $-5.4M |
毛利率CRMTRAMP
| Q4 25 | 37.5% | 71.9% | ||
| Q3 25 | 36.6% | 70.2% | ||
| Q2 25 | 36.4% | 70.1% | ||
| Q1 25 | 35.7% | 69.3% | ||
| Q4 24 | 39.4% | 71.9% | ||
| Q3 24 | 35.0% | 72.4% | ||
| Q2 24 | 35.1% | 70.6% | ||
| Q1 24 | 34.2% | 72.2% |
营业利润率CRMTRAMP
| Q4 25 | -9.6% | 18.6% | ||
| Q3 25 | -2.7% | 10.7% | ||
| Q2 25 | 4.0% | 3.7% | ||
| Q1 25 | 1.7% | -6.1% | ||
| Q4 24 | 2.5% | 7.5% | ||
| Q3 24 | -0.4% | 4.0% | ||
| Q2 24 | — | -3.0% | ||
| Q1 24 | -4.3% | -8.3% |
净利率CRMTRAMP
| Q4 25 | -7.8% | 18.8% | ||
| Q3 25 | -2.1% | 13.7% | ||
| Q2 25 | 3.4% | 4.0% | ||
| Q1 25 | 1.2% | -3.3% | ||
| Q4 24 | 1.8% | 5.7% | ||
| Q3 24 | -0.3% | 0.9% | ||
| Q2 24 | 0.1% | -4.3% | ||
| Q1 24 | -3.6% | -3.1% |
每股收益（稀释后）CRMTRAMP
| Q4 25 | $-2.71 | $0.62 | ||
| Q3 25 | $-0.69 | $0.42 | ||
| Q2 25 | $1.50 | $0.12 | ||
| Q1 25 | $0.37 | $-0.10 | ||
| Q4 24 | $0.61 | $0.17 | ||
| Q3 24 | $-0.15 | $0.03 | ||
| Q2 24 | $0.09 | $-0.11 | ||
| Q1 24 | $-1.34 | $-0.09 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $122.4M | $403.4M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $555.0M | $962.3M |
| 总资产 | $1.7B | $1.3B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CRMTRAMP
| Q4 25 | $122.4M | $403.4M | ||
| Q3 25 | $9.7M | $376.9M | ||
| Q2 25 | $9.8M | $371.1M | ||
| Q1 25 | $8.5M | $420.8M | ||
| Q4 24 | $8.0M | $384.3M | ||
| Q3 24 | $4.7M | $348.4M | ||
| Q2 24 | $5.5M | $342.7M | ||
| Q1 24 | $4.2M | $368.9M |
股东权益CRMTRAMP
| Q4 25 | $555.0M | $962.3M | ||
| Q3 25 | $564.8M | $943.8M | ||
| Q2 25 | $569.4M | $947.8M | ||
| Q1 25 | $557.8M | $948.9M | ||
| Q4 24 | $553.6M | $957.7M | ||
| Q3 24 | $471.1M | $932.1M | ||
| Q2 24 | $470.6M | $951.9M | ||
| Q1 24 | $468.9M | $949.1M |
总资产CRMTRAMP
| Q4 25 | $1.7B | $1.3B | ||
| Q3 25 | $1.6B | $1.2B | ||
| Q2 25 | $1.6B | $1.2B | ||
| Q1 25 | $1.6B | $1.3B | ||
| Q4 24 | $1.6B | $1.3B | ||
| Q3 24 | $1.5B | $1.2B | ||
| Q2 24 | $1.5B | $1.2B | ||
| Q1 24 | $1.5B | $1.2B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $9.1M | — |
| 自由现金流经营现金流 - 资本支出 | $8.3M | — |
| 自由现金流率自由现金流/营收 | 2.9% | — |
| 资本支出强度资本支出/营收 | 0.3% | 0.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $-11.2M | — |
8季度趋势，按日历期对齐
经营现金流CRMTRAMP
| Q4 25 | $9.1M | — | ||
| Q3 25 | $-5.9M | $57.4M | ||
| Q2 25 | $19.2M | $-15.8M | ||
| Q1 25 | $-30.8M | — | ||
| Q4 24 | $-22.2M | $45.1M | ||
| Q3 24 | $-15.0M | $55.6M | ||
| Q2 24 | $-10.7M | $-9.3M | ||
| Q1 24 | $13.0M | — |
自由现金流CRMTRAMP
| Q4 25 | $8.3M | — | ||
| Q3 25 | $-6.4M | $56.8M | ||
| Q2 25 | $18.4M | $-16.2M | ||
| Q1 25 | $-31.5M | — | ||
| Q4 24 | $-23.6M | $44.8M | ||
| Q3 24 | $-16.0M | $55.4M | ||
| Q2 24 | $-12.0M | $-9.6M | ||
| Q1 24 | $10.2M | — |
自由现金流率CRMTRAMP
| Q4 25 | 2.9% | — | ||
| Q3 25 | -2.3% | 28.4% | ||
| Q2 25 | 5.9% | -8.3% | ||
| Q1 25 | -12.0% | — | ||
| Q4 24 | -8.3% | 22.9% | ||
| Q3 24 | -5.6% | 29.8% | ||
| Q2 24 | -3.9% | -5.4% | ||
| Q1 24 | 4.3% | — |
资本支出强度CRMTRAMP
| Q4 25 | 0.3% | 0.1% | ||
| Q3 25 | 0.2% | 0.3% | ||
| Q2 25 | 0.3% | 0.2% | ||
| Q1 25 | 0.3% | 0.2% | ||
| Q4 24 | 0.5% | 0.1% | ||
| Q3 24 | 0.3% | 0.1% | ||
| Q2 24 | 0.4% | 0.1% | ||
| Q1 24 | 1.1% | 1.0% |
现金转化率CRMTRAMP
| Q4 25 | — | — | ||
| Q3 25 | — | 2.09× | ||
| Q2 25 | 1.81× | -2.04× | ||
| Q1 25 | -9.73× | — | ||
| Q4 24 | -4.36× | 4.02× | ||
| Q3 24 | — | 32.10× | ||
| Q2 24 | -25.18× | — | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CRMT
| Sales Used Autos | $241.4M | 84% |
| Service Contract Sales | $23.6M | 8% |
| Wholesales Third Party | $12.6M | 4% |
| Payment Protection Plan Revenue | $8.7M | 3% |
RAMP
暂无分部数据
