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AMERICAS CARMART INC（CRMT）与Ribbon Communications Inc.（RBBN）财务数据对比。点击上方公司名可切换其他公司
AMERICAS CARMART INC的季度营收约是Ribbon Communications Inc.的1.8倍（$286.3M vs $162.6M），Ribbon Communications Inc.净利率更高（54.8% vs -7.8%，领先62.6%），AMERICAS CARMART INC同比增速更快（0.2% vs -10.3%），过去两年AMERICAS CARMART INC的营收复合增速更高（9.1% vs -8.1%）
Americas CarMart Inc是美国专业汽车零售商，主要销售二手车，为信用记录有限或信用不佳的客户提供定制化内部融资方案，其线下门店网络集中在美国南部和中西部地区，服务购车市场中需求未被充分覆盖的消费群体。
睿宾通信公司（Ribbon Communications Inc.）主要为电信运营商、企业及关键基础设施领域提供软件、IP与光网络解决方案。公司于2017年由Genband与Sonus Networks合并成立，总部位于美国得克萨斯州普莱诺，是一家上市科技企业。
CRMT vs RBBN — 直观对比
营收规模更大
CRMT
是对方的1.8倍
$162.6M
营收增速更快
CRMT
高出10.5%
-10.3%
净利率更高
RBBN
高出62.6%
-7.8%
两年增速更快
CRMT
近两年复合增速
-8.1%
损益表 — Q2 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $286.3M | $162.6M |
| 净利润 | $-22.5M | $89.1M |
| 毛利率 | 37.5% | 42.9% |
| 营业利润率 | -9.6% | 37.6% |
| 净利率 | -7.8% | 54.8% |
| 营收同比 | 0.2% | -10.3% |
| 净利润同比 | -540.7% | — |
| 每股收益（稀释后） | $-2.71 | $0.50 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CRMTRBBN
| Q1 26 | — | $162.6M | ||
| Q4 25 | $286.3M | $227.3M | ||
| Q3 25 | $276.2M | $215.4M | ||
| Q2 25 | $309.7M | $220.6M | ||
| Q1 25 | $263.5M | $181.3M | ||
| Q4 24 | $285.8M | $251.4M | ||
| Q3 24 | $287.2M | $210.2M | ||
| Q2 24 | $309.7M | $192.6M |
净利润CRMTRBBN
| Q1 26 | — | $89.1M | ||
| Q4 25 | $-22.5M | — | ||
| Q3 25 | $-5.7M | $-12.1M | ||
| Q2 25 | $10.6M | $-11.1M | ||
| Q1 25 | $3.2M | $-26.2M | ||
| Q4 24 | $5.1M | — | ||
| Q3 24 | $-964.0K | $-13.4M | ||
| Q2 24 | $426.0K | $-16.8M |
毛利率CRMTRBBN
| Q1 26 | — | 42.9% | ||
| Q4 25 | 37.5% | 53.3% | ||
| Q3 25 | 36.6% | 50.1% | ||
| Q2 25 | 36.4% | 49.6% | ||
| Q1 25 | 35.7% | 45.4% | ||
| Q4 24 | 39.4% | 55.7% | ||
| Q3 24 | 35.0% | 52.1% | ||
| Q2 24 | 35.1% | 50.8% |
营业利润率CRMTRBBN
| Q1 26 | — | 37.6% | ||
| Q4 25 | -9.6% | 4.1% | ||
| Q3 25 | -2.7% | 1.3% | ||
| Q2 25 | 4.0% | 1.9% | ||
| Q1 25 | 1.7% | -10.8% | ||
| Q4 24 | 2.5% | 13.2% | ||
| Q3 24 | -0.4% | -0.4% | ||
| Q2 24 | — | -1.0% |
净利率CRMTRBBN
| Q1 26 | — | 54.8% | ||
| Q4 25 | -7.8% | — | ||
| Q3 25 | -2.1% | -5.6% | ||
| Q2 25 | 3.4% | -5.0% | ||
| Q1 25 | 1.2% | -14.5% | ||
| Q4 24 | 1.8% | — | ||
| Q3 24 | -0.3% | -6.4% | ||
| Q2 24 | 0.1% | -8.7% |
每股收益（稀释后）CRMTRBBN
| Q1 26 | — | $0.50 | ||
| Q4 25 | $-2.71 | $0.50 | ||
| Q3 25 | $-0.69 | $-0.07 | ||
| Q2 25 | $1.50 | $-0.06 | ||
| Q1 25 | $0.37 | $-0.15 | ||
| Q4 24 | $0.61 | $0.05 | ||
| Q3 24 | $-0.15 | $-0.08 | ||
| Q2 24 | $0.09 | $-0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $122.4M | $67.6M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $555.0M | $419.1M |
| 总资产 | $1.7B | — |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CRMTRBBN
| Q1 26 | — | $67.6M | ||
| Q4 25 | $122.4M | $96.4M | ||
| Q3 25 | $9.7M | $74.8M | ||
| Q2 25 | $9.8M | $60.5M | ||
| Q1 25 | $8.5M | $71.2M | ||
| Q4 24 | $8.0M | $87.8M | ||
| Q3 24 | $4.7M | $37.2M | ||
| Q2 24 | $5.5M | $64.6M |
总债务CRMTRBBN
| Q1 26 | — | — | ||
| Q4 25 | — | $342.1M | ||
| Q3 25 | — | $344.3M | ||
| Q2 25 | — | $346.5M | ||
| Q1 25 | — | $347.4M | ||
| Q4 24 | — | $348.3M | ||
| Q3 24 | — | $349.1M | ||
| Q2 24 | — | $350.0M |
股东权益CRMTRBBN
| Q1 26 | — | $419.1M | ||
| Q4 25 | $555.0M | $449.0M | ||
| Q3 25 | $564.8M | $360.1M | ||
| Q2 25 | $569.4M | $370.4M | ||
| Q1 25 | $557.8M | $381.8M | ||
| Q4 24 | $553.6M | $404.6M | ||
| Q3 24 | $471.1M | $395.5M | ||
| Q2 24 | $470.6M | $405.0M |
总资产CRMTRBBN
| Q1 26 | — | — | ||
| Q4 25 | $1.7B | $1.2B | ||
| Q3 25 | $1.6B | $1.1B | ||
| Q2 25 | $1.6B | $1.1B | ||
| Q1 25 | $1.6B | $1.1B | ||
| Q4 24 | $1.6B | $1.2B | ||
| Q3 24 | $1.5B | $1.1B | ||
| Q2 24 | $1.5B | $1.1B |
负债/权益比CRMTRBBN
| Q1 26 | — | — | ||
| Q4 25 | — | 0.76× | ||
| Q3 25 | — | 0.96× | ||
| Q2 25 | — | 0.94× | ||
| Q1 25 | — | 0.91× | ||
| Q4 24 | — | 0.86× | ||
| Q3 24 | — | 0.88× | ||
| Q2 24 | — | 0.86× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $9.1M | — |
| 自由现金流经营现金流 - 资本支出 | $8.3M | — |
| 自由现金流率自由现金流/营收 | 2.9% | — |
| 资本支出强度资本支出/营收 | 0.3% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $-11.2M | — |
8季度趋势，按日历期对齐
经营现金流CRMTRBBN
| Q1 26 | — | — | ||
| Q4 25 | $9.1M | $29.2M | ||
| Q3 25 | $-5.9M | $26.5M | ||
| Q2 25 | $19.2M | $-795.0K | ||
| Q1 25 | $-30.8M | $-3.5M | ||
| Q4 24 | $-22.2M | $61.8M | ||
| Q3 24 | $-15.0M | $-14.8M | ||
| Q2 24 | $-10.7M | $-9.8M |
自由现金流CRMTRBBN
| Q1 26 | — | — | ||
| Q4 25 | $8.3M | $27.3M | ||
| Q3 25 | $-6.4M | $21.0M | ||
| Q2 25 | $18.4M | $-6.5M | ||
| Q1 25 | $-31.5M | $-15.7M | ||
| Q4 24 | $-23.6M | $53.8M | ||
| Q3 24 | $-16.0M | $-23.7M | ||
| Q2 24 | $-12.0M | $-12.9M |
自由现金流率CRMTRBBN
| Q1 26 | — | — | ||
| Q4 25 | 2.9% | 12.0% | ||
| Q3 25 | -2.3% | 9.7% | ||
| Q2 25 | 5.9% | -2.9% | ||
| Q1 25 | -12.0% | -8.7% | ||
| Q4 24 | -8.3% | 21.4% | ||
| Q3 24 | -5.6% | -11.3% | ||
| Q2 24 | -3.9% | -6.7% |
资本支出强度CRMTRBBN
| Q1 26 | — | — | ||
| Q4 25 | 0.3% | 0.9% | ||
| Q3 25 | 0.2% | 2.6% | ||
| Q2 25 | 0.3% | 2.6% | ||
| Q1 25 | 0.3% | 6.7% | ||
| Q4 24 | 0.5% | 3.2% | ||
| Q3 24 | 0.3% | 4.2% | ||
| Q2 24 | 0.4% | 1.6% |
现金转化率CRMTRBBN
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 1.81× | — | ||
| Q1 25 | -9.73× | — | ||
| Q4 24 | -4.36× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | -25.18× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CRMT
| Sales Used Autos | $241.4M | 84% |
| Service Contract Sales | $23.6M | 8% |
| Wholesales Third Party | $12.6M | 4% |
| Payment Protection Plan Revenue | $8.7M | 3% |
RBBN
| Service | $94.5M | 58% |
| Product | $68.1M | 42% |
