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AMERICAS CARMART INC（CRMT）与STURM RUGER & CO INC（RGR）财务数据对比。点击上方公司名可切换其他公司
AMERICAS CARMART INC的季度营收约是STURM RUGER & CO INC的1.9倍（$286.3M vs $151.1M），STURM RUGER & CO INC同比增速更快（3.6% vs 0.2%），STURM RUGER & CO INC自由现金流更多（$12.3M vs $8.3M），过去两年AMERICAS CARMART INC的营收复合增速更高（9.1% vs 5.1%）
Americas CarMart Inc是美国专业汽车零售商，主要销售二手车，为信用记录有限或信用不佳的客户提供定制化内部融资方案，其线下门店网络集中在美国南部和中西部地区，服务购车市场中需求未被充分覆盖的消费群体。
鲁格公司（Ruger）是总部位于美国康涅狄格州绍斯波特的枪械制造企业，除总部外，还在新罕布什尔州纽波特、北卡罗来纳州梅约丹以及亚利桑那州普雷斯科特设有生产工厂。公司由亚历山大·麦考密克·斯特姆与威廉·B·鲁格于1949年共同创立，自1969年起公开上市交易。
CRMT vs RGR — 直观对比
营收规模更大
CRMT
是对方的1.9倍
$151.1M
营收增速更快
RGR
高出3.4%
0.2%
自由现金流更多
RGR
多$4.1M
$8.3M
两年增速更快
CRMT
近两年复合增速
5.1%
损益表 — Q2 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $286.3M | $151.1M |
| 净利润 | $-22.5M | — |
| 毛利率 | 37.5% | 17.8% |
| 营业利润率 | -9.6% | 2.3% |
| 净利率 | -7.8% | — |
| 营收同比 | 0.2% | 3.6% |
| 净利润同比 | -540.7% | — |
| 每股收益（稀释后） | $-2.71 | $0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CRMTRGR
| Q4 25 | $286.3M | $151.1M | ||
| Q3 25 | $276.2M | $126.8M | ||
| Q2 25 | $309.7M | $132.5M | ||
| Q1 25 | $263.5M | $135.7M | ||
| Q4 24 | $285.8M | $145.8M | ||
| Q3 24 | $287.2M | $122.3M | ||
| Q2 24 | $309.7M | $130.8M | ||
| Q1 24 | $240.4M | $136.8M |
净利润CRMTRGR
| Q4 25 | $-22.5M | — | ||
| Q3 25 | $-5.7M | $1.6M | ||
| Q2 25 | $10.6M | $-17.2M | ||
| Q1 25 | $3.2M | $7.8M | ||
| Q4 24 | $5.1M | — | ||
| Q3 24 | $-964.0K | $4.7M | ||
| Q2 24 | $426.0K | $8.3M | ||
| Q1 24 | $-8.5M | $7.1M |
毛利率CRMTRGR
| Q4 25 | 37.5% | 17.8% | ||
| Q3 25 | 36.6% | 15.1% | ||
| Q2 25 | 36.4% | 3.9% | ||
| Q1 25 | 35.7% | 22.0% | ||
| Q4 24 | 39.4% | 22.8% | ||
| Q3 24 | 35.0% | 18.5% | ||
| Q2 24 | 35.1% | 22.3% | ||
| Q1 24 | 34.2% | 21.5% |
营业利润率CRMTRGR
| Q4 25 | -9.6% | 2.3% | ||
| Q3 25 | -2.7% | -2.7% | ||
| Q2 25 | 4.0% | -15.6% | ||
| Q1 25 | 1.7% | 6.2% | ||
| Q4 24 | 2.5% | 7.8% | ||
| Q3 24 | -0.4% | 3.1% | ||
| Q2 24 | — | 6.9% | ||
| Q1 24 | -4.3% | 5.5% |
净利率CRMTRGR
| Q4 25 | -7.8% | — | ||
| Q3 25 | -2.1% | 1.2% | ||
| Q2 25 | 3.4% | -13.0% | ||
| Q1 25 | 1.2% | 5.7% | ||
| Q4 24 | 1.8% | — | ||
| Q3 24 | -0.3% | 3.9% | ||
| Q2 24 | 0.1% | 6.3% | ||
| Q1 24 | -3.6% | 5.2% |
每股收益（稀释后）CRMTRGR
| Q4 25 | $-2.71 | $0.22 | ||
| Q3 25 | $-0.69 | $0.10 | ||
| Q2 25 | $1.50 | $-1.05 | ||
| Q1 25 | $0.37 | $0.46 | ||
| Q4 24 | $0.61 | $0.62 | ||
| Q3 24 | $-0.15 | $0.28 | ||
| Q2 24 | $0.09 | $0.47 | ||
| Q1 24 | $-1.34 | $0.40 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $122.4M | $92.5M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $555.0M | $283.8M |
| 总资产 | $1.7B | $342.0M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CRMTRGR
| Q4 25 | $122.4M | $92.5M | ||
| Q3 25 | $9.7M | $80.8M | ||
| Q2 25 | $9.8M | $101.4M | ||
| Q1 25 | $8.5M | $108.3M | ||
| Q4 24 | $8.0M | $105.5M | ||
| Q3 24 | $4.7M | $96.0M | ||
| Q2 24 | $5.5M | $105.6M | ||
| Q1 24 | $4.2M | $115.3M |
股东权益CRMTRGR
| Q4 25 | $555.0M | $283.8M | ||
| Q3 25 | $564.8M | $279.6M | ||
| Q2 25 | $569.4M | $289.3M | ||
| Q1 25 | $557.8M | $321.5M | ||
| Q4 24 | $553.6M | $319.6M | ||
| Q3 24 | $471.1M | $314.9M | ||
| Q2 24 | $470.6M | $321.5M | ||
| Q1 24 | $468.9M | $332.0M |
总资产CRMTRGR
| Q4 25 | $1.7B | $342.0M | ||
| Q3 25 | $1.6B | $342.3M | ||
| Q2 25 | $1.6B | $349.5M | ||
| Q1 25 | $1.6B | $379.0M | ||
| Q4 24 | $1.6B | $384.0M | ||
| Q3 24 | $1.5B | $373.5M | ||
| Q2 24 | $1.5B | $376.7M | ||
| Q1 24 | $1.5B | $385.0M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $9.1M | $15.5M |
| 自由现金流经营现金流 - 资本支出 | $8.3M | $12.3M |
| 自由现金流率自由现金流/营收 | 2.9% | 8.2% |
| 资本支出强度资本支出/营收 | 0.3% | 2.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $-11.2M | $38.5M |
8季度趋势，按日历期对齐
经营现金流CRMTRGR
| Q4 25 | $9.1M | $15.5M | ||
| Q3 25 | $-5.9M | $12.9M | ||
| Q2 25 | $19.2M | $14.7M | ||
| Q1 25 | $-30.8M | $11.1M | ||
| Q4 24 | $-22.2M | $20.0M | ||
| Q3 24 | $-15.0M | $9.4M | ||
| Q2 24 | $-10.7M | $18.7M | ||
| Q1 24 | $13.0M | $7.3M |
自由现金流CRMTRGR
| Q4 25 | $8.3M | $12.3M | ||
| Q3 25 | $-6.4M | $7.0M | ||
| Q2 25 | $18.4M | $9.1M | ||
| Q1 25 | $-31.5M | $10.0M | ||
| Q4 24 | $-23.6M | $16.4M | ||
| Q3 24 | $-16.0M | $2.6M | ||
| Q2 24 | $-12.0M | $10.1M | ||
| Q1 24 | $10.2M | $5.6M |
自由现金流率CRMTRGR
| Q4 25 | 2.9% | 8.2% | ||
| Q3 25 | -2.3% | 5.5% | ||
| Q2 25 | 5.9% | 6.9% | ||
| Q1 25 | -12.0% | 7.4% | ||
| Q4 24 | -8.3% | 11.2% | ||
| Q3 24 | -5.6% | 2.1% | ||
| Q2 24 | -3.9% | 7.7% | ||
| Q1 24 | 4.3% | 4.1% |
资本支出强度CRMTRGR
| Q4 25 | 0.3% | 2.1% | ||
| Q3 25 | 0.2% | 4.6% | ||
| Q2 25 | 0.3% | 4.2% | ||
| Q1 25 | 0.3% | 0.8% | ||
| Q4 24 | 0.5% | 2.5% | ||
| Q3 24 | 0.3% | 5.5% | ||
| Q2 24 | 0.4% | 6.6% | ||
| Q1 24 | 1.1% | 1.3% |
现金转化率CRMTRGR
| Q4 25 | — | — | ||
| Q3 25 | — | 8.15× | ||
| Q2 25 | 1.81× | — | ||
| Q1 25 | -9.73× | 1.43× | ||
| Q4 24 | -4.36× | — | ||
| Q3 24 | — | 1.98× | ||
| Q2 24 | -25.18× | 2.27× | ||
| Q1 24 | — | 1.04× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CRMT
| Sales Used Autos | $241.4M | 84% |
| Service Contract Sales | $23.6M | 8% |
| Wholesales Third Party | $12.6M | 4% |
| Payment Protection Plan Revenue | $8.7M | 3% |
RGR
| Firearms | $150.6M | 100% |
| Castings | $7.3M | 5% |
