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AMERICAS CARMART INC（CRMT）与GIBRALTAR INDUSTRIES, INC.（ROCK）财务数据对比。点击上方公司名可切换其他公司
AMERICAS CARMART INC的季度营收约是GIBRALTAR INDUSTRIES, INC.的1.3倍（$286.3M vs $225.0M），GIBRALTAR INDUSTRIES, INC.同比增速更快（24.9% vs 0.2%），GIBRALTAR INDUSTRIES, INC.自由现金流更多（$26.2M vs $8.3M），过去两年AMERICAS CARMART INC的营收复合增速更高（9.1% vs -12.3%）
Americas CarMart Inc是美国专业汽车零售商，主要销售二手车，为信用记录有限或信用不佳的客户提供定制化内部融资方案，其线下门店网络集中在美国南部和中西部地区，服务购车市场中需求未被充分覆盖的消费群体。
直布罗陀工业公司是专业建筑、基础设施及可再生能源产品制造商与分销商，主营通风系统、屋面配件、太阳能安装支架、园林景观产品等，主要服务北美地区住宅、商业建筑及清洁能源市场，专注提供创新可持续的客户解决方案。
CRMT vs ROCK — 直观对比
营收规模更大
CRMT
是对方的1.3倍
$225.0M
营收增速更快
ROCK
高出24.8%
0.2%
自由现金流更多
ROCK
多$17.9M
$8.3M
两年增速更快
CRMT
近两年复合增速
-12.3%
损益表 — Q2 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $286.3M | $225.0M |
| 净利润 | $-22.5M | — |
| 毛利率 | 37.5% | 25.3% |
| 营业利润率 | -9.6% | 7.9% |
| 净利率 | -7.8% | — |
| 营收同比 | 0.2% | 24.9% |
| 净利润同比 | -540.7% | — |
| 每股收益（稀释后） | $-2.71 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CRMTROCK
| Q4 25 | $286.3M | $225.0M | ||
| Q3 25 | $276.2M | $310.9M | ||
| Q2 25 | $309.7M | $309.5M | ||
| Q1 25 | $263.5M | $290.0M | ||
| Q4 24 | $285.8M | $180.1M | ||
| Q3 24 | $287.2M | $277.1M | ||
| Q2 24 | $309.7M | $273.6M | ||
| Q1 24 | $240.4M | $292.5M |
净利润CRMTROCK
| Q4 25 | $-22.5M | — | ||
| Q3 25 | $-5.7M | $-89.1M | ||
| Q2 25 | $10.6M | $26.0M | ||
| Q1 25 | $3.2M | $21.1M | ||
| Q4 24 | $5.1M | — | ||
| Q3 24 | $-964.0K | $34.0M | ||
| Q2 24 | $426.0K | $32.2M | ||
| Q1 24 | $-8.5M | $24.9M |
毛利率CRMTROCK
| Q4 25 | 37.5% | 25.3% | ||
| Q3 25 | 36.6% | 26.6% | ||
| Q2 25 | 36.4% | 28.4% | ||
| Q1 25 | 35.7% | 26.8% | ||
| Q4 24 | 39.4% | 29.0% | ||
| Q3 24 | 35.0% | 29.4% | ||
| Q2 24 | 35.1% | 30.5% | ||
| Q1 24 | 34.2% | 28.9% |
营业利润率CRMTROCK
| Q4 25 | -9.6% | 7.9% | ||
| Q3 25 | -2.7% | 12.8% | ||
| Q2 25 | 4.0% | 12.8% | ||
| Q1 25 | 1.7% | 8.8% | ||
| Q4 24 | 2.5% | 13.3% | ||
| Q3 24 | -0.4% | 15.6% | ||
| Q2 24 | — | 14.9% | ||
| Q1 24 | -4.3% | 10.8% |
净利率CRMTROCK
| Q4 25 | -7.8% | — | ||
| Q3 25 | -2.1% | -28.6% | ||
| Q2 25 | 3.4% | 8.4% | ||
| Q1 25 | 1.2% | 7.3% | ||
| Q4 24 | 1.8% | — | ||
| Q3 24 | -0.3% | 12.3% | ||
| Q2 24 | 0.1% | 11.8% | ||
| Q1 24 | -3.6% | 8.5% |
每股收益（稀释后）CRMTROCK
| Q4 25 | $-2.71 | — | ||
| Q3 25 | $-0.69 | $-2.98 | ||
| Q2 25 | $1.50 | $0.87 | ||
| Q1 25 | $0.37 | — | ||
| Q4 24 | $0.61 | — | ||
| Q3 24 | $-0.15 | $1.11 | ||
| Q2 24 | $0.09 | $1.05 | ||
| Q1 24 | $-1.34 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $122.4M | $115.7M |
| 总债务越低越好 | — | $0 |
| 股东权益账面价值 | $555.0M | $950.4M |
| 总资产 | $1.7B | $1.4B |
| 负债/权益比越低杠杆越低 | — | 0.00× |
8季度趋势，按日历期对齐
现金及短期投资CRMTROCK
| Q4 25 | $122.4M | $115.7M | ||
| Q3 25 | $9.7M | $89.4M | ||
| Q2 25 | $9.8M | $43.3M | ||
| Q1 25 | $8.5M | $25.1M | ||
| Q4 24 | $8.0M | $269.5M | ||
| Q3 24 | $4.7M | $228.9M | ||
| Q2 24 | $5.5M | $179.1M | ||
| Q1 24 | $4.2M | $146.7M |
总债务CRMTROCK
| Q4 25 | — | $0 | ||
| Q3 25 | — | $0 | ||
| Q2 25 | — | $0 | ||
| Q1 25 | — | $0 | ||
| Q4 24 | — | $0 | ||
| Q3 24 | — | $0 | ||
| Q2 24 | — | $0 | ||
| Q1 24 | — | $0 |
股东权益CRMTROCK
| Q4 25 | $555.0M | $950.4M | ||
| Q3 25 | $564.8M | $951.8M | ||
| Q2 25 | $569.4M | $1.0B | ||
| Q1 25 | $557.8M | $1.0B | ||
| Q4 24 | $553.6M | $1.0B | ||
| Q3 24 | $471.1M | $1.0B | ||
| Q2 24 | $470.6M | $975.7M | ||
| Q1 24 | $468.9M | $940.2M |
总资产CRMTROCK
| Q4 25 | $1.7B | $1.4B | ||
| Q3 25 | $1.6B | $1.4B | ||
| Q2 25 | $1.6B | $1.5B | ||
| Q1 25 | $1.6B | $1.4B | ||
| Q4 24 | $1.6B | $1.4B | ||
| Q3 24 | $1.5B | $1.4B | ||
| Q2 24 | $1.5B | $1.4B | ||
| Q1 24 | $1.5B | $1.3B |
负债/权益比CRMTROCK
| Q4 25 | — | 0.00× | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | 0.00× | ||
| Q1 25 | — | 0.00× | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | 0.00× | ||
| Q2 24 | — | 0.00× | ||
| Q1 24 | — | 0.00× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $9.1M | $35.5M |
| 自由现金流经营现金流 - 资本支出 | $8.3M | $26.2M |
| 自由现金流率自由现金流/营收 | 2.9% | 11.7% |
| 资本支出强度资本支出/营收 | 0.3% | 4.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $-11.2M | $120.6M |
8季度趋势，按日历期对齐
经营现金流CRMTROCK
| Q4 25 | $9.1M | $35.5M | ||
| Q3 25 | $-5.9M | $73.0M | ||
| Q2 25 | $19.2M | $44.9M | ||
| Q1 25 | $-30.8M | $13.7M | ||
| Q4 24 | $-22.2M | $19.9M | ||
| Q3 24 | $-15.0M | $64.7M | ||
| Q2 24 | $-10.7M | $36.5M | ||
| Q1 24 | $13.0M | $53.2M |
自由现金流CRMTROCK
| Q4 25 | $8.3M | $26.2M | ||
| Q3 25 | $-6.4M | $64.8M | ||
| Q2 25 | $18.4M | $27.3M | ||
| Q1 25 | $-31.5M | $2.3M | ||
| Q4 24 | $-23.6M | $14.1M | ||
| Q3 24 | $-16.0M | $60.5M | ||
| Q2 24 | $-12.0M | $33.5M | ||
| Q1 24 | $10.2M | $48.8M |
自由现金流率CRMTROCK
| Q4 25 | 2.9% | 11.7% | ||
| Q3 25 | -2.3% | 20.8% | ||
| Q2 25 | 5.9% | 8.8% | ||
| Q1 25 | -12.0% | 0.8% | ||
| Q4 24 | -8.3% | 7.8% | ||
| Q3 24 | -5.6% | 21.8% | ||
| Q2 24 | -3.9% | 12.2% | ||
| Q1 24 | 4.3% | 16.7% |
资本支出强度CRMTROCK
| Q4 25 | 0.3% | 4.1% | ||
| Q3 25 | 0.2% | 2.6% | ||
| Q2 25 | 0.3% | 5.7% | ||
| Q1 25 | 0.3% | 3.9% | ||
| Q4 24 | 0.5% | 3.3% | ||
| Q3 24 | 0.3% | 1.5% | ||
| Q2 24 | 0.4% | 1.1% | ||
| Q1 24 | 1.1% | 1.5% |
现金转化率CRMTROCK
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 1.81× | 1.73× | ||
| Q1 25 | -9.73× | 0.65× | ||
| Q4 24 | -4.36× | — | ||
| Q3 24 | — | 1.90× | ||
| Q2 24 | -25.18× | 1.13× | ||
| Q1 24 | — | 2.13× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CRMT
| Sales Used Autos | $241.4M | 84% |
| Service Contract Sales | $23.6M | 8% |
| Wholesales Third Party | $12.6M | 4% |
| Payment Protection Plan Revenue | $8.7M | 3% |
ROCK
| Transferred At Point In Time | $183.5M | 82% |
| Infrastructure | $22.5M | 10% |
| Other | $18.9M | 8% |
