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CORVEL CORP（CRVL）与Hagerty, Inc.（HGTY）财务数据对比。点击上方公司名可切换其他公司
CORVEL CORP的季度营收约是Hagerty, Inc.的1.6倍（$235.6M vs $150.8M）。Hagerty, Inc.净利率更高（18.9% vs 10.3%，领先8.7%）。Hagerty, Inc.同比增速更快（30.7% vs 3.4%）。CORVEL CORP自由现金流更多（$35.2M vs $23.1M）。过去两年Hagerty, Inc.的营收复合增速更高（12.1% vs 6.6%）
Corvel Corp是一家总部位于美国的综合解决方案供应商，核心业务涵盖工伤赔偿、医疗管理与风险缓释，服务客户包括保险公司、自保雇主及公共部门机构，可帮助客户控制医疗成本、提升护理效果、优化行政运营流程。
哈格蒂（Hagerty, Inc.）是美国知名汽车生活方式及会员服务企业，同时是全球规模最大的经典老爷车特种保险供应商，总部位于密歇根州特拉弗斯城，业务范围覆盖加拿大、德国及英国市场。
CRVL vs HGTY — 直观对比
营收规模更大
CRVL
是对方的1.6倍
$150.8M
营收增速更快
HGTY
高出27.4%
3.4%
净利率更高
HGTY
高出8.7%
10.3%
自由现金流更多
CRVL
多$12.1M
$23.1M
两年增速更快
HGTY
近两年复合增速
6.6%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $235.6M | $150.8M |
| 净利润 | $24.2M | $28.6M |
| 毛利率 | 23.3% | — |
| 营业利润率 | 13.7% | 26.3% |
| 净利率 | 10.3% | 18.9% |
| 营收同比 | 3.4% | 30.7% |
| 净利润同比 | 1.7% | 238.4% |
| 每股收益（稀释后） | $0.47 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CRVLHGTY
| Q4 25 | $235.6M | $150.8M | ||
| Q3 25 | $239.6M | $190.0M | ||
| Q2 25 | $234.7M | $188.5M | ||
| Q1 25 | $231.5M | $148.4M | ||
| Q4 24 | $228.0M | $115.4M | ||
| Q3 24 | $224.4M | $157.7M | ||
| Q2 24 | $211.7M | $155.6M | ||
| Q1 24 | $207.2M | $120.1M |
净利润CRVLHGTY
| Q4 25 | $24.2M | $28.6M | ||
| Q3 25 | $27.9M | $46.2M | ||
| Q2 25 | $27.2M | $47.2M | ||
| Q1 25 | $26.4M | $27.3M | ||
| Q4 24 | $23.8M | $8.4M | ||
| Q3 24 | $23.4M | $19.0M | ||
| Q2 24 | $21.6M | $42.7M | ||
| Q1 24 | $19.5M | $8.2M |
毛利率CRVLHGTY
| Q4 25 | 23.3% | — | ||
| Q3 25 | 24.3% | — | ||
| Q2 25 | 24.2% | — | ||
| Q1 25 | 25.0% | — | ||
| Q4 24 | 23.2% | — | ||
| Q3 24 | 22.6% | — | ||
| Q2 24 | 22.7% | — | ||
| Q1 24 | 20.9% | — |
营业利润率CRVLHGTY
| Q4 25 | 13.7% | 26.3% | ||
| Q3 25 | 15.0% | 18.1% | ||
| Q2 25 | 15.0% | 25.3% | ||
| Q1 25 | 14.4% | 17.3% | ||
| Q4 24 | 13.5% | 5.2% | ||
| Q3 24 | 12.8% | 6.4% | ||
| Q2 24 | 13.2% | 24.5% | ||
| Q1 24 | 10.9% | 10.2% |
净利率CRVLHGTY
| Q4 25 | 10.3% | 18.9% | ||
| Q3 25 | 11.6% | 24.3% | ||
| Q2 25 | 11.6% | 25.0% | ||
| Q1 25 | 11.4% | 18.4% | ||
| Q4 24 | 10.4% | 7.3% | ||
| Q3 24 | 10.4% | 12.1% | ||
| Q2 24 | 10.2% | 27.4% | ||
| Q1 24 | 9.4% | 6.8% |
每股收益（稀释后）CRVLHGTY
| Q4 25 | $0.47 | — | ||
| Q3 25 | $0.54 | — | ||
| Q2 25 | $0.52 | — | ||
| Q1 25 | $-1.23 | — | ||
| Q4 24 | $0.46 | — | ||
| Q3 24 | $1.35 | — | ||
| Q2 24 | $1.25 | — | ||
| Q1 24 | $1.12 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $230.0M | $160.2M |
| 总债务越低越好 | — | $177.9M |
| 股东权益账面价值 | $375.7M | $221.3M |
| 总资产 | $644.8M | $2.1B |
| 负债/权益比越低杠杆越低 | — | 0.80× |
8季度趋势，按日历期对齐
现金及短期投资CRVLHGTY
| Q4 25 | $230.0M | $160.2M | ||
| Q3 25 | $207.5M | $290.5M | ||
| Q2 25 | $202.0M | $259.6M | ||
| Q1 25 | $170.6M | $232.7M | ||
| Q4 24 | $162.9M | $178.7M | ||
| Q3 24 | $138.3M | $208.9M | ||
| Q2 24 | $131.9M | $186.4M | ||
| Q1 24 | $105.6M | $131.2M |
总债务CRVLHGTY
| Q4 25 | — | $177.9M | ||
| Q3 25 | — | $104.4M | ||
| Q2 25 | — | $153.4M | ||
| Q1 25 | — | $132.6M | ||
| Q4 24 | — | $105.0M | ||
| Q3 24 | — | $122.9M | ||
| Q2 24 | — | $98.0M | ||
| Q1 24 | — | $91.5M |
股东权益CRVLHGTY
| Q4 25 | $375.7M | $221.3M | ||
| Q3 25 | $362.8M | $211.7M | ||
| Q2 25 | $342.5M | $172.3M | ||
| Q1 25 | $322.0M | $162.9M | ||
| Q4 24 | $300.9M | $150.3M | ||
| Q3 24 | $282.8M | $148.3M | ||
| Q2 24 | $263.9M | $94.4M | ||
| Q1 24 | $247.6M | $93.5M |
总资产CRVLHGTY
| Q4 25 | $644.8M | $2.1B | ||
| Q3 25 | $611.7M | $2.2B | ||
| Q2 25 | $597.4M | $2.0B | ||
| Q1 25 | $546.0M | $1.8B | ||
| Q4 24 | $538.8M | $1.7B | ||
| Q3 24 | $518.6M | $1.8B | ||
| Q2 24 | $486.2M | $1.7B | ||
| Q1 24 | $454.7M | $1.6B |
负债/权益比CRVLHGTY
| Q4 25 | — | 0.80× | ||
| Q3 25 | — | 0.49× | ||
| Q2 25 | — | 0.89× | ||
| Q1 25 | — | 0.81× | ||
| Q4 24 | — | 0.70× | ||
| Q3 24 | — | 0.83× | ||
| Q2 24 | — | 1.04× | ||
| Q1 24 | — | 0.98× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $46.1M | $29.1M |
| 自由现金流经营现金流 - 资本支出 | $35.2M | $23.1M |
| 自由现金流率自由现金流/营收 | 14.9% | 15.3% |
| 资本支出强度资本支出/营收 | 4.7% | 4.0% |
| 现金转化率经营现金流/净利润 | 1.91× | 1.02× |
| 过去12个月自由现金流最近4个季度 | $104.3M | $194.5M |
8季度趋势，按日历期对齐
经营现金流CRVLHGTY
| Q4 25 | $46.1M | $29.1M | ||
| Q3 25 | $25.0M | $92.2M | ||
| Q2 25 | $55.0M | $53.9M | ||
| Q1 25 | $22.9M | $43.8M | ||
| Q4 24 | $41.6M | $-12.6M | ||
| Q3 24 | $22.3M | $67.4M | ||
| Q2 24 | $40.4M | $64.0M | ||
| Q1 24 | $15.2M | $58.2M |
自由现金流CRVLHGTY
| Q4 25 | $35.2M | $23.1M | ||
| Q3 25 | $15.3M | $85.2M | ||
| Q2 25 | $39.5M | $47.7M | ||
| Q1 25 | $14.3M | $38.4M | ||
| Q4 24 | $32.1M | $-16.7M | ||
| Q3 24 | $12.4M | $62.0M | ||
| Q2 24 | $32.8M | $56.6M | ||
| Q1 24 | $5.2M | $53.7M |
自由现金流率CRVLHGTY
| Q4 25 | 14.9% | 15.3% | ||
| Q3 25 | 6.4% | 44.9% | ||
| Q2 25 | 16.8% | 25.3% | ||
| Q1 25 | 6.2% | 25.9% | ||
| Q4 24 | 14.1% | -14.5% | ||
| Q3 24 | 5.5% | 39.3% | ||
| Q2 24 | 15.5% | 36.4% | ||
| Q1 24 | 2.5% | 44.7% |
资本支出强度CRVLHGTY
| Q4 25 | 4.7% | 4.0% | ||
| Q3 25 | 4.1% | 3.7% | ||
| Q2 25 | 6.6% | 3.3% | ||
| Q1 25 | 3.7% | 3.6% | ||
| Q4 24 | 4.2% | 3.5% | ||
| Q3 24 | 4.4% | 3.4% | ||
| Q2 24 | 3.6% | 4.8% | ||
| Q1 24 | 4.8% | 3.8% |
现金转化率CRVLHGTY
| Q4 25 | 1.91× | 1.02× | ||
| Q3 25 | 0.90× | 2.00× | ||
| Q2 25 | 2.02× | 1.14× | ||
| Q1 25 | 0.87× | 1.61× | ||
| Q4 24 | 1.75× | -1.50× | ||
| Q3 24 | 0.95× | 3.55× | ||
| Q2 24 | 1.87× | 1.50× | ||
| Q1 24 | 0.78× | 7.10× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CRVL
| Patient Management Services | $146.1M | 62% |
| Network Solutions Services | $89.6M | 38% |
HGTY
暂无分部数据
