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CORVEL CORP（CRVL）与Neptune Insurance Holdings Inc.（NP）财务数据对比。点击上方公司名可切换其他公司
CORVEL CORP的季度营收约是Neptune Insurance Holdings Inc.的6.2倍（$235.6M vs $37.8M）。CORVEL CORP净利率更高（10.3% vs 0.1%，领先10.1%）。Neptune Insurance Holdings Inc.同比增速更快（28.8% vs 3.4%）
Corvel Corp是一家总部位于美国的综合解决方案供应商，核心业务涵盖工伤赔偿、医疗管理与风险缓释，服务客户包括保险公司、自保雇主及公共部门机构，可帮助客户控制医疗成本、提升护理效果、优化行政运营流程。
海王星保险控股有限公司是一家专业保险控股企业，主要经营财产及意外伤害保险业务，核心产品覆盖美国市场的住宅与商业洪水保险，服务个人消费者及中小型商业客户，依托数据分析实现精准定价和高效风险管理。
CRVL vs NP — 直观对比
营收规模更大
CRVL
是对方的6.2倍
$37.8M
营收增速更快
NP
高出25.4%
3.4%
净利率更高
CRVL
高出10.1%
0.1%
损益表 — Q4 2025 vs Q1 2026
| 指标 | | |
|---|---|---|
| 营收 | $235.6M | $37.8M |
| 净利润 | $24.2M | $50.0K |
| 毛利率 | 23.3% | — |
| 营业利润率 | 13.7% | — |
| 净利率 | 10.3% | 0.1% |
| 营收同比 | 3.4% | 28.8% |
| 净利润同比 | 1.7% | 0.0% |
| 每股收益（稀释后） | $0.47 | $0.05 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CRVLNP
| Q1 26 | — | $37.8M | ||
| Q4 25 | $235.6M | — | ||
| Q3 25 | $239.6M | $44.4M | ||
| Q2 25 | $234.7M | — | ||
| Q1 25 | $231.5M | — | ||
| Q4 24 | $228.0M | — | ||
| Q3 24 | $224.4M | $33.8M | ||
| Q2 24 | $211.7M | — |
净利润CRVLNP
| Q1 26 | — | $50.0K | ||
| Q4 25 | $24.2M | — | ||
| Q3 25 | $27.9M | $11.5M | ||
| Q2 25 | $27.2M | — | ||
| Q1 25 | $26.4M | — | ||
| Q4 24 | $23.8M | — | ||
| Q3 24 | $23.4M | $12.1M | ||
| Q2 24 | $21.6M | — |
毛利率CRVLNP
| Q1 26 | — | — | ||
| Q4 25 | 23.3% | — | ||
| Q3 25 | 24.3% | — | ||
| Q2 25 | 24.2% | — | ||
| Q1 25 | 25.0% | — | ||
| Q4 24 | 23.2% | — | ||
| Q3 24 | 22.6% | — | ||
| Q2 24 | 22.7% | — |
营业利润率CRVLNP
| Q1 26 | — | — | ||
| Q4 25 | 13.7% | — | ||
| Q3 25 | 15.0% | 46.7% | ||
| Q2 25 | 15.0% | — | ||
| Q1 25 | 14.4% | — | ||
| Q4 24 | 13.5% | — | ||
| Q3 24 | 12.8% | 58.6% | ||
| Q2 24 | 13.2% | — |
净利率CRVLNP
| Q1 26 | — | 0.1% | ||
| Q4 25 | 10.3% | — | ||
| Q3 25 | 11.6% | 25.9% | ||
| Q2 25 | 11.6% | — | ||
| Q1 25 | 11.4% | — | ||
| Q4 24 | 10.4% | — | ||
| Q3 24 | 10.4% | 35.8% | ||
| Q2 24 | 10.2% | — |
每股收益（稀释后）CRVLNP
| Q1 26 | — | $0.05 | ||
| Q4 25 | $0.47 | — | ||
| Q3 25 | $0.54 | $0.06 | ||
| Q2 25 | $0.52 | — | ||
| Q1 25 | $-1.23 | — | ||
| Q4 24 | $0.46 | — | ||
| Q3 24 | $1.35 | $0.06 | ||
| Q2 24 | $1.25 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $230.0M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $375.7M | — |
| 总资产 | $644.8M | — |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CRVLNP
| Q1 26 | — | — | ||
| Q4 25 | $230.0M | — | ||
| Q3 25 | $207.5M | $12.2M | ||
| Q2 25 | $202.0M | — | ||
| Q1 25 | $170.6M | — | ||
| Q4 24 | $162.9M | — | ||
| Q3 24 | $138.3M | — | ||
| Q2 24 | $131.9M | — |
总债务CRVLNP
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $247.6M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益CRVLNP
| Q1 26 | — | — | ||
| Q4 25 | $375.7M | — | ||
| Q3 25 | $362.8M | $-509.5M | ||
| Q2 25 | $342.5M | — | ||
| Q1 25 | $322.0M | — | ||
| Q4 24 | $300.9M | — | ||
| Q3 24 | $282.8M | $-374.3M | ||
| Q2 24 | $263.9M | — |
总资产CRVLNP
| Q1 26 | — | — | ||
| Q4 25 | $644.8M | — | ||
| Q3 25 | $611.7M | $89.6M | ||
| Q2 25 | $597.4M | — | ||
| Q1 25 | $546.0M | — | ||
| Q4 24 | $538.8M | — | ||
| Q3 24 | $518.6M | — | ||
| Q2 24 | $486.2M | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $46.1M | — |
| 自由现金流经营现金流 - 资本支出 | $35.2M | — |
| 自由现金流率自由现金流/营收 | 14.9% | — |
| 资本支出强度资本支出/营收 | 4.7% | — |
| 现金转化率经营现金流/净利润 | 1.91× | — |
| 过去12个月自由现金流最近4个季度 | $104.3M | — |
8季度趋势，按日历期对齐
经营现金流CRVLNP
| Q1 26 | — | — | ||
| Q4 25 | $46.1M | — | ||
| Q3 25 | $25.0M | — | ||
| Q2 25 | $55.0M | — | ||
| Q1 25 | $22.9M | — | ||
| Q4 24 | $41.6M | — | ||
| Q3 24 | $22.3M | — | ||
| Q2 24 | $40.4M | — |
自由现金流CRVLNP
| Q1 26 | — | — | ||
| Q4 25 | $35.2M | — | ||
| Q3 25 | $15.3M | — | ||
| Q2 25 | $39.5M | — | ||
| Q1 25 | $14.3M | — | ||
| Q4 24 | $32.1M | — | ||
| Q3 24 | $12.4M | — | ||
| Q2 24 | $32.8M | — |
自由现金流率CRVLNP
| Q1 26 | — | — | ||
| Q4 25 | 14.9% | — | ||
| Q3 25 | 6.4% | — | ||
| Q2 25 | 16.8% | — | ||
| Q1 25 | 6.2% | — | ||
| Q4 24 | 14.1% | — | ||
| Q3 24 | 5.5% | — | ||
| Q2 24 | 15.5% | — |
资本支出强度CRVLNP
| Q1 26 | — | — | ||
| Q4 25 | 4.7% | — | ||
| Q3 25 | 4.1% | — | ||
| Q2 25 | 6.6% | — | ||
| Q1 25 | 3.7% | — | ||
| Q4 24 | 4.2% | — | ||
| Q3 24 | 4.4% | — | ||
| Q2 24 | 3.6% | — |
现金转化率CRVLNP
| Q1 26 | — | — | ||
| Q4 25 | 1.91× | — | ||
| Q3 25 | 0.90× | — | ||
| Q2 25 | 2.02× | — | ||
| Q1 25 | 0.87× | — | ||
| Q4 24 | 1.75× | — | ||
| Q3 24 | 0.95× | — | ||
| Q2 24 | 1.87× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CRVL
| Patient Management Services | $146.1M | 62% |
| Network Solutions Services | $89.6M | 38% |
NP
暂无分部数据
