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CoStar Group(CSGP)与Enova International, Inc.(ENVA)财务数据对比。点击上方公司名可切换其他公司
CoStar Group的季度营收约是Enova International, Inc.的1.0倍($899.9M vs $875.1M),Enova International, Inc.净利率更高(10.4% vs 5.2%,领先5.2%),CoStar Group同比增速更快(26.9% vs 17.4%),过去两年Enova International, Inc.的营收复合增速更高(18.0% vs 17.1%)
CoStar Group是1987年成立的美国商业地产服务商,总部位于弗吉尼亚州阿灵顿,业务覆盖北美、欧洲地区,为商业地产行业提供信息、分析及营销解决方案,旗下运营CoStar线上数据库、新闻网站及Apartments.com、Homes.com等多个线上平台。
Enova International是一家全球金融科技企业,提供短期消费贷款、小微企业融资等线上金融服务,主要覆盖北美、南美及欧洲市场,依托先进数据分析技术评估用户信用,为传统金融覆盖不足的群体提供定制化金融产品。
CSGP vs ENVA — 直观对比
营收规模更大
CSGP
是对方的1.0倍
$875.1M
营收增速更快
CSGP
高出9.5%
17.4%
净利率更高
ENVA
高出5.2%
5.2%
两年增速更快
ENVA
近两年复合增速
17.1%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | ||
|---|---|---|
| 营收 | $899.9M | $875.1M |
| 净利润 | $46.5M | $91.1M |
| 毛利率 | 78.6% | — |
| 营业利润率 | 5.5% | 23.7% |
| 净利率 | 5.2% | 10.4% |
| 营收同比 | 26.9% | 17.4% |
| 净利润同比 | -22.2% | 24.9% |
| 每股收益(稀释后) | $0.12 | $3.46 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比,按日历期对齐,财年错位的公司也能正确匹配
营收
CSGP
ENVA
| Q1 26 | — | $875.1M | ||
| Q4 25 | $899.9M | $839.4M | ||
| Q3 25 | $833.6M | $802.7M | ||
| Q2 25 | $781.3M | $764.0M | ||
| Q1 25 | $732.2M | $745.5M | ||
| Q4 24 | $709.4M | $729.6M | ||
| Q3 24 | $692.6M | $689.9M | ||
| Q2 24 | $677.8M | $628.4M |
净利润
CSGP
ENVA
| Q1 26 | — | $91.1M | ||
| Q4 25 | $46.5M | $79.0M | ||
| Q3 25 | $-30.9M | $80.3M | ||
| Q2 25 | $6.2M | $76.1M | ||
| Q1 25 | $-14.8M | $72.9M | ||
| Q4 24 | $59.8M | $63.7M | ||
| Q3 24 | $53.0M | $43.4M | ||
| Q2 24 | $19.2M | $53.9M |
毛利率
CSGP
ENVA
| Q1 26 | — | — | ||
| Q4 25 | 78.6% | 59.8% | ||
| Q3 25 | 79.3% | 57.4% | ||
| Q2 25 | 78.5% | 57.8% | ||
| Q1 25 | 79.1% | 57.2% | ||
| Q4 24 | 80.1% | 56.6% | ||
| Q3 24 | 79.7% | 58.0% | ||
| Q2 24 | 80.0% | 58.9% |
营业利润率
CSGP
ENVA
| Q1 26 | — | 23.7% | ||
| Q4 25 | 5.5% | 22.2% | ||
| Q3 25 | -6.1% | 24.5% | ||
| Q2 25 | -3.5% | 24.1% | ||
| Q1 25 | -5.8% | 23.1% | ||
| Q4 24 | 5.6% | 21.3% | ||
| Q3 24 | 3.4% | 22.3% | ||
| Q2 24 | -2.4% | 23.1% |
净利率
CSGP
ENVA
| Q1 26 | — | 10.4% | ||
| Q4 25 | 5.2% | 9.4% | ||
| Q3 25 | -3.7% | 10.0% | ||
| Q2 25 | 0.8% | 10.0% | ||
| Q1 25 | -2.0% | 9.8% | ||
| Q4 24 | 8.4% | 8.7% | ||
| Q3 24 | 7.7% | 6.3% | ||
| Q2 24 | 2.8% | 8.6% |
每股收益(稀释后)
CSGP
ENVA
| Q1 26 | — | $3.46 | ||
| Q4 25 | $0.12 | $2.94 | ||
| Q3 25 | $-0.07 | $3.03 | ||
| Q2 25 | $0.01 | $2.86 | ||
| Q1 25 | $-0.04 | $2.69 | ||
| Q4 24 | $0.14 | $2.29 | ||
| Q3 24 | $0.13 | $1.57 | ||
| Q2 24 | $0.05 | $1.93 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | ||
|---|---|---|
| 现金及短期投资手头流动性 | $1.6B | $96.1M |
| 总债务越低越好 | $140.0M | $4.8B |
| 股东权益账面价值 | $8.3B | — |
| 总资产 | $10.5B | $6.9B |
| 负债/权益比越低杠杆越低 | 0.02× | — |
8季度趋势,按日历期对齐
现金及短期投资
CSGP
ENVA
| Q1 26 | — | $96.1M | ||
| Q4 25 | $1.6B | $71.7M | ||
| Q3 25 | $1.9B | $53.6M | ||
| Q2 25 | $3.6B | $55.6M | ||
| Q1 25 | $3.7B | $55.5M | ||
| Q4 24 | $4.7B | $73.9M | ||
| Q3 24 | — | $67.5M | ||
| Q2 24 | — | $60.1M |
总债务
CSGP
ENVA
| Q1 26 | — | $4.8B | ||
| Q4 25 | $140.0M | $4.5B | ||
| Q3 25 | $1.0B | $4.1B | ||
| Q2 25 | $1.0B | $4.0B | ||
| Q1 25 | $1.0B | $3.8B | ||
| Q4 24 | $1.0B | $3.6B | ||
| Q3 24 | $1.0B | $3.3B | ||
| Q2 24 | $1.0B | $3.2B |
股东权益
CSGP
ENVA
| Q1 26 | — | — | ||
| Q4 25 | $8.3B | $1.3B | ||
| Q3 25 | $8.6B | $1.3B | ||
| Q2 25 | $8.6B | $1.2B | ||
| Q1 25 | $8.6B | $1.2B | ||
| Q4 24 | $7.6B | $1.2B | ||
| Q3 24 | $7.5B | $1.2B | ||
| Q2 24 | $7.4B | $1.1B |
总资产
CSGP
ENVA
| Q1 26 | — | $6.9B | ||
| Q4 25 | $10.5B | $6.5B | ||
| Q3 25 | $10.8B | $6.0B | ||
| Q2 25 | $10.5B | $5.7B | ||
| Q1 25 | $10.4B | $5.5B | ||
| Q4 24 | $9.3B | $5.3B | ||
| Q3 24 | $9.1B | $5.0B | ||
| Q2 24 | $9.1B | $4.8B |
负债/权益比
CSGP
ENVA
| Q1 26 | — | — | ||
| Q4 25 | 0.02× | 3.37× | ||
| Q3 25 | 0.12× | 3.20× | ||
| Q2 25 | 0.12× | 3.23× | ||
| Q1 25 | 0.12× | 3.14× | ||
| Q4 24 | 0.13× | 2.98× | ||
| Q3 24 | 0.13× | 2.79× | ||
| Q2 24 | 0.14× | 2.78× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | ||
|---|---|---|
| 经营现金流最新季度 | $162.1M | — |
| 自由现金流经营现金流 - 资本支出 | $101.3M | — |
| 自由现金流率自由现金流/营收 | 11.3% | — |
| 资本支出强度资本支出/营收 | 6.8% | — |
| 现金转化率经营现金流/净利润 | 3.49× | — |
| 过去12个月自由现金流最近4个季度 | $123.0M | — |
8季度趋势,按日历期对齐
经营现金流
CSGP
ENVA
| Q1 26 | — | — | ||
| Q4 25 | $162.1M | $498.8M | ||
| Q3 25 | $68.2M | $481.8M | ||
| Q2 25 | $146.5M | $447.4M | ||
| Q1 25 | $53.2M | $391.1M | ||
| Q4 24 | $94.6M | $430.5M | ||
| Q3 24 | $100.3M | $398.6M | ||
| Q2 24 | $58.1M | $360.9M |
自由现金流
CSGP
ENVA
| Q1 26 | — | — | ||
| Q4 25 | $101.3M | $487.1M | ||
| Q3 25 | $-5.5M | $470.5M | ||
| Q2 25 | $27.7M | $436.1M | ||
| Q1 25 | $-500.0K | $378.3M | ||
| Q4 24 | $25.2M | $420.3M | ||
| Q3 24 | $40.2M | $387.6M | ||
| Q2 24 | $-14.7M | $349.9M |
自由现金流率
CSGP
ENVA
| Q1 26 | — | — | ||
| Q4 25 | 11.3% | 58.0% | ||
| Q3 25 | -0.7% | 58.6% | ||
| Q2 25 | 3.5% | 57.1% | ||
| Q1 25 | -0.1% | 50.7% | ||
| Q4 24 | 3.6% | 57.6% | ||
| Q3 24 | 5.8% | 56.2% | ||
| Q2 24 | -2.2% | 55.7% |
资本支出强度
CSGP
ENVA
| Q1 26 | — | — | ||
| Q4 25 | 6.8% | 1.4% | ||
| Q3 25 | 8.8% | 1.4% | ||
| Q2 25 | 15.2% | 1.5% | ||
| Q1 25 | 7.3% | 1.7% | ||
| Q4 24 | 9.8% | 1.4% | ||
| Q3 24 | 8.7% | 1.6% | ||
| Q2 24 | 10.7% | 1.8% |
现金转化率
CSGP
ENVA
| Q1 26 | — | — | ||
| Q4 25 | 3.49× | 6.32× | ||
| Q3 25 | — | 6.00× | ||
| Q2 25 | 23.63× | 5.87× | ||
| Q1 25 | — | 5.36× | ||
| Q4 24 | 1.58× | 6.76× | ||
| Q3 24 | 1.89× | 9.18× | ||
| Q2 24 | 3.03× | 6.70× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CSGP
| Co Star | $503.8M | 56% |
| Other | $283.0M | 31% |
| Loop Net | $94.7M | 11% |
ENVA
暂无分部数据