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CoStar Group（CSGP）与SelectQuote, Inc.（SLQT）财务数据对比。点击上方公司名可切换其他公司
CoStar Group的季度营收约是SelectQuote, Inc.的1.7倍（$899.9M vs $537.1M），SelectQuote, Inc.净利率更高（12.9% vs 5.2%，领先7.7%），CoStar Group同比增速更快（26.9% vs 11.6%），CoStar Group自由现金流更多（$101.3M vs $-1.0M），过去两年SelectQuote, Inc.的营收复合增速更高（19.5% vs 17.1%）
CoStar Group是1987年成立的美国商业地产服务商，总部位于弗吉尼亚州阿灵顿，业务覆盖北美、欧洲地区，为商业地产行业提供信息、分析及营销解决方案，旗下运营CoStar线上数据库、新闻网站及Apartments.com、Homes.com等多个线上平台。
SelectQuote是面向消费者的直售平台，主营保险产品与医疗服务业务，通过对接消费者与保险机构获取佣金，覆盖长者健康险、人寿险、车险、家财险等品类，医疗服务板块以认证药房SelectRx为核心业务，公司于2020年5月上市。
CSGP vs SLQT — 直观对比
营收规模更大
CSGP
是对方的1.7倍
$537.1M
营收增速更快
CSGP
高出15.2%
11.6%
净利率更高
SLQT
高出7.7%
5.2%
自由现金流更多
CSGP
多$102.3M
$-1.0M
两年增速更快
SLQT
近两年复合增速
17.1%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $899.9M | $537.1M |
| 净利润 | $46.5M | $69.3M |
| 毛利率 | 78.6% | 61.8% |
| 营业利润率 | 5.5% | 14.0% |
| 净利率 | 5.2% | 12.9% |
| 营收同比 | 26.9% | 11.6% |
| 净利润同比 | -22.2% | 30.2% |
| 每股收益（稀释后） | $0.12 | $0.26 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CSGPSLQT
| Q4 25 | $899.9M | $537.1M | ||
| Q3 25 | $833.6M | $328.8M | ||
| Q2 25 | $781.3M | $345.1M | ||
| Q1 25 | $732.2M | $408.2M | ||
| Q4 24 | $709.4M | $481.1M | ||
| Q3 24 | $692.6M | $292.3M | ||
| Q2 24 | $677.8M | $307.2M | ||
| Q1 24 | $656.4M | $376.4M |
净利润CSGPSLQT
| Q4 25 | $46.5M | $69.3M | ||
| Q3 25 | $-30.9M | $-30.5M | ||
| Q2 25 | $6.2M | $12.9M | ||
| Q1 25 | $-14.8M | $26.0M | ||
| Q4 24 | $59.8M | $53.2M | ||
| Q3 24 | $53.0M | $-44.5M | ||
| Q2 24 | $19.2M | $-31.0M | ||
| Q1 24 | $6.7M | $8.6M |
毛利率CSGPSLQT
| Q4 25 | 78.6% | 61.8% | ||
| Q3 25 | 79.3% | 41.4% | ||
| Q2 25 | 78.5% | 47.2% | ||
| Q1 25 | 79.1% | 60.2% | ||
| Q4 24 | 80.1% | 67.5% | ||
| Q3 24 | 79.7% | 55.7% | ||
| Q2 24 | 80.0% | 60.7% | ||
| Q1 24 | 78.5% | 71.8% |
营业利润率CSGPSLQT
| Q4 25 | 5.5% | 14.0% | ||
| Q3 25 | -6.1% | -12.4% | ||
| Q2 25 | -3.5% | -3.6% | ||
| Q1 25 | -5.8% | 5.4% | ||
| Q4 24 | 5.6% | 14.7% | ||
| Q3 24 | 3.4% | -4.1% | ||
| Q2 24 | -2.4% | -0.5% | ||
| Q1 24 | -6.5% | 8.8% |
净利率CSGPSLQT
| Q4 25 | 5.2% | 12.9% | ||
| Q3 25 | -3.7% | -9.3% | ||
| Q2 25 | 0.8% | 3.7% | ||
| Q1 25 | -2.0% | 6.4% | ||
| Q4 24 | 8.4% | 11.1% | ||
| Q3 24 | 7.7% | -15.2% | ||
| Q2 24 | 2.8% | -10.1% | ||
| Q1 24 | 1.0% | 2.3% |
每股收益（稀释后）CSGPSLQT
| Q4 25 | $0.12 | $0.26 | ||
| Q3 25 | $-0.07 | $-0.26 | ||
| Q2 25 | $0.01 | $-0.06 | ||
| Q1 25 | $-0.04 | $0.03 | ||
| Q4 24 | $0.14 | $0.30 | ||
| Q3 24 | $0.13 | $-0.26 | ||
| Q2 24 | $0.05 | $-0.17 | ||
| Q1 24 | $0.02 | $0.05 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.6B | $18.3M |
| 总债务越低越好 | $140.0M | $405.8M |
| 股东权益账面价值 | $8.3B | $359.7M |
| 总资产 | $10.5B | $1.4B |
| 负债/权益比越低杠杆越低 | 0.02× | 1.13× |
8季度趋势，按日历期对齐
现金及短期投资CSGPSLQT
| Q4 25 | $1.6B | $18.3M | ||
| Q3 25 | $1.9B | $10.7M | ||
| Q2 25 | $3.6B | $32.4M | ||
| Q1 25 | $3.7B | $80.1M | ||
| Q4 24 | $4.7B | $7.3M | ||
| Q3 24 | — | $10.4M | ||
| Q2 24 | — | $42.7M | ||
| Q1 24 | — | $37.8M |
总债务CSGPSLQT
| Q4 25 | $140.0M | $405.8M | ||
| Q3 25 | $1.0B | $393.1M | ||
| Q2 25 | $1.0B | $385.1M | ||
| Q1 25 | $1.0B | $391.5M | ||
| Q4 24 | $1.0B | $711.9M | ||
| Q3 24 | $1.0B | $680.4M | ||
| Q2 24 | $1.0B | $683.3M | ||
| Q1 24 | $1.0B | $686.0M |
股东权益CSGPSLQT
| Q4 25 | $8.3B | $359.7M | ||
| Q3 25 | $8.6B | $305.1M | ||
| Q2 25 | $8.6B | $351.1M | ||
| Q1 25 | $8.6B | $350.2M | ||
| Q4 24 | $7.6B | $326.0M | ||
| Q3 24 | $7.5B | $269.4M | ||
| Q2 24 | $7.4B | $316.8M | ||
| Q1 24 | $7.3B | $346.8M |
总资产CSGPSLQT
| Q4 25 | $10.5B | $1.4B | ||
| Q3 25 | $10.8B | $1.2B | ||
| Q2 25 | $10.5B | $1.2B | ||
| Q1 25 | $10.4B | $1.3B | ||
| Q4 24 | $9.3B | $1.3B | ||
| Q3 24 | $9.1B | $1.1B | ||
| Q2 24 | $9.1B | $1.2B | ||
| Q1 24 | $9.0B | $1.2B |
负债/权益比CSGPSLQT
| Q4 25 | 0.02× | 1.13× | ||
| Q3 25 | 0.12× | 1.29× | ||
| Q2 25 | 0.12× | 1.10× | ||
| Q1 25 | 0.12× | 1.12× | ||
| Q4 24 | 0.13× | 2.18× | ||
| Q3 24 | 0.13× | 2.53× | ||
| Q2 24 | 0.14× | 2.16× | ||
| Q1 24 | 0.14× | 1.98× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $162.1M | $52.0K |
| 自由现金流经营现金流 - 资本支出 | $101.3M | $-1.0M |
| 自由现金流率自由现金流/营收 | 11.3% | -0.2% |
| 资本支出强度资本支出/营收 | 6.8% | 0.2% |
| 现金转化率经营现金流/净利润 | 3.49× | 0.00× |
| 过去12个月自由现金流最近4个季度 | $123.0M | $8.5M |
8季度趋势，按日历期对齐
经营现金流CSGPSLQT
| Q4 25 | $162.1M | $52.0K | ||
| Q3 25 | $68.2M | $-21.6M | ||
| Q2 25 | $146.5M | $-37.5M | ||
| Q1 25 | $53.2M | $71.1M | ||
| Q4 24 | $94.6M | $-28.7M | ||
| Q3 24 | $100.3M | $-16.6M | ||
| Q2 24 | $58.1M | $20.0M | ||
| Q1 24 | $139.6M | $44.5M |
自由现金流CSGPSLQT
| Q4 25 | $101.3M | $-1.0M | ||
| Q3 25 | $-5.5M | $-22.7M | ||
| Q2 25 | $27.7M | $-38.0M | ||
| Q1 25 | $-500.0K | $70.2M | ||
| Q4 24 | $25.2M | $-29.0M | ||
| Q3 24 | $40.2M | $-17.1M | ||
| Q2 24 | $-14.7M | $19.7M | ||
| Q1 24 | $-237.1M | $43.4M |
自由现金流率CSGPSLQT
| Q4 25 | 11.3% | -0.2% | ||
| Q3 25 | -0.7% | -6.9% | ||
| Q2 25 | 3.5% | -11.0% | ||
| Q1 25 | -0.1% | 17.2% | ||
| Q4 24 | 3.6% | -6.0% | ||
| Q3 24 | 5.8% | -5.8% | ||
| Q2 24 | -2.2% | 6.4% | ||
| Q1 24 | -36.1% | 11.5% |
资本支出强度CSGPSLQT
| Q4 25 | 6.8% | 0.2% | ||
| Q3 25 | 8.8% | 0.3% | ||
| Q2 25 | 15.2% | 0.1% | ||
| Q1 25 | 7.3% | 0.2% | ||
| Q4 24 | 9.8% | 0.1% | ||
| Q3 24 | 8.7% | 0.2% | ||
| Q2 24 | 10.7% | 0.1% | ||
| Q1 24 | 57.4% | 0.3% |
现金转化率CSGPSLQT
| Q4 25 | 3.49× | 0.00× | ||
| Q3 25 | — | — | ||
| Q2 25 | 23.63× | -2.91× | ||
| Q1 25 | — | 2.73× | ||
| Q4 24 | 1.58× | -0.54× | ||
| Q3 24 | 1.89× | — | ||
| Q2 24 | 3.03× | — | ||
| Q1 24 | 20.84× | 5.20× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CSGP
| Co Star | $503.8M | 56% |
| Other | $283.0M | 31% |
| Loop Net | $94.7M | 11% |
SLQT
| Healthcare Services Segment | $230.7M | 43% |
| Pharmacy | $227.2M | 42% |
| Other | $30.4M | 6% |
| Final Expense | $20.4M | 4% |
| Term | $18.5M | 3% |
| Other Senior | $6.3M | 1% |
| All Other Revenue | $3.9M | 1% |
