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CSP INC（CSPI）与RIVERVIEW BANCORP INC（RVSB）财务数据对比。点击上方公司名可切换其他公司
RIVERVIEW BANCORP INC的季度营收约是CSP INC的1.2倍（$14.0M vs $12.0M），RIVERVIEW BANCORP INC净利率更高（9.8% vs 0.8%，领先9.0%），RIVERVIEW BANCORP INC同比增速更快（10.4% vs -23.2%），RIVERVIEW BANCORP INC自由现金流更多（$-736.0K vs $-3.0M），过去两年RIVERVIEW BANCORP INC的营收复合增速更高（24.6% vs -6.3%）
CSP Inc.是一家总部位于美国的科技企业，主营网络安全解决方案、托管IT服务、高性能计算系统及专业IT咨询服务，核心客户覆盖北美及部分国际市场的医疗、金融、制造、公共部门等领域的企业。
Riverview Bancorp Inc.是一家总部位于美国的银行控股公司，主营个人与商业银行业务，服务覆盖太平洋西北地区，提供存款、消费贷款、住房抵押贷款、商业信贷及小企业金融等产品，服务零售客户与本地企业群体。
CSPI vs RVSB — 直观对比
营收规模更大
RVSB
是对方的1.2倍
$12.0M
营收增速更快
RVSB
高出33.6%
-23.2%
净利率更高
RVSB
高出9.0%
0.8%
自由现金流更多
RVSB
多$2.3M
$-3.0M
两年增速更快
RVSB
近两年复合增速
-6.3%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $12.0M | $14.0M |
| 净利润 | $91.0K | $1.4M |
| 毛利率 | 39.3% | — |
| 营业利润率 | -0.9% | 12.4% |
| 净利率 | 0.8% | 9.8% |
| 营收同比 | -23.2% | 10.4% |
| 净利润同比 | -80.7% | 11.8% |
| 每股收益（稀释后） | $0.01 | $0.07 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CSPIRVSB
| Q4 25 | $12.0M | $14.0M | ||
| Q3 25 | $14.5M | $13.6M | ||
| Q2 25 | $15.4M | $13.3M | ||
| Q1 25 | $13.1M | $12.9M | ||
| Q4 24 | $15.7M | $12.7M | ||
| Q3 24 | $13.0M | $12.8M | ||
| Q2 24 | $13.1M | $12.2M | ||
| Q1 24 | $13.7M | $9.0M |
净利润CSPIRVSB
| Q4 25 | $91.0K | $1.4M | ||
| Q3 25 | $-191.0K | $1.1M | ||
| Q2 25 | $-264.0K | $1.2M | ||
| Q1 25 | $-108.0K | $1.1M | ||
| Q4 24 | $472.0K | $1.2M | ||
| Q3 24 | $-1.7M | $1.6M | ||
| Q2 24 | $-185.0K | $966.0K | ||
| Q1 24 | $1.6M | $-3.0M |
毛利率CSPIRVSB
| Q4 25 | 39.3% | — | ||
| Q3 25 | 36.6% | — | ||
| Q2 25 | 28.8% | — | ||
| Q1 25 | 32.0% | — | ||
| Q4 24 | 29.1% | — | ||
| Q3 24 | 28.4% | — | ||
| Q2 24 | 35.0% | — | ||
| Q1 24 | 47.3% | — |
营业利润率CSPIRVSB
| Q4 25 | -0.9% | 12.4% | ||
| Q3 25 | -3.7% | 10.2% | ||
| Q2 25 | -7.9% | 11.7% | ||
| Q1 25 | -7.6% | 11.3% | ||
| Q4 24 | -2.3% | 12.4% | ||
| Q3 24 | -15.7% | 15.5% | ||
| Q2 24 | -5.5% | 10.0% | ||
| Q1 24 | 9.0% | -47.5% |
净利率CSPIRVSB
| Q4 25 | 0.8% | 9.8% | ||
| Q3 25 | -1.3% | 8.1% | ||
| Q2 25 | -1.7% | 9.2% | ||
| Q1 25 | -0.8% | 8.9% | ||
| Q4 24 | 3.0% | 9.7% | ||
| Q3 24 | -12.7% | 12.2% | ||
| Q2 24 | -1.4% | 7.9% | ||
| Q1 24 | 11.6% | -34.7% |
每股收益（稀释后）CSPIRVSB
| Q4 25 | $0.01 | $0.07 | ||
| Q3 25 | $-0.02 | $0.05 | ||
| Q2 25 | $-0.03 | $0.06 | ||
| Q1 25 | $-0.01 | $0.05 | ||
| Q4 24 | $0.05 | $0.06 | ||
| Q3 24 | $-0.17 | $0.07 | ||
| Q2 24 | $-0.02 | $0.05 | ||
| Q1 24 | $0.16 | $-0.14 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $24.9M | $28.6M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $44.8M | $164.2M |
| 总资产 | $69.2M | $1.5B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CSPIRVSB
| Q4 25 | $24.9M | $28.6M | ||
| Q3 25 | $27.4M | $32.8M | ||
| Q2 25 | $26.3M | $34.2M | ||
| Q1 25 | $29.5M | $29.4M | ||
| Q4 24 | $30.7M | $25.3M | ||
| Q3 24 | $30.6M | $31.0M | ||
| Q2 24 | $28.9M | $27.8M | ||
| Q1 24 | $27.1M | $23.6M |
股东权益CSPIRVSB
| Q4 25 | $44.8M | $164.2M | ||
| Q3 25 | $44.6M | $163.5M | ||
| Q2 25 | $47.5M | $162.0M | ||
| Q1 25 | $47.5M | $160.0M | ||
| Q4 24 | $47.5M | $158.3M | ||
| Q3 24 | $47.3M | $160.8M | ||
| Q2 24 | $48.1M | $155.9M | ||
| Q1 24 | $48.2M | $155.6M |
总资产CSPIRVSB
| Q4 25 | $69.2M | $1.5B | ||
| Q3 25 | $71.2M | $1.5B | ||
| Q2 25 | $66.8M | $1.5B | ||
| Q1 25 | $67.1M | $1.5B | ||
| Q4 24 | $67.5M | $1.5B | ||
| Q3 24 | $69.4M | $1.5B | ||
| Q2 24 | $66.8M | $1.5B | ||
| Q1 24 | $64.2M | $1.5B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-2.9M | $-506.0K |
| 自由现金流经营现金流 - 资本支出 | $-3.0M | $-736.0K |
| 自由现金流率自由现金流/营收 | -25.1% | -5.2% |
| 资本支出强度资本支出/营收 | 0.9% | 1.6% |
| 现金转化率经营现金流/净利润 | -32.04× | -0.37× |
| 过去12个月自由现金流最近4个季度 | $-2.8M | $20.4M |
8季度趋势，按日历期对齐
经营现金流CSPIRVSB
| Q4 25 | $-2.9M | $-506.0K | ||
| Q3 25 | $1.9M | $16.8M | ||
| Q2 25 | $-3.3M | $-697.0K | ||
| Q1 25 | $1.9M | $8.3M | ||
| Q4 24 | $1.7M | $2.2M | ||
| Q3 24 | $-1.5M | $764.0K | ||
| Q2 24 | $2.4M | $5.4M | ||
| Q1 24 | $1.7M | $12.8M |
自由现金流CSPIRVSB
| Q4 25 | $-3.0M | $-736.0K | ||
| Q3 25 | $1.7M | $16.4M | ||
| Q2 25 | $-3.3M | $-773.0K | ||
| Q1 25 | $1.9M | $5.6M | ||
| Q4 24 | $1.7M | $1.9M | ||
| Q3 24 | $-1.5M | $-1.4M | ||
| Q2 24 | $2.4M | $5.3M | ||
| Q1 24 | $1.6M | $7.1M |
自由现金流率CSPIRVSB
| Q4 25 | -25.1% | -5.2% | ||
| Q3 25 | 11.5% | 120.1% | ||
| Q2 25 | -21.7% | -5.8% | ||
| Q1 25 | 14.5% | 43.1% | ||
| Q4 24 | 10.8% | 15.0% | ||
| Q3 24 | -11.7% | -11.3% | ||
| Q2 24 | 17.9% | 43.7% | ||
| Q1 24 | 11.9% | 79.0% |
资本支出强度CSPIRVSB
| Q4 25 | 0.9% | 1.6% | ||
| Q3 25 | 1.6% | 2.9% | ||
| Q2 25 | 0.4% | 0.6% | ||
| Q1 25 | 0.1% | 21.0% | ||
| Q4 24 | 0.3% | 2.4% | ||
| Q3 24 | 0.1% | 17.3% | ||
| Q2 24 | 0.3% | 0.9% | ||
| Q1 24 | 0.1% | 62.0% |
现金转化率CSPIRVSB
| Q4 25 | -32.04× | -0.37× | ||
| Q3 25 | — | 15.25× | ||
| Q2 25 | — | -0.57× | ||
| Q1 25 | — | 7.20× | ||
| Q4 24 | 3.69× | 1.79× | ||
| Q3 24 | — | 0.49× | ||
| Q2 24 | — | 5.63× | ||
| Q1 24 | 1.04× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CSPI
| Products | $6.7M | 56% |
| Services | $5.3M | 44% |
RVSB
暂无分部数据
