vs
CARRIAGE SERVICES INC（CSV）与FIRST MID BANCSHARES, INC.（FMBH）财务数据对比。点击上方公司名可切换其他公司
CARRIAGE SERVICES INC的季度营收约是FIRST MID BANCSHARES, INC.的1.2倍（$105.5M vs $88.2M），FIRST MID BANCSHARES, INC.净利率更高（26.8% vs 11.6%，领先15.2%），CARRIAGE SERVICES INC同比增速更快（8.0% vs 3.4%），FIRST MID BANCSHARES, INC.自由现金流更多（$124.0M vs $6.2M），过去两年FIRST MID BANCSHARES, INC.的营收复合增速更高（5.0% vs 1.0%）
怡和Cycle & Carriage有限公司是怡和集团在东南亚的投资控股公司，目前该集团持有其75%的股份，是怡和集团在东南亚区域开展资本布局与投资业务的核心平台。
First Mid Bancshares Inc.是一家总部位于美国的区域性金融服务控股公司，提供全品类零售与商业银行产品、财富管理、保险解决方案及农业融资服务，主要服务伊利诺伊、密苏里、印第安纳等美国中西部州的个人、中小企业及农业客户。
CSV vs FMBH — 直观对比
营收规模更大
CSV
是对方的1.2倍
$88.2M
营收增速更快
CSV
高出4.6%
3.4%
净利率更高
FMBH
高出15.2%
11.6%
自由现金流更多
FMBH
多$117.8M
$6.2M
两年增速更快
FMBH
近两年复合增速
1.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $105.5M | $88.2M |
| 净利润 | $12.3M | $23.7M |
| 毛利率 | 34.8% | — |
| 营业利润率 | 23.3% | 34.0% |
| 净利率 | 11.6% | 26.8% |
| 营收同比 | 8.0% | 3.4% |
| 净利润同比 | 24.5% | 23.5% |
| 每股收益（稀释后） | $0.76 | $0.98 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CSVFMBH
| Q4 25 | $105.5M | $88.2M | ||
| Q3 25 | $102.7M | $89.3M | ||
| Q2 25 | $102.1M | $87.5M | ||
| Q1 25 | $107.1M | $84.3M | ||
| Q4 24 | $97.7M | $85.3M | ||
| Q3 24 | $100.7M | $80.6M | ||
| Q2 24 | $102.3M | $79.2M | ||
| Q1 24 | $103.5M | $79.9M |
净利润CSVFMBH
| Q4 25 | $12.3M | $23.7M | ||
| Q3 25 | $6.6M | $22.5M | ||
| Q2 25 | $11.7M | $23.4M | ||
| Q1 25 | $20.9M | $22.2M | ||
| Q4 24 | $9.9M | $19.2M | ||
| Q3 24 | $9.9M | $19.5M | ||
| Q2 24 | $6.3M | $19.7M | ||
| Q1 24 | $7.0M | $20.5M |
毛利率CSVFMBH
| Q4 25 | 34.8% | — | ||
| Q3 25 | 35.3% | — | ||
| Q2 25 | 35.2% | — | ||
| Q1 25 | 35.3% | — | ||
| Q4 24 | 34.4% | — | ||
| Q3 24 | 35.2% | — | ||
| Q2 24 | 36.2% | — | ||
| Q1 24 | 36.0% | — |
营业利润率CSVFMBH
| Q4 25 | 23.3% | 34.0% | ||
| Q3 25 | 17.0% | 32.2% | ||
| Q2 25 | 23.5% | 34.4% | ||
| Q1 25 | 29.5% | 33.4% | ||
| Q4 24 | 21.6% | 29.7% | ||
| Q3 24 | 22.7% | 31.5% | ||
| Q2 24 | 18.0% | 33.7% | ||
| Q1 24 | 18.8% | 33.7% |
净利率CSVFMBH
| Q4 25 | 11.6% | 26.8% | ||
| Q3 25 | 6.4% | 25.2% | ||
| Q2 25 | 11.5% | 26.8% | ||
| Q1 25 | 19.5% | 26.3% | ||
| Q4 24 | 10.1% | 22.5% | ||
| Q3 24 | 9.8% | 24.2% | ||
| Q2 24 | 6.1% | 24.9% | ||
| Q1 24 | 6.7% | 25.6% |
每股收益（稀释后）CSVFMBH
| Q4 25 | $0.76 | $0.98 | ||
| Q3 25 | $0.41 | $0.94 | ||
| Q2 25 | $0.74 | $0.98 | ||
| Q1 25 | $1.34 | $0.93 | ||
| Q4 24 | $0.62 | $0.81 | ||
| Q3 24 | $0.63 | $0.81 | ||
| Q2 24 | $0.40 | $0.82 | ||
| Q1 24 | $0.45 | $0.86 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.7M | — |
| 总债务越低越好 | — | $354.5M |
| 股东权益账面价值 | $254.8M | $958.7M |
| 总资产 | $1.3B | $8.0B |
| 负债/权益比越低杠杆越低 | — | 0.37× |
8季度趋势，按日历期对齐
现金及短期投资CSVFMBH
| Q4 25 | $1.7M | — | ||
| Q3 25 | $1.2M | — | ||
| Q2 25 | $1.4M | — | ||
| Q1 25 | $4.6M | — | ||
| Q4 24 | $1.2M | — | ||
| Q3 24 | $1.3M | — | ||
| Q2 24 | $1.5M | — | ||
| Q1 24 | $1.7M | — |
总债务CSVFMBH
| Q4 25 | — | $354.5M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益CSVFMBH
| Q4 25 | $254.8M | $958.7M | ||
| Q3 25 | $242.1M | $932.2M | ||
| Q2 25 | $235.4M | $894.1M | ||
| Q1 25 | $223.1M | $870.9M | ||
| Q4 24 | $208.6M | $846.4M | ||
| Q3 24 | $198.1M | $858.5M | ||
| Q2 24 | $187.9M | $813.6M | ||
| Q1 24 | $179.6M | $798.0M |
总资产CSVFMBH
| Q4 25 | $1.3B | $8.0B | ||
| Q3 25 | $1.3B | $7.8B | ||
| Q2 25 | $1.3B | $7.7B | ||
| Q1 25 | $1.3B | $7.6B | ||
| Q4 24 | $1.3B | $7.5B | ||
| Q3 24 | $1.3B | $7.6B | ||
| Q2 24 | $1.3B | $7.6B | ||
| Q1 24 | $1.3B | $7.7B |
负债/权益比CSVFMBH
| Q4 25 | — | 0.37× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $14.1M | $130.9M |
| 自由现金流经营现金流 - 资本支出 | $6.2M | $124.0M |
| 自由现金流率自由现金流/营收 | 5.9% | 140.6% |
| 资本支出强度资本支出/营收 | 7.5% | 7.8% |
| 现金转化率经营现金流/净利润 | 1.15× | 5.53× |
| 过去12个月自由现金流最近4个季度 | $40.1M | $207.9M |
8季度趋势，按日历期对齐
经营现金流CSVFMBH
| Q4 25 | $14.1M | $130.9M | ||
| Q3 25 | $24.7M | $33.0M | ||
| Q2 25 | $8.1M | $7.7M | ||
| Q1 25 | $13.8M | $47.9M | ||
| Q4 24 | $9.3M | $124.4M | ||
| Q3 24 | $20.9M | $33.1M | ||
| Q2 24 | $2.2M | $24.0M | ||
| Q1 24 | $19.7M | $29.0M |
自由现金流CSVFMBH
| Q4 25 | $6.2M | $124.0M | ||
| Q3 25 | $18.0M | $31.9M | ||
| Q2 25 | $5.2M | $6.0M | ||
| Q1 25 | $10.6M | $46.0M | ||
| Q4 24 | $4.9M | $119.5M | ||
| Q3 24 | $16.2M | $32.0M | ||
| Q2 24 | $-1.4M | $22.9M | ||
| Q1 24 | $16.2M | $27.6M |
自由现金流率CSVFMBH
| Q4 25 | 5.9% | 140.6% | ||
| Q3 25 | 17.5% | 35.8% | ||
| Q2 25 | 5.1% | 6.8% | ||
| Q1 25 | 9.9% | 54.5% | ||
| Q4 24 | 5.0% | 140.0% | ||
| Q3 24 | 16.1% | 39.7% | ||
| Q2 24 | -1.4% | 28.9% | ||
| Q1 24 | 15.6% | 34.5% |
资本支出强度CSVFMBH
| Q4 25 | 7.5% | 7.8% | ||
| Q3 25 | 6.5% | 1.2% | ||
| Q2 25 | 2.8% | 2.0% | ||
| Q1 25 | 3.0% | 2.3% | ||
| Q4 24 | 4.5% | 5.8% | ||
| Q3 24 | 4.6% | 1.4% | ||
| Q2 24 | 3.5% | 1.4% | ||
| Q1 24 | 3.4% | 1.9% |
现金转化率CSVFMBH
| Q4 25 | 1.15× | 5.53× | ||
| Q3 25 | 3.76× | 1.47× | ||
| Q2 25 | 0.69× | 0.33× | ||
| Q1 25 | 0.66× | 2.16× | ||
| Q4 24 | 0.94× | 6.49× | ||
| Q3 24 | 2.11× | 1.70× | ||
| Q2 24 | 0.34× | 1.21× | ||
| Q1 24 | 2.83× | 1.42× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CSV
| Propertyand Merchandise | $47.8M | 45% |
| Cemetery Interment Rights | $24.8M | 23% |
| Merchandise | $18.9M | 18% |
| Other Revenue | $10.2M | 10% |
| Other | $3.9M | 4% |
FMBH
暂无分部数据
