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CARRIAGE SERVICES INC（CSV）与FIRSTSUN CAPITAL BANCORP（FSUN）财务数据对比。点击上方公司名可切换其他公司
FIRSTSUN CAPITAL BANCORP的季度营收约是CARRIAGE SERVICES INC的1.0倍（$110.0M vs $105.5M），FIRSTSUN CAPITAL BANCORP净利率更高（19.6% vs 11.6%，领先8.0%），过去两年FIRSTSUN CAPITAL BANCORP的营收复合增速更高（6.9% vs 1.0%）
怡和Cycle & Carriage有限公司是怡和集团在东南亚的投资控股公司，目前该集团持有其75%的股份，是怡和集团在东南亚区域开展资本布局与投资业务的核心平台。
FirstSun Capital Bancorp是一家总部位于美国的金融控股公司，提供商业及个人贷款、存款产品、财富管理、财资解决方案等全面的银行金融服务，主要面向美国区域市场的个人消费者、中小企业及企业客户。
CSV vs FSUN — 直观对比
营收规模更大
FSUN
是对方的1.0倍
$105.5M
净利率更高
FSUN
高出8.0%
11.6%
两年增速更快
FSUN
近两年复合增速
1.0%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $105.5M | $110.0M |
| 净利润 | $12.3M | $21.6M |
| 毛利率 | 34.8% | — |
| 营业利润率 | 23.3% | — |
| 净利率 | 11.6% | 19.6% |
| 营收同比 | 8.0% | — |
| 净利润同比 | 24.5% | -8.4% |
| 每股收益（稀释后） | $0.76 | $0.76 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CSVFSUN
| Q1 26 | — | $110.0M | ||
| Q4 25 | $105.5M | $110.2M | ||
| Q3 25 | $102.7M | $107.3M | ||
| Q2 25 | $102.1M | $105.6M | ||
| Q1 25 | $107.1M | $96.2M | ||
| Q4 24 | $97.7M | $98.7M | ||
| Q3 24 | $100.7M | $98.2M | ||
| Q2 24 | $102.3M | $96.2M |
净利润CSVFSUN
| Q1 26 | — | $21.6M | ||
| Q4 25 | $12.3M | $24.8M | ||
| Q3 25 | $6.6M | $23.2M | ||
| Q2 25 | $11.7M | $26.4M | ||
| Q1 25 | $20.9M | $23.6M | ||
| Q4 24 | $9.9M | $16.4M | ||
| Q3 24 | $9.9M | $22.4M | ||
| Q2 24 | $6.3M | $24.6M |
毛利率CSVFSUN
| Q1 26 | — | — | ||
| Q4 25 | 34.8% | — | ||
| Q3 25 | 35.3% | — | ||
| Q2 25 | 35.2% | — | ||
| Q1 25 | 35.3% | — | ||
| Q4 24 | 34.4% | — | ||
| Q3 24 | 35.2% | — | ||
| Q2 24 | 36.2% | — |
营业利润率CSVFSUN
| Q1 26 | — | — | ||
| Q4 25 | 23.3% | 29.0% | ||
| Q3 25 | 17.0% | 26.4% | ||
| Q2 25 | 23.5% | 31.2% | ||
| Q1 25 | 29.5% | 30.9% | ||
| Q4 24 | 21.6% | 20.4% | ||
| Q3 24 | 22.7% | 29.1% | ||
| Q2 24 | 18.0% | 32.3% |
净利率CSVFSUN
| Q1 26 | — | 19.6% | ||
| Q4 25 | 11.6% | 22.5% | ||
| Q3 25 | 6.4% | 21.6% | ||
| Q2 25 | 11.5% | 25.0% | ||
| Q1 25 | 19.5% | 24.5% | ||
| Q4 24 | 10.1% | 16.6% | ||
| Q3 24 | 9.8% | 22.8% | ||
| Q2 24 | 6.1% | 25.5% |
每股收益（稀释后）CSVFSUN
| Q1 26 | — | $0.76 | ||
| Q4 25 | $0.76 | $0.89 | ||
| Q3 25 | $0.41 | $0.82 | ||
| Q2 25 | $0.74 | $0.93 | ||
| Q1 25 | $1.34 | $0.83 | ||
| Q4 24 | $0.62 | $0.57 | ||
| Q3 24 | $0.63 | $0.79 | ||
| Q2 24 | $0.40 | $0.88 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.7M | $413.7M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $254.8M | $1.2B |
| 总资产 | $1.3B | $8.6B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CSVFSUN
| Q1 26 | — | $413.7M | ||
| Q4 25 | $1.7M | $652.6M | ||
| Q3 25 | $1.2M | $659.9M | ||
| Q2 25 | $1.4M | $785.1M | ||
| Q1 25 | $4.6M | $621.4M | ||
| Q4 24 | $1.2M | $615.9M | ||
| Q3 24 | $1.3M | $573.7M | ||
| Q2 24 | $1.5M | $535.8M |
股东权益CSVFSUN
| Q1 26 | — | $1.2B | ||
| Q4 25 | $254.8M | $1.2B | ||
| Q3 25 | $242.1M | $1.1B | ||
| Q2 25 | $235.4M | $1.1B | ||
| Q1 25 | $223.1M | $1.1B | ||
| Q4 24 | $208.6M | $1.0B | ||
| Q3 24 | $198.1M | $1.0B | ||
| Q2 24 | $187.9M | $996.6M |
总资产CSVFSUN
| Q1 26 | — | $8.6B | ||
| Q4 25 | $1.3B | $8.5B | ||
| Q3 25 | $1.3B | $8.5B | ||
| Q2 25 | $1.3B | $8.4B | ||
| Q1 25 | $1.3B | $8.2B | ||
| Q4 24 | $1.3B | $8.1B | ||
| Q3 24 | $1.3B | $8.1B | ||
| Q2 24 | $1.3B | $8.0B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $14.1M | — |
| 自由现金流经营现金流 - 资本支出 | $6.2M | — |
| 自由现金流率自由现金流/营收 | 5.9% | — |
| 资本支出强度资本支出/营收 | 7.5% | — |
| 现金转化率经营现金流/净利润 | 1.15× | — |
| 过去12个月自由现金流最近4个季度 | $40.1M | — |
8季度趋势，按日历期对齐
经营现金流CSVFSUN
| Q1 26 | — | — | ||
| Q4 25 | $14.1M | $111.5M | ||
| Q3 25 | $24.7M | $49.4M | ||
| Q2 25 | $8.1M | $15.0M | ||
| Q1 25 | $13.8M | $26.4M | ||
| Q4 24 | $9.3M | $101.1M | ||
| Q3 24 | $20.9M | $48.1M | ||
| Q2 24 | $2.2M | $20.9M |
自由现金流CSVFSUN
| Q1 26 | — | — | ||
| Q4 25 | $6.2M | $104.0M | ||
| Q3 25 | $18.0M | $47.6M | ||
| Q2 25 | $5.2M | $13.0M | ||
| Q1 25 | $10.6M | $24.3M | ||
| Q4 24 | $4.9M | $95.7M | ||
| Q3 24 | $16.2M | $47.1M | ||
| Q2 24 | $-1.4M | $19.9M |
自由现金流率CSVFSUN
| Q1 26 | — | — | ||
| Q4 25 | 5.9% | 94.3% | ||
| Q3 25 | 17.5% | 44.4% | ||
| Q2 25 | 5.1% | 12.3% | ||
| Q1 25 | 9.9% | 25.3% | ||
| Q4 24 | 5.0% | 97.0% | ||
| Q3 24 | 16.1% | 47.9% | ||
| Q2 24 | -1.4% | 20.6% |
资本支出强度CSVFSUN
| Q1 26 | — | — | ||
| Q4 25 | 7.5% | 6.8% | ||
| Q3 25 | 6.5% | 1.6% | ||
| Q2 25 | 2.8% | 1.9% | ||
| Q1 25 | 3.0% | 2.1% | ||
| Q4 24 | 4.5% | 5.5% | ||
| Q3 24 | 4.6% | 1.1% | ||
| Q2 24 | 3.5% | 1.1% |
现金转化率CSVFSUN
| Q1 26 | — | — | ||
| Q4 25 | 1.15× | 4.49× | ||
| Q3 25 | 3.76× | 2.13× | ||
| Q2 25 | 0.69× | 0.57× | ||
| Q1 25 | 0.66× | 1.12× | ||
| Q4 24 | 0.94× | 6.18× | ||
| Q3 24 | 2.11× | 2.15× | ||
| Q2 24 | 0.34× | 0.85× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CSV
| Propertyand Merchandise | $47.8M | 45% |
| Cemetery Interment Rights | $24.8M | 23% |
| Merchandise | $18.9M | 18% |
| Other Revenue | $10.2M | 10% |
| Other | $3.9M | 4% |
FSUN
| Net Interest Income | $82.8M | 75% |
| Noninterest Income | $27.2M | 25% |
