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CARRIAGE SERVICES INC（CSV）与HANMI FINANCIAL CORP（HAFC）财务数据对比。点击上方公司名可切换其他公司
CARRIAGE SERVICES INC的季度营收约是HANMI FINANCIAL CORP的1.5倍（$105.5M vs $71.2M），HANMI FINANCIAL CORP净利率更高（29.8% vs 11.6%，领先18.2%），HANMI FINANCIAL CORP同比增速更快（17.1% vs 8.0%），HANMI FINANCIAL CORP自由现金流更多（$203.7M vs $6.2M），过去两年HANMI FINANCIAL CORP的营收复合增速更高（10.4% vs 1.0%）
怡和Cycle & Carriage有限公司是怡和集团在东南亚的投资控股公司，目前该集团持有其75%的股份，是怡和集团在东南亚区域开展资本布局与投资业务的核心平台。
韩美金融（HANMI FINANCIAL CORP）旗下韩美银行是一家总部位于美国加利福尼亚州洛杉矶的社区银行，目前在加州、得州、伊利诺伊州、纽约州、新泽西州和弗吉尼亚州共设有35家分行与8个贷款业务办事处。
CSV vs HAFC — 直观对比
营收规模更大
CSV
是对方的1.5倍
$71.2M
营收增速更快
HAFC
高出9.1%
8.0%
净利率更高
HAFC
高出18.2%
11.6%
自由现金流更多
HAFC
多$197.5M
$6.2M
两年增速更快
HAFC
近两年复合增速
1.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $105.5M | $71.2M |
| 净利润 | $12.3M | $21.2M |
| 毛利率 | 34.8% | — |
| 营业利润率 | 23.3% | 29.8% |
| 净利率 | 11.6% | 29.8% |
| 营收同比 | 8.0% | 17.1% |
| 净利润同比 | 24.5% | 20.0% |
| 每股收益（稀释后） | $0.76 | $0.70 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CSVHAFC
| Q4 25 | $105.5M | $71.2M | ||
| Q3 25 | $102.7M | $71.0M | ||
| Q2 25 | $102.1M | $65.2M | ||
| Q1 25 | $107.1M | $62.8M | ||
| Q4 24 | $97.7M | $60.8M | ||
| Q3 24 | $100.7M | $58.5M | ||
| Q2 24 | $102.3M | $56.7M | ||
| Q1 24 | $103.5M | $58.4M |
净利润CSVHAFC
| Q4 25 | $12.3M | $21.2M | ||
| Q3 25 | $6.6M | $22.1M | ||
| Q2 25 | $11.7M | $15.1M | ||
| Q1 25 | $20.9M | $17.7M | ||
| Q4 24 | $9.9M | $17.7M | ||
| Q3 24 | $9.9M | $14.9M | ||
| Q2 24 | $6.3M | $14.5M | ||
| Q1 24 | $7.0M | $15.2M |
毛利率CSVHAFC
| Q4 25 | 34.8% | — | ||
| Q3 25 | 35.3% | — | ||
| Q2 25 | 35.2% | — | ||
| Q1 25 | 35.3% | — | ||
| Q4 24 | 34.4% | — | ||
| Q3 24 | 35.2% | — | ||
| Q2 24 | 36.2% | — | ||
| Q1 24 | 36.0% | — |
营业利润率CSVHAFC
| Q4 25 | 23.3% | 29.8% | ||
| Q3 25 | 17.0% | 31.1% | ||
| Q2 25 | 23.5% | 23.2% | ||
| Q1 25 | 29.5% | 28.1% | ||
| Q4 24 | 21.6% | 29.1% | ||
| Q3 24 | 22.7% | 25.5% | ||
| Q2 24 | 18.0% | 25.5% | ||
| Q1 24 | 18.8% | 26.0% |
净利率CSVHAFC
| Q4 25 | 11.6% | 29.8% | ||
| Q3 25 | 6.4% | 31.1% | ||
| Q2 25 | 11.5% | 23.2% | ||
| Q1 25 | 19.5% | 28.1% | ||
| Q4 24 | 10.1% | 29.1% | ||
| Q3 24 | 9.8% | 25.5% | ||
| Q2 24 | 6.1% | 25.5% | ||
| Q1 24 | 6.7% | 26.0% |
每股收益（稀释后）CSVHAFC
| Q4 25 | $0.76 | $0.70 | ||
| Q3 25 | $0.41 | $0.73 | ||
| Q2 25 | $0.74 | $0.50 | ||
| Q1 25 | $1.34 | $0.58 | ||
| Q4 24 | $0.62 | $0.58 | ||
| Q3 24 | $0.63 | $0.49 | ||
| Q2 24 | $0.40 | $0.48 | ||
| Q1 24 | $0.45 | $0.50 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.7M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $254.8M | $796.4M |
| 总资产 | $1.3B | $7.9B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CSVHAFC
| Q4 25 | $1.7M | — | ||
| Q3 25 | $1.2M | — | ||
| Q2 25 | $1.4M | — | ||
| Q1 25 | $4.6M | — | ||
| Q4 24 | $1.2M | — | ||
| Q3 24 | $1.3M | — | ||
| Q2 24 | $1.5M | — | ||
| Q1 24 | $1.7M | — |
股东权益CSVHAFC
| Q4 25 | $254.8M | $796.4M | ||
| Q3 25 | $242.1M | $779.5M | ||
| Q2 25 | $235.4M | $762.8M | ||
| Q1 25 | $223.1M | $751.5M | ||
| Q4 24 | $208.6M | $732.2M | ||
| Q3 24 | $198.1M | $736.7M | ||
| Q2 24 | $187.9M | $707.1M | ||
| Q1 24 | $179.6M | $703.1M |
总资产CSVHAFC
| Q4 25 | $1.3B | $7.9B | ||
| Q3 25 | $1.3B | $7.9B | ||
| Q2 25 | $1.3B | $7.9B | ||
| Q1 25 | $1.3B | $7.7B | ||
| Q4 24 | $1.3B | $7.7B | ||
| Q3 24 | $1.3B | $7.7B | ||
| Q2 24 | $1.3B | $7.6B | ||
| Q1 24 | $1.3B | $7.5B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $14.1M | $206.0M |
| 自由现金流经营现金流 - 资本支出 | $6.2M | $203.7M |
| 自由现金流率自由现金流/营收 | 5.9% | 286.2% |
| 资本支出强度资本支出/营收 | 7.5% | 3.2% |
| 现金转化率经营现金流/净利润 | 1.15× | 9.70× |
| 过去12个月自由现金流最近4个季度 | $40.1M | $356.1M |
8季度趋势，按日历期对齐
经营现金流CSVHAFC
| Q4 25 | $14.1M | $206.0M | ||
| Q3 25 | $24.7M | $146.9M | ||
| Q2 25 | $8.1M | $-19.0M | ||
| Q1 25 | $13.8M | $25.8M | ||
| Q4 24 | $9.3M | $52.6M | ||
| Q3 24 | $20.9M | $6.7M | ||
| Q2 24 | $2.2M | $2.1M | ||
| Q1 24 | $19.7M | $30.0M |
自由现金流CSVHAFC
| Q4 25 | $6.2M | $203.7M | ||
| Q3 25 | $18.0M | $146.4M | ||
| Q2 25 | $5.2M | $-19.6M | ||
| Q1 25 | $10.6M | $25.6M | ||
| Q4 24 | $4.9M | $49.9M | ||
| Q3 24 | $16.2M | $6.5M | ||
| Q2 24 | $-1.4M | $1.3M | ||
| Q1 24 | $16.2M | $29.2M |
自由现金流率CSVHAFC
| Q4 25 | 5.9% | 286.2% | ||
| Q3 25 | 17.5% | 206.3% | ||
| Q2 25 | 5.1% | -30.0% | ||
| Q1 25 | 9.9% | 40.7% | ||
| Q4 24 | 5.0% | 82.1% | ||
| Q3 24 | 16.1% | 11.1% | ||
| Q2 24 | -1.4% | 2.3% | ||
| Q1 24 | 15.6% | 50.0% |
资本支出强度CSVHAFC
| Q4 25 | 7.5% | 3.2% | ||
| Q3 25 | 6.5% | 0.8% | ||
| Q2 25 | 2.8% | 0.9% | ||
| Q1 25 | 3.0% | 0.4% | ||
| Q4 24 | 4.5% | 4.3% | ||
| Q3 24 | 4.6% | 0.4% | ||
| Q2 24 | 3.5% | 1.4% | ||
| Q1 24 | 3.4% | 1.4% |
现金转化率CSVHAFC
| Q4 25 | 1.15× | 9.70× | ||
| Q3 25 | 3.76× | 6.66× | ||
| Q2 25 | 0.69× | -1.26× | ||
| Q1 25 | 0.66× | 1.46× | ||
| Q4 24 | 0.94× | 2.97× | ||
| Q3 24 | 2.11× | 0.45× | ||
| Q2 24 | 0.34× | 0.14× | ||
| Q1 24 | 2.83× | 1.98× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CSV
| Propertyand Merchandise | $47.8M | 45% |
| Cemetery Interment Rights | $24.8M | 23% |
| Merchandise | $18.9M | 18% |
| Other Revenue | $10.2M | 10% |
| Other | $3.9M | 4% |
HAFC
暂无分部数据
