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CARRIAGE SERVICES INC（CSV）与HERITAGE COMMERCE CORP（HTBK）财务数据对比。点击上方公司名可切换其他公司
CARRIAGE SERVICES INC的季度营收约是HERITAGE COMMERCE CORP的2.0倍（$105.5M vs $53.6M），HERITAGE COMMERCE CORP净利率更高（28.2% vs 11.6%，领先16.6%），HERITAGE COMMERCE CORP同比增速更快（15.6% vs 8.0%），HERITAGE COMMERCE CORP自由现金流更多（$61.3M vs $6.2M），过去两年HERITAGE COMMERCE CORP的营收复合增速更高（12.8% vs 1.0%）
怡和Cycle & Carriage有限公司是怡和集团在东南亚的投资控股公司，目前该集团持有其75%的股份，是怡和集团在东南亚区域开展资本布局与投资业务的核心平台。
本文介绍的企业主体信息与内容描述不符，描述内容实际为美国商会，该商会成立于1912年4月23日，是美国规模最大的游说类商业协会 advocacy 团体，成立之初得益于时任总统威廉·霍华德·塔夫脱与劳工商务部长查尔斯·内格尔推动，旨在代表工商界发声。
CSV vs HTBK — 直观对比
营收规模更大
CSV
是对方的2.0倍
$53.6M
营收增速更快
HTBK
高出7.7%
8.0%
净利率更高
HTBK
高出16.6%
11.6%
自由现金流更多
HTBK
多$55.1M
$6.2M
两年增速更快
HTBK
近两年复合增速
1.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $105.5M | $53.6M |
| 净利润 | $12.3M | $15.1M |
| 毛利率 | 34.8% | — |
| 营业利润率 | 23.3% | 41.0% |
| 净利率 | 11.6% | 28.2% |
| 营收同比 | 8.0% | 15.6% |
| 净利润同比 | 24.5% | 42.3% |
| 每股收益（稀释后） | $0.76 | $0.25 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CSVHTBK
| Q4 25 | $105.5M | $53.6M | ||
| Q3 25 | $102.7M | $50.0M | ||
| Q2 25 | $102.1M | $47.8M | ||
| Q1 25 | $107.1M | $46.1M | ||
| Q4 24 | $97.7M | $46.4M | ||
| Q3 24 | $100.7M | $42.2M | ||
| Q2 24 | $102.3M | $41.7M | ||
| Q1 24 | $103.5M | $42.1M |
净利润CSVHTBK
| Q4 25 | $12.3M | $15.1M | ||
| Q3 25 | $6.6M | $14.7M | ||
| Q2 25 | $11.7M | $6.4M | ||
| Q1 25 | $20.9M | $11.6M | ||
| Q4 24 | $9.9M | $10.6M | ||
| Q3 24 | $9.9M | $10.5M | ||
| Q2 24 | $6.3M | $9.2M | ||
| Q1 24 | $7.0M | $10.2M |
毛利率CSVHTBK
| Q4 25 | 34.8% | — | ||
| Q3 25 | 35.3% | — | ||
| Q2 25 | 35.2% | — | ||
| Q1 25 | 35.3% | — | ||
| Q4 24 | 34.4% | — | ||
| Q3 24 | 35.2% | — | ||
| Q2 24 | 36.2% | — | ||
| Q1 24 | 36.0% | — |
营业利润率CSVHTBK
| Q4 25 | 23.3% | 41.0% | ||
| Q3 25 | 17.0% | 41.1% | ||
| Q2 25 | 23.5% | 18.7% | ||
| Q1 25 | 29.5% | 35.4% | ||
| Q4 24 | 21.6% | 31.8% | ||
| Q3 24 | 22.7% | 34.3% | ||
| Q2 24 | 18.0% | 31.3% | ||
| Q1 24 | 18.8% | 34.2% |
净利率CSVHTBK
| Q4 25 | 11.6% | 28.2% | ||
| Q3 25 | 6.4% | 29.4% | ||
| Q2 25 | 11.5% | 13.4% | ||
| Q1 25 | 19.5% | 25.2% | ||
| Q4 24 | 10.1% | 22.9% | ||
| Q3 24 | 9.8% | 24.9% | ||
| Q2 24 | 6.1% | 22.1% | ||
| Q1 24 | 6.7% | 24.1% |
每股收益（稀释后）CSVHTBK
| Q4 25 | $0.76 | $0.25 | ||
| Q3 25 | $0.41 | $0.24 | ||
| Q2 25 | $0.74 | $0.10 | ||
| Q1 25 | $1.34 | $0.19 | ||
| Q4 24 | $0.62 | $0.17 | ||
| Q3 24 | $0.63 | $0.17 | ||
| Q2 24 | $0.40 | $0.15 | ||
| Q1 24 | $0.45 | $0.17 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.7M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $254.8M | $708.6M |
| 总资产 | $1.3B | $5.8B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CSVHTBK
| Q4 25 | $1.7M | — | ||
| Q3 25 | $1.2M | — | ||
| Q2 25 | $1.4M | — | ||
| Q1 25 | $4.6M | — | ||
| Q4 24 | $1.2M | — | ||
| Q3 24 | $1.3M | — | ||
| Q2 24 | $1.5M | — | ||
| Q1 24 | $1.7M | — |
股东权益CSVHTBK
| Q4 25 | $254.8M | $708.6M | ||
| Q3 25 | $242.1M | $700.0M | ||
| Q2 25 | $235.4M | $694.7M | ||
| Q1 25 | $223.1M | $696.2M | ||
| Q4 24 | $208.6M | $689.7M | ||
| Q3 24 | $198.1M | $685.4M | ||
| Q2 24 | $187.9M | $679.2M | ||
| Q1 24 | $179.6M | $676.3M |
总资产CSVHTBK
| Q4 25 | $1.3B | $5.8B | ||
| Q3 25 | $1.3B | $5.6B | ||
| Q2 25 | $1.3B | $5.5B | ||
| Q1 25 | $1.3B | $5.5B | ||
| Q4 24 | $1.3B | $5.6B | ||
| Q3 24 | $1.3B | $5.6B | ||
| Q2 24 | $1.3B | $5.3B | ||
| Q1 24 | $1.3B | $5.3B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $14.1M | $61.7M |
| 自由现金流经营现金流 - 资本支出 | $6.2M | $61.3M |
| 自由现金流率自由现金流/营收 | 5.9% | 114.3% |
| 资本支出强度资本支出/营收 | 7.5% | 0.7% |
| 现金转化率经营现金流/净利润 | 1.15× | 4.08× |
| 过去12个月自由现金流最近4个季度 | $40.1M | — |
8季度趋势，按日历期对齐
经营现金流CSVHTBK
| Q4 25 | $14.1M | $61.7M | ||
| Q3 25 | $24.7M | $18.9M | ||
| Q2 25 | $8.1M | $8.0M | ||
| Q1 25 | $13.8M | $14.8M | ||
| Q4 24 | $9.3M | $39.0M | ||
| Q3 24 | $20.9M | $5.3M | ||
| Q2 24 | $2.2M | $10.5M | ||
| Q1 24 | $19.7M | $7.3M |
自由现金流CSVHTBK
| Q4 25 | $6.2M | $61.3M | ||
| Q3 25 | $18.0M | $18.8M | ||
| Q2 25 | $5.2M | — | ||
| Q1 25 | $10.6M | — | ||
| Q4 24 | $4.9M | $37.3M | ||
| Q3 24 | $16.2M | $4.9M | ||
| Q2 24 | $-1.4M | $9.9M | ||
| Q1 24 | $16.2M | $6.9M |
自由现金流率CSVHTBK
| Q4 25 | 5.9% | 114.3% | ||
| Q3 25 | 17.5% | 37.7% | ||
| Q2 25 | 5.1% | — | ||
| Q1 25 | 9.9% | — | ||
| Q4 24 | 5.0% | 80.5% | ||
| Q3 24 | 16.1% | 11.6% | ||
| Q2 24 | -1.4% | 23.6% | ||
| Q1 24 | 15.6% | 16.4% |
资本支出强度CSVHTBK
| Q4 25 | 7.5% | 0.7% | ||
| Q3 25 | 6.5% | 0.1% | ||
| Q2 25 | 2.8% | — | ||
| Q1 25 | 3.0% | — | ||
| Q4 24 | 4.5% | 3.5% | ||
| Q3 24 | 4.6% | 1.0% | ||
| Q2 24 | 3.5% | 1.6% | ||
| Q1 24 | 3.4% | 1.0% |
现金转化率CSVHTBK
| Q4 25 | 1.15× | 4.08× | ||
| Q3 25 | 3.76× | 1.28× | ||
| Q2 25 | 0.69× | 1.25× | ||
| Q1 25 | 0.66× | 1.28× | ||
| Q4 24 | 0.94× | 3.67× | ||
| Q3 24 | 2.11× | 0.50× | ||
| Q2 24 | 0.34× | 1.14× | ||
| Q1 24 | 2.83× | 0.72× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CSV
| Propertyand Merchandise | $47.8M | 45% |
| Cemetery Interment Rights | $24.8M | 23% |
| Merchandise | $18.9M | 18% |
| Other Revenue | $10.2M | 10% |
| Other | $3.9M | 4% |
HTBK
暂无分部数据
