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CARRIAGE SERVICES INC（CSV）与KINGSTONE COMPANIES, INC.（KINS）财务数据对比。点击上方公司名可切换其他公司
CARRIAGE SERVICES INC的季度营收约是KINGSTONE COMPANIES, INC.的1.9倍（$105.5M vs $56.4M），KINGSTONE COMPANIES, INC.净利率更高（26.2% vs 11.6%，领先14.5%），KINGSTONE COMPANIES, INC.同比增速更快（34.0% vs 8.0%），KINGSTONE COMPANIES, INC.自由现金流更多（$73.1M vs $6.2M），过去两年KINGSTONE COMPANIES, INC.的营收复合增速更高（25.6% vs 1.0%）
怡和Cycle & Carriage有限公司是怡和集团在东南亚的投资控股公司，目前该集团持有其75%的股份，是怡和集团在东南亚区域开展资本布局与投资业务的核心平台。
金斯顿公司总部位于纽约金斯顿，核心业务通过旗下金斯顿保险公司开展财产意外保险产品服务，同时旗下持纽约州牌照的保险保费融资公司Payments, Inc.，会与第三方持牌保费融资机构签订合作协议。在2010年专业保险代理人协会的企业绩效调查中，金斯顿保险公司在81家参评保险公司中排名第一。
CSV vs KINS — 直观对比
营收规模更大
CSV
是对方的1.9倍
$56.4M
营收增速更快
KINS
高出26.0%
8.0%
净利率更高
KINS
高出14.5%
11.6%
自由现金流更多
KINS
多$66.8M
$6.2M
两年增速更快
KINS
近两年复合增速
1.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $105.5M | $56.4M |
| 净利润 | $12.3M | $14.8M |
| 毛利率 | 34.8% | — |
| 营业利润率 | 23.3% | 32.7% |
| 净利率 | 11.6% | 26.2% |
| 营收同比 | 8.0% | 34.0% |
| 净利润同比 | 24.5% | 171.4% |
| 每股收益（稀释后） | $0.76 | $1.09 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CSVKINS
| Q4 25 | $105.5M | $56.4M | ||
| Q3 25 | $102.7M | $55.7M | ||
| Q2 25 | $102.1M | $52.3M | ||
| Q1 25 | $107.1M | $50.5M | ||
| Q4 24 | $97.7M | $42.1M | ||
| Q3 24 | $100.7M | $40.8M | ||
| Q2 24 | $102.3M | $36.5M | ||
| Q1 24 | $103.5M | $35.8M |
净利润CSVKINS
| Q4 25 | $12.3M | $14.8M | ||
| Q3 25 | $6.6M | $10.9M | ||
| Q2 25 | $11.7M | $11.3M | ||
| Q1 25 | $20.9M | $3.9M | ||
| Q4 24 | $9.9M | $5.4M | ||
| Q3 24 | $9.9M | $7.0M | ||
| Q2 24 | $6.3M | $4.5M | ||
| Q1 24 | $7.0M | $1.4M |
毛利率CSVKINS
| Q4 25 | 34.8% | — | ||
| Q3 25 | 35.3% | — | ||
| Q2 25 | 35.2% | — | ||
| Q1 25 | 35.3% | — | ||
| Q4 24 | 34.4% | — | ||
| Q3 24 | 35.2% | — | ||
| Q2 24 | 36.2% | — | ||
| Q1 24 | 36.0% | — |
营业利润率CSVKINS
| Q4 25 | 23.3% | 32.7% | ||
| Q3 25 | 17.0% | 24.6% | ||
| Q2 25 | 23.5% | 27.1% | ||
| Q1 25 | 29.5% | 9.3% | ||
| Q4 24 | 21.6% | 15.9% | ||
| Q3 24 | 22.7% | 22.3% | ||
| Q2 24 | 18.0% | 15.7% | ||
| Q1 24 | 18.8% | 5.0% |
净利率CSVKINS
| Q4 25 | 11.6% | 26.2% | ||
| Q3 25 | 6.4% | 19.5% | ||
| Q2 25 | 11.5% | 21.5% | ||
| Q1 25 | 19.5% | 7.7% | ||
| Q4 24 | 10.1% | 12.9% | ||
| Q3 24 | 9.8% | 17.1% | ||
| Q2 24 | 6.1% | 12.4% | ||
| Q1 24 | 6.7% | 4.0% |
每股收益（稀释后）CSVKINS
| Q4 25 | $0.76 | $1.09 | ||
| Q3 25 | $0.41 | $0.74 | ||
| Q2 25 | $0.74 | $0.78 | ||
| Q1 25 | $1.34 | $0.27 | ||
| Q4 24 | $0.62 | $0.44 | ||
| Q3 24 | $0.63 | $0.55 | ||
| Q2 24 | $0.40 | $0.37 | ||
| Q1 24 | $0.45 | $0.12 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.7M | — |
| 总债务越低越好 | — | $4.4M |
| 股东权益账面价值 | $254.8M | $122.7M |
| 总资产 | $1.3B | $453.4M |
| 负债/权益比越低杠杆越低 | — | 0.04× |
8季度趋势，按日历期对齐
现金及短期投资CSVKINS
| Q4 25 | $1.7M | — | ||
| Q3 25 | $1.2M | — | ||
| Q2 25 | $1.4M | — | ||
| Q1 25 | $4.6M | — | ||
| Q4 24 | $1.2M | — | ||
| Q3 24 | $1.3M | — | ||
| Q2 24 | $1.5M | — | ||
| Q1 24 | $1.7M | — |
总债务CSVKINS
| Q4 25 | — | $4.4M | ||
| Q3 25 | — | $4.8M | ||
| Q2 25 | — | $5.1M | ||
| Q1 25 | — | $5.4M | ||
| Q4 24 | — | $11.2M | ||
| Q3 24 | — | $17.3M | ||
| Q2 24 | — | $25.3M | ||
| Q1 24 | — | $25.3M |
股东权益CSVKINS
| Q4 25 | $254.8M | $122.7M | ||
| Q3 25 | $242.1M | $107.7M | ||
| Q2 25 | $235.4M | $94.9M | ||
| Q1 25 | $223.1M | $82.2M | ||
| Q4 24 | $208.6M | $66.7M | ||
| Q3 24 | $198.1M | $59.7M | ||
| Q2 24 | $187.9M | $40.8M | ||
| Q1 24 | $179.6M | $35.7M |
总资产CSVKINS
| Q4 25 | $1.3B | $453.4M | ||
| Q3 25 | $1.3B | $428.6M | ||
| Q2 25 | $1.3B | $393.4M | ||
| Q1 25 | $1.3B | $385.4M | ||
| Q4 24 | $1.3B | $374.9M | ||
| Q3 24 | $1.3B | $347.0M | ||
| Q2 24 | $1.3B | $319.8M | ||
| Q1 24 | $1.3B | $318.3M |
负债/权益比CSVKINS
| Q4 25 | — | 0.04× | ||
| Q3 25 | — | 0.04× | ||
| Q2 25 | — | 0.05× | ||
| Q1 25 | — | 0.07× | ||
| Q4 24 | — | 0.17× | ||
| Q3 24 | — | 0.29× | ||
| Q2 24 | — | 0.62× | ||
| Q1 24 | — | 0.71× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $14.1M | $75.9M |
| 自由现金流经营现金流 - 资本支出 | $6.2M | $73.1M |
| 自由现金流率自由现金流/营收 | 5.9% | 129.5% |
| 资本支出强度资本支出/营收 | 7.5% | 5.0% |
| 现金转化率经营现金流/净利润 | 1.15× | 5.14× |
| 过去12个月自由现金流最近4个季度 | $40.1M | $124.0M |
8季度趋势，按日历期对齐
经营现金流CSVKINS
| Q4 25 | $14.1M | $75.9M | ||
| Q3 25 | $24.7M | $25.9M | ||
| Q2 25 | $8.1M | $9.3M | ||
| Q1 25 | $13.8M | $17.9M | ||
| Q4 24 | $9.3M | $57.9M | ||
| Q3 24 | $20.9M | $21.7M | ||
| Q2 24 | $2.2M | $7.1M | ||
| Q1 24 | $19.7M | $6.1M |
自由现金流CSVKINS
| Q4 25 | $6.2M | $73.1M | ||
| Q3 25 | $18.0M | $25.3M | ||
| Q2 25 | $5.2M | $8.7M | ||
| Q1 25 | $10.6M | $17.0M | ||
| Q4 24 | $4.9M | $55.6M | ||
| Q3 24 | $16.2M | $21.0M | ||
| Q2 24 | $-1.4M | $6.6M | ||
| Q1 24 | $16.2M | $5.6M |
自由现金流率CSVKINS
| Q4 25 | 5.9% | 129.5% | ||
| Q3 25 | 17.5% | 45.4% | ||
| Q2 25 | 5.1% | 16.6% | ||
| Q1 25 | 9.9% | 33.7% | ||
| Q4 24 | 5.0% | 132.1% | ||
| Q3 24 | 16.1% | 51.6% | ||
| Q2 24 | -1.4% | 18.1% | ||
| Q1 24 | 15.6% | 15.5% |
资本支出强度CSVKINS
| Q4 25 | 7.5% | 5.0% | ||
| Q3 25 | 6.5% | 1.2% | ||
| Q2 25 | 2.8% | 1.1% | ||
| Q1 25 | 3.0% | 1.7% | ||
| Q4 24 | 4.5% | 5.6% | ||
| Q3 24 | 4.6% | 1.7% | ||
| Q2 24 | 3.5% | 1.4% | ||
| Q1 24 | 3.4% | 1.5% |
现金转化率CSVKINS
| Q4 25 | 1.15× | 5.14× | ||
| Q3 25 | 3.76× | 2.38× | ||
| Q2 25 | 0.69× | 0.82× | ||
| Q1 25 | 0.66× | 4.60× | ||
| Q4 24 | 0.94× | 10.65× | ||
| Q3 24 | 2.11× | 3.12× | ||
| Q2 24 | 0.34× | 1.58× | ||
| Q1 24 | 2.83× | 4.27× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CSV
| Propertyand Merchandise | $47.8M | 45% |
| Cemetery Interment Rights | $24.8M | 23% |
| Merchandise | $18.9M | 18% |
| Other Revenue | $10.2M | 10% |
| Other | $3.9M | 4% |
KINS
暂无分部数据
