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CARRIAGE SERVICES INC（CSV）与WAFD INC（WAFD）财务数据对比。点击上方公司名可切换其他公司
WAFD INC的季度营收约是CARRIAGE SERVICES INC的1.8倍（$191.4M vs $105.5M），WAFD INC净利率更高（33.5% vs 11.6%，领先21.9%），WAFD INC同比增速更快（11.8% vs 8.0%），WAFD INC自由现金流更多（$50.0M vs $6.2M），过去两年WAFD INC的营收复合增速更高（5.5% vs 1.0%）
怡和Cycle & Carriage有限公司是怡和集团在东南亚的投资控股公司，目前该集团持有其75%的股份，是怡和集团在东南亚区域开展资本布局与投资业务的核心平台。
WAFD银行总部位于美国华盛顿州西雅图市，是美国头部银行之一，业务覆盖华盛顿州、俄勒冈州、爱达荷州、内华达州、犹他州、亚利桑那州、新墨西哥州、加利福尼亚州及得克萨斯州，共设有210家实体营业网点，为多州客户提供专业金融服务。
CSV vs WAFD — 直观对比
营收规模更大
WAFD
是对方的1.8倍
$105.5M
营收增速更快
WAFD
高出3.9%
8.0%
净利率更高
WAFD
高出21.9%
11.6%
自由现金流更多
WAFD
多$43.8M
$6.2M
两年增速更快
WAFD
近两年复合增速
1.0%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $105.5M | $191.4M |
| 净利润 | $12.3M | $64.2M |
| 毛利率 | 34.8% | — |
| 营业利润率 | 23.3% | 43.0% |
| 净利率 | 11.6% | 33.5% |
| 营收同比 | 8.0% | 11.8% |
| 净利润同比 | 24.5% | 35.8% |
| 每股收益（稀释后） | $0.76 | $0.79 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CSVWAFD
| Q4 25 | $105.5M | $191.4M | ||
| Q3 25 | $102.7M | $188.3M | ||
| Q2 25 | $102.1M | $186.3M | ||
| Q1 25 | $107.1M | $179.8M | ||
| Q4 24 | $97.7M | $171.1M | ||
| Q3 24 | $100.7M | $188.7M | ||
| Q2 24 | $102.3M | $194.4M | ||
| Q1 24 | $103.5M | $172.0M |
净利润CSVWAFD
| Q4 25 | $12.3M | $64.2M | ||
| Q3 25 | $6.6M | $60.6M | ||
| Q2 25 | $11.7M | $62.0M | ||
| Q1 25 | $20.9M | $56.3M | ||
| Q4 24 | $9.9M | $47.3M | ||
| Q3 24 | $9.9M | $61.1M | ||
| Q2 24 | $6.3M | $64.6M | ||
| Q1 24 | $7.0M | $15.9M |
毛利率CSVWAFD
| Q4 25 | 34.8% | — | ||
| Q3 25 | 35.3% | — | ||
| Q2 25 | 35.2% | — | ||
| Q1 25 | 35.3% | — | ||
| Q4 24 | 34.4% | — | ||
| Q3 24 | 35.2% | — | ||
| Q2 24 | 36.2% | — | ||
| Q1 24 | 36.0% | — |
营业利润率CSVWAFD
| Q4 25 | 23.3% | 43.0% | ||
| Q3 25 | 17.0% | 41.2% | ||
| Q2 25 | 23.5% | 42.8% | ||
| Q1 25 | 29.5% | 40.1% | ||
| Q4 24 | 21.6% | 35.2% | ||
| Q3 24 | 22.7% | 42.8% | ||
| Q2 24 | 18.0% | 42.6% | ||
| Q1 24 | 18.8% | 12.2% |
净利率CSVWAFD
| Q4 25 | 11.6% | 33.5% | ||
| Q3 25 | 6.4% | 32.2% | ||
| Q2 25 | 11.5% | 33.3% | ||
| Q1 25 | 19.5% | 31.3% | ||
| Q4 24 | 10.1% | 27.6% | ||
| Q3 24 | 9.8% | 32.4% | ||
| Q2 24 | 6.1% | 33.2% | ||
| Q1 24 | 6.7% | 9.2% |
每股收益（稀释后）CSVWAFD
| Q4 25 | $0.76 | $0.79 | ||
| Q3 25 | $0.41 | $0.71 | ||
| Q2 25 | $0.74 | $0.73 | ||
| Q1 25 | $1.34 | $0.65 | ||
| Q4 24 | $0.62 | $0.54 | ||
| Q3 24 | $0.63 | $0.73 | ||
| Q2 24 | $0.40 | $0.75 | ||
| Q1 24 | $0.45 | $0.17 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.7M | $734.9M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $254.8M | $3.0B |
| 总资产 | $1.3B | $27.3B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CSVWAFD
| Q4 25 | $1.7M | $734.9M | ||
| Q3 25 | $1.2M | $657.3M | ||
| Q2 25 | $1.4M | $809.3M | ||
| Q1 25 | $4.6M | $1.2B | ||
| Q4 24 | $1.2M | $1.5B | ||
| Q3 24 | $1.3M | $2.4B | ||
| Q2 24 | $1.5M | $2.5B | ||
| Q1 24 | $1.7M | $1.5B |
股东权益CSVWAFD
| Q4 25 | $254.8M | $3.0B | ||
| Q3 25 | $242.1M | $3.0B | ||
| Q2 25 | $235.4M | $3.0B | ||
| Q1 25 | $223.1M | $3.0B | ||
| Q4 24 | $208.6M | $3.0B | ||
| Q3 24 | $198.1M | $3.0B | ||
| Q2 24 | $187.9M | $3.0B | ||
| Q1 24 | $179.6M | $2.9B |
总资产CSVWAFD
| Q4 25 | $1.3B | $27.3B | ||
| Q3 25 | $1.3B | $26.7B | ||
| Q2 25 | $1.3B | $26.7B | ||
| Q1 25 | $1.3B | $27.6B | ||
| Q4 24 | $1.3B | $27.7B | ||
| Q3 24 | $1.3B | $28.1B | ||
| Q2 24 | $1.3B | $28.6B | ||
| Q1 24 | $1.3B | $30.1B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $14.1M | $60.5M |
| 自由现金流经营现金流 - 资本支出 | $6.2M | $50.0M |
| 自由现金流率自由现金流/营收 | 5.9% | 26.1% |
| 资本支出强度资本支出/营收 | 7.5% | 5.5% |
| 现金转化率经营现金流/净利润 | 1.15× | 0.94× |
| 过去12个月自由现金流最近4个季度 | $40.1M | $377.9M |
8季度趋势，按日历期对齐
经营现金流CSVWAFD
| Q4 25 | $14.1M | $60.5M | ||
| Q3 25 | $24.7M | $237.0M | ||
| Q2 25 | $8.1M | $58.0M | ||
| Q1 25 | $13.8M | $72.1M | ||
| Q4 24 | $9.3M | $49.4M | ||
| Q3 24 | $20.9M | $439.2M | ||
| Q2 24 | $2.2M | $63.1M | ||
| Q1 24 | $19.7M | $169.2M |
自由现金流CSVWAFD
| Q4 25 | $6.2M | $50.0M | ||
| Q3 25 | $18.0M | $208.2M | ||
| Q2 25 | $5.2M | $53.1M | ||
| Q1 25 | $10.6M | $66.6M | ||
| Q4 24 | $4.9M | $43.0M | ||
| Q3 24 | $16.2M | $414.6M | ||
| Q2 24 | $-1.4M | $58.3M | ||
| Q1 24 | $16.2M | $164.8M |
自由现金流率CSVWAFD
| Q4 25 | 5.9% | 26.1% | ||
| Q3 25 | 17.5% | 110.6% | ||
| Q2 25 | 5.1% | 28.5% | ||
| Q1 25 | 9.9% | 37.0% | ||
| Q4 24 | 5.0% | 25.1% | ||
| Q3 24 | 16.1% | 219.7% | ||
| Q2 24 | -1.4% | 30.0% | ||
| Q1 24 | 15.6% | 95.8% |
资本支出强度CSVWAFD
| Q4 25 | 7.5% | 5.5% | ||
| Q3 25 | 6.5% | 15.2% | ||
| Q2 25 | 2.8% | 2.6% | ||
| Q1 25 | 3.0% | 3.1% | ||
| Q4 24 | 4.5% | 3.8% | ||
| Q3 24 | 4.6% | 13.1% | ||
| Q2 24 | 3.5% | 2.5% | ||
| Q1 24 | 3.4% | 2.6% |
现金转化率CSVWAFD
| Q4 25 | 1.15× | 0.94× | ||
| Q3 25 | 3.76× | 3.91× | ||
| Q2 25 | 0.69× | 0.94× | ||
| Q1 25 | 0.66× | 1.28× | ||
| Q4 24 | 0.94× | 1.05× | ||
| Q3 24 | 2.11× | 7.18× | ||
| Q2 24 | 0.34× | 0.98× | ||
| Q1 24 | 2.83× | 10.65× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CSV
| Propertyand Merchandise | $47.8M | 45% |
| Cemetery Interment Rights | $24.8M | 23% |
| Merchandise | $18.9M | 18% |
| Other Revenue | $10.2M | 10% |
| Other | $3.9M | 4% |
WAFD
暂无分部数据
