vs
COMMUNITY TRUST BANCORP INC（CTBI）与RMR GROUP INC.（RMR）财务数据对比。点击上方公司名可切换其他公司
COMMUNITY TRUST BANCORP INC的季度营收约是RMR GROUP INC.的1.1倍（$74.7M vs $66.7M），COMMUNITY TRUST BANCORP INC净利率更高（36.5% vs 18.3%，领先18.2%），RMR GROUP INC.同比增速更快（40.8% vs 13.8%）
社区信托银行集团是一家美国区域性银行控股公司，其前身是1903年成立的派克维尔国家银行，总部位于阿巴拉契亚地区核心的肯塔基州派克维尔。集团目前旗下经营商业银行社区信托银行，以及位于列克星敦的社区信托投资信托公司。
RMR集团是总部位于美国的另类资产管理企业，核心业务聚焦不动产及相关投资，覆盖商业地产、住宅物业、基础设施等赛道，服务全球核心市场的机构投资者、高净值人士及零售客户。
CTBI vs RMR — 直观对比
营收规模更大
CTBI
是对方的1.1倍
$66.7M
营收增速更快
RMR
高出27.0%
13.8%
净利率更高
CTBI
高出18.2%
18.3%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $74.7M | $66.7M |
| 净利润 | $27.3M | $12.2M |
| 毛利率 | — | — |
| 营业利润率 | 47.3% | 48.1% |
| 净利率 | 36.5% | 18.3% |
| 营收同比 | 13.8% | 40.8% |
| 净利润同比 | 21.3% | 91.1% |
| 每股收益（稀释后） | $1.51 | $0.71 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CTBIRMR
| Q4 25 | $74.7M | $66.7M | ||
| Q3 25 | $71.5M | — | ||
| Q2 25 | $70.2M | — | ||
| Q1 25 | $66.2M | — | ||
| Q4 24 | $65.7M | — | ||
| Q3 24 | $62.8M | — | ||
| Q2 24 | $61.4M | — | ||
| Q1 24 | $58.7M | — |
净利润CTBIRMR
| Q4 25 | $27.3M | $12.2M | ||
| Q3 25 | $23.9M | — | ||
| Q2 25 | $24.9M | — | ||
| Q1 25 | $22.0M | — | ||
| Q4 24 | $22.5M | — | ||
| Q3 24 | $22.1M | — | ||
| Q2 24 | $19.5M | — | ||
| Q1 24 | $18.7M | — |
营业利润率CTBIRMR
| Q4 25 | 47.3% | 48.1% | ||
| Q3 25 | 43.2% | — | ||
| Q2 25 | 46.2% | — | ||
| Q1 25 | 42.9% | — | ||
| Q4 24 | 44.7% | — | ||
| Q3 24 | 43.8% | — | ||
| Q2 24 | 42.3% | — | ||
| Q1 24 | 40.6% | — |
净利率CTBIRMR
| Q4 25 | 36.5% | 18.3% | ||
| Q3 25 | 33.4% | — | ||
| Q2 25 | 35.5% | — | ||
| Q1 25 | 33.2% | — | ||
| Q4 24 | 34.2% | — | ||
| Q3 24 | 35.3% | — | ||
| Q2 24 | 31.8% | — | ||
| Q1 24 | 31.8% | — |
每股收益（稀释后）CTBIRMR
| Q4 25 | $1.51 | $0.71 | ||
| Q3 25 | $1.32 | — | ||
| Q2 25 | $1.38 | — | ||
| Q1 25 | $1.22 | — | ||
| Q4 24 | $1.25 | — | ||
| Q3 24 | $1.23 | — | ||
| Q2 24 | $1.09 | — | ||
| Q1 24 | $1.04 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $363.7M | $49.3M |
| 总债务越低越好 | $63.8M | — |
| 股东权益账面价值 | $856.1M | $232.7M |
| 总资产 | $6.7B | $687.1M |
| 负债/权益比越低杠杆越低 | 0.07× | — |
8季度趋势，按日历期对齐
现金及短期投资CTBIRMR
| Q4 25 | $363.7M | $49.3M | ||
| Q3 25 | $507.6M | — | ||
| Q2 25 | $395.3M | — | ||
| Q1 25 | $340.7M | — | ||
| Q4 24 | $369.5M | — | ||
| Q3 24 | $240.9M | — | ||
| Q2 24 | $161.7M | — | ||
| Q1 24 | $293.3M | — |
总债务CTBIRMR
| Q4 25 | $63.8M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $64.0M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益CTBIRMR
| Q4 25 | $856.1M | $232.7M | ||
| Q3 25 | $831.4M | — | ||
| Q2 25 | $806.9M | — | ||
| Q1 25 | $784.2M | — | ||
| Q4 24 | $757.6M | — | ||
| Q3 24 | $760.8M | — | ||
| Q2 24 | $719.3M | — | ||
| Q1 24 | $707.7M | — |
总资产CTBIRMR
| Q4 25 | $6.7B | $687.1M | ||
| Q3 25 | $6.6B | — | ||
| Q2 25 | $6.4B | — | ||
| Q1 25 | $6.3B | — | ||
| Q4 24 | $6.2B | — | ||
| Q3 24 | $6.0B | — | ||
| Q2 24 | $5.8B | — | ||
| Q1 24 | $5.9B | — |
负债/权益比CTBIRMR
| Q4 25 | 0.07× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.08× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $105.0M | $10.7M |
| 自由现金流经营现金流 - 资本支出 | $97.4M | — |
| 自由现金流率自由现金流/营收 | 130.3% | — |
| 资本支出强度资本支出/营收 | 10.2% | — |
| 现金转化率经营现金流/净利润 | 3.85× | 0.88× |
| 过去12个月自由现金流最近4个季度 | $181.8M | — |
8季度趋势，按日历期对齐
经营现金流CTBIRMR
| Q4 25 | $105.0M | $10.7M | ||
| Q3 25 | $37.5M | — | ||
| Q2 25 | $15.9M | — | ||
| Q1 25 | $36.6M | — | ||
| Q4 24 | $105.3M | — | ||
| Q3 24 | $36.7M | — | ||
| Q2 24 | $20.0M | — | ||
| Q1 24 | $26.2M | — |
自由现金流CTBIRMR
| Q4 25 | $97.4M | — | ||
| Q3 25 | $36.4M | — | ||
| Q2 25 | $13.6M | — | ||
| Q1 25 | $34.5M | — | ||
| Q4 24 | $97.2M | — | ||
| Q3 24 | $35.4M | — | ||
| Q2 24 | $18.4M | — | ||
| Q1 24 | $24.0M | — |
自由现金流率CTBIRMR
| Q4 25 | 130.3% | — | ||
| Q3 25 | 50.8% | — | ||
| Q2 25 | 19.3% | — | ||
| Q1 25 | 52.2% | — | ||
| Q4 24 | 148.0% | — | ||
| Q3 24 | 56.4% | — | ||
| Q2 24 | 30.1% | — | ||
| Q1 24 | 40.9% | — |
资本支出强度CTBIRMR
| Q4 25 | 10.2% | — | ||
| Q3 25 | 1.7% | — | ||
| Q2 25 | 3.4% | — | ||
| Q1 25 | 3.1% | — | ||
| Q4 24 | 12.3% | — | ||
| Q3 24 | 2.1% | — | ||
| Q2 24 | 2.5% | — | ||
| Q1 24 | 3.7% | — |
现金转化率CTBIRMR
| Q4 25 | 3.85× | 0.88× | ||
| Q3 25 | 1.57× | — | ||
| Q2 25 | 0.64× | — | ||
| Q1 25 | 1.66× | — | ||
| Q4 24 | 4.68× | — | ||
| Q3 24 | 1.66× | — | ||
| Q2 24 | 1.02× | — | ||
| Q1 24 | 1.40× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CTBI
暂无分部数据
RMR
| Management Service Incentive | $23.6M | 35% |
| Industrial Logistics Properties Trust | $15.1M | 23% |
| Managed Private Real Estate Capital | $11.1M | 17% |
| Office Properties Income Trust | $5.6M | 8% |
| Other Private Entities | $5.3M | 8% |
| RMR Residential | $3.4M | 5% |
| Sonesta International Hotels Corporation | $2.1M | 3% |
| Investment Advisory Management And Administrative Service | $1.2M | 2% |
