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COMMUNITY TRUST BANCORP INC（CTBI）与null（SWIM）财务数据对比。点击上方公司名可切换其他公司
null的季度营收约是COMMUNITY TRUST BANCORP INC的1.6倍（$117.3M vs $74.7M），COMMUNITY TRUST BANCORP INC净利率更高（36.5% vs -7.3%，领先43.8%），COMMUNITY TRUST BANCORP INC同比增速更快（13.8% vs 5.3%），过去两年COMMUNITY TRUST BANCORP INC的营收复合增速更高（12.8% vs -14.4%）
社区信托银行集团是一家美国区域性银行控股公司，其前身是1903年成立的派克维尔国家银行，总部位于阿巴拉契亚地区核心的肯塔基州派克维尔。集团目前旗下经营商业银行社区信托银行，以及位于列克星敦的社区信托投资信托公司。
该企业是一家源自美国的跨国律师事务所，1934年创立于加利福尼亚州洛杉矶，在诉讼业务、公司法务以及监管合规法律领域拥有深厚的行业积累与知名度，是全球颇具影响力的综合性律所之一。
CTBI vs SWIM — 直观对比
营收规模更大
SWIM
是对方的1.6倍
$74.7M
营收增速更快
CTBI
高出8.5%
5.3%
净利率更高
CTBI
高出43.8%
-7.3%
两年增速更快
CTBI
近两年复合增速
-14.4%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $74.7M | $117.3M |
| 净利润 | $27.3M | $-8.5M |
| 毛利率 | — | 31.7% |
| 营业利润率 | 47.3% | — |
| 净利率 | 36.5% | -7.3% |
| 营收同比 | 13.8% | 5.3% |
| 净利润同比 | 21.3% | -43.1% |
| 每股收益（稀释后） | $1.51 | $-0.07 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CTBISWIM
| Q1 26 | — | $117.3M | ||
| Q4 25 | $74.7M | $100.0M | ||
| Q3 25 | $71.5M | $161.9M | ||
| Q2 25 | $70.2M | $172.6M | ||
| Q1 25 | $66.2M | $111.4M | ||
| Q4 24 | $65.7M | $87.3M | ||
| Q3 24 | $62.8M | $150.5M | ||
| Q2 24 | $61.4M | $160.1M |
净利润CTBISWIM
| Q1 26 | — | $-8.5M | ||
| Q4 25 | $27.3M | $-7.0M | ||
| Q3 25 | $23.9M | $8.1M | ||
| Q2 25 | $24.9M | $16.0M | ||
| Q1 25 | $22.0M | $-6.0M | ||
| Q4 24 | $22.5M | $-29.2M | ||
| Q3 24 | $22.1M | $5.9M | ||
| Q2 24 | $19.5M | $13.3M |
毛利率CTBISWIM
| Q1 26 | — | 31.7% | ||
| Q4 25 | — | 28.0% | ||
| Q3 25 | — | 35.4% | ||
| Q2 25 | — | 37.1% | ||
| Q1 25 | — | 29.5% | ||
| Q4 24 | — | 24.6% | ||
| Q3 24 | — | 32.4% | ||
| Q2 24 | — | 33.1% |
营业利润率CTBISWIM
| Q1 26 | — | — | ||
| Q4 25 | 47.3% | -10.7% | ||
| Q3 25 | 43.2% | 13.3% | ||
| Q2 25 | 46.2% | 14.3% | ||
| Q1 25 | 42.9% | -4.4% | ||
| Q4 24 | 44.7% | -14.9% | ||
| Q3 24 | 43.8% | 8.9% | ||
| Q2 24 | 42.3% | 12.5% |
净利率CTBISWIM
| Q1 26 | — | -7.3% | ||
| Q4 25 | 36.5% | -7.0% | ||
| Q3 25 | 33.4% | 5.0% | ||
| Q2 25 | 35.5% | 9.3% | ||
| Q1 25 | 33.2% | -5.4% | ||
| Q4 24 | 34.2% | -33.4% | ||
| Q3 24 | 35.3% | 3.9% | ||
| Q2 24 | 31.8% | 8.3% |
每股收益（稀释后）CTBISWIM
| Q1 26 | — | $-0.07 | ||
| Q4 25 | $1.51 | $-0.06 | ||
| Q3 25 | $1.32 | $0.07 | ||
| Q2 25 | $1.38 | $0.13 | ||
| Q1 25 | $1.22 | $-0.05 | ||
| Q4 24 | $1.25 | $-0.24 | ||
| Q3 24 | $1.23 | $0.05 | ||
| Q2 24 | $1.09 | $0.11 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $363.7M | — |
| 总债务越低越好 | $63.8M | $3.3M |
| 股东权益账面价值 | $856.1M | $396.7M |
| 总资产 | $6.7B | $856.4M |
| 负债/权益比越低杠杆越低 | 0.07× | 0.01× |
8季度趋势，按日历期对齐
现金及短期投资CTBISWIM
| Q1 26 | — | — | ||
| Q4 25 | $363.7M | — | ||
| Q3 25 | $507.6M | — | ||
| Q2 25 | $395.3M | — | ||
| Q1 25 | $340.7M | — | ||
| Q4 24 | $369.5M | — | ||
| Q3 24 | $240.9M | — | ||
| Q2 24 | $161.7M | — |
总债务CTBISWIM
| Q1 26 | — | $3.3M | ||
| Q4 25 | $63.8M | $279.8M | ||
| Q3 25 | — | $281.1M | ||
| Q2 25 | — | $281.5M | ||
| Q1 25 | — | $306.9M | ||
| Q4 24 | $64.0M | $281.5M | ||
| Q3 24 | — | $282.8M | ||
| Q2 24 | — | $282.4M |
股东权益CTBISWIM
| Q1 26 | — | $396.7M | ||
| Q4 25 | $856.1M | $405.9M | ||
| Q3 25 | $831.4M | $408.4M | ||
| Q2 25 | $806.9M | $398.4M | ||
| Q1 25 | $784.2M | $381.1M | ||
| Q4 24 | $757.6M | $387.2M | ||
| Q3 24 | $760.8M | $416.6M | ||
| Q2 24 | $719.3M | $408.1M |
总资产CTBISWIM
| Q1 26 | — | $856.4M | ||
| Q4 25 | $6.7B | $823.2M | ||
| Q3 25 | $6.6B | $844.4M | ||
| Q2 25 | $6.4B | $822.1M | ||
| Q1 25 | $6.3B | $824.6M | ||
| Q4 24 | $6.2B | $794.2M | ||
| Q3 24 | $6.0B | $853.4M | ||
| Q2 24 | $5.8B | $830.0M |
负债/权益比CTBISWIM
| Q1 26 | — | 0.01× | ||
| Q4 25 | 0.07× | 0.69× | ||
| Q3 25 | — | 0.69× | ||
| Q2 25 | — | 0.71× | ||
| Q1 25 | — | 0.81× | ||
| Q4 24 | 0.08× | 0.73× | ||
| Q3 24 | — | 0.68× | ||
| Q2 24 | — | 0.69× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $105.0M | $-47.7M |
| 自由现金流经营现金流 - 资本支出 | $97.4M | — |
| 自由现金流率自由现金流/营收 | 130.3% | — |
| 资本支出强度资本支出/营收 | 10.2% | — |
| 现金转化率经营现金流/净利润 | 3.85× | — |
| 过去12个月自由现金流最近4个季度 | $181.8M | — |
8季度趋势，按日历期对齐
经营现金流CTBISWIM
| Q1 26 | — | $-47.7M | ||
| Q4 25 | $105.0M | $23.3M | ||
| Q3 25 | $37.5M | $51.0M | ||
| Q2 25 | $15.9M | $36.0M | ||
| Q1 25 | $36.6M | $-46.9M | ||
| Q4 24 | $105.3M | $6.2M | ||
| Q3 24 | $36.7M | $37.2M | ||
| Q2 24 | $20.0M | $52.4M |
自由现金流CTBISWIM
| Q1 26 | — | — | ||
| Q4 25 | $97.4M | $14.1M | ||
| Q3 25 | $36.4M | $45.2M | ||
| Q2 25 | $13.6M | $29.1M | ||
| Q1 25 | $34.5M | $-50.3M | ||
| Q4 24 | $97.2M | $-98.0K | ||
| Q3 24 | $35.4M | $33.2M | ||
| Q2 24 | $18.4M | $47.9M |
自由现金流率CTBISWIM
| Q1 26 | — | — | ||
| Q4 25 | 130.3% | 14.1% | ||
| Q3 25 | 50.8% | 27.9% | ||
| Q2 25 | 19.3% | 16.8% | ||
| Q1 25 | 52.2% | -45.2% | ||
| Q4 24 | 148.0% | -0.1% | ||
| Q3 24 | 56.4% | 22.1% | ||
| Q2 24 | 30.1% | 29.9% |
资本支出强度CTBISWIM
| Q1 26 | — | — | ||
| Q4 25 | 10.2% | 9.2% | ||
| Q3 25 | 1.7% | 3.6% | ||
| Q2 25 | 3.4% | 4.0% | ||
| Q1 25 | 3.1% | 3.1% | ||
| Q4 24 | 12.3% | 7.2% | ||
| Q3 24 | 2.1% | 2.7% | ||
| Q2 24 | 2.5% | 2.8% |
现金转化率CTBISWIM
| Q1 26 | — | — | ||
| Q4 25 | 3.85× | — | ||
| Q3 25 | 1.57× | 6.29× | ||
| Q2 25 | 0.64× | 2.25× | ||
| Q1 25 | 1.66× | — | ||
| Q4 24 | 4.68× | — | ||
| Q3 24 | 1.66× | 6.32× | ||
| Q2 24 | 1.02× | 3.95× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
